Mortgage Lenders and Brokers in Madera, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Madera, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2147 W Cleveland Ave, Madera, CA 93637A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.201 N D St, Madera, CA 93638A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA501 E Yosemite Ave, Madera, CA 93638A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA201 E Yosemite Ave, Madera, CA 93638A+5.0 ★Texas Ratio: 5.36%, The Golden 1 Credit UnionThe Golden 1 Credit Union1934 Howard Rd, Madera, CA 93637 5123A+5.0 ★Texas Ratio: 5.50%, Noble Federal Credit UnionNoble Federal Credit Union609 W Yosemite Ave, Madera, CA 93637 4522A+5.0 ★Texas Ratio: 4.29%, Educational Employees Credit UnionEducational Employees Credit Union413 W Yosemite Ave Ste 101, Madera, CA 93637 4574A+5.0 ★Texas Ratio: 0.58%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, and Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Madera, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Madera are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Madera, California
Market share is the lender's share of all home loans closed in Madera, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Madera 2147 W Cleveland Ave, Madera, CA 93637 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 14 +2 HELOCs |
2% | 88.2% | $330,000 | View |
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1 office in Madera 201 N D St, Madera, CA 93638 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 11 +5 HELOCs |
1.5% | 50% | $299,545 | View |
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1 office in Madera 501 E Yosemite Ave, Madera, CA 93638 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +5 HELOCs |
0.7% | 62.5% | $307,000 | View |
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2 offices in Madera 201 E Yosemite Ave, Madera, CA 93638 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 0.7% | 85.7% | $135,000 | View |
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1934 Howard Rd, Madera, CA 93637 5123 A+5.0 ★Texas Ratio: 5.50% |
Conventional, FHA, HELOC | 14 +28 HELOCs |
2% | 77.8% | $251,428 | View |
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609 W Yosemite Ave, Madera, CA 93637 4522 A+5.0 ★Texas Ratio: 4.29% |
Conventional, HELOC | 8 +4 HELOCs |
1.1% | 47.1% | $76,250 | View |
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413 W Yosemite Ave Ste 101, Madera, CA 93637 4574 A+5.0 ★Texas Ratio: 0.58% |
Conventional, HELOC | 3 +12 HELOCs |
0.4% | 50% | $215,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 75% | $51,666 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 3 | 0.4% | 60% | $301,666 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 2 | 0.3% | 100% | $205,000 | |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 2 | 0.3% | 100% | $305,000 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kind Lending, LLC
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Conventional, FHA, VA | 107 | 15.1% | 79.4% | $350,327 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA, VA | 59 | 8.3% | 93.8% | $230,084 | |
Alameda Mortgage Corporation
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Conventional, FHA, VA | 34 | 4.8% | 97.1% | $283,529 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 16 | 2.3% | 76.2% | $356,250 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 15 | 2.1% | 83.3% | $272,333 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA, VA | 13 | 1.8% | 100% | $386,538 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 7 +1 HELOCs |
1% | 66.7% | $133,571 | |
AmWest Funding Corp
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Conventional, FHA | 6 | 0.8% | 100% | $326,666 | |
JMAC Lending, Inc.
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Conventional, FHA, VA | 6 | 0.8% | 100% | $306,666 | |
Guild Mortgage Company
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Conventional, FHA | 5 | 0.7% | 100% | $347,000 | |
Flexpoint, Inc.
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Conventional, FHA | 4 | 0.6% | 100% | $190,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 4 | 0.6% | 100% | $375,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 4 | 0.6% | 100% | $230,000 | |
Goodleap, LLC
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FHA, HELOC | 3 +2 HELOCs |
0.4% | 100% | $305,000 | |
MortgageOne, Inc
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Conventional, FHA | 3 | 0.4% | 100% | $341,666 | |
New American Funding, LLC.
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FHA, VA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $360,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 0.3% | 66.7% | $560,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 0.3% | 50% | $340,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.3% | 100% | $385,000 | |
Googain, Inc.
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Conventional | 2 | 0.3% | 100% | $375,000 | |
Land Home Financial Services,
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Conventional, FHA | 2 | 0.3% | 100% | $330,000 | |
Paramount Residential Mortgage
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FHA | 2 | 0.3% | 100% | $345,000 | |
Nexera Holding LLC
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Conventional | 2 | 0.3% | 100% | $195,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.3% | 50% | $340,000 | |
ML Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Residential Wholesale Mortgage
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FHA | 1 | 0.1% | 100% | $435,000 | |
Resicentral LLC
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FHA | 1 | 0.1% | 100% | $535,000 | |
Ahl Funding
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Conventional | 1 | 0.1% | 100% | $475,000 | |
Royal Pacific Funding
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FHA | 1 | 0.1% | 100% | $465,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $295,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $55,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.1% | 75% | $205,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 95 +7 HELOCs |
13.4% | 88.1% | $368,157 | |
Rocket Mortgage
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Conventional, FHA, VA | 71 | 10% | 80% | $220,070 | |
Nationstar Mortgage
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Conventional, FHA, VA | 18 | 2.5% | 90% | $163,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 15 | 2.1% | 100% | $278,333 | |
Spring Eq, LLC
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Conventional | 14 | 2% | 60.9% | $72,857 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 1.7% | 87.5% | $319,166 | |
Lennar Mortgage, LLC
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Conventional, FHA | 9 | 1.3% | 90% | $431,666 | |
Mortgage Research Center
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FHA, VA | 8 | 1.1% | 61.5% | $433,750 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 0.8% | 100% | $368,333 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 6 | 0.8% | 100% | $280,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 5 +2 HELOCs |
0.7% | 71.4% | $333,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 5 | 0.7% | 62.5% | $365,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +4 HELOCs |
0.6% | 57.1% | $62,500 | |
Newrez LLC
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Conventional | 4 | 0.6% | 41.7% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 4 | 0.6% | 100% | $295,000 | View |
Discover Bank
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Conventional | 4 | 0.6% | 28.6% | $85,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 4 | 0.6% | 66.7% | $362,500 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, HELOC | 3 +3 HELOCs |
0.4% | 75% | $368,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.4% | 37.5% | $238,333 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.3% | 100% | $195,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 2 | 0.3% | 100% | $200,000 | |
Nqm Funding, LLC
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Conventional | 2 | 0.3% | 100% | $600,000 | |
Self Help Federal Credit Union
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Conventional | 2 | 0.3% | 100% | $365,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.3% | 100% | $170,000 | |
Village Capital & Investment
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FHA | 2 | 0.3% | 37.5% | $380,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $105,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $295,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 0.1% | 100% | $315,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.1% | 100% | $385,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.1% | 18.8% | $85,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.1% | 100% | $355,000 | |
TruHome Solutions, LLC
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FHA | 1 | 0.1% | 100% | $245,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.1% | 100% | $245,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.1% | 100% | $375,000 | |
American Financing Corporation
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Conventional | 1 | 0.1% | 33.3% | $175,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.1% | 50% | $295,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.1% | 50% | $305,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.1% | 50% | $225,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 50% | $115,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.1% | 100% | $315,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $325,000 | View |
Luxury Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.1% | 100% | $275,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 50% | $195,000 | |
Better Mortgage Corporation
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Madera Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Madera, California
Looking for mortgage lenders near me or mortgage brokers near me in Madera? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Madera in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Madera, CA
Use these to narrow the list above. Each category shows how many Madera, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Madera, CA
Independent mortgage companies closed 87.9 percent of home loans in Madera, California in 2025, banks 6.6 percent and credit unions 5.5 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Madera, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Madera, California with 14 loans, about 2 percent of the market. The largest lender headquartered in California was Bank of America NA with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Madera, California, Golden Empire Mortgage, Inc. approved the highest share of completed applications in 2025 at 93.8 percent, against a 78.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Madera, California in 2025, led by Kind Lending, LLC with 56. 19 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 12 credit unions closed home loans in Madera, California in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Madera, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Madera, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Madera. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
