Mortgage Lenders and Brokers in Lomita, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lomita, California mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust2300 Pacific Coast Hwy, Lomita, CA 90717A5.0 ★Texas Ratio: 7.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Skyone Federal Credit UnionSkyone Federal Credit Union777 S AVIATION BLVD, El Segundo, CA 90245 4848A5.0 ★Texas Ratio: 10.57%, and Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lomita, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lomita are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lomita, California
Market share is the lender's share of all home loans closed in Lomita, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lomita 2300 Pacific Coast Hwy, Lomita, CA 90717 A5.0 ★Texas Ratio: 7.72% |
Conventional | 2 | 1.3% | 100% | $360,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 4.5% | 88.9% | $649,285 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 5 | 3.2% | 100% | $633,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, FHA, HELOC | 4 +7 HELOCs |
2.6% | 80% | $505,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +5 HELOCs |
1.9% | 75% | $551,666 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +3 HELOCs |
1.9% | 60% | $511,666 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.3% | 100% | $590,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.3% | 66.7% | $130,000 | View |
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★ 4 stars, 1 review 777 S AVIATION BLVD, El Segundo, CA 90245 4848 A5.0 ★Texas Ratio: 10.57% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.6% | 100% | $715,000 | View |
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1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
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2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
Conventional | 1 | 0.6% | 100% | $1,205,000 | View |
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2201 Pacific Coast Hwy, Lomita, CA 90717 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $915,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.6% | 100% | $865,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, VA | 5 | 3.2% | 62.5% | $643,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 5 | 3.2% | 100% | $663,000 | |
New American Funding, LLC.
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Conventional, HELOC | 3 +1 HELOCs |
1.9% | 100% | $851,666 | |
JSB Mortgage Corporation
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Conventional | 2 | 1.3% | 100% | $620,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 2 | 1.3% | 100% | $935,000 | |
Financial Partners Credit Unio
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $125,000 | |
Fundloans Capital
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Conventional | 1 | 0.6% | 100% | $425,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 33.3% | $725,000 | |
Augusta Financial, Inc.
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Conventional | 1 | 0.6% | 100% | $225,000 | |
5Th Sreet Capital Inc.
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Conventional | 1 | 0.6% | 100% | $915,000 | |
Resicentral LLC
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VA | 1 | 0.6% | 100% | $685,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.6% | 100% | $715,000 | View |
Royal Pacific Funding
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Conventional | 1 | 0.6% | 100% | $225,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.6% | 100% | $425,000 | |
First Stardand Financial dba Nexcap Home Loans
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Conventional | 1 | 0.6% | 100% | $505,000 | |
Ez Fundings Inc
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Conventional | 1 | 0.6% | 100% | $445,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $785,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.6% | 100% | $605,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.6% | 100% | $995,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.6% | 100% | $985,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Southland Credit Uniom
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional | 26 | 16.8% | 86.7% | $508,076 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 18 +1 HELOCs |
11.6% | 100% | $753,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 6 +1 HELOCs |
3.9% | 100% | $663,333 | |
Nationstar Mortgage
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Conventional | 4 | 2.6% | 80% | $230,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
1.9% | 80% | $71,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 3 | 1.9% | 100% | $731,666 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 3 | 1.9% | 100% | $358,333 | View |
The Loan Store, Inc
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Conventional | 3 | 1.9% | 100% | $601,666 | |
Triad Financial Services, Inc.
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Conventional | 2 | 1.3% | 90% | $220,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.3% | 100% | $865,000 | |
Churchill Mortgage Corporation
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Conventional, VA, Jumbo | 2 | 1.3% | 100% | $1,185,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $35,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.6% | 100% | $925,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.6% | 100% | $1,055,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 50% | $735,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $1,095,000 | |
Michigan Mutual, Inc
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,235,000 | |
Bay Equity LLC
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Conventional | 1 | 0.6% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.6% | 100% | $1,035,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $715,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.6% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.6% | 50% | $615,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $905,000 | View |
21St Mortgage
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Conventional | 1 | 0.6% | 50% | $35,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.6% | 100% | $185,000 | |
Alliant Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate Affinity, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Lomita Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lomita, California
Looking for mortgage lenders near me or mortgage brokers near me in Lomita? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lomita in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lomita, CA
Use these to narrow the list above. Each category shows how many Lomita, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Lomita, CA
Independent mortgage companies closed 73.5 percent of home loans in Lomita, California in 2025, banks 20 percent and credit unions 6.5 percent. Change Lending was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, City National Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lomita, CA
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Lomita, California with 2 loans, about 1.3 percent of the market. The largest lender headquartered in California was City National Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Lomita, California in 2025, led by United Wholesale Mortgage with 3. 4 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 17 credit unions closed home loans in Lomita, California in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lomita, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lomita, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lomita. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
