Mortgage Lenders and Brokers in Lake of the Pines, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake of the Pines, California mortgage lenders include El Dorado Savings BankEl Dorado Savings Bank1227 Oak Ct, Arnold, CA 95223A+5.0 ★Texas Ratio: 0.41%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.69%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%, Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%, and Royal Business BankRoyal Business Bank901 S Baldwin Ave, Arcadia, CA 91007A5.0 ★Texas Ratio: 7.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake of the Pines, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake of the Pines are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake of the Pines, California
Market share is the lender's share of all home loans closed in Lake of the Pines, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1227 Oak Ct, Arnold, CA 95223 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 6 | 3.4% | 100% | $161,666 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 2.9% | 83.3% | $727,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
2.3% | 66.7% | $352,500 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
1.7% | 100% | $815,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 3 | 1.7% | 100% | $111,666 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 100% | $160,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $355,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $335,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $125,000 | View |
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901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
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300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 1 | 0.6% | 100% | $705,000 | View |
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8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 1 | 0.6% | 50% | $105,000 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,105,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kind Lending, LLC
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Conventional | 5 | 2.9% | 85.7% | $399,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.7% | 100% | $131,666 | |
Guild Mortgage Company
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FHA, VA | 3 | 1.7% | 100% | $575,000 | |
Generations Home Loans, LLC
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Conventional, Jumbo | 3 | 1.7% | 100% | $591,666 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 1.7% | 75% | $641,666 | |
Alameda Mortgage Corporation
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Conventional | 2 | 1.1% | 100% | $325,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.1% | 66.7% | $575,000 | |
American Internet Mortgage, Inc.
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Conventional | 2 | 1.1% | 100% | $465,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 1.1% | 66.7% | $420,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 1.1% | 100% | $550,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 1.1% | 66.7% | $220,000 | |
ML Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $405,000 | |
Resicentral LLC
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FHA | 1 | 0.6% | 100% | $655,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.6% | 100% | $385,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.6% | 100% | $355,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Flexpoint, Inc.
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FHA | 1 | 0.6% | 100% | $435,000 | |
Dignified Home Loans LLC
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Conventional | 1 | 0.6% | 100% | $615,000 | |
Ony Glo, Inc.
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FHA | 1 | 0.6% | 100% | $655,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.6% | 100% | $755,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $415,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $955,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $765,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Arcstone Financial Inc
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Conventional | 1 | 0.6% | 100% | $795,000 | |
Marquee Capital Fund 1, LLC.
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Conventional | 1 | 0.6% | 100% | $305,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $375,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 36 | 20.6% | 90.5% | $476,944 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 10 +1 HELOCs |
5.7% | 100% | $499,000 | |
Rocket Mortgage
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Conventional, Jumbo | 8 | 4.6% | 81.8% | $425,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
1.7% | 75% | $101,666 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 1.7% | 100% | $268,333 | |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 1.7% | 75% | $75,000 | |
Newrez LLC
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Conventional, VA | 3 | 1.7% | 100% | $701,666 | |
Movement Mortgage, LLC
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Conventional | 3 | 1.7% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 3 | 1.7% | 100% | $445,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 1.7% | 100% | $561,666 | View |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 2 | 1.1% | 100% | $630,000 | |
Freedom Mortgage Corporation
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VA | 2 | 1.1% | 100% | $440,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.1% | 66.7% | $330,000 | |
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A+5.0 ★Texas Ratio: 4.67% |
Conventional | 2 | 1.1% | 100% | $450,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $55,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.6% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $755,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.6% | 50% | $335,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.6% | 100% | $435,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.6% | 100% | $425,000 | |
Peak Residential Lending Inc
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Conventional | 1 | 0.6% | 100% | $255,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $445,000 | |
Nfm, Inc
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Conventional | 1 | 0.6% | 100% | $465,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $445,000 | |
Saygo Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $465,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $715,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
21St Mortgage
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Conventional | 1 | 0.6% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.6% | 100% | $515,000 | View |
Village Capital & Investment
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VA | 1 | 0.6% | 100% | $605,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Lake of the Pines Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake of the Pines, California
Looking for mortgage lenders near me or mortgage brokers near me in Lake of the Pines? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake of the Pines in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake of the Pines, CA
Use these to narrow the list above. Each category shows how many Lake of the Pines, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Lake of the Pines, CA
Independent mortgage companies closed 77.7 percent of home loans in Lake of the Pines, California in 2025, banks 15.4 percent and credit unions 6.9 percent. ClearPath Lending was the largest mortgage company, El Dorado Savings Bank the largest bank and Pacific Service Credit Union the largest credit union. Among lenders headquartered in California, El Dorado Savings Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake of the Pines, CA
By home loans closed in 2025, El Dorado Savings Bank was the largest mortgage lender in Lake of the Pines, California with 6 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Lake of the Pines, California in 2025, led by United Wholesale Mortgage with 9. 6 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 13 credit unions closed home loans in Lake of the Pines, California in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake of the Pines, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake of the Pines, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake of the Pines. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
