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Mortgage Lenders and Brokers in Lake Elsinore, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lake Elsinore, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA31575 Canyon Estates Dr, Lake Elsinore, CA 92532A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.30901 Riverside Dr, Lake Elsinore, CA 92530A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA31600 Grape St, Lake Elsinore, CA 92532A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA18291 Collier Ave, Lake Elsinore, CA 92530A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU561 Chaney St Ste D, Lake Elsinore, CA 92530 2721A+5.0 ★Texas Ratio: 5.56%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Vision One Mortgage, Inc.Vision One Mortgage, Inc.3279 Ramos Cir, Sacramento, CA 95827 2500A+5.0 ★Texas Ratio: 1.10%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, and Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lake Elsinore, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Elsinore are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lake Elsinore, California

Market share is the lender's share of all home loans closed in Lake Elsinore, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Lake Elsinore 31575 Canyon Estates Dr, Lake Elsinore, CA 92532 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	14 +1 HELOCs	1.2%	82.4%	$381,428	View
US Bank, N.A. 2 offices in Lake Elsinore 30901 Riverside Dr, Lake Elsinore, CA 92530 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	11 +3 HELOCs	1%	64.7%	$404,090	View
Wells Fargo Bank NA 2 offices in Lake Elsinore 31600 Grape St, Lake Elsinore, CA 92532 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	9	0.8%	81.8%	$353,888	View
Bank of America NA 2 offices in Lake Elsinore 18291 Collier Ave, Lake Elsinore, CA 92530 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +10 HELOCs	0.3%	100%	$538,333	View
Schoolsfirst FCU 561 Chaney St Ste D, Lake Elsinore, CA 92530 2721 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	43 +29 HELOCs	3.8%	90%	$208,488	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA, Jumbo, HELOC	10 +1 HELOCs	0.9%	85.7%	$549,000	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	5	0.4%	100%	$491,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, VA, HELOC	4 +1 HELOCs	0.4%	66.7%	$440,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.4%	100%	$95,000	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional	4	0.4%	100%	$520,000	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	3 +4 HELOCs	0.3%	42.9%	$231,666	View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	Conventional, HELOC	3 +2 HELOCs	0.3%	100%	$85,000	View
Frontwave Credit Union 995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74%	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$48,333	View
Arrowhead Central Credit Union 23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64%	Conventional	3	0.3%	60%	$105,000	View
Altura Credit Union 300 S Highland Springs Ave, Banning, CA 92220 6504 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA	3	0.3%	75%	$451,666	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	3	0.3%	75%	$398,333	View
Long Beach City Employees Federal Credit Union 2845 Temple Ave, Signal Hill, CA 90755 2212	Conventional	2	0.2%	100%	$280,000
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	2	0.2%	100%	$165,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	1 +4 HELOCs	0.1%	33.3%	$355,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$275,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$285,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$155,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$485,000	View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	Conventional	1	0.1%	100%	$705,000	View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	Conventional	1	0.1%	33.3%	$275,000	View
S&S Financial 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$475,000	View
First City Credit Union 500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03%	Conventional	1	0.1%	100%	$55,000	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$105,000	View
Open Bank 5141 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 6.54%	Conventional	1	0.1%	100%	$345,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$355,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	FHA	1	0.1%	100%	$555,000	View
Usc Credit Union 3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49%	Conventional	1	0.1%	100%	$55,000	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	1	0.1%	50%	$55,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional	1	0.1%	100%	$345,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +3 HELOCs	0%	n/a		View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +2 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +1 HELOCs	0%	n/a		View
CommonWealth Central Credit Union 8000 SANTA TERESA BLVD, GILROY, CA 95020 A+5.0 ★Texas Ratio: 1.92%	HELOC	0 +1 HELOCs	0%	n/a		View
Priority One Credit Union 7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200 A+5.0 ★Texas Ratio: 0.81%	HELOC	0 +1 HELOCs	0%	n/a		View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	HELOC	0 +1 HELOCs	0%	n/a		View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	HELOC	0 +1 HELOCs	0%	n/a		View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	HELOC	0 +1 HELOCs	0%	0%		View
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA	35	3.1%	83.3%	$476,142	View
loanDepot.com LLC	Conventional, FHA, VA, HELOC	34 +2 HELOCs	3%	65.4%	$471,176
Pennymac Loan Services LLC	Conventional, FHA, VA	20	1.8%	76.9%	$360,500
Paramount Residential Mortgage	Conventional, FHA, VA	14	1.2%	100%	$495,714
New American Funding, LLC.	Conventional, FHA, VA, HELOC	11 +3 HELOCs	1%	68.8%	$381,363
Residential Wholesale Mortgage	Conventional, FHA	9	0.8%	90%	$466,111
Kind Lending, LLC	Conventional, FHA, VA	8	0.7%	72.7%	$635,000
ML Mortgage Corp.	Conventional, FHA, VA	7	0.6%	100%	$443,571
Golden Empire Mortgage, Inc.	Conventional, FHA, VA	7	0.6%	100%	$525,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, HELOC	6 +1 HELOCs	0.5%	100%	$486,666
Royal Pacific Funding	FHA, VA	6	0.5%	100%	$563,333
Hometown Equity Mortgage, LLC	Conventional, FHA	6	0.5%	54.5%	$548,333
AmWest Funding Corp	Conventional, FHA, HELOC	5 +2 HELOCs	0.4%	71.4%	$527,000
Resicentral LLC	Conventional, FHA	5	0.4%	100%	$601,000
Ahl Funding	Conventional, FHA, VA	5	0.4%	100%	$523,000
Franklin Loan Corporation	Conventional, FHA	5	0.4%	100%	$609,000
Zillow Home Loans, LLC	Conventional, FHA	5	0.4%	83.3%	$381,000
JMAC Lending, Inc.	Conventional, FHA	5	0.4%	100%	$431,000
American Financial Network, Inc.	Conventional, FHA	4	0.4%	80%	$605,000
Ez Fundings Inc	Conventional, FHA	4	0.4%	100%	$535,000
Stg Mortgage Inc	FHA	4	0.4%	80%	$540,000
Nmsi, Inc.	Conventional	4	0.4%	100%	$407,500
Coast 2 Coast Funding Group, Inc	Conventional	3	0.3%	100%	$178,333
New Wave Lending Group Inc	Conventional, FHA	3	0.3%	100%	$438,333
Geo-Corp, Inc.	FHA	3	0.3%	100%	$598,333
Carrington Mortgage Services LLC	Conventional, VA	3	0.3%	17.6%	$325,000
Goodleap, LLC	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$210,000
Home Mortgage Alliance Corp (Hmac)	FHA	2	0.2%	66.7%	$530,000
Guild Mortgage Company	Conventional, FHA	2	0.2%	60%	$550,000
AdvantageFirst Lending Inc	FHA, VA	2	0.2%	100%	$480,000
HomeXpress Mortgage Corp.	Conventional	2	0.2%	28.6%	$460,000
American Heritage Lending, LLC	Conventional	2	0.2%	100%	$385,000
American Pacific Mortgage Corporation	FHA, VA	2	0.2%	66.7%	$650,000
Emet Lending Group, Inc.	Conventional	2	0.2%	100%	$505,000
Vista Point Mortgage, LLC	Conventional	2	0.2%	100%	$255,000
Alameda Mortgage Corporation	FHA	1	0.1%	100%	$465,000
MortgageOne, Inc	FHA	1	0.1%	100%	$535,000
Pacific Lending LLC	VA	1	0.1%	100%	$495,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$435,000
Fidelity Lending Solutions Inc	Conventional	1	0.1%	100%	$465,000
Bay-Valley Mortgage Group	FHA	1	0.1%	100%	$565,000
JMJ Financial Group Inc.	FHA	1	0.1%	100%	$565,000
First Stardand Financial dba Nexcap Home Loans	Conventional	1	0.1%	100%	$575,000
Victoria Financial Corp	Conventional	1	0.1%	100%	$545,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$575,000
Ony Glo, Inc.	Conventional	1	0.1%	100%	$115,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$655,000
Provident Funding Associates	Conventional	1	0.1%	50%	$485,000
Lendsure Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$1,445,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$105,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$465,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$565,000
Banc One Mortage Corporation	Conventional	1	0.1%	100%	$425,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$365,000
Arcstone Financial Inc	Conventional	1	0.1%	100%	$325,000
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +3 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	173 +16 HELOCs	15.4%	85.2%	$530,838
Kbhs Home Loans, LLC	Conventional, FHA, VA	105	9.4%	90.8%	$521,476
Rocket Mortgage	Conventional, FHA, VA, Jumbo	102	9.1%	81.5%	$393,039
Pulte Mortgage LLC	Conventional, FHA, VA, Jumbo	89	7.9%	70.6%	$595,449
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	34 +7 HELOCs	3%	69.4%	$310,588
CrossCountry Mortgage, LLC	Conventional, FHA, VA	16	1.4%	100%	$460,625
The Loan Store, Inc	Conventional, FHA, VA, HELOC	14 +4 HELOCs	1.2%	100%	$460,714
Freedom Mortgage Corporation	FHA, VA, Jumbo	13	1.2%	92%	$625,769
Newrez LLC	Conventional, FHA, VA	13	1.2%	56.5%	$457,307
Village Capital & Investment	FHA, VA	10	0.9%	90%	$588,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	9	0.8%	100%	$543,888
Nationstar Mortgage	Conventional, FHA	9	0.8%	60%	$273,888
Mortgage Research Center	FHA, VA	8	0.7%	80%	$492,500
Primelending	Conventional, FHA, VA	6	0.5%	100%	$370,000
Fairway Independent Mort Corp	Conventional, FHA, VA	6	0.5%	100%	$358,333
Spring Eq, LLC	Conventional, HELOC	5 +4 HELOCs	0.4%	29.4%	$77,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	5	0.4%	50%	$451,000
Equity Prime Mortgage LLC	Conventional, FHA, VA	5	0.4%	100%	$463,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA	5	0.4%	100%	$411,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	5	0.4%	71.4%	$403,000	View
DHI Mortgage Company, LTD.	FHA, VA	5	0.4%	83.3%	$523,000
Triad Financial Services, Inc.	Conventional	4	0.4%	100%	$115,000
Amerisave Mortgage Company	Conventional, VA	4	0.4%	25%	$237,500
Ameritrust Mortgage Corporation	Conventional, FHA	4	0.4%	100%	$577,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.4%	66.7%	$450,000	View
Loanunited.Com, LLC	FHA, VA	3	0.3%	60%	$495,000
Discover Bank	Conventional	3	0.3%	15.8%	$138,333
Mortgage Solutions of Colorado	VA	3	0.3%	100%	$541,666
Nations Direct Mortgage, LLC	Conventional, FHA, VA	3	0.3%	100%	$481,666
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$525,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	2	0.2%	100%	$625,000	View
Union Home Mortgage Corp.	Conventional, FHA	2	0.2%	66.7%	$430,000
Planet Home Lending, LLC	FHA, VA	2	0.2%	66.7%	$505,000
Saygo Home Loans, LLC	VA	2	0.2%	100%	$425,000
Mutual of Omaha Mortgage	VA	2	0.2%	66.7%	$465,000
Lower, LLC	FHA, VA	2	0.2%	100%	$520,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.2%	66.7%	$450,000
Everett Financial, Inc.	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$415,000
Arc Home LLC	Conventional	1	0.1%	100%	$555,000
Southwest Airlines FCU	Conventional	1	0.1%	100%	$145,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$515,000
American Financial Resources LLC	VA	1	0.1%	50%	$545,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$395,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$255,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$365,000
Movement Mortgage, LLC	Conventional	1	0.1%	100%	$435,000
Dart Bank	Conventional	1	0.1%	100%	$455,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$685,000
Emporium Tpo LLC	Conventional	1	0.1%	100%	$745,000
City 1st Mortgage Services, LC	Conventional	1	0.1%	100%	$405,000
LoanFlight Lending, LLC.	VA	1	0.1%	100%	$565,000
American Financing Corporation	FHA	1	0.1%	33.3%	$505,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$425,000
First Colony Mortgage Corporat	FHA	1	0.1%	100%	$505,000
Nfm, Inc	Conventional	1	0.1%	100%	$525,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$485,000
Churchill Mortgage Corporation	VA	1	0.1%	100%	$585,000
Peoples Mortgage Company	Conventional	1	0.1%	100%	$55,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$625,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$125,000	View
Megastar Finanacial Corp	Conventional	1	0.1%	100%	$795,000
Better Mortgage Corporation	Conventional	1	0.1%	50%	$515,000
Genway Home Mortgage, Inc.	FHA	1	0.1%	50%	$535,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$205,000
Ussfcu	Conventional	1	0.1%	100%	$95,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	50%	$495,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$585,000
21St Mortgage	Conventional	1	0.1%	16.7%	$155,000
Geneva Financial LLC	VA	1	0.1%	100%	$585,000
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$675,000
Leaderone Financial Corp.	VA, Jumbo	1	0.1%	100%	$815,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$505,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	FHA	1	0.1%	100%	$635,000	View
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	100%	$465,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +10 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +8 HELOCs	0%	0%
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +2 HELOCs	0%	0%		View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Longbridge Financial, LLC	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Lake Elsinore Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lake Elsinore, California

Looking for mortgage lenders near me or mortgage brokers near me in Lake Elsinore? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Elsinore in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lake Elsinore, CA

Use these to narrow the list above. Each category shows how many Lake Elsinore, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 121 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 30 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 31 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 72 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 48 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 6 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 89 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Lake Elsinore, CA

Independent mortgage companies closed 82.9 percent of home loans in Lake Elsinore, California in 2025, banks 7.3 percent and credit unions 9.8 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 3 loans.

82.9%

Mortgage companies

7.3%

Banks

9.8%

Credit unions

31%

FHA loans

14%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Lake Elsinore, CA

Who is the largest mortgage lender in Lake Elsinore, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lake Elsinore, California with 14 loans, about 1.2 percent of the market. The largest lender headquartered in California was Bank of America NA with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lake Elsinore, CA have the highest approval rates?

Among lenders with meaningful volume in Lake Elsinore, California, Kbhs Home Loans, LLC approved the highest share of completed applications in 2025 at 90.8 percent, against a 78.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lake Elsinore, CA mortgage lenders offer FHA, VA and USDA loans?

72 lenders closed FHA loans in Lake Elsinore, California in 2025, led by United Wholesale Mortgage with 72. 48 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lake Elsinore, CA lender list?

Yes. 30 banks and 31 credit unions closed home loans in Lake Elsinore, California in 2025, alongside 121 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lake Elsinore, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lake Elsinore, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Elsinore, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Elsinore. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.