Mortgage Lenders and Brokers in Lafayette, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Lafayette, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA3630 Mt Diablo Blvd, Lafayette, CA 94549A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3603 Mt Diablo Blvd, Lafayette, CA 94549A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.3498 Mt Diablo Blvd, Lafayette, CA 94549A+5.0 ★Texas Ratio: 2.85%, Citibank, NACitibank, NA3528 Mt Diablo Blvd, Lafayette, CA 94549A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA3530 Mt Diablo Blvd, Lafayette, CA 94549A+5.0 ★Texas Ratio: 4.14%, Mechanics BankMechanics Bank3640 Mt Diablo Blvd, Lafayette, CA 94549A+5.0 ★Texas Ratio: 1.81%, BMO Harris Bank NABMO Harris Bank NA3583 Mt Diablo Blvd, Lafayette, CA 94549A+5.0 ★Texas Ratio: 3.54%, PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, and The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lafayette, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lafayette are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lafayette, California
Market share is the lender's share of all home loans closed in Lafayette, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Lafayette 3630 Mt Diablo Blvd, Lafayette, CA 94549 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 25 | 7.9% | 96.2% | $1,578,200 | View |
|
1 office in Lafayette 3603 Mt Diablo Blvd, Lafayette, CA 94549 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 24 +3 HELOCs |
7.6% | 92.3% | $1,495,416 | View |
|
1 office in Lafayette 3498 Mt Diablo Blvd, Lafayette, CA 94549 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 22 +7 HELOCs |
7% | 88% | $1,302,272 | View |
|
1 office in Lafayette 3528 Mt Diablo Blvd, Lafayette, CA 94549 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 15 +2 HELOCs |
4.7% | 100% | $2,111,666 | View |
|
1 office in Lafayette 3530 Mt Diablo Blvd, Lafayette, CA 94549 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 13 +20 HELOCs |
4.1% | 100% | $1,608,846 | View |
|
1 office in Lafayette 3640 Mt Diablo Blvd, Lafayette, CA 94549 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
2.2% | 100% | $1,613,571 | View |
|
1 office in Lafayette 3583 Mt Diablo Blvd, Lafayette, CA 94549 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 2 +6 HELOCs |
0.6% | 66.7% | $1,140,000 | View |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 6 +6 HELOCs |
1.9% | 100% | $2,141,666 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 1.6% | 83.3% | $1,097,000 | View |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 3 +4 HELOCs |
0.9% | 75% | $998,333 | View |
|
560 1st St Ste B106, Benicia, CA 94510 3579 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 3 | 0.9% | 100% | $861,666 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional, Jumbo | 3 | 0.9% | 75% | $858,333 | View |
|
9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 100% | $1,060,000 | View |
|
5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $390,000 | View |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional, Jumbo | 2 | 0.6% | 100% | $1,495,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 2 | 0.6% | 100% | $810,000 | |
|
5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional, Jumbo | 2 | 0.6% | 100% | $1,815,000 | View |
|
10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 2 | 0.6% | 100% | $270,000 | View |
|
3498 Mt Diablo Blvd # A, Lafayette, CA 94549 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 1 +10 HELOCs |
0.3% | 50% | $205,000 | View |
|
406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $205,000 | View |
|
31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $2,505,000 | View |
|
10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,185,000 | View |
|
750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $2,805,000 | View |
|
1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $275,000 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $3,315,000 | View |
|
590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,535,000 | View |
|
2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
|
415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 0.3% | 100% | $965,000 | View |
|
840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.3% | 50% | $35,000 | View |
|
200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +11 HELOCs |
0% | 0% | View | |
|
2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 8 | 2.5% | 88.9% | $1,153,750 | |
New American Funding, LLC.
|
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
1.6% | 100% | $1,515,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, Jumbo | 4 | 1.3% | 100% | $2,055,000 | |
Stg Mortgage Inc
|
Conventional, Jumbo | 4 | 1.3% | 100% | $1,627,500 | |
loanDepot.com LLC
|
Conventional, Jumbo | 2 | 0.6% | 66.7% | $1,205,000 | |
American Pacific Mortgage Corporation
|
Conventional | 2 | 0.6% | 66.7% | $495,000 | |
AAA Capital Investment, Inc
|
Conventional | 1 | 0.3% | 100% | $445,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.3% | 100% | $805,000 | |
Golden Empire Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $1,165,000 | |
Resicentral LLC
|
Conventional | 1 | 0.3% | 100% | $1,105,000 | |
Emet Lending Group, Inc.
|
Conventional, Jumbo | 1 | 0.3% | 100% | $2,485,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $925,000 | |
ClearEdge Lending LLC
|
Conventional, Jumbo | 1 | 0.3% | 100% | $2,205,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.3% | 100% | $995,000 | |
Nexera Holding LLC
|
Conventional, Jumbo | 1 | 0.3% | 100% | $2,475,000 | |
Cake Mortgage Corp.
|
Conventional, Jumbo | 1 | 0.3% | 100% | $1,225,000 | |
Figure Lending LLC
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, VA, Jumbo, HELOC | 23 +1 HELOCs |
7.3% | 88.9% | $880,652 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo | 19 | 6% | 100% | $1,179,210 | |
United Wholesale Mortgage
|
Conventional, VA, Jumbo | 12 | 3.8% | 100% | $1,194,166 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
2.8% | 100% | $1,035,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 9 | 2.8% | 100% | $1,287,222 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 8 +3 HELOCs |
2.5% | 100% | $1,285,000 | View |
Guaranteed Rate, Inc.
|
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1.9% | 100% | $1,313,333 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 5 | 1.6% | 100% | $2,065,000 | View |
Originpoint, LLC
|
Conventional, Jumbo | 4 | 1.3% | 100% | $1,812,500 | |
Everett Financial, Inc.
|
Conventional | 4 | 1.3% | 100% | $630,000 | |
Vellum Mortgage, Inc.
|
Conventional, Jumbo | 3 | 0.9% | 100% | $1,095,000 | |
Better Mortgage Corporation
|
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $560,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 2 | 0.6% | 66.7% | $1,405,000 | View |
Freedom Mortgage Corporation
|
Conventional, FHA | 2 | 0.6% | 100% | $825,000 | |
Newrez LLC
|
Conventional, Jumbo | 2 | 0.6% | 100% | $1,275,000 | |
Dart Bank
|
Conventional, Jumbo | 2 | 0.6% | 100% | $1,340,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.6% | 100% | $940,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 2 | 0.6% | 100% | $1,130,000 | View |
The Loan Store, Inc
|
Conventional | 2 | 0.6% | 100% | $975,000 | |
Fourleaf Federal Credit Union
|
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.3% | 100% | $2,015,000 | |
Genisys Credit Union
|
Conventional, Jumbo | 1 | 0.3% | 100% | $2,295,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, Jumbo | 1 | 0.3% | 100% | $2,005,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.3% | 50% | $105,000 | |
Nbkc Bank
|
VA, Jumbo | 1 | 0.3% | 100% | $1,495,000 | |
Securitynational Mortgage Company
|
Conventional, Jumbo | 1 | 0.3% | 100% | $1,245,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.3% | 100% | $785,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Planet Home Lending, LLC
|
Conventional | 1 | 0.3% | 100% | $195,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.3% | 50% | $725,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $805,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $1,195,000 | View |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Central One Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
First Technology Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Lafayette Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lafayette, California
Looking for mortgage lenders near me or mortgage brokers near me in Lafayette? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lafayette in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lafayette, CA
Use these to narrow the list above. Each category shows how many Lafayette, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Lafayette, CA
Independent mortgage companies closed 44.6 percent of home loans in Lafayette, California in 2025, banks 49.7 percent and credit unions 5.7 percent. Change Lending was the largest mortgage company, Wells Fargo Bank NA the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lafayette, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Lafayette, California with 25 loans, about 7.9 percent of the market. The largest lender headquartered in California was Bank of America NA with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Lafayette, California in 2025, led by Pennymac Loan Services LLC with 1. 4 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 21 credit unions closed home loans in Lafayette, California in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lafayette, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lafayette, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lafayette. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
