Mortgage Lenders and Brokers in La Mesa, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
La Mesa, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA8347 La Mesa Blvd, La Mesa, CA 91942A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA5610 Lake Murray Blvd, La Mesa, CA 91942A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.4771 Spring St, La Mesa, CA 91942A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA5500 Grossmont Center Drive, La Mesa, CA 91942A+5.0 ★Texas Ratio: 4.14%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.3787 Avocado Blvd, La Mesa, CA 91941A+5.0 ★Texas Ratio: 3.72%, California Coast Credit UnionCalifornia Coast Credit Union8002 La Mesa Blvd, La Mesa, CA 91942A+5.0 ★Texas Ratio: 1.25%, Mission Federal Credit UnionMission Federal Credit Union5500 Grossmont Center Dr Ste 113, La Mesa, CA 91942 3070A+5.0 ★Texas Ratio: 0.79%, Point Mortgage CorpPoint Mortgage Corp2610 El Camino Real Unit A, Carlsbad, CA 92008 1214A+5.0 ★Texas Ratio: 2.57%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, and Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in La Mesa, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in La Mesa are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in La Mesa, California
Market share is the lender's share of all home loans closed in La Mesa, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in La Mesa 8347 La Mesa Blvd, La Mesa, CA 91942 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 14 +2 HELOCs |
2% | 82.4% | $586,428 | View |
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2 offices in La Mesa 5610 Lake Murray Blvd, La Mesa, CA 91942 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 8 | 1.2% | 80% | $397,500 | View |
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1 office in La Mesa 4771 Spring St, La Mesa, CA 91942 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, Jumbo, HELOC | 7 +8 HELOCs |
1% | 50% | $559,285 | View |
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1 office in La Mesa 5500 Grossmont Center Drive, La Mesa, CA 91942 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +11 HELOCs |
0.3% | 100% | $550,000 | View |
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2 offices in La Mesa 3787 Avocado Blvd, La Mesa, CA 91941 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 75% | $480,000 | View |
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8002 La Mesa Blvd, La Mesa, CA 91942 A+5.0 ★Texas Ratio: 1.25% |
Conventional, HELOC | 17 +22 HELOCs |
2.5% | 95% | $152,647 | View |
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5500 Grossmont Center Dr Ste 113, La Mesa, CA 91942 3070 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 11 +21 HELOCs |
1.6% | 92.9% | $589,545 | View |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
Conventional, FHA, VA | 8 | 1.2% | 100% | $515,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 4 +4 HELOCs |
0.6% | 100% | $427,500 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.6% | 80% | $187,500 | View |
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8690 Center Dr, La Mesa, CA 91942 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 3 | 0.4% | 100% | $851,666 | View |
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8555 Fletcher Pkwy Ste 101, La Mesa, CA 91942 A+5.0 ★Texas Ratio: 0.52% |
Conventional, HELOC | 2 +5 HELOCs |
0.3% | 66.7% | $70,000 | View |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 2 +5 HELOCs |
0.3% | 50% | $430,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 2 | 0.3% | 100% | $750,000 | |
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7968 El Cajon Blvd, La Mesa, CA 91942 0605 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 1 +7 HELOCs |
0.1% | 100% | $725,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.1% | 100% | $735,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.1% | 100% | $295,000 | View |
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4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.1% | 100% | $805,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $895,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,225,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.1% | 100% | $665,000 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 22 | 3.2% | 84.6% | $644,090 | |
Kind Lending, LLC
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Conventional | 12 | 1.8% | 92.3% | $485,000 | |
AmWest Funding Corp
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Conventional, FHA | 9 | 1.3% | 75% | $515,000 | |
New American Funding, LLC.
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Conventional, HELOC | 7 +1 HELOCs |
1% | 77.8% | $427,857 | |
Guild Mortgage Company
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Conventional, FHA | 7 | 1% | 100% | $590,714 | |
Zillow Home Loans, LLC
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Conventional, VA | 6 | 0.9% | 100% | $616,666 | |
Residential Wholesale Mortgage
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Conventional, Jumbo | 5 | 0.7% | 100% | $667,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 5 | 0.7% | 100% | $497,000 | |
loanDepot.com LLC
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Conventional | 5 | 0.7% | 50% | $251,000 | |
ML Mortgage Corp.
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Conventional, VA | 4 | 0.6% | 100% | $570,000 | |
Nmsi, Inc.
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Conventional | 4 | 0.6% | 100% | $580,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 4 | 0.6% | 100% | $692,500 | |
Cornerstone First Mortgage, LLC
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Conventional | 3 | 0.4% | 100% | $245,000 | |
Resicentral LLC
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Conventional, VA | 3 | 0.4% | 100% | $641,666 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, VA | 3 | 0.4% | 100% | $495,000 | View |
Provident Funding Associates
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Conventional | 3 | 0.4% | 75% | $718,333 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 3 | 0.4% | 100% | $695,000 | |
Nexera Holding LLC
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Conventional | 3 | 0.4% | 100% | $605,000 | |
HomeXpress Mortgage Corp.
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Conventional | 2 | 0.3% | 100% | $665,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 0.3% | 100% | $485,000 | |
Stg Mortgage Inc
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Conventional | 2 | 0.3% | 100% | $650,000 | |
American Internet Mortgage, Inc.
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Conventional | 2 | 0.3% | 66.7% | $580,000 | |
American Pacific Mortgage Corporation
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VA | 2 | 0.3% | 50% | $910,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.3% | 66.7% | $485,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.1% | 100% | $885,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $785,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.1% | 100% | $365,000 | |
Redwood Residential Acquisition Corporation
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Conventional | 1 | 0.1% | 100% | $155,000 | |
JMJ Financial Group Inc.
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.1% | 100% | $725,000 | |
Dignified Home Loans LLC
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Conventional | 1 | 0.1% | 100% | $1,005,000 | |
Greenbox Loans
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Conventional | 1 | 0.1% | 100% | $915,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.1% | 33.3% | $725,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.1% | 33.3% | $675,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $815,000 | |
Figure Lending LLC
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HELOC | 0 +18 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 131 +19 HELOCs |
19.1% | 93% | $678,358 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 83 | 12.1% | 88.7% | $481,024 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 27 +1 HELOCs |
3.9% | 100% | $671,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 18 +15 HELOCs |
2.6% | 64.3% | $408,333 | |
The Loan Store, Inc
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Conventional, VA, HELOC | 17 +6 HELOCs |
2.5% | 90.9% | $604,411 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 14 | 2% | 100% | $520,714 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 13 | 1.9% | 100% | $607,307 | |
Spring Eq, LLC
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Conventional, HELOC | 11 +9 HELOCs |
1.6% | 48% | $100,454 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, HELOC | 11 +1 HELOCs |
1.6% | 100% | $609,545 | View |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 10 | 1.5% | 73.3% | $610,000 | |
Freedom Mortgage Corporation
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Conventional, VA, Jumbo | 8 | 1.2% | 100% | $585,000 | |
Nationstar Mortgage
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Conventional | 8 | 1.2% | 88.9% | $167,500 | |
Mortgage Research Center
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VA, Jumbo | 6 | 0.9% | 87.5% | $663,333 | |
Movement Mortgage, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.6% | 71.4% | $555,000 | |
Intercap Lending Inc
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Conventional | 4 | 0.6% | 100% | $457,500 | |
Bay Equity LLC
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Conventional, FHA, Jumbo | 4 | 0.6% | 100% | $847,500 | |
Equity Prime Mortgage LLC
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Conventional, VA, Jumbo | 3 | 0.4% | 100% | $748,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.4% | 30% | $151,666 | |
Discover Bank
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Conventional | 3 | 0.4% | 42.9% | $151,666 | |
First Colony Mortgage Corporat
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Conventional, FHA | 3 | 0.4% | 100% | $628,333 | |
Encompass Lending Group, L.P.
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Conventional | 3 | 0.4% | 100% | $648,333 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 0.4% | 100% | $541,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.3% | 100% | $665,000 | View |
Primelending
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Conventional | 2 | 0.3% | 100% | $345,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.3% | 100% | $430,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.3% | 20% | $665,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.3% | 100% | $710,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.3% | 100% | $785,000 | |
Homeowners Financial Group, LLC
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Conventional | 2 | 0.3% | 100% | $675,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.3% | 100% | $255,000 | |
Peoples Mortgage Company
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Conventional, VA | 2 | 0.3% | 100% | $645,000 | |
Better Mortgage Corporation
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Conventional, VA | 2 | 0.3% | 66.7% | $590,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 2 | 0.3% | 100% | $975,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 2 | 0.3% | 100% | $395,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.3% | 100% | $905,000 | View |
Champions Funding, LLC
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Conventional | 2 | 0.3% | 66.7% | $475,000 | |
Village Capital & Investment
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VA | 2 | 0.3% | 100% | $730,000 | |
Alliant Credit Union
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Conventional, HELOC | 1 +4 HELOCs |
0.1% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 25% | $115,000 | View |
Valon Mortgage
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $735,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $665,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $635,000 | View |
First Technology Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $895,000 | |
Originpoint, LLC
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Conventional | 1 | 0.1% | 50% | $485,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $315,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.1% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 0.01% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,185,000 | View |
American Financial Resources LLC
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VA | 1 | 0.1% | 100% | $405,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.1% | 100% | $505,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.1% | 100% | $1,065,000 | |
Nbkc Bank
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VA | 1 | 0.1% | 100% | $725,000 | |
Acrisure Mortgage, LLC
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VA | 1 | 0.1% | 100% | $655,000 | |
United Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 100% | $575,000 | View |
Oaktree Funding Corp
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Wallick and Volk, Inc.
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Conventional | 1 | 0.1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.1% | 100% | $635,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.1% | 100% | $655,000 | |
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B4.7 ★Texas Ratio: 19.21% |
Conventional | 1 | 0.1% | 100% | $785,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.1% | 20% | $885,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $1,275,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $905,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.1% | 100% | $375,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
Fisher Financial Group, Incorporated
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Conventional | 1 | 0.1% | 100% | $605,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $155,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 50% | $685,000 | |
Lower, LLC
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Conventional | 1 | 0.1% | 100% | $435,000 | |
21St Mortgage
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Conventional | 1 | 0.1% | 50% | $145,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $725,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.1% | 100% | $1,005,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.1% | 100% | $675,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $855,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.1% | 100% | $525,000 | View |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.1% | 100% | $485,000 | |
Gte Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeStreet Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
La Mesa Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in La Mesa, California
Looking for mortgage lenders near me or mortgage brokers near me in La Mesa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in La Mesa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in La Mesa, CA
Use these to narrow the list above. Each category shows how many La Mesa, CA lenders fit and what that kind of lender is usually best for.
Who Lends in La Mesa, CA
Independent mortgage companies closed 81.5 percent of home loans in La Mesa, California in 2025, banks 9.3 percent and credit unions 9.2 percent. Point Mortgage Corp was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and California Coast Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in La Mesa, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in La Mesa, California with 14 loans, about 2 percent of the market. The largest lender headquartered in California was Bank of America NA with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in La Mesa, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93 percent, against a 84.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in La Mesa, California in 2025, led by United Wholesale Mortgage with 7. 33 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 22 credit unions closed home loans in La Mesa, California in 2025, alongside 99 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in La Mesa, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in La Mesa, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up La Mesa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
