Mortgage Lenders and Brokers in La Habra, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
La Habra, California mortgage lenders include US Bank, N.A.US Bank, N.A.1970 W Whittier Blvd, La Habra, CA 90631A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1300 W Imperial Hwy, La Habra, CA 90631A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA441 W Whittier Blvd, La Habra, CA 90631A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA200 E La Habra Blvd, La Habra, CA 90631A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA1330 S Beach Blvd, La Habra, CA 90631A+5.0 ★Texas Ratio: 3.54%, Schoolsfirst FCUSchoolsfirst FCU1330 S Beach Blvd Ste D, La Habra, CA 90631A+5.0 ★Texas Ratio: 5.56%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%, and American First Credit UnionAmerican First Credit Union6 Pointe Dr Ste 400, Brea, CA 92821 6322A+5.0 ★Texas Ratio: 1.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in La Habra, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in La Habra are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in La Habra, California
Market share is the lender's share of all home loans closed in La Habra, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in La Habra 1970 W Whittier Blvd, La Habra, CA 90631 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, Jumbo, HELOC | 22 +8 HELOCs |
3.6% | 68.8% | $543,636 | View |
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2 offices in La Habra 1300 W Imperial Hwy, La Habra, CA 90631 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 15 +2 HELOCs |
2.5% | 88.9% | $709,666 | View |
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2 offices in La Habra 441 W Whittier Blvd, La Habra, CA 90631 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 8 | 1.3% | 100% | $457,500 | View |
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1 office in La Habra 200 E La Habra Blvd, La Habra, CA 90631 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +27 HELOCs |
1% | 75% | $865,000 | View |
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1 office in La Habra 1330 S Beach Blvd, La Habra, CA 90631 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
0.3% | 100% | $710,000 | View |
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1330 S Beach Blvd Ste D, La Habra, CA 90631 A+5.0 ★Texas Ratio: 5.56% |
Conventional, Jumbo, HELOC | 45 +47 HELOCs |
7.5% | 95.7% | $319,444 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 19 | 3.1% | 100% | $625,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
0.8% | 71.4% | $835,000 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional, HELOC | 4 +5 HELOCs |
0.7% | 66.7% | $187,500 | View |
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6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26% |
Conventional, HELOC | 4 +4 HELOCs |
0.7% | 100% | $102,500 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 4 +4 HELOCs |
0.7% | 80% | $770,000 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 4 | 0.7% | 100% | $150,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 3 +3 HELOCs |
0.5% | 100% | $671,666 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 100% | $265,000 | View |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $108,333 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.5% | 75% | $261,666 | View |
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5731 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 11.01% |
Conventional, Jumbo | 3 | 0.5% | 100% | $845,000 | View |
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590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 2 | 0.3% | 66.7% | $660,000 | View |
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5307 Beach Blvd, Buena Park, CA 90621 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 2 | 0.3% | 100% | $545,000 | View |
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901 E Whittier Blvd, La Habra, CA 90631 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 1 +16 HELOCs |
0.2% | 50% | $155,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.2% | 100% | $425,000 | View |
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11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.2% | 100% | $1,115,000 | View |
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1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
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325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.2% | 50% | $685,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
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3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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★ 5 stars, 1 review 1330 S Beach Blvd Ste B, La Habra, CA 90631 1172 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +13 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8237 3rd St, Downey, CA 90241 3718 A+5.0 ★Texas Ratio: 3.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 21 | 3.5% | 100% | $588,333 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, Jumbo | 17 | 2.8% | 94.7% | $671,470 | View |
New Wave Lending Group Inc
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Conventional, Jumbo | 16 | 2.6% | 100% | $568,750 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 14 +1 HELOCs |
2.3% | 100% | $292,142 | |
Bay-Valley Mortgage Group
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Conventional, VA | 10 | 1.7% | 100% | $598,000 | |
loanDepot.com LLC
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Conventional, HELOC | 8 +1 HELOCs |
1.3% | 81.8% | $548,750 | |
JSB Mortgage Corporation
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Conventional, Jumbo | 8 | 1.3% | 100% | $1,007,500 | |
American Financial Network, Inc.
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Conventional, FHA | 7 | 1.2% | 100% | $560,714 | |
First Stardand Financial dba Nexcap Home Loans
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Conventional, Jumbo | 7 | 1.2% | 100% | $850,714 | |
Emet Lending Group, Inc.
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Conventional | 7 | 1.2% | 100% | $595,000 | |
AmWest Funding Corp
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Conventional, HELOC | 5 +5 HELOCs |
0.8% | 71.4% | $669,000 | |
Nmsi, Inc.
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Conventional | 5 | 0.8% | 100% | $623,000 | |
Mission Loans, LLC
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Conventional, HELOC | 4 +2 HELOCs |
0.7% | 100% | $370,000 | |
Kind Lending, LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.7% | 83.3% | $402,500 | |
ML Mortgage Corp.
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Conventional | 4 | 0.7% | 100% | $627,500 | |
Golden Empire Mortgage, Inc.
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Conventional | 4 | 0.7% | 80% | $805,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 4 | 0.7% | 100% | $497,500 | |
Flexpoint, Inc.
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Conventional | 4 | 0.7% | 100% | $330,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 0.7% | 100% | $572,500 | |
Habitfactory USA Inc dba Loaning AI
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Conventional | 3 | 0.5% | 100% | $581,666 | |
Royal Pacific Funding
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Conventional, FHA | 3 | 0.5% | 100% | $751,666 | |
Hometown Equity Mortgage, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $728,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 0.5% | 75% | $1,011,666 | |
Zillow Home Loans, LLC
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Conventional, VA | 3 | 0.5% | 100% | $868,333 | |
Goodleap, LLC
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Conventional, FHA, HELOC | 2 +3 HELOCs |
0.3% | 100% | $300,000 | |
Bridgeway Lending Partners, LLC
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,265,000 | |
Fidelity Lending Solutions Inc
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Conventional | 2 | 0.3% | 100% | $675,000 | |
HomeXpress Mortgage Corp.
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Conventional | 2 | 0.3% | 100% | $515,000 | |
JMJ Financial Group Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $575,000 | |
Ony Glo, Inc.
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Conventional | 2 | 0.3% | 100% | $525,000 | |
Provident Funding Associates
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Conventional | 2 | 0.3% | 66.7% | $470,000 | |
Franklin Loan Corporation
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Conventional | 2 | 0.3% | 100% | $315,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.3% | 100% | $635,000 | |
Financial Partners Credit Unio
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $185,000 | |
Guild Mortgage Company
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FHA | 1 | 0.2% | 100% | $825,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.2% | 100% | $545,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Bnb Financial Inc
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VA | 1 | 0.2% | 100% | $995,000 | |
Ahl Funding
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FHA | 1 | 0.2% | 100% | $925,000 | |
Victoria Financial Corp
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Conventional | 1 | 0.2% | 100% | $755,000 | |
Greenbox Loans
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 100% | $785,000 | |
The Police Credit Union of California
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Conventional | 1 | 0.2% | 100% | $205,000 | |
T. J. Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Popa FCU - Cerritos
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Conventional | 1 | 0.2% | 100% | $25,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 16.7% | $455,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 33.3% | $425,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Figure Lending LLC
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HELOC | 0 +9 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 72 | 11.9% | 75.5% | $483,888 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 55 +11 HELOCs |
9.1% | 86.2% | $629,727 | |
Spring Eq, LLC
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Conventional, HELOC | 8 +5 HELOCs |
1.3% | 42.9% | $167,500 | |
The Loan Store, Inc
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Conventional, FHA, Jumbo, HELOC | 8 +2 HELOCs |
1.3% | 88.9% | $791,250 | |
Newrez LLC
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Conventional, FHA | 8 | 1.3% | 61.5% | $465,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 6 | 1% | 85.7% | $516,666 | |
Nationstar Mortgage
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Conventional | 6 | 1% | 72.7% | $293,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 5 | 0.8% | 100% | $733,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +7 HELOCs |
0.7% | 100% | $252,500 | |
Movement Mortgage, LLC
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Conventional | 4 | 0.7% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.5% | 100% | $421,666 | View |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.5% | 100% | $651,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 3 | 0.5% | 100% | $615,000 | View |
Discover Bank
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Conventional | 2 | 0.3% | 28.6% | $195,000 | |
Ameritrust Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $540,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.3% | 100% | $875,000 | |
Mortgage Research Center
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FHA, VA | 2 | 0.3% | 100% | $700,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.3% | 100% | $525,000 | View |
Logan Finance Corporation
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Conventional | 2 | 0.3% | 100% | $835,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.3% | 100% | $645,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +7 HELOCs |
0.2% | 100% | $855,000 | |
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A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $315,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $55,000 | |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.2% | 100% | $805,000 | |
Primelending
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FHA | 1 | 0.2% | 100% | $605,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 23.1% | $805,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $755,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.2% | 100% | $1,025,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 83.3% | $225,000 | |
Dart Bank
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FHA | 1 | 0.2% | 100% | $685,000 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.2% | 100% | $565,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 50% | $815,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $615,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $875,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $1,045,000 | View |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.2% | 100% | $655,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $775,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 50% | $505,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
Toyota Financial Savings Bank
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Conventional | 1 | 0.2% | 100% | $705,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 33.3% | $235,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $2,205,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
La Habra Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in La Habra, California
Looking for mortgage lenders near me or mortgage brokers near me in La Habra? The list below shows the banks, credit unions and mortgage brokers that closed home loans in La Habra in 2025, with lenders based there listed first.
Types of Mortgage Lenders in La Habra, CA
Use these to narrow the list above. Each category shows how many La Habra, CA lenders fit and what that kind of lender is usually best for.
Who Lends in La Habra, CA
Independent mortgage companies closed 68.7 percent of home loans in La Habra, California in 2025, banks 17.5 percent and credit unions 13.7 percent. Vision One Mortgage, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in La Habra, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in La Habra, California with 22 loans, about 3.6 percent of the market. The largest lender headquartered in California was Bank of America NA with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in La Habra, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 86.2 percent, against a 84 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in La Habra, California in 2025, led by United Wholesale Mortgage with 13. 14 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 31 credit unions closed home loans in La Habra, California in 2025, alongside 91 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in La Habra, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in La Habra, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up La Habra. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
