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Mortgage Lenders and Brokers in La Crescenta-Montrose, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

La Crescenta-Montrose, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, California Credit UnionCalifornia Credit Union633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973A+5.0 ★Texas Ratio: 2.90%, Caltech Employees Federal Credit UnionCaltech Employees Federal Credit Union528 Foothill Blvd, La Canada, CA 91011A+5.0 ★Texas Ratio: 0.08%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Logix Federal Credit UnionLogix Federal Credit Union100 N First St Ste 100, Burbank, CA 91502 1845A+5.0 ★Texas Ratio: 5.23%, and UMe Federal Credit UnionUMe Federal Credit Union3000 W Magnolia Blvd, Burbank, CA 91505 3043A+5.0 ★Texas Ratio: 2.74%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in La Crescenta-Montrose, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in La Crescenta-Montrose are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in La Crescenta-Montrose, California

Market share is the lender's share of all home loans closed in La Crescenta-Montrose, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	10	4.7%	76.9%	$971,000	View
US Bank, N.A. 11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	8 +3 HELOCs	3.8%	80%	$703,750	View
Wells Fargo Bank NA 5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	6	2.8%	75%	$943,333	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	5 +3 HELOCs	2.4%	100%	$1,715,000	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	5 +1 HELOCs	2.4%	100%	$1,253,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional, Jumbo	4	1.9%	100%	$1,310,000	View
Caltech Employees Federal Credit Union 528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08%	Conventional	4	1.9%	80%	$657,500	View
Bank of America NA 14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +9 HELOCs	0.9%	100%	$1,065,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional, HELOC	1 +6 HELOCs	0.5%	100%	$295,000	View
UMe Federal Credit Union 3000 W Magnolia Blvd, Burbank, CA 91505 3043 A+5.0 ★Texas Ratio: 2.74%	Conventional, HELOC	1 +2 HELOCs	0.5%	100%	$985,000	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	1 +2 HELOCs	0.5%	100%	$1,175,000	View
MidFirst Bank 16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93%	Conventional, HELOC	1 +1 HELOCs	0.5%	100%	$505,000	View
Mechanics Bank 801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81%	Conventional, Jumbo	1	0.5%	100%	$1,405,000	View
Water and Power Community Credit Union 16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77%	Conventional	1	0.5%	100%	$915,000	View
Technicolor Federal Credit Union 434 W Alameda Ave, Burbank, CA 91506 A+5.0 ★Texas Ratio: 2.61%	Conventional, Jumbo	1	0.5%	100%	$1,605,000	View
Axos Bank 4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	1	0.5%	100%	$1,835,000	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.5%	100%	$635,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.5%	50%	$555,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.5%	50%	$65,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0.5%	100%	$1,465,000	View
Woori America Bank 5731 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 11.01%	Conventional, Jumbo	1	0.5%	100%	$1,365,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +4 HELOCs	0%	n/a		View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	HELOC	0 +3 HELOCs	0%	n/a		View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +3 HELOCs	0%	n/a		View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +3 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +3 HELOCs	0%	0%		View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	HELOC	0 +2 HELOCs	0%	n/a		View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +1 HELOCs	0%	n/a		View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +1 HELOCs	0%	n/a		View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Cake Mortgage Corp.	Conventional, Jumbo	12	5.7%	100%	$950,833
JSB Mortgage Corporation	Conventional, Jumbo	10	4.7%	100%	$969,000
New Wave Lending Group Inc	Conventional	9	4.3%	100%	$809,444
loanDepot.com LLC	Conventional, FHA	5	2.4%	100%	$409,000
Paramount Residential Mortgage	Conventional	5	2.4%	100%	$771,000
Mortgage Capital Partners, INC	Conventional, Jumbo	3	1.4%	100%	$1,368,333
Pennymac Loan Services LLC	Conventional	3	1.4%	60%	$458,333
Bay-Valley Mortgage Group	Conventional, VA, Jumbo	3	1.4%	100%	$715,000
AmWest Funding Corp	Conventional, HELOC	2 +1 HELOCs	0.9%	100%	$650,000
Fidelity Lending Solutions Inc	Conventional	2	0.9%	100%	$1,080,000
First Stardand Financial dba Nexcap Home Loans	Conventional	2	0.9%	100%	$615,000
Sierra Pacific Mortgage Co. Inc	Conventional, Jumbo	2	0.9%	100%	$1,010,000
Citadel Servicing Corporation	Conventional, Jumbo	2	0.9%	100%	$1,300,000
Vista Point Mortgage, LLC	Conventional, Jumbo	2	0.9%	100%	$480,000
Arcstone Financial Inc	Conventional	2	0.9%	100%	$1,065,000
Fundloans Capital	Conventional	1	0.5%	100%	$305,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.5%	100%	$605,000
Augusta Financial, Inc.	Conventional, Jumbo	1	0.5%	100%	$1,835,000
Victoria Financial Corp	Conventional	1	0.5%	100%	$945,000
Greenbox Loans	Conventional	1	0.5%	100%	$785,000
Stg Mortgage Inc	Conventional, Jumbo	1	0.5%	100%	$1,405,000
Provident Funding Associates	Conventional	1	0.5%	100%	$755,000
Franklin Loan Corporation	Conventional	1	0.5%	100%	$355,000
New American Funding, LLC.	Conventional	1	0.5%	100%	$1,165,000
Nmsi, Inc.	Conventional	1	0.5%	100%	$795,000
Plaza Home Mortgage, Inc	Conventional	1	0.5%	100%	$355,000
JMAC Lending, Inc.	Conventional	1	0.5%	100%	$1,205,000
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, Jumbo	22	10.4%	88.5%	$761,363
United Wholesale Mortgage	Conventional, VA, Jumbo, HELOC	13 +2 HELOCs	6.2%	100%	$1,064,230
Spring Eq, LLC	Conventional, HELOC	5 +1 HELOCs	2.4%	50%	$305,000
Nationstar Mortgage	Conventional	3	1.4%	75%	$405,000
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.9%	66.7%	$1,310,000	View
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	2	0.9%	100%	$1,155,000
Guaranteed Rate, Inc.	Conventional, Jumbo	2	0.9%	100%	$1,080,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0.9%	100%	$1,650,000	View
Oaktree Funding Corp	Conventional, Jumbo	2	0.9%	100%	$645,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, Jumbo	2	0.9%	100%	$1,205,000	View
Mit Federal Credit Union	Conventional	2	0.9%	100%	$440,000
Logan Finance Corporation	Conventional, Jumbo	2	0.9%	100%	$1,145,000
The Loan Store, Inc	Conventional	2	0.9%	100%	$825,000
Nations Direct Mortgage, LLC	Conventional	2	0.9%	100%	$620,000
HomeBridge Financial Services, Inc	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.5%	100%	$1,515,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.5%	100%	$605,000	View
Newrez LLC	Conventional	1	0.5%	50%	$675,000
Bank Cmg A+5.0 ★Texas Ratio: 2.02%	Conventional	1	0.5%	100%	$965,000	View
Amerisave Mortgage Company	Conventional	1	0.5%	33.3%	$195,000
Emporium Tpo LLC	Conventional	1	0.5%	100%	$995,000
Discover Bank	Conventional	1	0.5%	33.3%	$205,000
Ameritrust Mortgage Corporation	Conventional, Jumbo	1	0.5%	100%	$1,335,000
Peoples Mortgage Company	Conventional	1	0.5%	100%	$1,055,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.5%	100%	$795,000	View
Northbrook Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.98%	Conventional	1	0.5%	100%	$765,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.5%	100%	$1,165,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.5%	100%	$1,075,000	View
Luxury Mortgage Corp.	Conventional	1	0.5%	100%	$435,000
Tomo Mortgage LLC	Conventional	1	0.5%	100%	$965,000
Alliant Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +2 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +2 HELOCs	0%	0%		View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	HELOC	0 +2 HELOCs	0%	0%
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Everett Financial, Inc.	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +1 HELOCs	0%	n/a		View
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

La Crescenta-Montrose Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in La Crescenta-Montrose, California

Looking for mortgage lenders near me or mortgage brokers near me in La Crescenta-Montrose? The list below shows the banks, credit unions and mortgage brokers that closed home loans in La Crescenta-Montrose in 2025, with lenders based there listed first.

Types of Mortgage Lenders in La Crescenta-Montrose, CA

Use these to narrow the list above. Each category shows how many La Crescenta-Montrose, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 53 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 27 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 1 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 2 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 30 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 46 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in La Crescenta-Montrose, CA

Independent mortgage companies closed 67.8 percent of home loans in La Crescenta-Montrose, California in 2025, banks 23.7 percent and credit unions 8.5 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and California Credit Union the largest credit union. Among lenders headquartered in California, California Credit Union led with 4 loans.

67.8%

Mortgage companies

23.7%

Banks

8.5%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in La Crescenta-Montrose, CA

Who is the largest mortgage lender in La Crescenta-Montrose, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in La Crescenta-Montrose, California with 10 loans, about 4.7 percent of the market. The largest lender headquartered in California was California Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which La Crescenta-Montrose, CA mortgage lenders offer FHA, VA and USDA loans?

1 lenders closed FHA loans in La Crescenta-Montrose, California in 2025, led by loanDepot.com LLC with 1. 2 lenders closed VA loans, led by Bay-Valley Mortgage Group. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this La Crescenta-Montrose, CA lender list?

Yes. 27 banks and 20 credit unions closed home loans in La Crescenta-Montrose, California in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in La Crescenta-Montrose, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in La Crescenta-Montrose, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in La Crescenta-Montrose, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up La Crescenta-Montrose. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.