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Mortgage Lenders and Brokers in Indio, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Indio, California mortgage lenders include US Bank, N.A.US Bank, N.A.49908 Jefferson St, Indio, CA 92201A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA42425 Jackson St, Indio, CA 92203A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA81800 Us Highway 111, Indio, CA 92201A+5.0 ★Texas Ratio: 4.14%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.80250 Us Highway 111 Spc C101, Indio, CA 92201A+5.0 ★Texas Ratio: 3.72%, Wells Fargo Bank NAWells Fargo Bank NA46020 Monroe St, Indio, CA 92201A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.81020 Us Highway 111, Indio, CA 92201A+5.0 ★Texas Ratio: 4.24%, Mechanics BankMechanics Bank49850 Jefferson Street, Indio, CA 92201A+5.0 ★Texas Ratio: 1.81%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Altura Credit UnionAltura Credit Union81096 US Highway 111 Ste B, Indio, CA 92201 6685A+5.0 ★Texas Ratio: 3.54%, and Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Indio, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Indio are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Indio, California

Market share is the lender's share of all home loans closed in Indio, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 3 offices in Indio 49908 Jefferson St, Indio, CA 92201 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	30 +8 HELOCs	2.5%	58.8%	$355,333	View
JPMorgan Chase Bank, NA 2 offices in Indio 42425 Jackson St, Indio, CA 92203 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	21 +1 HELOCs	1.7%	95.5%	$415,952	View
Bank of America NA 1 office in Indio 81800 Us Highway 111, Indio, CA 92201 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +17 HELOCs	0.4%	83.3%	$269,000	View
Zions Bancorporation, N.A. 2 offices in Indio 80250 Us Highway 111 Spc C101, Indio, CA 92201 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	5 +5 HELOCs	0.4%	75%	$877,000	View
Wells Fargo Bank NA 1 office in Indio 46020 Monroe St, Indio, CA 92201 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	5	0.4%	62.5%	$455,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Indio 81020 Us Highway 111, Indio, CA 92201 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$305,000	View
Mechanics Bank 1 office in Indio 49850 Jefferson Street, Indio, CA 92201 A+5.0 ★Texas Ratio: 1.81%	Conventional	1	0.1%	100%	$255,000	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	23 +18 HELOCs	1.9%	92%	$184,130	View
Altura Credit Union 81096 US Highway 111 Ste B, Indio, CA 92201 6685 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA	14	1.2%	56%	$203,571	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA	6	0.5%	91.7%	$331,666	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, VA, Jumbo	5	0.4%	100%	$621,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.3%	80%	$275,000	View
Sun Community FCU 82195 Avenue 42, Indio, CA 92203 A+5.0 ★Texas Ratio: 2.05%	Conventional, Jumbo	3	0.2%	75%	$548,333	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	3	0.2%	100%	$291,666	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	3	0.2%	100%	$938,333	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.2%	40%	$115,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$285,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$115,000	View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$495,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,165,000	View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$105,000	View
Keypoint Credit Union 10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00%	Conventional	1	0.1%	100%	$685,000	View
Arrowhead Central Credit Union 23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64%	Conventional	1	0.1%	100%	$135,000	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	1	0.1%	33.3%	$155,000	View
Provident Savings Bank, F.S.B. 350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42%	Conventional	1	0.1%	100%	$545,000	View
ClearPath Lending 300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77%	VA	1	0.1%	50%	$585,000	View
San Diego County Credit Union 2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52%	Conventional	1	0.1%	100%	$55,000	View
Water and Power Community Credit Union 16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77%	Conventional	1	0.1%	100%	$385,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional	1	0.1%	100%	$255,000	View
Axos Bank 4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0.1%	100%	$305,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$445,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	HELOC	0 +4 HELOCs	0%	0%		View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	HELOC	0 +1 HELOCs	0%	100%		View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +1 HELOCs	0%	n/a		View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +1 HELOCs	0%	n/a		View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +1 HELOCs	0%	n/a		View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	HELOC	0 +1 HELOCs	0%	n/a		View
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	65 +2 HELOCs	5.4%	88%	$351,615
Franklin Loan Corporation	Conventional, FHA, Jumbo	38	3.2%	100%	$412,368
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	27	2.2%	82.4%	$369,444
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, HELOC	26 +1 HELOCs	2.2%	100%	$404,615	View
ML Mortgage Corp.	Conventional, FHA, VA	24	2%	100%	$371,250
JMJ Financial Group Inc.	Conventional, Jumbo	20	1.7%	100%	$1,501,000
New American Funding, LLC.	Conventional, FHA, HELOC	15 +4 HELOCs	1.2%	83.3%	$302,333
Kind Lending, LLC	Conventional, FHA	13	1.1%	86.7%	$347,307
Paramount Residential Mortgage	Conventional, FHA	13	1.1%	92.9%	$331,923
PFN Lending Group, Inc.	Conventional, Jumbo	12	1%	92.3%	$758,333
Residential First Capital	Conventional, Jumbo	9	0.7%	100%	$367,222
AmWest Funding Corp	Conventional, VA, HELOC	7 +1 HELOCs	0.6%	70%	$445,000
Hometown Equity Mortgage, LLC	Conventional, FHA	7	0.6%	63.6%	$445,000
Nmsi, Inc.	Conventional, FHA	6	0.5%	100%	$478,333
Carrington Mortgage Services LLC	Conventional, VA	6	0.5%	24.2%	$273,333
Royal Pacific Funding	Conventional, FHA, Jumbo	5	0.4%	88.9%	$609,000
Provident Funding Associates	Conventional	5	0.4%	83.3%	$395,000
Zillow Home Loans, LLC	Conventional, VA	5	0.4%	83.3%	$381,000
New Wave Lending Group Inc	Conventional, Jumbo	4	0.3%	100%	$620,000
Stg Mortgage Inc	Conventional, FHA	4	0.3%	100%	$582,500
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	4	0.3%	100%	$500,000
Plaza Home Mortgage, Inc	Conventional, FHA	4	0.3%	100%	$230,000
Watermark Capital, Inc.	Conventional	3	0.2%	100%	$321,666
Home Mortgage Alliance Corp (Hmac)	FHA	3	0.2%	60%	$471,666
Guild Mortgage Company	Conventional, FHA	3	0.2%	100%	$168,333
Cake Mortgage Corp.	Conventional	3	0.2%	100%	$391,666
Resicentral LLC	Conventional, FHA	2	0.2%	100%	$210,000
AdvantageFirst Lending Inc	FHA	2	0.2%	100%	$250,000
Bay-Valley Mortgage Group	Conventional, FHA	2	0.2%	100%	$485,000
Flexpoint, Inc.	Conventional, FHA	2	0.2%	100%	$440,000
Generations Home Loans, LLC	Conventional	2	0.2%	100%	$405,000
American Pacific Mortgage Corporation	FHA	2	0.2%	100%	$520,000
Nexera Holding LLC	Conventional	2	0.2%	66.7%	$145,000
JMAC Lending, Inc.	Conventional	2	0.2%	100%	$400,000
Goodleap, LLC	FHA, HELOC	1 +1 HELOCs	0.1%	50%	$265,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$595,000
Fundloans Capital	Conventional	1	0.1%	100%	$505,000
MortgageOne, Inc	Conventional	1	0.1%	100%	$645,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$525,000
5Th Sreet Capital Inc.	Conventional	1	0.1%	100%	$435,000
Mortgage Capital Partners, INC	Conventional, Jumbo	1	0.1%	100%	$845,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$445,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$425,000
Googain, Inc.	Conventional	1	0.1%	100%	$555,000
First Nations Home Finance Corporation	Conventional	1	0.1%	100%	$455,000
Ony Glo, Inc.	Conventional	1	0.1%	50%	$115,000
JSB Mortgage Corporation	Conventional	1	0.1%	100%	$505,000
Mortgage Management Consultants, Inc.	Conventional	1	0.1%	100%	$345,000
Mission Loans, LLC	VA	1	0.1%	100%	$735,000
Geo-Corp, Inc.	Conventional	1	0.1%	50%	$365,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$265,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$805,000
Vista Point Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$1,705,000
Figure Lending LLC	HELOC	0 +15 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	166 +11 HELOCs	13.8%	84.8%	$425,783
Rocket Mortgage	Conventional, FHA, VA, HELOC	142 +1 HELOCs	11.8%	78.1%	$295,140
Lennar Mortgage, LLC	Conventional, FHA	33	2.7%	97.1%	$479,848
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	30 +3 HELOCs	2.5%	100%	$515,666
K. Hovnanian American Mortgage	Conventional, FHA	29	2.4%	82.9%	$561,206
Freedom Mortgage Corporation	Conventional, FHA, VA	23	1.9%	88.9%	$397,608
Nationstar Mortgage	Conventional, FHA	19	1.6%	80%	$205,000
Spring Eq, LLC	Conventional, HELOC	16 +2 HELOCs	1.3%	41%	$99,375
Fairway Independent Mort Corp	Conventional, FHA, VA	15	1.2%	93.8%	$386,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	14 +3 HELOCs	1.2%	73.7%	$287,142
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	14	1.2%	100%	$484,285
Newrez LLC	Conventional, FHA	13	1.1%	53.8%	$323,461
Amerisave Mortgage Company	Conventional	8	0.7%	44.4%	$91,250
Guaranteed Rate, Inc.	Conventional, FHA, VA	7	0.6%	70%	$439,285
Primelending	Conventional, FHA	6	0.5%	100%	$205,000
Village Capital & Investment	FHA, VA	6	0.5%	90%	$418,333
American Financial Resources LLC	Conventional, FHA	5	0.4%	83.3%	$485,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA	5	0.4%	100%	$477,000	View
Discover Bank	Conventional	5	0.4%	35.7%	$111,000
Mortgage Research Center	Conventional, VA	5	0.4%	55.6%	$465,000
Prosperity Home Mortgage, LLC	Conventional, FHA	5	0.4%	100%	$407,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	4	0.3%	100%	$447,500	View
Movement Mortgage, LLC	Conventional, FHA	4	0.3%	100%	$407,500
Loanunited.Com, LLC	FHA, VA, Jumbo	4	0.3%	80%	$762,500
First Colony Mortgage Corporat	Conventional, FHA	4	0.3%	100%	$305,000
Geneva Financial LLC	Conventional, FHA	4	0.3%	100%	$327,500
Mutual of Omaha Mortgage	FHA, VA	4	0.3%	57.1%	$430,000
Better Mortgage Corporation	Conventional, HELOC	3 +2 HELOCs	0.2%	100%	$361,666
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.2%	100%	$341,666	View
Guaranteed Rate Affinity, LLC	Conventional, FHA	3	0.2%	100%	$415,000
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.2%	28.6%	$221,666
All Credit Considered Mortgage, Inc.	Conventional	3	0.2%	100%	$348,333
Equity Prime Mortgage LLC	FHA, VA	3	0.2%	100%	$375,000
Bay Equity LLC	Conventional, Jumbo	3	0.2%	100%	$575,000
WSFS bank A+5.0 ★Texas Ratio: 3.10%	Conventional	3	0.2%	100%	$535,000	View
Champions Funding, LLC	Conventional	3	0.2%	100%	$421,666
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	2 +1 HELOCs	0.2%	66.7%	$420,000
Arc Home LLC	Conventional	2	0.2%	66.7%	$395,000
Triad Financial Services, Inc.	Conventional	2	0.2%	46.2%	$70,000
PHH Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$300,000
Dart Bank	Conventional, FHA	2	0.2%	100%	$435,000
Click n' Close, Inc.	FHA	2	0.2%	100%	$275,000
Union Home Mortgage Corp.	Conventional, FHA	2	0.2%	50%	$400,000
Great Southern Bank A+5.0 ★Texas Ratio: 1.55%	Conventional	2	0.2%	100%	$330,000	View
Homeowners Financial Group, LLC	Conventional, FHA	2	0.2%	100%	$180,000
Nfm, Inc	Conventional	2	0.2%	100%	$470,000
New Day Financial, LLC.	VA	2	0.2%	33.3%	$425,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.2%	66.7%	$465,000	View
Castle & Cooke Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$160,000
Communityamerica Federal Credit Union	Conventional	2	0.2%	100%	$315,000
FirstBank	Conventional	2	0.2%	100%	$75,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, VA	2	0.2%	100%	$355,000	View
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.2%	50%	$375,000
Nations Direct Mortgage, LLC	Conventional	2	0.2%	100%	$330,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	2	0.2%	100%	$310,000	View
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.2%	66.7%	$510,000
HomeBridge Financial Services, Inc	FHA, HELOC	1 +4 HELOCs	0.1%	33.3%	$645,000
Alliant Credit Union	VA, HELOC	1 +3 HELOCs	0.1%	100%	$375,000
Oaktree Funding Corp	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,505,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$35,000	View
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	1	0.1%	100%	$1,385,000	View
Originpoint, LLC	Conventional	1	0.1%	100%	$365,000
Everett Financial, Inc.	VA	1	0.1%	100%	$355,000
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$295,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$375,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$715,000	View
Emporium Tpo LLC	Conventional	1	0.1%	100%	$245,000
Quail Creek Bank A5.0 ★Texas Ratio: 6.61%	Conventional	1	0.1%	100%	$285,000	View
First State Bank of St Charles	Conventional	1	0.1%	100%	$515,000
Obsidian Financial Services	Conventional	1	0.1%	100%	$745,000
Intercap Lending Inc	Conventional	1	0.1%	100%	$385,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$665,000
Ameritrust Mortgage Corporation	Conventional	1	0.1%	100%	$245,000
Efinity Financial LLC A+5.0 ★Texas Ratio: 5.65%	Conventional	1	0.1%	100%	$335,000	View
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$165,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$385,000	View
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$575,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$555,000	View
V.I.P. Mortgage, Inc.	FHA	1	0.1%	100%	$525,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$325,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$165,000
Pulte Mortgage LLC	Conventional	1	0.1%	50%	$515,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$505,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$745,000	View
21St Mortgage	Conventional	1	0.1%	12.5%	$125,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$255,000
First National Bank of Omaha A+5.0 ★Texas Ratio: 4.82%	Conventional	1	0.1%	100%	$205,000	View
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$425,000	View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +19 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +4 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
RBC Bank (Georgia), N.A.	HELOC	0 +3 HELOCs	0%	n/a
Boeing Employees' Credit Union	HELOC	0 +1 HELOCs	0%	0%
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lower, LLC	HELOC	0 +1 HELOCs	0%	n/a
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Indio Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Indio, California

Looking for mortgage lenders near me or mortgage brokers near me in Indio? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Indio in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Indio, CA

Use these to narrow the list above. Each category shows how many Indio, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 125 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 40 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 27 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 61 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 32 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 25 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 83 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Indio, CA

Independent mortgage companies closed 84.1 percent of home loans in Indio, California in 2025, banks 10.3 percent and credit unions 5.6 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 5 loans.

84.1%

Mortgage companies

10.3%

Banks

5.6%

Credit unions

22%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Indio, CA

Who is the largest mortgage lender in Indio, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Indio, California with 30 loans, about 2.5 percent of the market. The largest lender headquartered in California was Bank of America NA with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Indio, CA have the highest approval rates?

Among lenders with meaningful volume in Indio, California, loanDepot.com LLC approved the highest share of completed applications in 2025 at 88 percent, against a 79.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Indio, CA mortgage lenders offer FHA, VA and USDA loans?

61 lenders closed FHA loans in Indio, California in 2025, led by United Wholesale Mortgage with 57. 32 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Indio, CA lender list?

Yes. 40 banks and 27 credit unions closed home loans in Indio, California in 2025, alongside 125 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Indio, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Indio, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Indio, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Indio. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.