Mortgage Lenders and Brokers in Highland, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Highland, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7195 Boulder Ave, Highland, CA 92346A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA28920 Greenspot Rd, Highland, CA 92346A+5.0 ★Texas Ratio: 5.36%, Arrowhead Central Credit UnionArrowhead Central Credit Union27949 Greenspot Rd, Highland, CA 92346A+5.0 ★Texas Ratio: 3.64%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, The First Financial Federal Credit UnionThe First Financial Federal Credit Union1211 E Valley Blvd, Alhambra, CA 91801A+5.0 ★Texas Ratio: 4.74%, Eagle Community Credit UnionEagle Community Credit Union2310A E Lincoln Ave, Anaheim, CA 92806 4109A+5.0 ★Texas Ratio: 3.63%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, and East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Highland, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Highland are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Highland, California
Market share is the lender's share of all home loans closed in Highland, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Highland 7195 Boulder Ave, Highland, CA 92346 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 12 +1 HELOCs |
1.7% | 80% | $322,500 | View |
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1 office in Highland 28920 Greenspot Rd, Highland, CA 92346 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 0.7% | 71.4% | $293,000 | View |
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27949 Greenspot Rd, Highland, CA 92346 A+5.0 ★Texas Ratio: 3.64% |
Conventional, HELOC | 32 +3 HELOCs |
4.5% | 56.1% | $102,500 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 29 +19 HELOCs |
4.1% | 93.8% | $263,275 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +9 HELOCs |
0.7% | 38.5% | $323,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA, VA | 4 | 0.6% | 100% | $547,500 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 4 | 0.6% | 100% | $80,000 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 3 | 0.4% | 100% | $125,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 3 | 0.4% | 50% | $521,666 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $425,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.3% | 66.7% | $575,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +10 HELOCs |
0.1% | 100% | $405,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $225,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $155,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.1% | 100% | $635,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 25% | $555,000 | View |
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12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
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3447 Atlantic Ave, Long Beach, CA 90807 A5.0 ★Texas Ratio: 6.01% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $605,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 33.3% | $155,000 | View |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.1% | 100% | $685,000 | View |
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1425 W LUGONIA AVE, REDLANDS, CA 92374 A+5.0 ★Texas Ratio: 3.38% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 28 | 3.9% | 97.1% | $405,714 | View |
loanDepot.com LLC
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Conventional, FHA | 24 | 3.4% | 80% | $260,833 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 20 | 2.8% | 87.5% | $336,000 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA | 20 | 2.8% | 90.9% | $561,500 | |
ML Mortgage Corp.
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Conventional, FHA, VA | 14 | 2% | 100% | $406,428 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 13 | 1.8% | 100% | $491,923 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 10 +1 HELOCs |
1.4% | 90.9% | $242,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 10 | 1.4% | 100% | $397,000 | |
Geo-Corp, Inc.
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FHA | 9 | 1.3% | 90% | $520,555 | |
Ahl Funding
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Conventional, FHA | 8 | 1.1% | 100% | $413,750 | |
Royal Pacific Funding
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Conventional, FHA | 8 | 1.1% | 100% | $353,750 | |
Flexpoint, Inc.
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Conventional, FHA | 8 | 1.1% | 100% | $350,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 7 | 1% | 77.8% | $340,714 | |
Zillow Home Loans, LLC
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Conventional, FHA | 7 | 1% | 100% | $495,000 | |
AmWest Funding Corp
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Conventional, FHA, HELOC | 6 +1 HELOCs |
0.8% | 85.7% | $510,000 | |
New Wave Lending Group Inc
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Conventional | 6 | 0.8% | 100% | $491,666 | |
Franklin Loan Corporation
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Conventional | 6 | 0.8% | 100% | $430,000 | |
Guild Mortgage Company
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Conventional | 5 | 0.7% | 100% | $521,000 | |
Nmsi, Inc.
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Conventional, FHA | 5 | 0.7% | 100% | $493,000 | |
American Financial Network, Inc.
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FHA, VA | 4 | 0.6% | 66.7% | $560,000 | |
Habitfactory USA Inc dba Loaning AI
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Conventional | 4 | 0.6% | 100% | $557,500 | |
Ez Fundings Inc
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Conventional | 3 | 0.4% | 100% | $538,333 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 3 | 0.4% | 100% | $558,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.4% | 57.1% | $328,333 | |
JMAC Lending, Inc.
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FHA | 3 | 0.4% | 100% | $431,666 | |
Bay-Valley Mortgage Group
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Conventional | 2 | 0.3% | 100% | $450,000 | |
Coast 2 Coast Funding Group, Inc
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Conventional | 2 | 0.3% | 100% | $340,000 | |
Greenbox Loans
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Conventional | 2 | 0.3% | 100% | $355,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 0.3% | 100% | $430,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 0.3% | 100% | $340,000 | |
Nexera Holding LLC
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Conventional | 2 | 0.3% | 100% | $325,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,270,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $385,000 | |
Mission Loans, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $395,000 | |
MortgageOne, Inc
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VA | 1 | 0.1% | 100% | $715,000 | |
Pacific Lending LLC
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Conventional | 1 | 0.1% | 100% | $565,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.1% | 100% | $115,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.1% | 33.3% | $425,000 | |
Evo Home Loans, LLC dba Epiq Lending
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Conventional | 1 | 0.1% | 100% | $455,000 | |
American Finance House Lariba
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Conventional | 1 | 0.1% | 100% | $495,000 | |
Intelliloan, Inc.
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Conventional | 1 | 0.1% | 100% | $435,000 | |
Provident Funding Associates
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Conventional | 1 | 0.1% | 100% | $425,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.1% | 50% | $545,000 | |
Banc One Mortage Corporation
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Conventional | 1 | 0.1% | 100% | $685,000 | |
Figure Lending LLC
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 93 +15 HELOCs |
13% | 82.5% | $486,612 | |
Rocket Mortgage
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Conventional, FHA, VA | 62 | 8.7% | 81% | $340,000 | |
Homeamerican Mortgage Corporation
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Conventional, FHA, VA | 16 | 2.2% | 88.9% | $547,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 14 +2 HELOCs |
2% | 100% | $334,285 | |
Freedom Mortgage Corporation
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FHA, VA | 13 | 1.8% | 81.2% | $428,846 | |
Newrez LLC
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Conventional, FHA | 10 | 1.4% | 45.5% | $229,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 10 | 1.4% | 100% | $360,000 | |
Spring Eq, LLC
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Conventional, HELOC | 8 +4 HELOCs |
1.1% | 33.3% | $143,750 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 8 +2 HELOCs |
1.1% | 100% | $313,750 | |
Planet Home Lending, LLC
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Conventional, FHA | 8 | 1.1% | 100% | $542,500 | |
Nationstar Mortgage
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Conventional | 8 | 1.1% | 62.5% | $97,500 | |
21St Mortgage
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Conventional | 8 | 1.1% | 28.6% | $138,750 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +3 HELOCs |
1% | 77.8% | $357,857 | |
The Loan Store, Inc
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Conventional, HELOC | 6 +7 HELOCs |
0.8% | 85.7% | $295,000 | |
Triad Financial Services, Inc.
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Conventional | 6 | 0.8% | 68.4% | $140,000 | |
Discover Bank
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Conventional | 5 | 0.7% | 50% | $63,000 | |
Ameritrust Mortgage Corporation
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Conventional, FHA | 4 | 0.6% | 100% | $522,500 | |
Genway Home Mortgage, Inc.
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FHA | 4 | 0.6% | 57.1% | $520,000 | |
Village Capital & Investment
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FHA | 4 | 0.6% | 75% | $492,500 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 3 | 0.4% | 100% | $451,666 | View |
Mortgage Research Center
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VA | 3 | 0.4% | 60% | $421,666 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, HELOC | 2 +3 HELOCs |
0.3% | 40% | $210,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.3% | 33.3% | $240,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.3% | 15.4% | $50,000 | |
Bay Equity LLC
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Conventional | 2 | 0.3% | 100% | $285,000 | |
Homeowners Financial Group, LLC
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Conventional | 2 | 0.3% | 100% | $690,000 | |
Nations Direct Mortgage, LLC
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FHA | 2 | 0.3% | 100% | $565,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 0.3% | 100% | $570,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.3% | 100% | $230,000 | |
Alliant Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 33.3% | $185,000 | View |
Originpoint, LLC
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FHA | 1 | 0.1% | 100% | $555,000 | |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 100% | $305,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.1% | 100% | $495,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $545,000 | |
Obsidian Financial Services
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FHA | 1 | 0.1% | 100% | $565,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional | 1 | 0.1% | 100% | $565,000 | |
Justice Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $655,000 | |
T2 Financial LLC
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FHA | 1 | 0.1% | 100% | $405,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.1% | 100% | $785,000 | View |
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A+5.0 ★Texas Ratio: 1.59% |
VA | 1 | 0.1% | 100% | $585,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 50% | $315,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.1% | 50% | $405,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.1% | 100% | $465,000 | |
Ussfcu
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Conventional | 1 | 0.1% | 100% | $155,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.1% | 100% | $615,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.1% | 100% | $575,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.1% | 100% | $315,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Highland Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Highland, California
Looking for mortgage lenders near me or mortgage brokers near me in Highland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Highland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Highland, CA
Use these to narrow the list above. Each category shows how many Highland, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Highland, CA
Independent mortgage companies closed 81.7 percent of home loans in Highland, California in 2025, banks 6.4 percent and credit unions 11.9 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Arrowhead Central Credit Union the largest credit union. Among lenders headquartered in California, Arrowhead Central Credit Union led with 32 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Highland, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Highland, California with 12 loans, about 1.7 percent of the market. The largest lender headquartered in California was Arrowhead Central Credit Union with 32 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Highland, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 82.5 percent, against a 78 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Highland, California in 2025, led by United Wholesale Mortgage with 42. 17 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 21 credit unions closed home loans in Highland, California in 2025, alongside 91 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Highland, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Highland, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Highland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
