Mortgage Lenders and Brokers in Hermosa Beach, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hermosa Beach, California mortgage lenders include Citibank, NACitibank, NA81 Pier Ave, Hermosa Beach, CA 90254A+5.0 ★Texas Ratio: 2.82%, Wells Fargo Bank NAWells Fargo Bank NA1501 Pacific Coast Hwy, Hermosa Beach, CA 90254A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1223 Hermosa Ave, Hermosa Beach, CA 90254A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.1401 Pacific Coast Hwy, Hermosa Beach, CA 90254A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA90 Pier Ave, Hermosa Beach, CA 90254A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Kinecta Federal Credit UnionKinecta Federal Credit Union1040 E Imperial Hwy Ste F3, Brea, CA 92821A+5.0 ★Texas Ratio: 3.82%, and MidFirst BankMidFirst Bank16633 Ventura Blvd, Encino, CA 91436A+5.0 ★Texas Ratio: 4.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hermosa Beach, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hermosa Beach are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hermosa Beach, California
Market share is the lender's share of all home loans closed in Hermosa Beach, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hermosa Beach 81 Pier Ave, Hermosa Beach, CA 90254 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 25 +2 HELOCs |
11.9% | 96.2% | $1,847,400 | View |
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1 office in Hermosa Beach 1501 Pacific Coast Hwy, Hermosa Beach, CA 90254 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 17 | 8.1% | 85% | $2,285,588 | View |
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1 office in Hermosa Beach 1223 Hermosa Ave, Hermosa Beach, CA 90254 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 11 +2 HELOCs |
5.2% | 85.7% | $2,568,636 | View |
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1 office in Hermosa Beach 1401 Pacific Coast Hwy, Hermosa Beach, CA 90254 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 9 +5 HELOCs |
4.3% | 81.8% | $2,348,333 | View |
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90 Pier Ave, Hermosa Beach, CA 90254 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 11 +6 HELOCs |
5.2% | 84.6% | $3,466,818 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.4% | 75% | $1,815,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.4% | 100% | $1,378,333 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 1.4% | 100% | $2,341,666 | View |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
Conventional, HELOC | 2 +6 HELOCs |
1% | 100% | $570,000 | View |
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16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $4,355,000 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $1,465,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $1,245,000 | View |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $225,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo | 1 | 0.5% | 100% | $3,795,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 0.5% | 100% | $4,925,000 | View |
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1235 S Garfield Ave, Alhambra, CA 91801 B4.5 ★Texas Ratio: 21.13% |
Conventional, Jumbo | 1 | 0.5% | 100% | $5,355,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.5% | 100% | $885,000 | |
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1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,255,000 | View |
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3447 Atlantic Ave, Long Beach, CA 90807 A5.0 ★Texas Ratio: 6.01% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 0.5% | 100% | $1,065,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.5% | 100% | $1,085,000 | View |
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1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22% |
Conventional | 1 | 0.5% | 100% | $1,145,000 | View |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional | 1 | 0.5% | 100% | $1,005,000 | View |
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407 W Valley Blvd, Alhambra, CA 91803 A5.0 ★Texas Ratio: 7.31% |
Conventional, Jumbo | 1 | 0.5% | 100% | $3,705,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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521 N Hollywood Way Ste E, Burbank, CA 91505 4984 A5.0 ★Texas Ratio: 13.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
ClearEdge Lending LLC
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Conventional, Jumbo | 6 | 2.9% | 85.7% | $1,963,333 | |
Mortgage Capital Partners, INC
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Conventional | 5 | 2.4% | 100% | $901,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 3 | 1.4% | 100% | $2,295,000 | |
Bridgeway Lending Partners, LLC
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Conventional, Jumbo | 2 | 1% | 100% | $1,405,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, Jumbo | 2 | 1% | 100% | $1,540,000 | View |
PFN Lending Group, Inc.
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Conventional, Jumbo | 2 | 1% | 100% | $1,865,000 | |
Flexpoint, Inc.
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Conventional | 2 | 1% | 100% | $300,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 2 | 1% | 100% | $1,755,000 | |
New American Funding, LLC.
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Conventional, Jumbo | 2 | 1% | 100% | $1,550,000 | |
Vista Point Mortgage, LLC
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Conventional, Jumbo | 2 | 1% | 100% | $895,000 | |
Financial Partners Credit Unio
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $605,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Fundloans Capital
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Conventional, Jumbo | 1 | 0.5% | 100% | $6,505,000 | |
Watermark Capital, Inc.
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,815,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.5% | 100% | $405,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,835,000 | |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $575,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,925,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.5% | 100% | $505,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.5% | 100% | $1,165,000 | |
Residential First Capital
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Conventional | 1 | 0.5% | 100% | $905,000 | |
Greenbox Loans
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Conventional | 1 | 0.5% | 100% | $305,000 | |
JSB Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $835,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
Cake Mortgage Corp.
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,515,000 | |
loanDepot.com LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, Jumbo | 10 | 4.8% | 78.6% | $754,000 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 8 +2 HELOCs |
3.8% | 100% | $903,750 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 5 +1 HELOCs |
2.4% | 100% | $1,225,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 5 | 2.4% | 83.3% | $1,001,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 4 | 1.9% | 100% | $1,320,000 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 3 | 1.4% | 100% | $1,961,666 | |
Freedom Mortgage Corporation
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Conventional, VA, Jumbo | 2 | 1% | 66.7% | $1,960,000 | |
Newrez LLC
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Conventional, Jumbo | 2 | 1% | 100% | $1,795,000 | |
Ameritrust Mortgage Corporation
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Conventional, Jumbo | 2 | 1% | 100% | $2,135,000 | |
Logan Finance Corporation
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Conventional, Jumbo | 2 | 1% | 100% | $2,800,000 | |
Luxury Mortgage Corp.
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Conventional, Jumbo | 2 | 1% | 100% | $1,730,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $1,135,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $1,945,000 | |
Originpoint, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,565,000 | |
All Credit Considered Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.5% | 100% | $2,405,000 | |
Dart Bank
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Conventional | 1 | 0.5% | 100% | $865,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,735,000 | View |
Das Acquisition Company, LLC
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Conventional | 1 | 0.5% | 100% | $1,125,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional, Jumbo | 1 | 0.5% | 100% | $2,575,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $1,705,000 | |
Nfm, Inc
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VA, Jumbo | 1 | 0.5% | 100% | $1,465,000 | |
Cardinal Financial Company, Li
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,905,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 50% | $1,195,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, Jumbo | 1 | 0.5% | 50% | $2,505,000 | View |
Better Mortgage Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $2,405,000 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $2,275,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 50% | $665,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 0.5% | 100% | $5,005,000 | View |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.5% | 100% | $1,135,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,825,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.5% | 100% | $4,135,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $955,000 | |
Quorum Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Hermosa Beach Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hermosa Beach, California
Looking for mortgage lenders near me or mortgage brokers near me in Hermosa Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hermosa Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hermosa Beach, CA
Use these to narrow the list above. Each category shows how many Hermosa Beach, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Hermosa Beach, CA
Independent mortgage companies closed 46.7 percent of home loans in Hermosa Beach, California in 2025, banks 48.6 percent and credit unions 4.8 percent. Change Lending was the largest mortgage company, Citibank, NA the largest bank and Kinecta Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hermosa Beach, CA
By home loans closed in 2025, Citibank, NA was the largest mortgage lender in Hermosa Beach, California with 25 loans, about 11.9 percent of the market. The largest lender headquartered in California was Bank of America NA with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 21 credit unions closed home loans in Hermosa Beach, California in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hermosa Beach, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hermosa Beach, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hermosa Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
