Mortgage Lenders and Brokers in Fountain Valley, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fountain Valley, California mortgage lenders include US Bank, N.A.US Bank, N.A.18050 Brookhurst St, Fountain Valley, CA 92708A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA17430 Brookhurst St, Fountain Valley, CA 92708A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA18975 Brookhurst St, Fountain Valley, CA 92708A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA16025 Brookhurst St, Fountain Valley, CA 92708A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA17400 Brookhurst St, Fountain Valley, CA 92708A+5.0 ★Texas Ratio: 2.82%, Schoolsfirst FCUSchoolsfirst FCU18651 Brookhurst St, Fountain Valley, CA 92708A+5.0 ★Texas Ratio: 5.56%, Eagle Community Credit UnionEagle Community Credit Union2310A E Lincoln Ave, Anaheim, CA 92806 4109A+5.0 ★Texas Ratio: 3.63%, Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%, Nuvision Federal Credit UnionNuvision Federal Credit Union18629 Brookhurst St, Fountain Valley, CA 92708 6748A+5.0 ★Texas Ratio: 3.84%, and Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fountain Valley, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fountain Valley are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fountain Valley, California
Market share is the lender's share of all home loans closed in Fountain Valley, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Fountain Valley 18050 Brookhurst St, Fountain Valley, CA 92708 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 16 +6 HELOCs |
3.5% | 88.9% | $632,500 | View |
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2 offices in Fountain Valley 17430 Brookhurst St, Fountain Valley, CA 92708 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 7 +34 HELOCs |
1.5% | 100% | $806,428 | View |
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1 office in Fountain Valley 18975 Brookhurst St, Fountain Valley, CA 92708 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 6 +1 HELOCs |
1.3% | 75% | $651,666 | View |
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2 offices in Fountain Valley 16025 Brookhurst St, Fountain Valley, CA 92708 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA, Jumbo | 2 | 0.4% | 100% | $1,270,000 | View |
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1 office in Fountain Valley 17400 Brookhurst St, Fountain Valley, CA 92708 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,315,000 | View |
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18651 Brookhurst St, Fountain Valley, CA 92708 A+5.0 ★Texas Ratio: 5.56% |
Conventional, Jumbo, HELOC | 24 +81 HELOCs |
5.3% | 89.3% | $490,416 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional, HELOC | 6 +1 HELOCs |
1.3% | 100% | $150,000 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional, HELOC | 3 +8 HELOCs |
0.7% | 80% | $188,333 | View |
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18629 Brookhurst St, Fountain Valley, CA 92708 6748 A+5.0 ★Texas Ratio: 3.84% |
Conventional, Jumbo, HELOC | 3 +6 HELOCs |
0.7% | 100% | $535,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 3 | 0.7% | 100% | $655,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 3 | 0.7% | 100% | $368,333 | View |
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17860 Newhope St Ste 103, Fountain Valley, CA 92708 5424 A+5.0 ★Texas Ratio: 3.82% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 100% | $1,135,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $600,000 | View |
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1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 2 | 0.4% | 100% | $135,000 | View |
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407 W Valley Blvd, Alhambra, CA 91803 A5.0 ★Texas Ratio: 7.31% |
Conventional, Jumbo | 2 | 0.4% | 100% | $955,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +7 HELOCs |
0.2% | 100% | $1,005,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,055,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $825,000 | View |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $105,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,615,000 | View |
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2416 Central Ave, Alameda, CA 94501 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,335,000 | View |
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200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07% |
Conventional | 1 | 0.2% | 100% | $1,135,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 25% | $305,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $735,000 | View |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.2% | 50% | $985,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Sea West Coast Gurad FCU
Coast Guard Island, Alameda, CA 94501 5100 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nmsi, Inc.
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Conventional, Jumbo | 37 | 8.1% | 100% | $999,054 | |
AmWest Funding Corp
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Conventional, Jumbo, HELOC | 29 +4 HELOCs |
6.4% | 93.5% | $886,379 | |
New Wave Lending Group Inc
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Conventional, Jumbo | 21 | 4.6% | 100% | $895,000 | |
loanDepot.com LLC
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Conventional, VA | 12 | 2.6% | 80% | $414,166 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 10 | 2.2% | 66.7% | $753,000 | |
Flexpoint, Inc.
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Conventional, Jumbo | 10 | 2.2% | 100% | $829,000 | |
Bridgeway Lending Partners, LLC
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Conventional, Jumbo | 7 | 1.5% | 100% | $785,000 | |
AAA Capital Investment, Inc
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Conventional, Jumbo | 6 | 1.3% | 100% | $945,000 | |
New American Funding, LLC.
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Conventional, VA | 6 | 1.3% | 100% | $548,333 | |
Provident Funding Associates
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Conventional | 4 | 0.9% | 100% | $657,500 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA | 3 | 0.7% | 100% | $561,666 | View |
Ahl Funding
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Conventional, FHA | 3 | 0.7% | 100% | $921,666 | |
Ony Glo, Inc.
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Conventional | 3 | 0.7% | 100% | $498,333 | |
JSB Mortgage Corporation
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Conventional | 3 | 0.7% | 100% | $558,333 | |
Emet Lending Group, Inc.
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Conventional | 3 | 0.7% | 100% | $825,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 3 | 0.7% | 100% | $845,000 | |
JMAC Lending, Inc.
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Conventional | 3 | 0.7% | 100% | $878,333 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 0.4% | 100% | $620,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.4% | 100% | $810,000 | |
Bay-Valley Mortgage Group
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Conventional | 2 | 0.4% | 100% | $995,000 | |
Network Capital Funding Corporation
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Conventional | 2 | 0.4% | 100% | $455,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 2 | 0.4% | 28.6% | $1,240,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.4% | 100% | $670,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.4% | 66.7% | $745,000 | |
Kind Lending, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,145,000 | |
ML Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $525,000 | |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,285,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.2% | 100% | $635,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Mortgage Capital Partners, INC
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Conventional | 1 | 0.2% | 100% | $1,125,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, Jumbo | 1 | 0.2% | 50% | $1,335,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 50% | $1,085,000 | |
Fidelity Lending Solutions Inc
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Conventional | 1 | 0.2% | 100% | $405,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 50% | $1,605,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.2% | 100% | $975,000 | |
JMJ Financial Group Inc.
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Hightechlending, Inc
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Conventional | 1 | 0.2% | 100% | $835,000 | |
Greenbox Loans
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $705,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Southland Credit Uniom
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Banc One Mortage Corporation
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Vista Point Mortgage, LLC
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Conventional, Jumbo | 1 | 0.2% | 50% | $1,375,000 | |
Financial Partners Credit Unio
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 57 +7 HELOCs |
12.5% | 93.5% | $800,438 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 54 | 11.8% | 82.1% | $648,148 | |
Spring Eq, LLC
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Conventional, HELOC | 7 +3 HELOCs |
1.5% | 53.8% | $230,714 | |
Nationstar Mortgage
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Conventional | 6 | 1.3% | 87.5% | $483,333 | |
Newrez LLC
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Conventional | 3 | 0.7% | 60% | $501,666 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 3 | 0.7% | 100% | $711,666 | |
Logan Finance Corporation
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Conventional | 3 | 0.7% | 100% | $1,048,333 | |
The Loan Store, Inc
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Conventional | 3 | 0.7% | 100% | $758,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.4% | 100% | $870,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $415,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 40% | $145,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 40% | $75,000 | |
Bay Equity LLC
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Conventional | 2 | 0.4% | 100% | $530,000 | |
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A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $135,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $875,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $155,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $305,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $1,005,000 | |
Originpoint, LLC
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Conventional | 1 | 0.2% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.2% | 50% | $1,575,000 | View |
Freedom Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 25% | $175,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.2% | 100% | $1,055,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Ameritrust Mortgage Corporation
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,485,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $1,205,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Mortgage Research Center
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VA, Jumbo | 1 | 0.2% | 25% | $1,675,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $745,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +6 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
HomeStreet Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Justice Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.07% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Fountain Valley Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fountain Valley, California
Looking for mortgage lenders near me or mortgage brokers near me in Fountain Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fountain Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fountain Valley, CA
Use these to narrow the list above. Each category shows how many Fountain Valley, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Fountain Valley, CA
Independent mortgage companies closed 78.7 percent of home loans in Fountain Valley, California in 2025, banks 11 percent and credit unions 10.3 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fountain Valley, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Fountain Valley, California with 16 loans, about 3.5 percent of the market. The largest lender headquartered in California was Bank of America NA with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Fountain Valley, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93.5 percent, against a 86.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Fountain Valley, California in 2025, led by US Bank, N.A. with 1. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 21 credit unions closed home loans in Fountain Valley, California in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fountain Valley, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fountain Valley, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fountain Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
