Mortgage Lenders and Brokers in Foothill Farms, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Foothill Farms, California mortgage lenders include The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, SAFE Credit UnionSAFE Credit Union7887 Walerga Rd, Antelope, CA 95843A+5.0 ★Texas Ratio: 3.24%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, ClearPath LendingClearPath Lending300 E Magnolia Blvd, Burbank, CA 91502A+5.0 ★Texas Ratio: 2.77%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Redwood Credit UnionRedwood Credit Union406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281A+5.0 ★Texas Ratio: 4.20%, and Tri Counties BankTri Counties Bank2686 Gateway Dr, Anderson, CA 96007A+5.0 ★Texas Ratio: 5.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Foothill Farms, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Foothill Farms are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Foothill Farms, California
Market share is the lender's share of all home loans closed in Foothill Farms, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 9 +15 HELOCs |
2% | 69.2% | $239,444 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 7 +3 HELOCs |
1.5% | 77.8% | $87,857 | View |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional, HELOC | 6 +9 HELOCs |
1.3% | 100% | $101,666 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +5 HELOCs |
0.7% | 75% | $271,666 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.7% | 60% | $271,666 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 40% | $30,000 | View |
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300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 2 | 0.4% | 100% | $460,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $85,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $345,000 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $165,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $415,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
VA | 1 | 0.2% | 66.7% | $425,000 | View |
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5026 Rhonda Rd, Anderson, CA 96007 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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3447 Atlantic Ave, Long Beach, CA 90807 A5.0 ★Texas Ratio: 6.01% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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1227 Oak Ct, Arnold, CA 95223 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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5329 Sunrise Blvd, Fair Oaks, CA 95628 3539 A+5.0 ★Texas Ratio: 5.95% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kind Lending, LLC
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Conventional, FHA, VA | 19 | 4.1% | 87% | $356,052 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 16 | 3.5% | 100% | $374,375 | |
Guild Mortgage Company
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Conventional, FHA, VA | 7 | 1.5% | 91.7% | $286,428 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 6 +2 HELOCs |
1.3% | 75% | $275,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1.3% | 100% | $361,666 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 6 | 1.3% | 100% | $416,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.1% | 100% | $385,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 5 | 1.1% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 4 | 0.9% | 100% | $280,000 | View |
Zillow Home Loans, LLC
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Conventional, FHA | 4 | 0.9% | 80% | $292,500 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.7% | 75% | $258,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.7% | 60% | $168,333 | |
Resicentral LLC
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FHA, VA | 2 | 0.4% | 100% | $430,000 | |
Generations Home Loans, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $400,000 | |
Summit Funding.Inc
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Conventional | 2 | 0.4% | 100% | $370,000 | |
Nmsi, Inc.
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Conventional | 2 | 0.4% | 100% | $205,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $355,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $315,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Constant Investments, Inc
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Conventional | 1 | 0.2% | 100% | $375,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.2% | 100% | $375,000 | |
West Coast Mortgage Group & Realty Co
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $25,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $425,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.2% | 100% | $375,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 96 +2 HELOCs |
21% | 85.8% | $358,229 | |
Rocket Mortgage
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Conventional, FHA, VA | 66 | 14.4% | 84.1% | $274,848 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 19 +2 HELOCs |
4.1% | 95.5% | $311,842 | |
Newrez LLC
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Conventional, FHA, VA | 13 | 2.8% | 76.5% | $214,230 | |
Triad Financial Services, Inc.
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Conventional | 8 | 1.7% | 63.2% | $112,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.3% | 100% | $343,333 | |
Nationstar Mortgage
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Conventional | 6 | 1.3% | 66.7% | $126,666 | |
Mortgage Research Center
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VA | 6 | 1.3% | 75% | $361,666 | |
Amerisave Mortgage Company
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Conventional | 5 | 1.1% | 55.6% | $69,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 5 | 1.1% | 83.3% | $305,000 | View |
21St Mortgage
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Conventional | 5 | 1.1% | 50% | $115,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
0.9% | 100% | $242,500 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 4 | 0.9% | 100% | $287,500 | |
Union Home Mortgage Corp.
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FHA, VA | 4 | 0.9% | 100% | $395,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.7% | 33.3% | $68,333 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 0.7% | 100% | $568,333 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 3 | 0.7% | 60% | $265,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $358,333 | |
Village Capital & Investment
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FHA, VA | 3 | 0.7% | 100% | $411,666 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $250,000 | |
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A5.0 ★Texas Ratio: 10.53% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $225,000 | |
Go Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $335,000 | |
Directors Mortgage, Inc
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Conventional | 2 | 0.4% | 100% | $235,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $205,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $190,000 | |
Nations Direct Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 2 | 0.4% | 100% | $45,000 | View |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +3 HELOCs |
0.2% | 100% | $465,000 | |
Lower, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $385,000 | |
First Technology Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 50% | $315,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 0.2% | 100% | $435,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.2% | 100% | $435,000 | |
Signature Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 50% | $315,000 | |
HomeStreet Bank
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FHA | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Emporium Tpo LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Peak Residential Lending Inc
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Bay Equity LLC
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FHA | 1 | 0.2% | 100% | $485,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 50% | $375,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.2% | 100% | $325,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $435,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.2% | 33.3% | $495,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.2% | 100% | $325,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Florida Capital Bank, N.A
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FHA | 1 | 0.2% | 100% | $455,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.2% | 100% | $425,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $295,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.67% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Reliance First Capital, LLC
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VA | 1 | 0.2% | 100% | $375,000 | |
Texana Bank
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | 0% |
Foothill Farms Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Foothill Farms, California
Looking for mortgage lenders near me or mortgage brokers near me in Foothill Farms? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Foothill Farms in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Foothill Farms, CA
Use these to narrow the list above. Each category shows how many Foothill Farms, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Foothill Farms, CA
Independent mortgage companies closed 87.1 percent of home loans in Foothill Farms, California in 2025, banks 4.8 percent and credit unions 8.1 percent. ClearPath Lending was the largest mortgage company, Bank of America NA the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, The Golden 1 Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Foothill Farms, CA
By home loans closed in 2025, The Golden 1 Credit Union was the largest mortgage lender in Foothill Farms, California with 9 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Foothill Farms, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 85.8 percent, against a 83.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Foothill Farms, California in 2025, led by United Wholesale Mortgage with 32. 22 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 17 credit unions closed home loans in Foothill Farms, California in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Foothill Farms, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Foothill Farms, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Foothill Farms. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
