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Mortgage Lenders and Brokers in Fontana, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Fontana, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14518 Baseline Ave, Fontana, CA 92336A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.15222 Summit Ave, Fontana, CA 92336A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA16055 Foothill Blvd, Fontana, CA 92335A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA10048 Sierra Ave, Fontana, CA 92335A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA8501 Sierra Ave, Fontana, CA 92335A+5.0 ★Texas Ratio: 2.82%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Arrowhead Central Credit UnionArrowhead Central Credit Union16944 S Highland Ave, Fontana, CA 92336A+5.0 ★Texas Ratio: 3.64%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Rize Federal Credit UnionRize Federal Credit Union12701 Schabarum Ave, Irwindale, CA 91706A5.0 ★Texas Ratio: 6.24%, and City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Fontana, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fontana are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Fontana, California

Market share is the lender's share of all home loans closed in Fontana, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 5 offices in Fontana 14518 Baseline Ave, Fontana, CA 92336 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	32 +2 HELOCs	1.4%	82.2%	$423,437	View
US Bank, N.A. 2 offices in Fontana 15222 Summit Ave, Fontana, CA 92336 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, Jumbo, HELOC	18 +14 HELOCs	0.8%	46.5%	$307,222	View
Wells Fargo Bank NA 4 offices in Fontana 16055 Foothill Blvd, Fontana, CA 92335 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	11	0.5%	78.6%	$315,000	View
Bank of America NA 4 offices in Fontana 10048 Sierra Ave, Fontana, CA 92335 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +60 HELOCs	0.2%	62.5%	$291,000	View
Citibank, NA 1 office in Fontana 8501 Sierra Ave, Fontana, CA 92335 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	3 +7 HELOCs	0.1%	100%	$301,666	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, Jumbo, HELOC	77 +82 HELOCs	3.3%	90.6%	$253,831	View
Arrowhead Central Credit Union 16944 S Highland Ave, Fontana, CA 92336 A+5.0 ★Texas Ratio: 3.64%	Conventional, HELOC	46 +11 HELOCs	2%	57.5%	$133,913	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	12	0.5%	66.7%	$100,000	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	11	0.5%	77.8%	$111,363	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	11	0.5%	91.7%	$535,909	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA	10	0.4%	90.9%	$514,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	9 +2 HELOCs	0.4%	56.2%	$275,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	9 +2 HELOCs	0.4%	81.8%	$336,111	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA	9	0.4%	86.7%	$573,888	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	8	0.3%	72.7%	$91,250	View
Foothill Federal Credit Union 250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28%	Conventional, HELOC	6 +4 HELOCs	0.3%	100%	$148,333
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	6	0.3%	75%	$95,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	5 +3 HELOCs	0.2%	100%	$567,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	5 +3 HELOCs	0.2%	87.5%	$83,000	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	5	0.2%	100%	$129,000	View
Cathay Bank 590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57%	Conventional	4	0.2%	100%	$530,000	View
Pcb Bank 17709 Pioneer Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 2.25%	Conventional	4	0.2%	100%	$482,500	View
Credit Union of Southern California 16014 Foothill Blvd, Fontana, CA 92335 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	3 +8 HELOCs	0.1%	75%	$221,666	View
First City Credit Union 500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03%	Conventional	3	0.1%	57.1%	$81,666	View
Los Angeles Federal Credit Union 11306 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.95%	Conventional	3	0.1%	100%	$281,666	View
Certified Federal Credit Union 200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07%	Conventional	3	0.1%	100%	$88,333	View
Usc Credit Union 3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49%	Conventional	3	0.1%	100%	$298,333	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	2 +6 HELOCs	0.1%	66.7%	$325,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	2 +5 HELOCs	0.1%	50%	$545,000	View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	Conventional, HELOC	2 +4 HELOCs	0.1%	66.7%	$95,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, HELOC	2 +2 HELOCs	0.1%	66.7%	$375,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.1%	100%	$440,000	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional	2	0.1%	66.7%	$370,000	View
Provident Savings Bank, F.S.B. 350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42%	Conventional	2	0.1%	100%	$570,000	View
Preferred Bank 325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84%	Conventional	2	0.1%	66.7%	$570,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	1 +5 HELOCs	0%	50%	$225,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	1 +4 HELOCs	0%	100%	$225,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +4 HELOCs	0%	100%	$315,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$525,000	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$95,000	View
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	Conventional, HELOC	1 +1 HELOCs	0%	33.3%	$255,000	View
First Western Trust Bank 1901 Avenue Of The Stars, Los Angeles, CA 90067 A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0%	100%	$155,000	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0%	100%	$525,000	View
Altura Credit Union 300 S Highland Springs Ave, Banning, CA 92220 6504 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0%	50%	$405,000	View
Bank of Whittier, Na 15141 Whittier Blvd, Whittier, CA 90603 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$665,000	View
Priority One Credit Union 7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200 A+5.0 ★Texas Ratio: 0.81%	Conventional	1	0%	100%	$75,000	View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	Conventional	1	0%	100%	$585,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +21 HELOCs	0%	0%		View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +4 HELOCs	0%	n/a		View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	HELOC	0 +2 HELOCs	0%	n/a		View
CommonWealth Central Credit Union 8000 SANTA TERESA BLVD, GILROY, CA 95020 A+5.0 ★Texas Ratio: 1.92%	HELOC	0 +1 HELOCs	0%	n/a		View
Gain Federal Credit Union 1800 W Magnolia Blvd, Burbank, CA 91506 1726 A+5.0 ★Texas Ratio: 2.77%	HELOC	0 +1 HELOCs	0%	n/a		View
Uncle Credit Union 1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51%	HELOC	0 +1 HELOCs	0%	n/a		View
Frontwave Credit Union 995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74%	HELOC	0 +1 HELOCs	0%	n/a		View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	HELOC	0 +1 HELOCs	0%	n/a		View
Alta Vista Credit Union 1425 W LUGONIA AVE, REDLANDS, CA 92374 A+5.0 ★Texas Ratio: 3.38%	HELOC	0 +1 HELOCs	0%	n/a		View
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, HELOC	83 +4 HELOCs	3.5%	98.3%	$471,144	View
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	60 +10 HELOCs	2.6%	83.3%	$270,000
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	36	1.5%	64.9%	$363,888
Paramount Residential Mortgage	Conventional, FHA, VA	33	1.4%	89.2%	$442,878
Royal Pacific Funding	Conventional, FHA	30	1.3%	100%	$470,333
ML Mortgage Corp.	Conventional, FHA, VA	29	1.2%	96.9%	$520,517
New American Funding, LLC.	Conventional, FHA, VA, HELOC	25 +4 HELOCs	1.1%	83.3%	$370,200
Kind Lending, LLC	Conventional, FHA, VA, HELOC	24 +1 HELOCs	1%	85.7%	$373,333
American Financial Network, Inc.	Conventional, FHA, VA	24	1%	88.9%	$527,916
Golden Empire Mortgage, Inc.	Conventional, FHA	19	0.8%	100%	$402,368
AmWest Funding Corp	Conventional, FHA, HELOC	18 +2 HELOCs	0.8%	100%	$410,555
Nmsi, Inc.	Conventional, FHA	17	0.7%	100%	$472,647
JMAC Lending, Inc.	Conventional, FHA	17	0.7%	94.4%	$435,000
Emet Lending Group, Inc.	Conventional	15	0.6%	100%	$459,666
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	14	0.6%	93.3%	$407,142
New Wave Lending Group Inc	Conventional, Jumbo	14	0.6%	100%	$470,714
Ez Fundings Inc	Conventional, FHA	13	0.6%	100%	$529,615
Bay-Valley Mortgage Group	Conventional, FHA	10	0.4%	100%	$487,000
Hometown Equity Mortgage, LLC	Conventional, FHA, Jumbo	10	0.4%	50%	$585,000
Geo-Corp, Inc.	Conventional, FHA	10	0.4%	100%	$586,000
Fidelity Lending Solutions Inc	Conventional	9	0.4%	100%	$532,777
Flexpoint, Inc.	Conventional, FHA	9	0.4%	86.7%	$441,666
General Mortgage Capital Corporation	Conventional	8	0.3%	100%	$440,000
Franklin Loan Corporation	Conventional, FHA	8	0.3%	100%	$326,250
Zillow Home Loans, LLC	Conventional, FHA, VA	8	0.3%	100%	$641,250
Banc One Mortage Corporation	Conventional	8	0.3%	100%	$526,250
Ony Glo, Inc.	Conventional, FHA, VA	7	0.3%	58.3%	$450,714
Nexera Holding LLC	Conventional, Jumbo	7	0.3%	77.8%	$389,285
Cake Mortgage Corp.	Conventional	7	0.3%	87.5%	$526,428
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, HELOC	6 +1 HELOCs	0.3%	85.7%	$525,000
HomeXpress Mortgage Corp.	Conventional, FHA	6	0.3%	54.5%	$468,333
Coast 2 Coast Funding Group, Inc	Conventional	6	0.3%	100%	$418,333
AAA Capital Investment, Inc	Conventional	5	0.2%	85.7%	$499,000
Guild Mortgage Company	Conventional, FHA	5	0.2%	87.5%	$463,000
Ahl Funding	Conventional, FHA, VA	5	0.2%	100%	$521,000
Carrington Mortgage Services LLC	Conventional, FHA	5	0.2%	21.2%	$291,000
Popa FCU - Cerritos	Conventional, HELOC	4 +1 HELOCs	0.2%	80%	$147,500
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA, Jumbo	4	0.2%	80%	$500,000
Provident Funding Associates	Conventional	4	0.2%	80%	$607,500
American Pacific Mortgage Corporation	Conventional, FHA, VA	4	0.2%	66.7%	$582,500
Financial Partners Credit Unio	Conventional, HELOC	3 +11 HELOCs	0.1%	100%	$278,333
MortgageOne, Inc	Conventional, FHA	3	0.1%	100%	$625,000
Pacific Lending LLC	Conventional, FHA, VA	3	0.1%	100%	$511,666
First Stardand Financial dba Nexcap Home Loans	Conventional	3	0.1%	100%	$438,333
Citadel Servicing Corporation	Conventional	3	0.1%	100%	$311,666
ClearEdge Lending LLC	Conventional	3	0.1%	75%	$635,000
Vista Point Mortgage, LLC	Conventional	3	0.1%	80%	$281,666
Residential Wholesale Mortgage	Conventional	2	0.1%	100%	$475,000
Bridgeway Lending Partners, LLC	Conventional	2	0.1%	100%	$195,000
AdvantageFirst Lending Inc	Conventional, VA	2	0.1%	25%	$485,000
Evo Home Loans, LLC dba Epiq Lending	Conventional, USDA	2	0.1%	100%	$265,000
Network Capital Funding Corporation	Conventional	2	0.1%	50%	$435,000
JSB Mortgage Corporation	Conventional	2	0.1%	100%	$480,000
Lendsure Mortgage Corp.	Conventional	2	0.1%	100%	$345,000
T. J. Financial, Inc.	Conventional	2	0.1%	100%	$580,000
Goodleap, LLC	FHA, HELOC	1 +12 HELOCs	0%	100%	$225,000
Watermark Capital, Inc.	Conventional	1	0%	100%	$665,000
Resicentral LLC	FHA	1	0%	33.3%	$545,000
Mortgage Capital Partners, INC	Conventional	1	0%	100%	$655,000
ResMac Inc	Conventional	1	0%	100%	$465,000
Winprime Lending	Conventional	1	0%	100%	$175,000
Googain, Inc.	Conventional	1	0%	100%	$305,000
Greenbox Loans	Conventional	1	0%	100%	$655,000
Campos Financial Corp	Conventional	1	0%	100%	$395,000
Loanleaders of America, Inc	FHA	1	0%	100%	$645,000
Mission Loans, LLC	Conventional	1	0%	100%	$135,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0%	100%	$285,000
Plaza Home Mortgage, Inc	FHA	1	0%	33.3%	$345,000
Figure Lending LLC	HELOC	0 +31 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +11 HELOCs	0%	n/a
Southland Credit Uniom	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA, Jumbo	295	12.6%	83.7%	$354,932
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	258 +54 HELOCs	11%	83.6%	$546,201
DHI Mortgage Company, LTD.	Conventional, FHA, VA	90	3.8%	85.8%	$567,777
Nfm, Inc	Conventional, FHA, VA, Jumbo	63	2.7%	100%	$679,285
Homeamerican Mortgage Corporation	Conventional, FHA, VA	52	2.2%	88.1%	$601,538
Nationstar Mortgage	Conventional, FHA	46	2%	66.2%	$154,565
Spring Eq, LLC	Conventional, HELOC	42 +20 HELOCs	1.8%	41.4%	$111,904
Lennar Mortgage, LLC	Conventional, FHA, VA	41	1.7%	93.2%	$598,414
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	30 +13 HELOCs	1.3%	66.7%	$264,333
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	28	1.2%	81.6%	$589,642
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	27 +7 HELOCs	1.1%	93.1%	$463,888
Newrez LLC	Conventional, FHA, VA	24	1%	39.3%	$290,000
The Loan Store, Inc	Conventional, FHA, HELOC	19 +18 HELOCs	0.8%	88.5%	$481,315
Amerisave Mortgage Company	Conventional, VA	16	0.7%	32.7%	$113,125
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	15 +5 HELOCs	0.6%	94.1%	$375,000
Triad Financial Services, Inc.	Conventional	13	0.6%	60.3%	$176,538
Ameritrust Mortgage Corporation	Conventional, FHA, VA	13	0.6%	92.9%	$546,538
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, HELOC	12 +5 HELOCs	0.5%	94.1%	$570,000	View
21St Mortgage	Conventional	12	0.5%	23.5%	$137,500
Equity Prime Mortgage LLC	Conventional, FHA, VA	11	0.5%	91.7%	$510,454
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	8 +21 HELOCs	0.3%	100%	$481,250
Discover Bank	Conventional	8	0.3%	22.9%	$86,250
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	7 +14 HELOCs	0.3%	50%	$113,571	View
Planet Home Lending, LLC	Conventional, FHA	7	0.3%	87.5%	$443,571
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	7	0.3%	70%	$307,857
Movement Mortgage, LLC	Conventional, FHA, HELOC	6 +1 HELOCs	0.3%	100%	$493,333
Universal Lending Corporation A-5.0 ★Texas Ratio: 14.64%	Conventional, VA, Jumbo	6	0.3%	100%	$698,333	View
Mortgage Solutions of Colorado	FHA, VA	6	0.3%	100%	$628,333
Nations Direct Mortgage, LLC	Conventional, FHA, VA	6	0.3%	100%	$430,000
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	6	0.3%	100%	$618,333
Village Capital & Investment	FHA, VA, Jumbo	6	0.3%	100%	$753,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	5	0.2%	83.3%	$371,000	View
PHH Mortgage Corporation	Conventional, FHA, VA	5	0.2%	100%	$537,000
First Colony Mortgage Corporat	Conventional, FHA	5	0.2%	100%	$503,000
Mortgage Research Center	VA	5	0.2%	55.6%	$545,000
Prosperity Home Mortgage, LLC	Conventional	5	0.2%	100%	$463,000
Mutual of Omaha Mortgage	Conventional, FHA	5	0.2%	50%	$497,000
Champions Funding, LLC	Conventional	5	0.2%	55.6%	$403,000
Lakeview Loan Servicing, LLC	Conventional	4	0.2%	27.7%	$102,500
Loanunited.Com, LLC	Conventional, FHA, VA	4	0.2%	66.7%	$620,000
Union Home Mortgage Corp.	Conventional, FHA	4	0.2%	100%	$605,000
Tri Pointe Connect, LLC	Conventional	4	0.2%	100%	$555,000
Genway Home Mortgage, Inc.	Conventional, FHA	4	0.2%	50%	$522,500
Lower, LLC	Conventional, FHA, HELOC	3 +1 HELOCs	0.1%	100%	$525,000
Deephaven Mortgage LLC	Conventional	3	0.1%	100%	$361,666
Emporium Tpo LLC	Conventional	3	0.1%	100%	$545,000
Nqm Funding, LLC	Conventional	3	0.1%	75%	$568,333
Credit Human Federal Credit Un	Conventional	3	0.1%	38.5%	$128,333
Bay Equity LLC	Conventional	3	0.1%	100%	$645,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	3	0.1%	100%	$328,333
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.1%	42.9%	$485,000	View
Genisys Credit Union	Conventional	2	0.1%	100%	$675,000
American Financial Resources LLC	FHA, VA	2	0.1%	100%	$540,000
All Credit Considered Mortgage, Inc.	Conventional	2	0.1%	100%	$435,000
Usalliance Federal Credit Union	Conventional	2	0.1%	100%	$185,000
Oaktree Funding Corp	Conventional, FHA	2	0.1%	66.7%	$440,000
City Lending Inc.	Conventional, FHA	2	0.1%	100%	$340,000
New Day Financial, LLC.	VA	2	0.1%	33.3%	$425,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	2	0.1%	100%	$345,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	66.7%	$375,000	View
V.I.P. Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$465,000
Quorum Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0%	100%	$205,000
Everett Financial, Inc.	Conventional, HELOC	1 +1 HELOCs	0%	100%	$495,000
Communityamerica Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	33.3%	$205,000
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0%	14.3%	$105,000
Pacific Residential Mortgage, LLC	FHA	1	0%	100%	$625,000
EMM Loans LLC	Conventional	1	0%	100%	$205,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0%	100%	$335,000	View
Guaranteed Rate Affinity, LLC	Conventional	1	0%	100%	$605,000
Primelending	Conventional	1	0%	100%	$615,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0%	100%	$485,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0%	100%	$105,000
Acrisure Mortgage, LLC	FHA	1	0%	100%	$555,000
Signature Federal Credit Union	Conventional	1	0%	100%	$195,000
Dart Bank	Conventional	1	0%	50%	$565,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0%	33.3%	$235,000	View
Data Mortgage, Inc	FHA	1	0%	100%	$515,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0%	100%	$195,000	View
Plus Relocation Mortgage, LLC	Conventional	1	0%	100%	$775,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	FHA	1	0%	100%	$465,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0%	100%	$485,000
Click n' Close, Inc.	FHA	1	0%	100%	$675,000
Honda Federal Credit Union A+5.0 ★Texas Ratio: 2.74%	Conventional	1	0%	100%	$185,000	View
Weichert Financial Services	Conventional	1	0%	100%	$625,000
Homeowners Financial Group, LLC	FHA	1	0%	100%	$555,000
Delta Community Credit Union	Conventional	1	0%	100%	$265,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0%	100%	$295,000	View
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	1	0%	100%	$65,000
Nations Lending Corporation	FHA	1	0%	100%	$465,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0%	100%	$85,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0%	100%	$615,000	View
Golden Bank National Associati	Conventional	1	0%	100%	$475,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0%	100%	$375,000	View
Uif Corporation	Conventional	1	0%	100%	$575,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$675,000	View
Digital Federal Credit Union	Conventional	1	0%	100%	$35,000
Interstate Home Loan Center, Inc.	Conventional	1	0%	100%	$465,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0%	100%	$465,000	View
Ussfcu	Conventional	1	0%	100%	$65,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0%	100%	$435,000
Geneva Financial LLC	VA	1	0%	100%	$655,000
Top Flite Financial, Inc.	FHA	1	0%	100%	$575,000
Tomo Mortgage LLC	Conventional	1	0%	100%	$515,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	FHA	1	0%	50%	$555,000	View
Flyhomes Mortgage LLC	Conventional	1	0%	100%	$375,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +28 HELOCs	0%	n/a		View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +6 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +4 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Global Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeStreet Bank	HELOC	0 +1 HELOCs	0%	0%
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Fontana Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Fontana, California

Looking for mortgage lenders near me or mortgage brokers near me in Fontana? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fontana in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Fontana, CA

Use these to narrow the list above. Each category shows how many Fontana, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 145 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 47 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 54 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 85 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 46 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 18 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 115 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Fontana, CA

Independent mortgage companies closed 82.2 percent of home loans in Fontana, California in 2025, banks 7.4 percent and credit unions 10.4 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 5 loans.

82.2%

Mortgage companies

7.4%

Banks

10.4%

Credit unions

22%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Fontana, CA

Who is the largest mortgage lender in Fontana, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Fontana, California with 32 loans, about 1.4 percent of the market. The largest lender headquartered in California was Bank of America NA with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Fontana, CA have the highest approval rates?

Among lenders with meaningful volume in Fontana, California, Nfm, Inc approved the highest share of completed applications in 2025 at 100 percent, against a 76.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Fontana, CA mortgage lenders offer FHA, VA and USDA loans?

85 lenders closed FHA loans in Fontana, California in 2025, led by United Wholesale Mortgage with 87. 46 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Fontana, CA lender list?

Yes. 47 banks and 54 credit unions closed home loans in Fontana, California in 2025, alongside 145 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Fontana, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Fontana, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fontana, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fontana. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.