Mortgage Lenders and Brokers in Florin, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Florin, California mortgage lenders include The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, SAFE Credit UnionSAFE Credit Union7887 Walerga Rd, Antelope, CA 95843A+5.0 ★Texas Ratio: 3.24%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Sacramento Credit UnionSacramento Credit Union8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758A+5.0 ★Texas Ratio: 0.33%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, and East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Florin, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Florin are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Florin, California
Market share is the lender's share of all home loans closed in Florin, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, FHA, HELOC | 7 +20 HELOCs |
1.4% | 100% | $343,571 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 7 +4 HELOCs |
1.4% | 90% | $117,857 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
1.2% | 100% | $350,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 1.2% | 85.7% | $291,666 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +13 HELOCs |
0.6% | 75% | $291,666 | View |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $345,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 3 | 0.6% | 75% | $361,666 | View |
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8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 2 | 0.4% | 66.7% | $60,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $320,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 2 | 0.4% | 100% | $285,000 | View |
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5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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1227 Oak Ct, Arnold, CA 95223 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
2.2% | 73.3% | $258,636 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 2.2% | 73.3% | $316,818 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 10 | 2% | 90.9% | $413,000 | |
Kind Lending, LLC
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Conventional, FHA | 6 | 1.2% | 77.8% | $326,666 | |
Guild Mortgage Company
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Conventional | 6 | 1.2% | 100% | $291,666 | |
AmWest Funding Corp
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Conventional | 6 | 1.2% | 75% | $340,000 | |
Constant Investments, Inc
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Conventional | 5 | 1% | 100% | $373,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 5 | 1% | 100% | $337,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 5 | 1% | 83.3% | $359,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 0.8% | 100% | $115,000 | |
New Wave Lending Group Inc
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Conventional | 3 | 0.6% | 100% | $408,333 | |
Land Home Financial Services,
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Conventional, FHA, VA | 3 | 0.6% | 75% | $481,666 | |
Provident Funding Associates
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Conventional | 3 | 0.6% | 100% | $448,333 | |
Nmsi, Inc.
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Conventional | 3 | 0.6% | 100% | $328,333 | |
Goodleap, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 50% | $260,000 | |
Alameda Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $165,000 | |
Resicentral LLC
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Conventional | 2 | 0.4% | 100% | $345,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.4% | 100% | $245,000 | |
Googain, Inc.
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Conventional | 2 | 0.4% | 100% | $325,000 | |
Generations Home Loans, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $405,000 | |
Hometown Equity Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $405,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 50% | $485,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $455,000 | |
Catalyst Mortgage
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FHA | 1 | 0.2% | 100% | $415,000 | |
HomeXpress Mortgage Corp.
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VA | 1 | 0.2% | 33.3% | $525,000 | |
Royal Pacific Funding
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FHA | 1 | 0.2% | 100% | $685,000 | |
Greenbox Loans
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Conventional | 1 | 0.2% | 100% | $605,000 | |
JSB Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Summit Funding.Inc
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FHA | 1 | 0.2% | 100% | $415,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.2% | 33.3% | $405,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lennar Mortgage, LLC
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Conventional, FHA, VA | 109 | 21.6% | 91.6% | $429,036 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 90 +2 HELOCs |
17.9% | 86.1% | $386,444 | |
Rocket Mortgage
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Conventional, FHA, VA | 48 | 9.5% | 78.1% | $223,750 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 17 +1 HELOCs |
3.4% | 90% | $369,705 | |
Freedom Mortgage Corporation
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FHA, VA, Jumbo | 7 | 1.4% | 58.3% | $432,142 | |
Canopy Mortgage, LLC
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Conventional, FHA | 6 | 1.2% | 100% | $253,333 | |
Triad Financial Services, Inc.
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Conventional | 6 | 1.2% | 57.9% | $135,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1% | 100% | $257,000 | |
Mortgage Research Center
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VA | 5 | 1% | 71.4% | $487,000 | |
21St Mortgage
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Conventional | 5 | 1% | 50% | $143,000 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 4 | 0.8% | 50% | $290,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 4 | 0.8% | 100% | $252,500 | View |
Nationstar Mortgage
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Conventional | 4 | 0.8% | 66.7% | $70,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +3 HELOCs |
0.6% | 30% | $78,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $305,000 | |
Newrez LLC
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Conventional, VA | 3 | 0.6% | 27.3% | $181,666 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 3 | 0.6% | 100% | $361,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $195,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $340,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 42.9% | $80,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.4% | 100% | $445,000 | |
Ameritrust Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $380,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.4% | 100% | $325,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 2 | 0.4% | 100% | $185,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +5 HELOCs |
0.2% | 66.7% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $75,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $415,000 | |
Primelending
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Conventional | 1 | 0.2% | 66.7% | $405,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 50% | $145,000 | View |
Michigan Mutual, Inc
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 33.3% | $105,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 50% | $315,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $265,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $485,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $145,000 | View |
Self Help Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Pike Creek Mortgage Services, Inc.
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FHA | 1 | 0.2% | 100% | $385,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Florin Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Florin, California
Looking for mortgage lenders near me or mortgage brokers near me in Florin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Florin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Florin, CA
Use these to narrow the list above. Each category shows how many Florin, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Florin, CA
Independent mortgage companies closed 90.3 percent of home loans in Florin, California in 2025, banks 5 percent and credit unions 4.8 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, The Golden 1 Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Florin, CA
By home loans closed in 2025, The Golden 1 Credit Union was the largest mortgage lender in Florin, California with 7 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Florin, California, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 91.6 percent, against a 80.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Florin, California in 2025, led by United Wholesale Mortgage with 21. 16 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 15 credit unions closed home loans in Florin, California in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Florin, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Florin, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Florin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
