Mortgage Lenders and Brokers in El Paso de Robles (Paso Robles), California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
El Paso de Robles (Paso Robles), California mortgage lenders include Sesloc Credit UnionSesloc Credit Union1399 E Grand Ave, Arroyo Grande, CA 93420 2421, Central Coast Lending, Inc.Central Coast Lending, Inc.510 Canal St Ste R, King City, CA 93930 3443, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, CoastHills Credit UnionCoastHills Credit Union1580 W Branch St, Arroyo Grande, CA 93420 1819, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, and Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in El Paso de Robles (Paso Robles), California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in El Paso de Robles (Paso Robles) are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in El Paso de Robles (Paso Robles), California
Market share is the lender's share of all home loans closed in El Paso de Robles (Paso Robles), California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1399 E Grand Ave, Arroyo Grande, CA 93420 2421 |
Conventional, HELOC | 14 +30 HELOCs |
3.2% | 78.9% | $279,285 | View |
|
510 Canal St Ste R, King City, CA 93930 3443 |
Conventional, FHA, VA | 10 | 2.3% | 100% | $409,000 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 9 +4 HELOCs |
2.1% | 75% | $682,777 | View |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 9 | 2.1% | 90% | $350,555 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 7 | 1.6% | 100% | $612,142 | View |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +9 HELOCs |
0.7% | 100% | $765,000 | View |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 3 +2 HELOCs |
0.7% | 100% | $308,333 | View |
|
1580 W Branch St, Arroyo Grande, CA 93420 1819 |
Conventional | 3 | 0.7% | 75% | $275,000 | View |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 2 +15 HELOCs |
0.5% | 100% | $525,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 66.7% | $55,000 | View |
|
10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 2 | 0.5% | 100% | $495,000 | View |
|
255 E River Park Cir, Fresno, CA 93720 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 50% | $115,000 | View |
|
840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $65,000 | View |
|
3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $705,000 | View |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
|
10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $825,000 | View |
|
10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
7035 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
|
2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
|
1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1800 W Magnolia Blvd, Burbank, CA 91506 1726 A+5.0 ★Texas Ratio: 2.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Coastal Funding SLC, Inc.
|
Conventional, FHA, VA | 22 | 5% | 100% | $497,727 | |
Kind Lending, LLC
|
Conventional, FHA | 17 | 3.9% | 85% | $502,647 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 15 | 3.4% | 88.9% | $391,000 | |
loanDepot.com LLC
|
Conventional, VA | 11 | 2.5% | 80% | $312,272 | |
Dignified Home Loans LLC
|
Conventional | 6 | 1.4% | 100% | $531,666 | |
Franklin Loan Corporation
|
Conventional, Jumbo | 5 | 1.1% | 100% | $661,000 | |
Golden Empire Mortgage, Inc.
|
Conventional, FHA, VA | 4 | 0.9% | 100% | $660,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 4 | 0.9% | 100% | $392,500 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 3 | 0.7% | 100% | $461,666 | |
Paramount Residential Mortgage
|
Conventional | 3 | 0.7% | 100% | $585,000 | |
JMAC Lending, Inc.
|
Conventional, FHA | 3 | 0.7% | 100% | $488,333 | |
Land Home Financial Services,
|
Conventional | 2 | 0.5% | 100% | $625,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.5% | 100% | $525,000 | |
Summit Funding.Inc
|
Conventional | 2 | 0.5% | 100% | $400,000 | |
ClearEdge Lending LLC
|
Conventional, Jumbo | 2 | 0.5% | 100% | $815,000 | |
Nexera Holding LLC
|
Conventional | 2 | 0.5% | 100% | $325,000 | |
ML Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $705,000 | |
Residential Wholesale Mortgage
|
VA | 1 | 0.2% | 100% | $595,000 | |
Watermark Capital, Inc.
|
Conventional | 1 | 0.2% | 100% | $585,000 | |
Infinity Equity Group, Inc.
|
Conventional | 1 | 0.2% | 100% | $685,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 1 | 0.2% | 100% | $635,000 | |
Guild Mortgage Company
|
VA, Jumbo | 1 | 0.2% | 50% | $1,015,000 | |
Catalyst Mortgage
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
American Heritage Lending, LLC
|
Conventional | 1 | 0.2% | 100% | $485,000 | |
Ony Glo, Inc.
|
Conventional | 1 | 0.2% | 100% | $625,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $535,000 | |
Nmsi, Inc.
|
Conventional | 1 | 0.2% | 100% | $455,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 65 +7 HELOCs |
14.8% | 97% | $526,076 | |
Rocket Mortgage
|
Conventional, FHA, VA | 39 | 8.9% | 78.4% | $334,743 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 24 +1 HELOCs |
5.5% | 100% | $440,833 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
4.1% | 100% | $577,222 | |
Shea Mortgage Inc.
|
Conventional, VA, Jumbo | 13 | 3% | 100% | $550,384 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 8 +2 HELOCs |
1.8% | 100% | $551,250 | |
Envoy Mortgage, Ltd
|
Conventional, FHA | 8 | 1.8% | 100% | $441,250 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 8 | 1.8% | 72.7% | $235,000 | |
K. Hovnanian American Mortgage
|
Conventional, VA | 6 | 1.4% | 85.7% | $643,333 | |
Freedom Mortgage Corporation
|
Conventional, VA | 5 | 1.1% | 87.5% | $451,000 | |
Newrez LLC
|
Conventional | 5 | 1.1% | 50% | $453,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 4 | 0.9% | 100% | $525,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 42.9% | $101,666 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.5% | 100% | $420,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 0.5% | 100% | $665,000 | View |
Discover Bank
|
Conventional | 2 | 0.5% | 33.3% | $95,000 | |
Planet Home Lending, LLC
|
VA | 2 | 0.5% | 100% | $805,000 | |
Mortgage Research Center
|
VA | 2 | 0.5% | 66.7% | $625,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 2 | 0.5% | 100% | $805,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 0.5% | 100% | $520,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $155,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $255,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,075,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $905,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.2% | 40% | $105,000 | |
Nbkc Bank
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.2% | 100% | $725,000 | |
Emporium Tpo LLC
|
Conventional | 1 | 0.2% | 100% | $655,000 | |
Valon Mortgage
|
Conventional | 1 | 0.2% | 50% | $585,000 | |
Success Mortgage Partners, Inc
|
FHA | 1 | 0.2% | 100% | $245,000 | |
American Financing Corporation
|
VA | 1 | 0.2% | 100% | $605,000 | |
Strong Home Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $615,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
Peoples Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $835,000 | |
Nations Lending Corporation
|
VA | 1 | 0.2% | 100% | $655,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $455,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
FHA, Jumbo | 1 | 0.2% | 100% | $985,000 | View |
Tjc Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Genway Home Mortgage, Inc.
|
FHA | 1 | 0.2% | 100% | $775,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
State Departmenet Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $55,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $485,000 | |
Alliant Credit Union
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
El Paso de Robles (Paso Robles) Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in El Paso de Robles (Paso Robles), California
Looking for mortgage lenders near me or mortgage brokers near me in El Paso de Robles (Paso Robles)? The list below shows the banks, credit unions and mortgage brokers that closed home loans in El Paso de Robles (Paso Robles) in 2025, with lenders based there listed first.
Types of Mortgage Lenders in El Paso de Robles (Paso Robles), CA
Use these to narrow the list above. Each category shows how many El Paso de Robles (Paso Robles), CA lenders fit and what that kind of lender is usually best for.
Who Lends in El Paso de Robles (Paso Robles), CA
Independent mortgage companies closed 82 percent of home loans in El Paso de Robles (Paso Robles), California in 2025, banks 11.2 percent and credit unions 6.8 percent. Central Coast Lending, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Sesloc Credit Union the largest credit union. Among lenders headquartered in California, Sesloc Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in El Paso de Robles (Paso Robles), CA
By home loans closed in 2025, Sesloc Credit Union was the largest mortgage lender in El Paso de Robles (Paso Robles), California with 14 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in El Paso de Robles (Paso Robles), California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 97 percent, against a 88.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in El Paso de Robles (Paso Robles), California in 2025, led by United Wholesale Mortgage with 11. 21 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 20 credit unions closed home loans in El Paso de Robles (Paso Robles), California in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in El Paso de Robles (Paso Robles), California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in El Paso de Robles (Paso Robles), California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up El Paso de Robles (Paso Robles). Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
