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Mortgage Lenders and Brokers in Dublin, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Dublin, California mortgage lenders include Bank of America NABank of America NA7496 Dublin Blvd, Dublin, CA 94568A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.11805 Dublin Blvd, Dublin, CA 94568A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA7181 Regional St, Dublin, CA 94568A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA7889 Dublin Blvd, Dublin, CA 94568A+5.0 ★Texas Ratio: 2.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4520 Dublin Blvd, Dublin, CA 94568A+5.0 ★Texas Ratio: 3.68%, Patelco Credit UnionPatelco Credit Union3 Park Pl, Dublin, CA 94568A5.0 ★Texas Ratio: 6.65%, BMO Harris Bank NABMO Harris Bank NA7533 Dublin Blvd, Dublin, CA 94568A+5.0 ★Texas Ratio: 3.54%, Fremont BankFremont Bank3866 Fallon Rd, Dublin, CA 94568A+5.0 ★Texas Ratio: 4.11%, Cathay BankCathay Bank7190 Regional St, Dublin, CA 94568A+5.0 ★Texas Ratio: 4.57%, and The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Dublin, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dublin are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Dublin, California

Market share is the lender's share of all home loans closed in Dublin, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Bank of America NA 2 offices in Dublin 7496 Dublin Blvd, Dublin, CA 94568 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	116 +33 HELOCs	9.8%	95.9%	$1,246,206	View
US Bank, N.A. 1 office in Dublin 11805 Dublin Blvd, Dublin, CA 94568 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	97 +14 HELOCs	8.2%	89%	$1,101,597	View
Wells Fargo Bank NA 2 offices in Dublin 7181 Regional St, Dublin, CA 94568 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	96	8.1%	92.3%	$1,311,041	View
Citibank, NA 1 office in Dublin 7889 Dublin Blvd, Dublin, CA 94568 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	67 +1 HELOCs	5.6%	90.7%	$1,234,253	View
JPMorgan Chase Bank, NA 2 offices in Dublin 4520 Dublin Blvd, Dublin, CA 94568 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	58 +3 HELOCs	4.9%	89.7%	$1,157,068	View
Patelco Credit Union 3 Park Pl, Dublin, CA 94568 A5.0 ★Texas Ratio: 6.65%	Conventional, Jumbo, HELOC	32 +24 HELOCs	2.7%	97.4%	$1,055,312	View
BMO Harris Bank NA 1 office in Dublin 7533 Dublin Blvd, Dublin, CA 94568 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	13 +10 HELOCs	1.1%	68.4%	$1,052,692	View
Fremont Bank 1 office in Dublin 3866 Fallon Rd, Dublin, CA 94568 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo, HELOC	3 +24 HELOCs	0.3%	80%	$875,000	View
Cathay Bank 1 office in Dublin 7190 Regional St, Dublin, CA 94568 A+5.0 ★Texas Ratio: 4.57%	Conventional, Jumbo	2	0.2%	100%	$1,030,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, Jumbo, HELOC	32 +11 HELOCs	2.7%	86.5%	$1,058,750	View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	Conventional, Jumbo, HELOC	26 +3 HELOCs	2.2%	67.3%	$971,923	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo, HELOC	13 +1 HELOCs	1.1%	100%	$1,052,692	View
Provident Credit Union 2680 Dublin Blvd, Dublin, CA 94568 A+5.0 ★Texas Ratio: 0.49%	Conventional, Jumbo, HELOC	9 +5 HELOCs	0.8%	100%	$1,015,000	View
Mechanics Bank 801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81%	Conventional, Jumbo	9	0.8%	100%	$1,553,888	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	9	0.8%	76.9%	$1,153,888	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	8 +5 HELOCs	0.7%	66.7%	$947,500	View
Stanford Federal Credit Union 1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30%	Conventional, Jumbo, HELOC	6 +1 HELOCs	0.5%	100%	$1,070,000	View
1st Northern California Credit Union 560 1st St Ste B106, Benicia, CA 94510 3579 A+5.0 ★Texas Ratio: 0.12%	Conventional	6	0.5%	60%	$765,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	5	0.4%	100%	$645,000	View
Technology Credit Union 6601 Dublin Blvd Ste A, Dublin, CA 94568 3118 A+5.0 ★Texas Ratio: 3.57%	Conventional, HELOC	4 +7 HELOCs	0.3%	100%	$972,500	View
Pacific Service Credit Union 840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59%	Conventional, HELOC	4 +2 HELOCs	0.3%	100%	$77,500	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	4 +1 HELOCs	0.3%	100%	$1,070,000	View
Travis Credit Union 5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51%	Conventional, Jumbo	4	0.3%	80%	$827,500	View
Provident Savings Bank, F.S.B. 350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42%	Conventional	4	0.3%	80%	$897,500	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.3%	66.7%	$387,500	View
Keypoint Credit Union 7901 Amador Valley Blvd, Dublin, CA 94568 A+5.0 ★Texas Ratio: 3.00%	Conventional, HELOC	3 +7 HELOCs	0.3%	100%	$575,000	View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	Conventional, Jumbo, HELOC	3 +4 HELOCs	0.3%	100%	$1,175,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional	3	0.3%	75%	$681,666	View
Uncle Credit Union 1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51%	Conventional, HELOC	2 +5 HELOCs	0.2%	100%	$495,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$945,000	View
Redwood Credit Union 406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	100%	$1,275,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	2 +1 HELOCs	0.2%	66.7%	$760,000	View
San Francisco Fire Credit Union 3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32%	Conventional	2	0.2%	100%	$180,000	View
Monterra Credit Union 415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93%	Conventional	2	0.2%	100%	$990,000	View
1st UNITED CREDIT UNION 2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28%	Conventional, HELOC	1 +9 HELOCs	0.1%	50%	$75,000	View
Meriwest Credit Union 19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$1,055,000	View
Tri Counties Bank 2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34%	Conventional	1	0.1%	100%	$925,000	View
Bay Federal Credit Union 48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88%	Conventional	1	0.1%	100%	$495,000	View
CTBC Bank USA 56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76%	Conventional	1	0.1%	100%	$1,035,000	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, Jumbo	1	0.1%	100%	$2,295,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$795,000	View
San Joaquin Power Employees Credit Union 1080 W SHAW AVE STE 109, FRESNO, CA 93711 A+5.0 ★Texas Ratio: 0.17%	Conventional	1	0.1%	100%	$755,000	View
Fifth Third Bank, National Association 2416 Central Ave, Alameda, CA 94501 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	1	0.1%	100%	$2,165,000	View
Woori America Bank 5731 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 11.01%	Conventional	1	0.1%	100%	$605,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional	1	0.1%	100%	$215,000	View
Columbia Bank 3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +2 HELOCs	0%	n/a		View
CommonWealth Central Credit Union 8000 SANTA TERESA BLVD, GILROY, CA 95020 A+5.0 ★Texas Ratio: 1.92%	HELOC	0 +2 HELOCs	0%	n/a		View
Mirastar Federal Credit Union 1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21%	HELOC	0 +1 HELOCs	0%	n/a		View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Umb Bank NA 255 E River Park Cir, Fresno, CA 93720 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +1 HELOCs	0%	n/a		View
loanDepot.com LLC	Conventional, VA, Jumbo, HELOC	47 +1 HELOCs	4%	83.9%	$803,297
Googain, Inc.	Conventional, Jumbo	18	1.5%	100%	$929,444
Pennymac Loan Services LLC	Conventional, Jumbo	15	1.3%	51.7%	$965,666
General Mortgage Capital Corporation	Conventional, Jumbo	8	0.7%	100%	$682,500
AmWest Funding Corp	Conventional, HELOC	7 +2 HELOCs	0.6%	100%	$630,714
Resicentral LLC	Conventional	5	0.4%	100%	$751,000
New American Funding, LLC.	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.3%	80%	$1,107,500
Kind Lending, LLC	Conventional, Jumbo	4	0.3%	40%	$897,500
Nmsi, Inc.	Conventional, Jumbo	4	0.3%	100%	$870,000
Cornerstone First Mortgage, LLC	Conventional	3	0.3%	100%	$645,000
Bay-Valley Mortgage Group	Conventional	3	0.3%	100%	$368,333
New Wave Lending Group Inc	Conventional	3	0.3%	100%	$728,333
Provident Funding Associates	Conventional	3	0.3%	75%	$498,333
Financial Partners Credit Unio	Conventional, Jumbo	2	0.2%	100%	$1,250,000
Alameda Mortgage Corporation	Conventional	2	0.2%	66.7%	$695,000
Fundloans Capital	Conventional, Jumbo	2	0.2%	66.7%	$480,000
Golden Empire Mortgage, Inc.	Conventional	2	0.2%	100%	$935,000
American Pacific Mortgage Corporation	Conventional, Jumbo	2	0.2%	40%	$755,000
Emet Lending Group, Inc.	Conventional	2	0.2%	100%	$920,000
Summit Funding.Inc	Conventional	2	0.2%	100%	$575,000
Paramount Residential Mortgage	Conventional	2	0.2%	100%	$855,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$545,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	66.7%	$865,000
Bridgeway Lending Partners, LLC	Conventional, Jumbo	1	0.1%	100%	$1,415,000
Guild Mortgage Company	Conventional, Jumbo	1	0.1%	100%	$1,835,000
Instamortgage, Inc	Conventional	1	0.1%	100%	$505,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional	1	0.1%	50%	$505,000	View
Winprime Lending	Conventional	1	0.1%	100%	$465,000
Residential First Capital	Conventional	1	0.1%	100%	$215,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$705,000
American Finance House Lariba	Conventional	1	0.1%	100%	$785,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$185,000
Ony Glo, Inc.	Conventional	1	0.1%	100%	$455,000
JSB Mortgage Corporation	Conventional	1	0.1%	100%	$405,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$505,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$455,000
Nexera Holding LLC	Conventional, Jumbo	1	0.1%	50%	$1,365,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$385,000
Plaza Home Mortgage, Inc	Conventional	1	0.1%	100%	$1,045,000
Cake Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$1,395,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$585,000
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, Jumbo	73	6.1%	81.3%	$738,698
United Wholesale Mortgage	Conventional, VA, Jumbo, HELOC	50 +15 HELOCs	4.2%	76.8%	$868,800
Lennar Mortgage, LLC	Conventional	39	3.3%	95.1%	$795,000
CrossCountry Mortgage, LLC	Conventional, Jumbo, HELOC	19 +2 HELOCs	1.6%	100%	$788,157
Sunward A+5.0 ★Texas Ratio: 2.97%	Conventional, Jumbo, HELOC	19 +1 HELOCs	1.6%	95%	$773,421	View
Taylor Morrison Home Funding, Inc.	Conventional, Jumbo	19	1.6%	52.8%	$1,454,473
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, Jumbo, HELOC	11 +4 HELOCs	0.9%	100%	$675,000	View
Guaranteed Rate, Inc.	Conventional, Jumbo	10	0.8%	91.7%	$855,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	9	0.8%	100%	$1,401,666	View
Guaranteed Rate Affinity, LLC	Conventional, Jumbo, HELOC	8 +1 HELOCs	0.7%	100%	$998,750
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	8	0.7%	88.9%	$1,012,500	View
Alliant Credit Union	Conventional, Jumbo, HELOC	7 +6 HELOCs	0.6%	88.9%	$970,714
The Loan Store, Inc	Conventional, HELOC	6 +3 HELOCs	0.5%	100%	$450,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.4%	100%	$1,045,000	View
Teachers Federal Credit Union	Conventional	5	0.4%	100%	$805,000
Spring Eq, LLC	Conventional, HELOC	4 +4 HELOCs	0.3%	40%	$275,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.3%	80%	$557,500	View
Sage Home Loans Corporation	Conventional	4	0.3%	100%	$785,000
Nationstar Mortgage	Conventional	4	0.3%	57.1%	$160,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +7 HELOCs	0.3%	75%	$228,333	View
Ameritrust Mortgage Corporation	Conventional, Jumbo	3	0.3%	100%	$1,118,333
Vellum Mortgage, Inc.	Conventional	3	0.3%	100%	$578,333
First Technology Federal Credit Union	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$800,000
Digital Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0.2%	66.7%	$940,000
Originpoint, LLC	Conventional, Jumbo	2	0.2%	100%	$1,385,000
Everett Financial, Inc.	Conventional, FHA	2	0.2%	100%	$440,000
Freedom Mortgage Corporation	Conventional	2	0.2%	100%	$910,000
Envoy Mortgage, Ltd	Conventional	2	0.2%	100%	$345,000
Dart Bank	Conventional	2	0.2%	66.7%	$785,000
Union Home Mortgage Corp.	Conventional	2	0.2%	100%	$675,000
Service Federal Credit Union	Conventional	2	0.2%	100%	$1,010,000
Planet Home Lending, LLC	Conventional	2	0.2%	100%	$880,000
Fairway Independent Mort Corp	Conventional, Jumbo	2	0.2%	66.7%	$1,065,000
Champions Funding, LLC	Conventional	2	0.2%	66.7%	$715,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	2	0.2%	100%	$805,000	View
Fourleaf Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$605,000
Better Mortgage Corporation	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$715,000
Bank Fund Staff Federal Credit	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$1,025,000
Primelending	Conventional, Jumbo	1	0.1%	100%	$1,985,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$585,000
Newrez LLC	Conventional	1	0.1%	33.3%	$465,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$725,000
Movement Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$1,735,000
Oaktree Funding Corp	Conventional, Jumbo	1	0.1%	100%	$755,000
Amerisave Mortgage Company	Conventional	1	0.1%	9.1%	$595,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$1,055,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	50%	$805,000	View
Summit Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$205,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$575,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$745,000
Delta Community Credit Union	Conventional	1	0.1%	100%	$795,000
Old Plank Trail Community Bank, N.A. A+5.0 ★Texas Ratio: 2.48%	Conventional, Jumbo	1	0.1%	100%	$1,465,000	View
Lake Forest Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.75%	Conventional, Jumbo	1	0.1%	100%	$1,885,000	View
Northbrook Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.98%	Conventional, Jumbo	1	0.1%	100%	$2,005,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$955,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	1	0.1%	100%	$1,945,000	View
Golden Bank National Associati	Conventional	1	0.1%	100%	$785,000
Pike Creek Mortgage Services, Inc.	VA	1	0.1%	100%	$685,000
Logan Finance Corporation	Conventional, Jumbo	1	0.1%	100%	$2,545,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$1,085,000
United Nations Federal CU	Conventional	1	0.1%	100%	$915,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional	1	0.1%	50%	$55,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +8 HELOCs	0%	n/a		View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +6 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +5 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +3 HELOCs	0%	n/a		View
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	HELOC	0 +1 HELOCs	0%	n/a		View
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northwest Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Affinity Federal Credit Union A+5.0 ★Texas Ratio: 5.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Dublin Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Dublin, California

Looking for mortgage lenders near me or mortgage brokers near me in Dublin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dublin in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Dublin, CA

Use these to narrow the list above. Each category shows how many Dublin, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 80 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 42 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 44 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 2 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 3 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 59 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 78 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Dublin, CA

Independent mortgage companies closed 37.8 percent of home loans in Dublin, California in 2025, banks 46.3 percent and credit unions 16 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Bank of America NA the largest bank and Patelco Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 116 loans.

37.8%

Mortgage companies

46.3%

Banks

16%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Dublin, CA

Who is the largest mortgage lender in Dublin, CA?

By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Dublin, California with 116 loans, about 9.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Dublin, CA have the highest approval rates?

Among lenders with meaningful volume in Dublin, California, Bank of America NA approved the highest share of completed applications in 2025 at 95.9 percent, against a 85.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Dublin, CA mortgage lenders offer FHA, VA and USDA loans?

2 lenders closed FHA loans in Dublin, California in 2025, led by Rocket Mortgage with 4. 3 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Dublin, CA lender list?

Yes. 42 banks and 44 credit unions closed home loans in Dublin, California in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Dublin, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Dublin, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dublin, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dublin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.