Mortgage Lenders and Brokers in Dixon, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dixon, California mortgage lenders include Bank of StocktonBank of Stockton2200 N First Street, Dixon, CA 95620A+5.0 ★Texas Ratio: 0.21%, First Northern Bank of DixonFirst Northern Bank of Dixon195 N 1st St, Dixon, CA 95620A+5.0 ★Texas Ratio: 2.69%, Travis Credit UnionTravis Credit Union1470 Ary Ln, Dixon, CA 95620A+5.0 ★Texas Ratio: 4.51%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, and Redwood Credit UnionRedwood Credit Union406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281A+5.0 ★Texas Ratio: 4.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dixon, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dixon are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dixon, California
Market share is the lender's share of all home loans closed in Dixon, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Dixon 2200 N First Street, Dixon, CA 95620 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 4 | 0.9% | 66.7% | $265,000 | View |
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195 N 1st St, Dixon, CA 95620 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
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1470 Ary Ln, Dixon, CA 95620 A+5.0 ★Texas Ratio: 4.51% |
Conventional, HELOC | 22 +4 HELOCs |
5.2% | 84.6% | $245,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $540,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $330,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $245,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 66.7% | $195,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 1 +11 HELOCs |
0.2% | 100% | $415,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 20% | $145,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $495,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $65,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,275,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 50% | $395,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
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8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 1 | 0.2% | 33.3% | $35,000 | View |
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1235 Stratford Ave, Dixon, CA 95620 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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1080 W SHAW AVE STE 109, FRESNO, CA 93711 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 15 | 3.5% | 93.8% | $469,666 | |
Guild Mortgage Company
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Conventional, FHA | 11 | 2.6% | 84.6% | $364,090 | |
Kind Lending, LLC
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Conventional, VA | 7 | 1.6% | 63.6% | $477,857 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.4% | 100% | $595,000 | |
loanDepot.com LLC
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Conventional, VA, Jumbo, HELOC | 5 +2 HELOCs |
1.2% | 83.3% | $659,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 4 | 0.9% | 100% | $460,000 | |
American Financial Network, Inc.
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Conventional, VA | 3 | 0.7% | 100% | $471,666 | |
New American Funding, LLC.
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FHA, VA, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 100% | $690,000 | |
AmWest Funding Corp
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Conventional, VA | 2 | 0.5% | 100% | $475,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Alameda Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $815,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.2% | 100% | $525,000 | |
Catalyst Mortgage
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Conventional | 1 | 0.2% | 100% | $125,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Googain, Inc.
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Linked Home Loans, LLC dba Home Guide Mortgage
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Summit Funding.Inc
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FHA | 1 | 0.2% | 100% | $555,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $575,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 78 +12 HELOCs |
18.4% | 96.4% | $528,205 | |
K. Hovnanian American Mortgage
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Conventional, FHA, VA | 51 | 12% | 92.7% | $414,607 | |
Rocket Mortgage
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Conventional, FHA, VA | 44 | 10.4% | 88% | $375,227 | |
Homeamerican Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 17 | 4% | 100% | $583,235 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 14 | 3.3% | 100% | $531,428 | |
Nationstar Mortgage
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Conventional, FHA, VA | 13 | 3.1% | 93.3% | $284,230 | |
Newrez LLC
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Conventional, VA | 10 | 2.4% | 71.4% | $393,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 9 +2 HELOCs |
2.1% | 100% | $482,777 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 7 +1 HELOCs |
1.6% | 100% | $440,714 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +1 HELOCs |
1.6% | 87.5% | $379,285 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.4% | 85.7% | $633,333 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 6 | 1.4% | 100% | $505,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 5 +2 HELOCs |
1.2% | 100% | $597,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, VA | 5 | 1.2% | 100% | $419,000 | |
Fairway Independent Mort Corp
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Conventional | 4 | 0.9% | 100% | $432,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.7% | 50% | $121,666 | |
Mortgage Research Center
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VA | 3 | 0.7% | 50% | $555,000 | |
Primelending
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Conventional, FHA | 2 | 0.5% | 66.7% | $455,000 | |
Peak Residential Lending Inc
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Conventional, VA | 2 | 0.5% | 100% | $455,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.5% | 100% | $325,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +3 HELOCs |
0.2% | 100% | $255,000 | |
Valon Mortgage
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $465,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $705,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.2% | 66.7% | $735,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
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A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $515,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $555,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.2% | 100% | $515,000 | |
Agwest Farm Credit, Flca
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.2% | 100% | $575,000 | |
Top Flite Financial, Inc.
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VA | 1 | 0.2% | 100% | $205,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Village Capital & Investment
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VA, Jumbo | 1 | 0.2% | 100% | $915,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Dixon Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dixon, California
Looking for mortgage lenders near me or mortgage brokers near me in Dixon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dixon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dixon, CA
Use these to narrow the list above. Each category shows how many Dixon, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Dixon, CA
Independent mortgage companies closed 86.1 percent of home loans in Dixon, California in 2025, banks 4.9 percent and credit unions 8.9 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Bank of Stockton the largest bank and Travis Credit Union the largest credit union. Among lenders headquartered in California, Bank of Stockton led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dixon, CA
By home loans closed in 2025, Bank of Stockton was the largest mortgage lender in Dixon, California with 4 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Dixon, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 96.4 percent, against a 88.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Dixon, California in 2025, led by United Wholesale Mortgage with 17. 27 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 16 credit unions closed home loans in Dixon, California in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dixon, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dixon, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dixon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
