Mortgage Lenders and Brokers in Davis, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Davis, California mortgage lenders include US Bank, N.A.US Bank, N.A.304 F St, Davis, CA 95616A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA340 F St, Davis, CA 95616A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA330 E St, Davis, CA 95616A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA4551 2nd St Ste 120, Davis, CA 95618A+5.0 ★Texas Ratio: 4.14%, First Northern Bank of DixonFirst Northern Bank of Dixon434 2nd St, Davis, CA 95616A+5.0 ★Texas Ratio: 2.69%, Banner BankBanner Bank333 F St, Davis, CA 95616A+5.0 ★Texas Ratio: 2.91%, Yolo Federal Credit UnionYolo Federal Credit Union501 G St, Davis, CA 95616A+5.0 ★Texas Ratio: 4.24%, The Golden 1 Credit UnionThe Golden 1 Credit Union508 2nd St Ste 101, Davis, CA 95616 4664A+5.0 ★Texas Ratio: 5.50%, Travis Credit UnionTravis Credit Union1380 E Covell Blvd, Davis, CA 95616A+5.0 ★Texas Ratio: 4.51%, and Blupeak Credit UnionBlupeak Credit Union200 B St, Davis, CA 95616A5.0 ★Texas Ratio: 6.86%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Davis, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Davis are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Davis, California
Market share is the lender's share of all home loans closed in Davis, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Davis 304 F St, Davis, CA 95616 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, Jumbo, HELOC | 18 +9 HELOCs |
4.1% | 94.7% | $642,222 | View |
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1 office in Davis 340 F St, Davis, CA 95616 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 11 | 2.5% | 78.6% | $772,272 | View |
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1 office in Davis 330 E St, Davis, CA 95616 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
2% | 75% | $578,333 | View |
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1 office in Davis 4551 2nd St Ste 120, Davis, CA 95618 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 6 +14 HELOCs |
1.4% | 85.7% | $628,333 | View |
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1 office in Davis 434 2nd St, Davis, CA 95616 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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1 office in Davis 333 F St, Davis, CA 95616 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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501 G St, Davis, CA 95616 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 12 | 2.7% | 60% | $197,500 | View |
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508 2nd St Ste 101, Davis, CA 95616 4664 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 8 +39 HELOCs |
1.8% | 100% | $330,000 | View |
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1380 E Covell Blvd, Davis, CA 95616 A+5.0 ★Texas Ratio: 4.51% |
Conventional, HELOC | 8 +1 HELOCs |
1.8% | 100% | $455,000 | View |
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200 B St, Davis, CA 95616 A5.0 ★Texas Ratio: 6.86% |
Conventional | 6 | 1.4% | 100% | $420,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 4 | 0.9% | 100% | $412,500 | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 3 | 0.7% | 100% | $1,418,333 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 100% | $835,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $410,000 | View |
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590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 2 | 0.5% | 100% | $410,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 2 | 0.5% | 66.7% | $530,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 0.5% | 100% | $325,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $425,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $305,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $625,000 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $585,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
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200 E Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 3.91% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 0.2% | 100% | $905,000 | View |
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1500 S Sepulveda Blvd, Los Angeles, CA 90025 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
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901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,045,000 | View |
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510 Canal St Ste R, King City, CA 93930 3443 |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
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350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,425,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, FHA, Jumbo | 35 | 7.9% | 100% | $550,142 | |
Generations Home Loans, LLC
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Conventional, Jumbo | 12 | 2.7% | 100% | $694,166 | |
Alameda Mortgage Corporation
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Conventional, VA, Jumbo | 10 | 2.3% | 100% | $672,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 9 | 2% | 90% | $655,000 | |
Googain, Inc.
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Conventional, Jumbo | 9 | 2% | 100% | $545,000 | |
loanDepot.com LLC
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Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1.4% | 100% | $605,000 | |
Kind Lending, LLC
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Conventional, VA | 6 | 1.4% | 85.7% | $596,666 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 4 | 0.9% | 100% | $550,000 | |
New Wave Lending Group Inc
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Conventional | 3 | 0.7% | 100% | $525,000 | |
Stg Mortgage Inc
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Conventional | 3 | 0.7% | 100% | $545,000 | |
Provident Funding Associates
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Conventional | 3 | 0.7% | 100% | $528,333 | |
American Pacific Mortgage Corporation
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Conventional, Jumbo | 3 | 0.7% | 100% | $671,666 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.7% | 100% | $435,000 | |
AmWest Funding Corp
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $455,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.5% | 100% | $560,000 | |
New American Funding, LLC.
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Conventional, Jumbo | 2 | 0.5% | 100% | $815,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.2% | 100% | $125,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Summit Funding.Inc
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FHA | 1 | 0.2% | 100% | $205,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 50% | $735,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 53 | 12% | 85.1% | $459,528 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 49 +1 HELOCs |
11.1% | 92.6% | $601,326 | |
Primelending
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Conventional, VA, Jumbo | 33 | 7.5% | 100% | $639,545 | |
The Loan Store, Inc
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Conventional, HELOC | 7 +3 HELOCs |
1.6% | 100% | $570,714 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 4 | 0.9% | 100% | $882,500 | View |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 3 | 0.7% | 100% | $568,333 | |
Newrez LLC
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Conventional | 3 | 0.7% | 100% | $651,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 3 | 0.7% | 100% | $725,000 | View |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 75% | $301,666 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 3 | 0.7% | 100% | $501,666 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,075,000 | View |
Sage Home Loans Corporation
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Conventional | 2 | 0.5% | 100% | $315,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.5% | 100% | $760,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 2 | 0.5% | 100% | $805,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.5% | 50% | $205,000 | |
Discover Bank
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Conventional | 2 | 0.5% | 100% | $80,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.5% | 50% | $460,000 | View |
Mortgage Research Center
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VA, Jumbo | 2 | 0.5% | 66.7% | $1,025,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $560,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 0.5% | 100% | $925,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +7 HELOCs |
0.2% | 100% | $45,000 | View |
Alliant Credit Union
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Conventional, Jumbo, HELOC | 1 +5 HELOCs |
0.2% | 100% | $1,325,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $295,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $95,000 | |
Originpoint, LLC
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Conventional | 1 | 0.2% | 50% | $755,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 33.3% | $395,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.2% | 100% | $745,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $575,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,245,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 20% | $35,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
Credit Union Mortgage Associat
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Conventional | 1 | 0.2% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 2.36% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Kwik Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $685,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $745,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
Tjc Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $765,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $565,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,075,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.2% | 100% | $605,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Gte Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Davis Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Davis, California
Looking for mortgage lenders near me or mortgage brokers near me in Davis? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Davis in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Davis, CA
Use these to narrow the list above. Each category shows how many Davis, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Davis, CA
Independent mortgage companies closed 63 percent of home loans in Davis, California in 2025, banks 26.8 percent and credit unions 10.2 percent. Synergy One Lending, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Yolo Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Davis, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Davis, California with 18 loans, about 4.1 percent of the market. The largest lender headquartered in California was Bank of America NA with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Davis, California, Rocket Mortgage approved the highest share of completed applications in 2025 at 85.1 percent, against a 89.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Davis, California in 2025, led by Rocket Mortgage with 2. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 25 credit unions closed home loans in Davis, California in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Davis, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Davis, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Davis. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
