Mortgage Lenders and Brokers in Cypress, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cypress, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA10011 Valley View St, Cypress, CA 90630A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA9801 Walker St, Cypress, CA 90630A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA10081 Valley View St, Cypress, CA 90630A+5.0 ★Texas Ratio: 2.82%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Schoolsfirst FCUSchoolsfirst FCU6828 Katella Ave, Cypress, CA 90630A+5.0 ★Texas Ratio: 5.56%, Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, Eagle Community Credit UnionEagle Community Credit Union2310A E Lincoln Ave, Anaheim, CA 92806 4109A+5.0 ★Texas Ratio: 3.63%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, and California Credit UnionCalifornia Credit Union633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973A+5.0 ★Texas Ratio: 2.90%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cypress, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cypress are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cypress, California
Market share is the lender's share of all home loans closed in Cypress, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cypress 10011 Valley View St, Cypress, CA 90630 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 16 +1 HELOCs |
3.5% | 84.2% | $713,125 | View |
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1 office in Cypress 9801 Walker St, Cypress, CA 90630 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +23 HELOCs |
0.9% | 100% | $932,500 | View |
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1 office in Cypress 10081 Valley View St, Cypress, CA 90630 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $945,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 34 +6 HELOCs |
7.4% | 87.2% | $794,705 | View |
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6828 Katella Ave, Cypress, CA 90630 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 24 +44 HELOCs |
5.3% | 77.1% | $485,000 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional, HELOC | 7 +1 HELOCs |
1.5% | 77.8% | $185,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 7 | 1.5% | 100% | $540,714 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 4 | 0.9% | 100% | $165,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
0.7% | 100% | $1,051,666 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.7% | 100% | $695,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.7% | 100% | $475,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 66.7% | $530,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $740,000 | View |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 2 | 0.4% | 100% | $1,055,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 2 | 0.4% | 100% | $595,000 | View |
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2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
Conventional | 2 | 0.4% | 100% | $135,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $810,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $685,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $805,000 | View |
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2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $75,000 | View |
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★ 4 stars, 1 review 777 S AVIATION BLVD, El Segundo, CA 90245 4848 A5.0 ★Texas Ratio: 10.57% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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5307 Beach Blvd, Buena Park, CA 90621 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28% |
Conventional | 1 | 0.2% | 100% | $805,000 | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10 S Muroc Dr, Edwards, CA 93524 8002 A+5.0 ★Texas Ratio: 4.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8237 3rd St, Downey, CA 90241 3718 A+5.0 ★Texas Ratio: 3.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional | 20 | 4.4% | 90.9% | $345,000 | |
AmWest Funding Corp
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Conventional, VA, HELOC | 12 +1 HELOCs |
2.6% | 92.3% | $485,000 | |
Nmsi, Inc.
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Conventional, Jumbo | 8 | 1.8% | 100% | $763,750 | |
Kind Lending, LLC
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Conventional, FHA | 7 | 1.5% | 77.8% | $549,285 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 7 | 1.5% | 63.6% | $1,016,428 | |
New Wave Lending Group Inc
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Conventional | 7 | 1.5% | 100% | $559,285 | |
First Stardand Financial dba Nexcap Home Loans
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Conventional, Jumbo | 7 | 1.5% | 100% | $685,000 | |
Provident Funding Associates
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Conventional | 7 | 1.5% | 100% | $512,142 | |
General Mortgage Capital Corporation
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Conventional | 5 | 1.1% | 100% | $727,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, VA | 5 | 1.1% | 100% | $651,000 | View |
Emet Lending Group, Inc.
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Conventional | 5 | 1.1% | 100% | $761,000 | |
JMJ Financial Group Inc.
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Conventional | 4 | 0.9% | 100% | $617,500 | |
Bay-Valley Mortgage Group
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Conventional | 3 | 0.7% | 100% | $721,666 | |
JSB Mortgage Corporation
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Conventional | 3 | 0.7% | 100% | $565,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $865,000 | |
Goodleap, LLC
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Conventional | 2 | 0.4% | 100% | $795,000 | |
Royal Pacific Funding
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Conventional, Jumbo | 2 | 0.4% | 100% | $885,000 | |
Campos Financial Corp
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Conventional | 2 | 0.4% | 100% | $800,000 | |
Ony Glo, Inc.
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Conventional | 2 | 0.4% | 100% | $625,000 | |
Franklin Loan Corporation
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Conventional | 2 | 0.4% | 100% | $525,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.4% | 100% | $515,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $545,000 | |
T. J. Financial, Inc.
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Conventional | 2 | 0.4% | 100% | $620,000 | |
ClearEdge Lending LLC
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Conventional | 2 | 0.4% | 100% | $755,000 | |
Financial Partners Credit Unio
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Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $135,000 | |
New American Funding, LLC.
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $275,000 | |
ML Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $1,195,000 | |
Fundloans Capital
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Conventional | 1 | 0.2% | 100% | $505,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.2% | 100% | $675,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $695,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.2% | 50% | $635,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 100% | $1,105,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $885,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.2% | 100% | $825,000 | |
First Nations Home Finance Corporation
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $485,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Banc One Mortage Corporation
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Conventional | 1 | 0.2% | 100% | $865,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $765,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $725,000 | |
Southland Credit Uniom
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Popa FCU - Cerritos
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 58 | 12.7% | 83.3% | $509,482 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 34 +11 HELOCs |
7.4% | 89.5% | $710,882 | |
Nationstar Mortgage
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Conventional | 9 | 2% | 81.8% | $277,222 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +4 HELOCs |
1.5% | 87.5% | $612,142 | |
Guaranteed Rate, Inc.
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Conventional | 7 | 1.5% | 87.5% | $622,142 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 6 | 1.3% | 100% | $471,666 | |
Newrez LLC
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Conventional, VA | 5 | 1.1% | 62.5% | $431,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA | 5 | 1.1% | 100% | $507,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 4 +4 HELOCs |
0.9% | 33.3% | $177,500 | |
Triad Financial Services, Inc.
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Conventional | 4 | 0.9% | 70% | $137,500 | |
American Financial Resources LLC
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Conventional | 3 | 0.7% | 100% | $518,333 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.7% | 100% | $988,333 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.7% | 100% | $548,333 | View |
21St Mortgage
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Conventional | 3 | 0.7% | 60% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 40% | $60,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $770,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.4% | 100% | $710,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.4% | 66.7% | $700,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $735,000 | |
Shinhan Bank America
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Conventional | 1 | 0.2% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 12.5% | $45,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.2% | 100% | $535,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $1,005,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $675,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $745,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 50% | $205,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Apci Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $715,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,845,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $585,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $595,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $755,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $1,015,000 | View |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Mortgage Research Center
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VA | 1 | 0.2% | 50% | $675,000 | |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.2% | 100% | $1,035,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $705,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 50% | $795,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $525,000 | |
First Technology Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $805,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $255,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $685,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $1,125,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $685,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Signature Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Cypress Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cypress, California
Looking for mortgage lenders near me or mortgage brokers near me in Cypress? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cypress in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cypress, CA
Use these to narrow the list above. Each category shows how many Cypress, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Cypress, CA
Independent mortgage companies closed 67.8 percent of home loans in Cypress, California in 2025, banks 19 percent and credit unions 13.1 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cypress, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Cypress, California with 16 loans, about 3.5 percent of the market. The largest lender headquartered in California was Bank of America NA with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Cypress, California, Rocket Mortgage approved the highest share of completed applications in 2025 at 83.3 percent, against a 84.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Cypress, California in 2025, led by United Wholesale Mortgage with 7. 14 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 35 credit unions closed home loans in Cypress, California in 2025, alongside 84 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cypress, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cypress, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cypress. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
