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Mortgage Lenders and Brokers in Cerritos, California

Cerritos, California mortgage lenders include US Bank, N.A.US Bank, N.A.11350 South St, Cerritos, CA 90703A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA18801 Gridley Rd, Cerritos, CA 90703A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA410 Los Cerritos Mall, Cerritos, CA 90703A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA18641 Gridley Rd, Cerritos, CA 90703A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA13355 South St, Cerritos, CA 90703A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA17303 Carmenita Rd, Cerritos, CA 90703A+5.0 ★Texas Ratio: 3.54%, Bank of HopeBank of Hope17500 Carmenita Rd, Cerritos, CA 90703A+5.0 ★Texas Ratio: 4.07%, Royal Business BankRoyal Business Bank11304 1 2 South St, Cerritos, CA 90703A5.0 ★Texas Ratio: 7.57%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, and First BankFirst Bank11545 South Street, Cerritos, CA 90703A+5.0 ★Texas Ratio: 4.74%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Cerritos, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cerritos are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Cerritos, California

Market share is the lender's share of all home loans closed in Cerritos, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Cerritos
11350 South St, Cerritos, CA 90703
A+5.0 ★Texas Ratio: 2.85%
Conventional, FHA, HELOC 22
+9 HELOCs
5.8% 73.3% $848,181 View
2 offices in Cerritos
18801 Gridley Rd, Cerritos, CA 90703
A+5.0 ★Texas Ratio: 3.68%
Conventional, HELOC 5
+3 HELOCs
1.3% 83.3% $837,000 View
1 office in Cerritos
410 Los Cerritos Mall, Cerritos, CA 90703
A+5.0 ★Texas Ratio: 2.82%
Conventional, Jumbo, HELOC 5
+1 HELOCs
1.3% 83.3% $985,000 View
2 offices in Cerritos
18641 Gridley Rd, Cerritos, CA 90703
A+5.0 ★Texas Ratio: 4.14%
Conventional, Jumbo, HELOC 4
+42 HELOCs
1% 100% $945,000 View
2 offices in Cerritos
13355 South St, Cerritos, CA 90703
A+5.0 ★Texas Ratio: 5.36%
Conventional 4 1% 100% $625,000 View
1 office in Cerritos
17303 Carmenita Rd, Cerritos, CA 90703
A+5.0 ★Texas Ratio: 3.54%
Conventional, HELOC 1
+4 HELOCs
0.3% 100% $25,000 View
1 office in Cerritos
17500 Carmenita Rd, Cerritos, CA 90703
A+5.0 ★Texas Ratio: 4.07%
Conventional 1 0.3% 100% $265,000 View
1 office in Cerritos
11304 1 2 South St, Cerritos, CA 90703
A5.0 ★Texas Ratio: 7.57%
Conventional 1 0.3% 100% $265,000 View
500 N Brand Blvd, Glendale, CA 91203
A+5.0 ★Texas Ratio: 5.17%
Conventional 1 0.3% 100% $525,000 View
1 office in Cerritos
11545 South Street, Cerritos, CA 90703
A+5.0 ★Texas Ratio: 4.74%
HELOC 0
+2 HELOCs
0% n/a View
1 office in Cerritos
11812 South St, Cerritos, CA 90703
A+5.0 ★Texas Ratio: 2.84%
HELOC 0
+1 HELOCs
0% n/a View
Popa FCU - Cerritos
Conventional 1 0.3% 50% $105,000
17500 Bloomfield Ave Ste C, Cerritos, CA 90703
A+5.0 ★Texas Ratio: 5.56%
Conventional, HELOC 17
+19 HELOCs
4.5% 94.4% $407,941 View
5701 Kanan Rd, Agoura Hills, CA 91301
A5.0 ★Texas Ratio: 7.72%
Conventional 3 0.8% 100% $371,666 View
300 S Highland Springs Ave, Banning, CA 92220 6504
A+5.0 ★Texas Ratio: 3.54%
Conventional 2 0.5% 100% $865,000 View
350 E Hobsonway, Blythe, CA 92225
A+5.0 ★Texas Ratio: 0.42%
Conventional 2 0.5% 100% $875,000 View
116 S Cloverdale Blvd, Cloverdale, CA 95425
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo 2 0.5% 100% $1,095,000 View
11239 183rd St, Cerritos, CA 90703 5417
A+5.0 ★Texas Ratio: 2.34%
Conventional, HELOC 1
+3 HELOCs
0.3% 33.3% $975,000 View
3015 San Pablo Ave, Berkeley, CA 94702
A+5.0 ★Texas Ratio: 3.84%
Conventional, HELOC 1
+3 HELOCs
0.3% 50% $965,000 View
900 S Fremont Ave, Alhambra, CA 91803 1331
A+5.0 ★Texas Ratio: 2.65%
Conventional, HELOC 1
+2 HELOCs
0.3% 100% $55,000 View
2390 E Orangewood Ave Ste 106, Anaheim, CA 92806
A+5.0 ★Texas Ratio: 4.43%
Conventional, HELOC 1
+1 HELOCs
0.3% 100% $125,000 View
8200 Stockdale Hwy Ste P, Bakersfield, CA 93311
A5.0 ★Texas Ratio: 13.47%
Conventional 1 0.3% 100% $985,000 View
11754 Artesia Blvd, Artesia, CA 90701
A+5.0 ★Texas Ratio: 1.11%
Conventional 1 0.3% 100% $305,000 View
590 W Main St, Alhambra, CA 91801
A+5.0 ★Texas Ratio: 4.57%
Conventional 1 0.3% 100% $605,000 View
10474 Rancho Rd, Adelanto, CA 92301
D3.3 ★Texas Ratio: 35.11%
Conventional 1 0.3% 50% $375,000 View
Long Beach City Employees Federal Credit Union
2845 Temple Ave, Signal Hill, CA 90755 2212
Conventional 1 0.3% 100% $155,000
1880 Academy Dr, Los Angeles, CA 90012 1001
A+5.0 ★Texas Ratio: 2.38%
Conventional 1 0.3% 100% $105,000 View
16840 Devonshire St, Granada Hills, CA 91344 7404
A+5.0 ★Texas Ratio: 3.77%
Conventional 1 0.3% 100% $1,145,000 View
1107 S Baldwin Ave, Arcadia, CA 91007
A+5.0 ★Texas Ratio: 4.86%
Conventional 1 0.3% 100% $945,000 View
9960 Live Oak Blvd, Live Oak, CA 95953
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.3% 100% $155,000 View
2401 E Katella Ave, Anaheim, CA 92806
A+5.0 ★Texas Ratio: 5.55%
Conventional 1 0.3% 33.3% $895,000 View
11545 South Street, Cerritos, CA 90703
A+5.0 ★Texas Ratio: 4.74%
Conventional 1 0.3% 100% $125,000 View
2625 CORPORATE Pl, MONTEREY PARK, CA 91754
A+5.0 ★Texas Ratio: 1.14%
Conventional 1 0.3% 100% $705,000 View
★ 5 stars, 1 review
5601 E La Palma Ave, Anaheim, CA 92807
A+5.0 ★Texas Ratio: 2.66%
HELOC 0
+9 HELOCs
0% n/a View
31924 Crown Valley Rd, Acton, CA 93510
A+5.0 ★Texas Ratio: 3.72%
HELOC 0
+6 HELOCs
0% n/a View
1040 E Imperial Hwy Ste F3, Brea, CA 92821
A+5.0 ★Texas Ratio: 3.82%
HELOC 0
+4 HELOCs
0% n/a View
633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973
A+5.0 ★Texas Ratio: 2.90%
HELOC 0
+3 HELOCs
0% 100% View
100 N First St Ste 100, Burbank, CA 91502 1845
A+5.0 ★Texas Ratio: 5.23%
HELOC 0
+1 HELOCs
0% n/a View
1100 W Hollyvale St, Azusa, CA 91702 3305
A5.0 ★Texas Ratio: 8.22%
HELOC 0
+1 HELOCs
0% n/a View
★ 1.7 stars, 3 reviews
1329 Broadway Ave, Atwater, CA 95301
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+1 HELOCs
0% n/a View
loanDepot.com LLC
Conventional, Jumbo, HELOC 12
+2 HELOCs
3.1% 92.3% $464,166
Pennymac Loan Services LLC
Conventional 11 2.9% 91.7% $231,363
New Wave Lending Group Inc
Conventional, FHA 11 2.9% 100% $725,909
Nmsi, Inc.
Conventional 7 1.8% 100% $820,714
AAA Capital Investment, Inc
Conventional 6 1.6% 100% $516,666
A5.0 ★Texas Ratio: 8.76%
Conventional 6 1.6% 100% $888,333 View
First Stardand Financial dba Nexcap Home Loans
Conventional 6 1.6% 100% $813,333
Flexpoint, Inc.
Conventional 6 1.6% 100% $676,666
JSB Mortgage Corporation
Conventional 6 1.6% 100% $793,333
Kind Lending, LLC
Conventional, HELOC 5
+1 HELOCs
1.3% 71.4% $483,000
Ony Glo, Inc.
Conventional, FHA 5 1.3% 71.4% $865,000
New American Funding, LLC.
Conventional 5 1.3% 83.3% $561,000
AmWest Funding Corp
Conventional, HELOC 4
+1 HELOCs
1% 100% $387,500
Bay-Valley Mortgage Group
Conventional, HELOC 4
+1 HELOCs
1% 100% $715,000
Paramount Residential Mortgage
Conventional, FHA 4 1% 100% $670,000
Home Mortgage Alliance Corp (Hmac)
Conventional 3 0.8% 75% $265,000
Constant Investments, Inc
Conventional 3 0.8% 100% $485,000
Provident Funding Associates
Conventional 3 0.8% 100% $721,666
Southland Credit Uniom
Conventional, HELOC 2
+1 HELOCs
0.5% 66.7% $200,000
Golden Empire Mortgage, Inc.
Conventional, FHA 2 0.5% 100% $690,000
Ahl Funding
Conventional 2 0.5% 100% $895,000
T. J. Financial, Inc.
Conventional 2 0.5% 100% $660,000
Emet Lending Group, Inc.
Conventional 2 0.5% 100% $665,000
Cake Mortgage Corp.
Conventional 2 0.5% 100% $680,000
Financial Partners Credit Unio
Conventional, HELOC 1
+5 HELOCs
0.3% 50% $715,000
Alameda Mortgage Corporation
Conventional 1 0.3% 100% $695,000
Goodleap, LLC
Conventional 1 0.3% 50% $235,000
MortgageOne, Inc
Conventional 1 0.3% 100% $805,000
AmeriHome Mortgage Company, LLC
Conventional 1 0.3% 50% $145,000
Bridgeway Lending Partners, LLC
Conventional 1 0.3% 100% $635,000
Guild Mortgage Company
Conventional 1 0.3% 100% $1,045,000
American Financial Network, Inc.
Conventional 1 0.3% 100% $535,000
Coast 2 Coast Funding Group, Inc
Conventional 1 0.3% 100% $205,000
PFN Lending Group, Inc.
Conventional 1 0.3% 100% $945,000
Googain, Inc.
Conventional 1 0.3% 100% $665,000
Royal Pacific Funding
Conventional 1 0.3% 100% $255,000
Ez Fundings Inc
Conventional 1 0.3% 100% $905,000
Victoria Financial Corp
Conventional 1 0.3% 100% $755,000
A+5.0 ★Texas Ratio: 0.22%
Conventional 1 0.3% 100% $455,000 View
Hometown Equity Mortgage, LLC
Conventional 1 0.3% 25% $835,000
Sierra Pacific Mortgage Co. Inc
Conventional 1 0.3% 100% $455,000
American Pacific Mortgage Corporation
FHA 1 0.3% 100% $845,000
Mission Loans, LLC
Conventional 1 0.3% 100% $365,000
Ardri LLC
Conventional 1 0.3% 100% $935,000
Zillow Home Loans, LLC
Conventional 1 0.3% 100% $785,000
ClearEdge Lending LLC
Conventional 1 0.3% 100% $1,135,000
Nexera Holding LLC
Conventional 1 0.3% 100% $465,000
JMAC Lending, Inc.
Conventional 1 0.3% 100% $435,000
Figure Lending LLC
HELOC 0
+3 HELOCs
0% n/a
United Wholesale Mortgage
Conventional, FHA, Jumbo, HELOC 49
+9 HELOCs
12.8% 89.1% $784,795
Rocket Mortgage
Conventional, VA 38 9.9% 76.5% $634,473
Nationstar Mortgage
Conventional 8 2.1% 88.9% $547,500
A-5.0 ★Texas Ratio: 14.93%
Conventional 6 1.6% 100% $821,666 View
CrossCountry Mortgage, LLC
Conventional 5 1.3% 100% $545,000
The Loan Store, Inc
Conventional, Jumbo, HELOC 4
+3 HELOCs
1% 100% $725,000
Spring Eq, LLC
Conventional, HELOC 3
+3 HELOCs
0.8% 41.7% $185,000
Valon Mortgage
Conventional, HELOC 2
+1 HELOCs
0.5% 100% $595,000
A5.0 ★Texas Ratio: 8.14%
Conventional, HELOC 2
+1 HELOCs
0.5% 66.7% $185,000
Lakeview Loan Servicing, LLC
Conventional 2 0.5% 23.1% $345,000
Freedom Mortgage Corporation
Conventional, FHA 2 0.5% 66.7% $495,000
Sage Home Loans Corporation
Conventional 2 0.5% 75% $445,000
Nbkc Bank
Conventional 2 0.5% 100% $930,000
Data Mortgage, Inc
Conventional, FHA 2 0.5% 100% $295,000
Ameritrust Mortgage Corporation
Conventional, FHA 2 0.5% 100% $800,000
A4.8 ★Texas Ratio: 2.45%
Conventional 2 0.5% 100% $880,000 View
Guaranteed Rate, Inc.
Conventional, HELOC 1
+1 HELOCs
0.3% 100% $405,000
HomeBridge Financial Services, Inc
Conventional, HELOC 1
+1 HELOCs
0.3% 100% $805,000
Communityamerica Federal Credit Union
Conventional, HELOC 1
+1 HELOCs
0.3% 100% $105,000
A-4.8 ★Texas Ratio: 12.33%
Conventional, HELOC 1
+1 HELOCs
0.3% 100% $965,000 View
Premier Mortgage Resources, LLC
Conventional 1 0.3% 100% $1,125,000
American Financial Resources LLC
Conventional 1 0.3% 100% $725,000
A+5.0 ★Texas Ratio: 0.14%
Conventional 1 0.3% 100% $865,000 View
Newrez LLC
Conventional 1 0.3% 20% $105,000
All Credit Considered Mortgage, Inc.
Conventional 1 0.3% 100% $205,000
Acrisure Mortgage, LLC
Conventional 1 0.3% 100% $755,000
Equity Prime Mortgage LLC
FHA 1 0.3% 100% $1,045,000
Amerisave Mortgage Company
Conventional 1 0.3% 20% $195,000
A+5.0 ★Texas Ratio: 2.02%
Conventional 1 0.3% 100% $955,000 View
A5.0 ★Texas Ratio: 8.47%
Conventional 1 0.3% 100% $745,000 View
Nqm Funding, LLC
Conventional 1 0.3% 100% $905,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre
Conventional 1 0.3% 100% $905,000
Boeing Employees' Credit Union
Conventional 1 0.3% 100% $505,000
A5.0 ★Texas Ratio: 6.31%
Conventional 1 0.3% 100% $445,000 View
Mortgage Research Center
VA 1 0.3% 100% $1,075,000
Logan Finance Corporation
Conventional 1 0.3% 100% $925,000
Angel Oak Mortgage Solutions LLC
Conventional 1 0.3% 100% $835,000
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+5 HELOCs
0% 0% View
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+3 HELOCs
0% n/a View
Alliant Credit Union
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+2 HELOCs
0% n/a View
Digital Federal Credit Union
HELOC 0
+2 HELOCs
0% 0%
Guaranteed Rate Affinity, LLC
HELOC 0
+1 HELOCs
0% n/a
Fourleaf Federal Credit Union
HELOC 0
+1 HELOCs
0% 0%
HomeStreet Bank
HELOC 0
+1 HELOCs
0% n/a
Teachers Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.53%
HELOC 0
+1 HELOCs
0% n/a View
Better Mortgage Corporation
HELOC 0
+1 HELOCs
0% n/a
Gte Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
★ 1 stars, 1 review
A+5.0 ★Texas Ratio: 2.87%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Cerritos, California

Looking for mortgage lenders near me or mortgage brokers near me in Cerritos? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cerritos in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Cerritos, CA

Use these to narrow the list above. Each category shows how many Cerritos, CA lenders fit and what that kind of lender is usually best for.

Who Lends in Cerritos, CA

Independent mortgage companies closed 72.5 percent of home loans in Cerritos, California in 2025, banks 17.5 percent and credit unions 9.9 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Popa FCU - Cerritos the largest credit union. Among lenders headquartered in California, Bank of America NA led with 4 loans.

72.5%
Mortgage companies
17.5%
Banks
9.9%
Credit unions
4%
FHA loans
1%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Cerritos, CA

Who is the largest mortgage lender in Cerritos, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Cerritos, California with 22 loans, about 5.8 percent of the market. The largest lender headquartered in California was Bank of America NA with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Cerritos, CA mortgage lenders offer FHA, VA and USDA loans?

11 lenders closed FHA loans in Cerritos, California in 2025, led by United Wholesale Mortgage with 4. 2 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Cerritos, CA lender list?

Yes. 32 banks and 29 credit unions closed home loans in Cerritos, California in 2025, alongside 78 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Cerritos, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Cerritos, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cerritos, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cerritos. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.