Cerritos, California mortgage lenders include US Bank, N.A.US Bank, N.A.11350 South St, Cerritos, CA 90703A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA18801 Gridley Rd, Cerritos, CA 90703A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA410 Los Cerritos Mall, Cerritos, CA 90703A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA18641 Gridley Rd, Cerritos, CA 90703A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA13355 South St, Cerritos, CA 90703A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA17303 Carmenita Rd, Cerritos, CA 90703A+5.0 ★Texas Ratio: 3.54%, Bank of HopeBank of Hope17500 Carmenita Rd, Cerritos, CA 90703A+5.0 ★Texas Ratio: 4.07%, Royal Business BankRoyal Business Bank11304 1 2 South St, Cerritos, CA 90703A5.0 ★Texas Ratio: 7.57%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, and First BankFirst Bank11545 South Street, Cerritos, CA 90703A+5.0 ★Texas Ratio: 4.74%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cerritos, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cerritos are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Cerritos, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Cerritos 11350 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 22 +9 HELOCs |
5.8% | 73.3% | $848,181 | View |
|
2 offices in Cerritos 18801 Gridley Rd, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +3 HELOCs |
1.3% | 83.3% | $837,000 | View |
|
1 office in Cerritos 410 Los Cerritos Mall, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
1.3% | 83.3% | $985,000 | View |
|
2 offices in Cerritos 18641 Gridley Rd, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +42 HELOCs |
1% | 100% | $945,000 | View |
|
2 offices in Cerritos 13355 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1% | 100% | $625,000 | View |
|
1 office in Cerritos 17303 Carmenita Rd, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $25,000 | View |
|
1 office in Cerritos 17500 Carmenita Rd, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
|
1 office in Cerritos 11304 1 2 South St, Cerritos, CA 90703 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
|
1 office in Cerritos 11545 South Street, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1 office in Cerritos 11812 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 2.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Popa FCU - Cerritos
|
Conventional | 1 | 0.3% | 50% | $105,000 | |
|
17500 Bloomfield Ave Ste C, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 17 +19 HELOCs |
4.5% | 94.4% | $407,941 | View |
|
5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 3 | 0.8% | 100% | $371,666 | View |
|
300 S Highland Springs Ave, Banning, CA 92220 6504 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 2 | 0.5% | 100% | $865,000 | View |
|
350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42% |
Conventional | 2 | 0.5% | 100% | $875,000 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,095,000 | View |
|
11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 33.3% | $975,000 | View |
|
3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 50% | $965,000 | View |
|
900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $55,000 | View |
|
2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $125,000 | View |
|
8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
Conventional | 1 | 0.3% | 100% | $985,000 | View |
|
11754 Artesia Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 1.11% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
|
590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
|
10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 50% | $375,000 | View |
Long Beach City Employees Federal Credit Union
2845 Temple Ave, Signal Hill, CA 90755 2212 |
Conventional | 1 | 0.3% | 100% | $155,000 | |
|
1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
|
16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 1 | 0.3% | 100% | $1,145,000 | View |
|
1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.3% | 100% | $945,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.3% | 33.3% | $895,000 | View |
|
11545 South Street, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
|
2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
|
31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +3 HELOCs |
0% | 100% | View | |
|
100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
|
Conventional, Jumbo, HELOC | 12 +2 HELOCs |
3.1% | 92.3% | $464,166 | |
Pennymac Loan Services LLC
|
Conventional | 11 | 2.9% | 91.7% | $231,363 | |
New Wave Lending Group Inc
|
Conventional, FHA | 11 | 2.9% | 100% | $725,909 | |
Nmsi, Inc.
|
Conventional | 7 | 1.8% | 100% | $820,714 | |
AAA Capital Investment, Inc
|
Conventional | 6 | 1.6% | 100% | $516,666 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 6 | 1.6% | 100% | $888,333 | View |
First Stardand Financial dba Nexcap Home Loans
|
Conventional | 6 | 1.6% | 100% | $813,333 | |
Flexpoint, Inc.
|
Conventional | 6 | 1.6% | 100% | $676,666 | |
JSB Mortgage Corporation
|
Conventional | 6 | 1.6% | 100% | $793,333 | |
Kind Lending, LLC
|
Conventional, HELOC | 5 +1 HELOCs |
1.3% | 71.4% | $483,000 | |
Ony Glo, Inc.
|
Conventional, FHA | 5 | 1.3% | 71.4% | $865,000 | |
New American Funding, LLC.
|
Conventional | 5 | 1.3% | 83.3% | $561,000 | |
AmWest Funding Corp
|
Conventional, HELOC | 4 +1 HELOCs |
1% | 100% | $387,500 | |
Bay-Valley Mortgage Group
|
Conventional, HELOC | 4 +1 HELOCs |
1% | 100% | $715,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 4 | 1% | 100% | $670,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 3 | 0.8% | 75% | $265,000 | |
Constant Investments, Inc
|
Conventional | 3 | 0.8% | 100% | $485,000 | |
Provident Funding Associates
|
Conventional | 3 | 0.8% | 100% | $721,666 | |
Southland Credit Uniom
|
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $200,000 | |
Golden Empire Mortgage, Inc.
|
Conventional, FHA | 2 | 0.5% | 100% | $690,000 | |
Ahl Funding
|
Conventional | 2 | 0.5% | 100% | $895,000 | |
T. J. Financial, Inc.
|
Conventional | 2 | 0.5% | 100% | $660,000 | |
Emet Lending Group, Inc.
|
Conventional | 2 | 0.5% | 100% | $665,000 | |
Cake Mortgage Corp.
|
Conventional | 2 | 0.5% | 100% | $680,000 | |
Financial Partners Credit Unio
|
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 50% | $715,000 | |
Alameda Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $695,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.3% | 50% | $235,000 | |
MortgageOne, Inc
|
Conventional | 1 | 0.3% | 100% | $805,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.3% | 50% | $145,000 | |
Bridgeway Lending Partners, LLC
|
Conventional | 1 | 0.3% | 100% | $635,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.3% | 100% | $1,045,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.3% | 100% | $535,000 | |
Coast 2 Coast Funding Group, Inc
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
PFN Lending Group, Inc.
|
Conventional | 1 | 0.3% | 100% | $945,000 | |
Googain, Inc.
|
Conventional | 1 | 0.3% | 100% | $665,000 | |
Royal Pacific Funding
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
Ez Fundings Inc
|
Conventional | 1 | 0.3% | 100% | $905,000 | |
Victoria Financial Corp
|
Conventional | 1 | 0.3% | 100% | $755,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.3% | 25% | $835,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.3% | 100% | $455,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $845,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $365,000 | |
Ardri LLC
|
Conventional | 1 | 0.3% | 100% | $935,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $785,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 0.3% | 100% | $1,135,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.3% | 100% | $465,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.3% | 100% | $435,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, Jumbo, HELOC | 49 +9 HELOCs |
12.8% | 89.1% | $784,795 | |
Rocket Mortgage
|
Conventional, VA | 38 | 9.9% | 76.5% | $634,473 | |
Nationstar Mortgage
|
Conventional | 8 | 2.1% | 88.9% | $547,500 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 6 | 1.6% | 100% | $821,666 | View |
CrossCountry Mortgage, LLC
|
Conventional | 5 | 1.3% | 100% | $545,000 | |
The Loan Store, Inc
|
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
1% | 100% | $725,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +3 HELOCs |
0.8% | 41.7% | $185,000 | |
Valon Mortgage
|
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $595,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $185,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.5% | 23.1% | $345,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 2 | 0.5% | 66.7% | $495,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 0.5% | 75% | $445,000 | |
Nbkc Bank
|
Conventional | 2 | 0.5% | 100% | $930,000 | |
Data Mortgage, Inc
|
Conventional, FHA | 2 | 0.5% | 100% | $295,000 | |
Ameritrust Mortgage Corporation
|
Conventional, FHA | 2 | 0.5% | 100% | $800,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.5% | 100% | $880,000 | View |
Guaranteed Rate, Inc.
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $405,000 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $805,000 | |
Communityamerica Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $105,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $965,000 | View |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0.3% | 100% | $1,125,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.3% | 100% | $725,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.3% | 100% | $865,000 | View |
Newrez LLC
|
Conventional | 1 | 0.3% | 20% | $105,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $755,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.3% | 100% | $1,045,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.3% | 20% | $195,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.3% | 100% | $955,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $745,000 | View |
Nqm Funding, LLC
|
Conventional | 1 | 0.3% | 100% | $905,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
|
Conventional | 1 | 0.3% | 100% | $905,000 | |
Boeing Employees' Credit Union
|
Conventional | 1 | 0.3% | 100% | $505,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
Mortgage Research Center
|
VA | 1 | 0.3% | 100% | $1,075,000 | |
Logan Finance Corporation
|
Conventional | 1 | 0.3% | 100% | $925,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.3% | 100% | $835,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Digital Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Guaranteed Rate Affinity, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
HomeStreet Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Teachers Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Cerritos? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cerritos in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Cerritos, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 72.5 percent of home loans in Cerritos, California in 2025, banks 17.5 percent and credit unions 9.9 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Popa FCU - Cerritos the largest credit union. Among lenders headquartered in California, Bank of America NA led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Cerritos, California with 22 loans, about 5.8 percent of the market. The largest lender headquartered in California was Bank of America NA with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Cerritos, California in 2025, led by United Wholesale Mortgage with 4. 2 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 29 credit unions closed home loans in Cerritos, California in 2025, alongside 78 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cerritos, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cerritos, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cerritos. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.