Mortgage Lenders and Brokers in Brea, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Brea, California mortgage lenders include US Bank, N.A.US Bank, N.A.203 W Imperial Hwy Ste C, Brea, CA 92821A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2500 E Imperial Hwy, Brea, CA 92821A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA290 S State College Blvd, Brea, CA 92821A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA201 W Imperial Hwy, Brea, CA 92821A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA391 S State College Blvd, Brea, CA 92821A+5.0 ★Texas Ratio: 3.54%, American First Credit UnionAmerican First Credit Union6 Pointe Dr Ste 400, Brea, CA 92821 6322A+5.0 ★Texas Ratio: 1.26%, Cathay BankCathay Bank2415 E Imperial Hwy Suite 101, Brea, CA 92821A+5.0 ★Texas Ratio: 4.57%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.775 E Birch St, Brea, CA 92821A+5.0 ★Texas Ratio: 3.72%, AmWest Funding CorpAmWest Funding CorpBrea, CA, and Emet Lending Group, Inc.Emet Lending Group, Inc.Brea, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Brea, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Brea are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Brea, California
Market share is the lender's share of all home loans closed in Brea, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Brea 203 W Imperial Hwy Ste C, Brea, CA 92821 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 13 +10 HELOCs |
3.1% | 73.7% | $532,692 | View |
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2 offices in Brea 2500 E Imperial Hwy, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1.4% | 85.7% | $708,333 | View |
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1 office in Brea 290 S State College Blvd, Brea, CA 92821 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +23 HELOCs |
1.2% | 83.3% | $827,000 | View |
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2 offices in Brea 201 W Imperial Hwy, Brea, CA 92821 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1.2% | 71.4% | $1,035,000 | View |
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1 office in Brea 391 S State College Blvd, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $1,515,000 | View |
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6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $105,000 | View |
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1 office in Brea 2415 E Imperial Hwy Suite 101, Brea, CA 92821 A+5.0 ★Texas Ratio: 4.57% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,855,000 | View |
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1 office in Brea 775 E Birch St, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
AmWest Funding Corp
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Conventional, Jumbo, HELOC | 6 +3 HELOCs |
1.4% | 100% | $786,666 | |
Emet Lending Group, Inc.
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Conventional, FHA | 3 | 0.7% | 100% | $781,666 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Fidelity Lending Solutions Inc
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Conventional | 1 | 0.2% | 100% | $1,075,000 | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 23 +55 HELOCs |
5.5% | 100% | $398,913 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional, HELOC | 9 +1 HELOCs |
2.2% | 90% | $150,555 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 9 | 2.2% | 100% | $141,666 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1% | 100% | $802,500 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 4 | 1% | 100% | $555,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 3 +5 HELOCs |
0.7% | 100% | $961,666 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 3 | 0.7% | 75% | $898,333 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 3 | 0.7% | 100% | $905,000 | View |
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2500 E Imperial Hwy Ste 170, Brea, CA 92821 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 2 +10 HELOCs |
0.5% | 100% | $100,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $510,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 100% | $1,275,000 | View |
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3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA | 2 | 0.5% | 100% | $785,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 2 | 0.5% | 100% | $940,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 2 | 0.5% | 100% | $630,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $455,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $535,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,065,000 | View |
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1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $835,000 | View |
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5180 N Palm Ave, Fresno, CA 93704 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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15141 Whittier Blvd, Whittier, CA 90603 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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5141 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 6.54% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 1 | 0.2% | 100% | $1,135,000 | View |
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17709 Pioneer Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
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56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
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415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 0.2% | 100% | $825,000 | View |
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5731 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 11.01% |
Conventional | 1 | 0.2% | 100% | $795,000 | View |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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8237 3rd St, Downey, CA 90241 3718 A+5.0 ★Texas Ratio: 3.02% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional | 11 | 2.6% | 85.7% | $599,545 | |
New Wave Lending Group Inc
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Conventional | 10 | 2.4% | 100% | $574,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 9 +1 HELOCs |
2.2% | 100% | $346,111 | |
Bay-Valley Mortgage Group
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Conventional, VA | 7 | 1.7% | 100% | $582,142 | |
First Stardand Financial dba Nexcap Home Loans
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Conventional | 7 | 1.7% | 100% | $723,571 | |
Kind Lending, LLC
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Conventional, Jumbo | 4 | 1% | 80% | $1,105,000 | |
Stg Mortgage Inc
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Conventional | 4 | 1% | 100% | $597,500 | |
Ony Glo, Inc.
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Conventional | 4 | 1% | 80% | $815,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 4 | 1% | 100% | $860,000 | |
Nmsi, Inc.
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Conventional | 4 | 1% | 100% | $747,500 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.7% | 100% | $865,000 | View |
Home Mortgage Alliance Corp (Hmac)
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Conventional, Jumbo | 3 | 0.7% | 100% | $991,666 | |
JMJ Financial Group Inc.
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Conventional, VA | 3 | 0.7% | 100% | $668,333 | |
Flexpoint, Inc.
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Conventional | 3 | 0.7% | 100% | $548,333 | |
JSB Mortgage Corporation
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Conventional | 3 | 0.7% | 100% | $421,666 | |
Paramount Residential Mortgage
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Conventional | 3 | 0.7% | 100% | $425,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $985,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.5% | 100% | $595,000 | |
Victoria Financial Corp
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Conventional | 2 | 0.5% | 100% | $785,000 | |
Franklin Loan Corporation
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Conventional | 2 | 0.5% | 100% | $660,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $725,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.5% | 66.7% | $795,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.5% | 100% | $455,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $65,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $575,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $1,105,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.2% | 100% | $545,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $685,000 | |
Mortgage Capital Partners, INC
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Conventional | 1 | 0.2% | 100% | $1,025,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.2% | 50% | $755,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $875,000 | |
Instamortgage, Inc
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Lending 3, Inc
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FHA | 1 | 0.2% | 100% | $855,000 | |
Constant Investments, Inc
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Conventional | 1 | 0.2% | 100% | $405,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 50% | $565,000 | |
Googain, Inc.
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Network Capital Funding Corporation
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Conventional, Jumbo | 1 | 0.2% | 50% | $1,245,000 | |
Dignified Home Loans LLC
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Conventional | 1 | 0.2% | 100% | $815,000 | |
Intelliloan, Inc.
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $755,000 | |
T. J. Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $865,000 | |
Banc One Mortage Corporation
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Conventional | 1 | 0.2% | 100% | $695,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Vista Point Mortgage, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $755,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Arcstone Financial Inc
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Conventional | 1 | 0.2% | 100% | $785,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Greenbox Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 53 | 12.7% | 88.5% | $652,358 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 31 +6 HELOCs |
7.5% | 94.1% | $736,935 | |
Spring Eq, LLC
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Conventional, HELOC | 9 +4 HELOCs |
2.2% | 52.9% | $133,888 | |
The Loan Store, Inc
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Conventional, VA, Jumbo, HELOC | 6 +3 HELOCs |
1.4% | 100% | $903,333 | |
Guaranteed Rate, Inc.
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Conventional | 5 | 1.2% | 83.3% | $609,000 | |
Triad Financial Services, Inc.
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Conventional | 5 | 1.2% | 75% | $161,000 | |
Nationstar Mortgage
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Conventional | 5 | 1.2% | 71.4% | $167,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1% | 100% | $880,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 0.7% | 100% | $958,333 | |
Primelending
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Conventional | 3 | 0.7% | 100% | $371,666 | |
Movement Mortgage, LLC
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Conventional | 3 | 0.7% | 100% | $931,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $280,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.5% | 100% | $965,000 | View |
First Community Mortgage, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $735,000 | |
Newrez LLC
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Conventional | 2 | 0.5% | 28.6% | $645,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.5% | 100% | $745,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.5% | 100% | $470,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.5% | 100% | $745,000 | |
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A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $595,000 | View |
Everett Financial, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $925,000 | |
Originpoint, LLC
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Conventional | 1 | 0.2% | 100% | $715,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $1,085,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 25% | $705,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $1,145,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $895,000 | |
Data Mortgage, Inc
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VA | 1 | 0.2% | 50% | $635,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 0.2% | 100% | $845,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 25% | $105,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.2% | 100% | $635,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $1,195,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.36% |
Conventional | 1 | 0.2% | 100% | $1,205,000 | View |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $745,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 50% | $915,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $725,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $705,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
Luxury Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,285,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $905,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +8 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Boeing Employees' Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Brea Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Brea, California
Looking for mortgage lenders near me or mortgage brokers near me in Brea? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Brea in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Brea, CA
Use these to narrow the list above. Each category shows how many Brea, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Brea, CA
Independent mortgage companies closed 70.7 percent of home loans in Brea, California in 2025, banks 15.9 percent and credit unions 13.5 percent. AmWest Funding Corp was the largest mortgage company, US Bank, N.A. the largest bank and American First Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Brea, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Brea, California with 13 loans, about 3.1 percent of the market. The largest lender headquartered in California was Bank of America NA with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Brea, California, Rocket Mortgage approved the highest share of completed applications in 2025 at 88.5 percent, against a 87.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Brea, California in 2025, led by Rocket Mortgage with 3. 8 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 26 credit unions closed home loans in Brea, California in 2025, alongside 93 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Brea, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Brea, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Brea. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
