Mortgage Lenders and Brokers in Big Bear Lake, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Big Bear Lake, California mortgage lenders include US Bank, N.A.US Bank, N.A.42140 Big Bear Blvd, Big Bear Lake, CA 92315A+5.0 ★Texas Ratio: 2.85%, Mechanics BankMechanics Bank42138 Big Bear Blvd, Big Bear Lake, CA 92315A+5.0 ★Texas Ratio: 1.81%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA41969 Big Bear Blvd, Big Bear Lake, CA 92315A+5.0 ★Texas Ratio: 2.82%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, The First Financial Federal Credit UnionThe First Financial Federal Credit Union1211 E Valley Blvd, Alhambra, CA 91801A+5.0 ★Texas Ratio: 4.74%, and Banner BankBanner Bank5901 Priestly Dr, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 2.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Big Bear Lake, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Big Bear Lake are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Big Bear Lake, California
Market share is the lender's share of all home loans closed in Big Bear Lake, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Big Bear Lake 42140 Big Bear Blvd, Big Bear Lake, CA 92315 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 7 +2 HELOCs |
2.4% | 77.8% | $585,000 | View |
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1 office in Big Bear Lake 42138 Big Bear Blvd, Big Bear Lake, CA 92315 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,185,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 8 | 2.8% | 100% | $692,500 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 7 +3 HELOCs |
2.4% | 100% | $243,571 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 6 | 2.1% | 85.7% | $936,666 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
1% | 100% | $541,666 | View |
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41969 Big Bear Blvd, Big Bear Lake, CA 92315 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1% | 75% | $688,333 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.7% | 100% | $935,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 2 | 0.7% | 100% | $140,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,805,000 | View |
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520 Arneill Rd, Camarillo, CA 93010 6414 B4.6 ★Texas Ratio: 19.65% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $315,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $395,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,245,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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11306 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.95% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional | 1 | 0.3% | 100% | $745,000 | View |
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2951 W Ball Rd Unit 100, Anaheim, CA 92804 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
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528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 1 | 0.3% | 100% | $635,000 | View |
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995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,045,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.3% | 50% | $465,000 | View |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional | 7 | 2.4% | 100% | $336,428 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 2.1% | 100% | $325,000 | |
ML Mortgage Corp.
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Conventional | 4 | 1.4% | 100% | $482,500 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 4 | 1.4% | 100% | $455,000 | View |
ClearEdge Lending LLC
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Conventional, Jumbo | 4 | 1.4% | 100% | $610,000 | |
Paramount Residential Mortgage
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Conventional | 4 | 1.4% | 100% | $370,000 | |
MortgageOne, Inc
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Conventional, VA, Jumbo | 3 | 1% | 100% | $845,000 | |
Ony Glo, Inc.
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Conventional, Jumbo | 3 | 1% | 60% | $618,333 | |
Nexera Holding LLC
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Conventional, Jumbo | 3 | 1% | 100% | $708,333 | |
Watermark Capital, Inc.
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Conventional | 2 | 0.7% | 100% | $545,000 | |
Golden Empire Mortgage, Inc.
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Conventional, Jumbo | 2 | 0.7% | 100% | $785,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.7% | 50% | $490,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, FHA | 2 | 0.7% | 66.7% | $505,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.7% | 100% | $200,000 | |
Ez Fundings Inc
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Conventional | 2 | 0.7% | 100% | $315,000 | |
Flexpoint, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $265,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 0.7% | 100% | $480,000 | |
Nmsi, Inc.
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Conventional, Jumbo | 2 | 0.7% | 100% | $785,000 | |
JMAC Lending, Inc.
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Conventional, VA | 2 | 0.7% | 100% | $620,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Augusta Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $605,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $515,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Residential First Capital
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Conventional | 1 | 0.3% | 100% | $775,000 | |
JMJ Financial Group Inc.
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Conventional | 1 | 0.3% | 100% | $365,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $295,000 | |
First Nations Home Finance Corporation
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Conventional | 1 | 0.3% | 100% | $645,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $495,000 | |
JSB Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Mortgage Management Consultants, Inc.
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Conventional | 1 | 0.3% | 100% | $725,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Franklin Loan Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,305,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $615,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 50% | $555,000 | |
T. J. Financial, Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,105,000 | |
Southland Credit Uniom
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.3% | 50% | $495,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Arcstone Financial Inc
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Conventional | 1 | 0.3% | 100% | $685,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 44 | 15.3% | 80% | $579,772 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 31 | 10.8% | 77.5% | $404,032 | |
The Loan Store, Inc
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Conventional, VA, HELOC | 19 +2 HELOCs |
6.6% | 95% | $488,157 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
2.1% | 85.7% | $505,000 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 6 | 2.1% | 100% | $563,333 | |
Fairway Independent Mort Corp
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Conventional | 3 | 1% | 100% | $491,666 | |
Arc Home LLC
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Conventional | 2 | 0.7% | 66.7% | $400,000 | |
Originpoint, LLC
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Conventional | 2 | 0.7% | 100% | $340,000 | |
American Financial Resources LLC
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Conventional | 2 | 0.7% | 100% | $530,000 | |
Primelending
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Conventional, FHA | 2 | 0.7% | 100% | $355,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $460,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.7% | 66.7% | $615,000 | View |
Tomo Mortgage LLC
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Conventional | 2 | 0.7% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,145,000 | View |
Newrez LLC
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Conventional | 1 | 0.3% | 100% | $445,000 | |
NOVA Financial & Investment Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $925,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 33.3% | $225,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Azuza LLC
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Conventional | 1 | 0.3% | 100% | $775,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.3% | 66.7% | $615,000 | |
Peak Residential Lending Inc
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 33.3% | $405,000 | |
Strong Home Mortgage, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $935,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $425,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 50% | $345,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 50% | $415,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Genway Home Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.3% | 50% | $525,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 50% | $445,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $435,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 0.3% | 100% | $925,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.3% | 100% | $935,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 50% | $45,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 50% | $385,000 | |
Luxury Mortgage Corp.
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Conventional, Jumbo | 1 | 0.3% | 100% | $845,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 50% | $355,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Big Bear Lake Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Big Bear Lake, California
Looking for mortgage lenders near me or mortgage brokers near me in Big Bear Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Big Bear Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Big Bear Lake, CA
Use these to narrow the list above. Each category shows how many Big Bear Lake, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Big Bear Lake, CA
Independent mortgage companies closed 77.4 percent of home loans in Big Bear Lake, California in 2025, banks 15 percent and credit unions 7.7 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Mechanics Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Big Bear Lake, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Big Bear Lake, California with 7 loans, about 2.4 percent of the market. The largest lender headquartered in California was Mechanics Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Big Bear Lake, California in 2025, led by United Wholesale Mortgage with 4. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 19 credit unions closed home loans in Big Bear Lake, California in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Big Bear Lake, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Big Bear Lake, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Big Bear Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
