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Home / Mortgage Lenders / California / Big Bear City
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Big Bear City, California

Big Bear City, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Arrowhead Central Credit UnionArrowhead Central Credit Union23971 Lake Dr, Crestline, CA 92325A+5.0 ★Texas Ratio: 3.64%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Logix Federal Credit UnionLogix Federal Credit Union100 N First St Ste 100, Burbank, CA 91502 1845A+5.0 ★Texas Ratio: 5.23%, and Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Big Bear City, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Big Bear City are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Big Bear City, California

Market share is the lender's share of all home loans closed in Big Bear City, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
14168 Us Highway 395, Adelanto, CA 92301
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo 8 1.5% 88.9% $527,500 View
5823 Kanan Rd, Agoura Hills, CA 91301
A+5.0 ★Texas Ratio: 5.36%
Conventional, Jumbo 8 1.5% 100% $321,250 View
590 N Euclid St, Anaheim, CA 92801
A+5.0 ★Texas Ratio: 5.56%
Conventional, HELOC 7
+5 HELOCs
1.3% 88.9% $266,428 View
11994 Palmdale Rd, Adelanto, CA 92301
A+5.0 ★Texas Ratio: 2.85%
Conventional, Jumbo, HELOC 6
+2 HELOCs
1.1% 53.8% $345,000 View
23971 Lake Dr, Crestline, CA 92325
A+5.0 ★Texas Ratio: 3.64%
Conventional 4 0.7% 100% $192,500 View
500 N Brand Blvd, Glendale, CA 91203
A+5.0 ★Texas Ratio: 5.17%
Conventional, VA 3 0.5% 83.3% $451,666 View
14218 Us Highway 395, Adelanto, CA 92301
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 2
+2 HELOCs
0.4% 66.7% $190,000 View
10474 Rancho Rd, Adelanto, CA 92301
D3.3 ★Texas Ratio: 35.11%
Conventional, FHA 2 0.4% 100% $415,000 View
100 N First St Ste 100, Burbank, CA 91502 1845
A+5.0 ★Texas Ratio: 5.23%
Conventional 2 0.4% 100% $220,000 View
116 S Cloverdale Blvd, Cloverdale, CA 95425
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA 2 0.4% 100% $335,000 View
9960 Live Oak Blvd, Live Oak, CA 95953
A+5.0 ★Texas Ratio: 0.51%
Conventional 2 0.4% 100% $125,000 View
7900 Downing Ave, Bakersfield, CA 93308
A+5.0 ★Texas Ratio: 1.69%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $305,000 View
2421 E Coast Hwy, Corona Del Mar, CA 92625
A+5.0 ★Texas Ratio: 0.06%
Conventional 1 0.2% 100% $155,000 View
1040 E Imperial Hwy Ste F3, Brea, CA 92821
A+5.0 ★Texas Ratio: 3.82%
Conventional 1 0.2% 100% $265,000 View
300 S Highland Springs Ave, Banning, CA 92220 6504
A+5.0 ★Texas Ratio: 3.54%
Conventional 1 0.2% 100% $155,000 View
900 S Fremont Ave, Alhambra, CA 91803 1331
A+5.0 ★Texas Ratio: 2.65%
Conventional 1 0.2% 100% $315,000 View
★ 5 stars, 1 review
5601 E La Palma Ave, Anaheim, CA 92807
A+5.0 ★Texas Ratio: 2.66%
Conventional 1 0.2% 100% $235,000 View
3015 San Pablo Ave, Berkeley, CA 94702
A+5.0 ★Texas Ratio: 3.84%
Conventional 1 0.2% 100% $355,000 View
403 W Valley Blvd, Alhambra, CA 91803
A+5.0 ★Texas Ratio: 2.84%
Conventional 1 0.2% 100% $305,000 View
840 Herndon Ave, Clovis, CA 93612
A+5.0 ★Texas Ratio: 1.59%
Conventional 1 0.2% 100% $405,000 View
1211 E Valley Blvd, Alhambra, CA 91801
A+5.0 ★Texas Ratio: 4.74%
Conventional 1 0.2% 100% $135,000 View
5901 Priestly Dr, Carlsbad, CA 92008
A+5.0 ★Texas Ratio: 2.91%
HELOC 0
+3 HELOCs
0% n/a View
406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281
A+5.0 ★Texas Ratio: 4.20%
HELOC 0
+1 HELOCs
0% n/a View
31924 Crown Valley Rd, Acton, CA 93510
A+5.0 ★Texas Ratio: 3.72%
HELOC 0
+1 HELOCs
0% 0% View
2520 W Olive Ave, Burbank, CA 91505 4527
A+5.0 ★Texas Ratio: 4.47%
HELOC 0
+1 HELOCs
0% n/a View
5837 Kanan Rd, Agoura Hills, CA 91301
A+5.0 ★Texas Ratio: 2.82%
HELOC 0
+1 HELOCs
0% n/a View
A5.0 ★Texas Ratio: 8.76%
Conventional, VA 16 2.9% 95.2% $350,000 View
New American Funding, LLC.
Conventional, FHA 15 2.7% 93.8% $304,333
Kind Lending, LLC
Conventional, FHA 12 2.2% 75% $258,333
Pennymac Loan Services LLC
Conventional, FHA 12 2.2% 100% $349,166
Paramount Residential Mortgage
Conventional, VA 11 2% 100% $379,545
Stg Mortgage Inc
Conventional, FHA 6 1.1% 100% $456,666
JMAC Lending, Inc.
Conventional, FHA 6 1.1% 85.7% $381,666
loanDepot.com LLC
Conventional 5 0.9% 75% $335,000
Guild Mortgage Company
Conventional, FHA 5 0.9% 100% $331,000
Golden Empire Mortgage, Inc.
Conventional, FHA 4 0.7% 100% $270,000
Hometown Equity Mortgage, LLC
Conventional, FHA 4 0.7% 80% $402,500
ML Mortgage Corp.
Conventional, VA 3 0.5% 75% $325,000
American Financial Network, Inc.
Conventional, FHA 3 0.5% 100% $271,666
Zillow Home Loans, LLC
Conventional, FHA, VA 3 0.5% 100% $295,000
AmeriHome Mortgage Company, LLC
Conventional, FHA, Jumbo 2 0.4% 100% $1,035,000
Mortgage Capital Partners, INC
Conventional 2 0.4% 100% $290,000
AmWest Funding Corp
Conventional, FHA 2 0.4% 100% $480,000
Bay-Valley Mortgage Group
FHA, VA 2 0.4% 100% $500,000
Royal Pacific Funding
Conventional, FHA 2 0.4% 100% $185,000
Flexpoint, Inc.
Conventional, FHA 2 0.4% 100% $250,000
Ony Glo, Inc.
Conventional, FHA 2 0.4% 66.7% $290,000
JSB Mortgage Corporation
Conventional 2 0.4% 100% $290,000
Franklin Loan Corporation
Conventional 2 0.4% 100% $250,000
ClearEdge Lending LLC
Conventional 2 0.4% 66.7% $355,000
Financial Partners Credit Unio
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $235,000
Cornerstone First Mortgage, LLC
Conventional 1 0.2% 100% $355,000
Alameda Mortgage Corporation
Conventional 1 0.2% 100% $265,000
Residential Wholesale Mortgage
Conventional 1 0.2% 100% $405,000
Fundloans Capital
Conventional 1 0.2% 100% $495,000
Goodleap, LLC
Conventional 1 0.2% 50% $65,000
AAA Capital Investment, Inc
Conventional 1 0.2% 100% $455,000
Pacific Lending LLC
Conventional 1 0.2% 100% $255,000
Home Mortgage Alliance Corp (Hmac)
Conventional 1 0.2% 100% $405,000
Hightechlending, Inc
Conventional 1 0.2% 100% $275,000
Network Capital Funding Corporation
Conventional 1 0.2% 66.7% $645,000
Dignified Home Loans LLC
Conventional 1 0.2% 100% $525,000
Greenbox Loans
Conventional 1 0.2% 100% $515,000
Provident Funding Associates
Conventional 1 0.2% 100% $265,000
Sierra Pacific Mortgage Co. Inc
Conventional 1 0.2% 100% $355,000
Citadel Servicing Corporation
Conventional 1 0.2% 100% $675,000
Summit Funding.Inc
Conventional 1 0.2% 100% $205,000
Nmsi, Inc.
Conventional 1 0.2% 100% $425,000
Plaza Home Mortgage, Inc
FHA 1 0.2% 100% $295,000
Cake Mortgage Corp.
Conventional 1 0.2% 100% $665,000
Figure Lending LLC
HELOC 0
+6 HELOCs
0% n/a
Mission Loans, LLC
HELOC 0
+1 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
United Wholesale Mortgage
Conventional, FHA, VA, USDA, Jumbo, HELOC 88
+1 HELOCs
16.1% 87.4% $394,431
Rocket Mortgage
Conventional, FHA, Jumbo 73 13.3% 80% $266,095
The Loan Store, Inc
Conventional, FHA, HELOC 21
+2 HELOCs
3.8% 95.8% $331,190
CrossCountry Mortgage, LLC
Conventional, FHA, VA, HELOC 18
+5 HELOCs
3.3% 90% $369,444
Envoy Mortgage, Ltd
Conventional, FHA, VA 16 2.9% 80% $314,375
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 8
+2 HELOCs
1.5% 88.9% $376,250
Freedom Mortgage Corporation
Conventional, FHA, VA 6 1.1% 100% $478,333
Equity Prime Mortgage LLC
FHA, USDA 6 1.1% 85.7% $275,000
Movement Mortgage, LLC
Conventional, FHA 5 0.9% 100% $199,000
Nationstar Mortgage
Conventional 5 0.9% 71.4% $207,000
HomeBridge Financial Services, Inc
Conventional, VA, HELOC 4
+3 HELOCs
0.7% 66.7% $302,500
Primary Residential Mortgage, INC.
Conventional, FHA 4 0.7% 100% $407,500
Lakeview Loan Servicing, LLC
FHA, VA 4 0.7% 50% $302,500
Mortgage Research Center
Conventional, VA 4 0.7% 66.7% $290,000
Tomo Mortgage LLC
Conventional 4 0.7% 100% $382,500
A+5.0 ★Texas Ratio: 2.02%
Conventional, FHA, VA, HELOC 3
+1 HELOCs
0.5% 100% $431,666 View
Spring Eq, LLC
Conventional, HELOC 3
+1 HELOCs
0.5% 21.4% $125,000
Guaranteed Rate, Inc.
Conventional, VA, Jumbo 3 0.5% 60% $438,333
Newrez LLC
Conventional, FHA 3 0.5% 60% $381,666
Homeowners Financial Group, LLC
Conventional 3 0.5% 100% $288,333
Ark-La-Tex Financial Services LLC
Conventional 3 0.5% 100% $331,666
Arc Home LLC
Conventional 2 0.4% 100% $450,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 2 0.4% 100% $360,000 View
A+5.0 ★Texas Ratio: 4.65%
Conventional 2 0.4% 100% $470,000 View
Primelending
Conventional 2 0.4% 75% $575,000
Sage Home Loans Corporation
Conventional, VA 2 0.4% 100% $310,000
A5.0 ★Texas Ratio: 8.47%
Conventional 2 0.4% 100% $140,000 View
Discover Bank
Conventional 2 0.4% 25% $135,000
First Colony Mortgage Corporat
Conventional 2 0.4% 100% $175,000
Nfm, Inc
Conventional, VA 2 0.4% 100% $455,000
A-5.0 ★Texas Ratio: 14.93%
Conventional 2 0.4% 100% $325,000 View
Logan Finance Corporation
Conventional, Jumbo 2 0.4% 100% $1,655,000
Nations Direct Mortgage, LLC
Conventional, FHA 2 0.4% 100% $445,000
Mld Mortgage, Inc.Dba the Money Store
Conventional, FHA 2 0.4% 100% $275,000
A4.8 ★Texas Ratio: 2.45%
Conventional 2 0.4% 100% $485,000 View
B+4.8 ★Texas Ratio: 16.98%
Conventional, VA 2 0.4% 100% $250,000 View
A5.0 ★Texas Ratio: 9.09%
Conventional, FHA 2 0.4% 100% $315,000 View
Champions Funding, LLC
Conventional 2 0.4% 66.7% $545,000
EMM Loans LLC
Conventional 1 0.2% 100% $385,000
American Financial Resources LLC
Conventional 1 0.2% 100% $375,000
A+5.0 ★Texas Ratio: 0.14%
Conventional 1 0.2% 100% $175,000 View
Canopy Mortgage, LLC
Conventional 1 0.2% 100% $355,000
Acrisure Mortgage, LLC
FHA 1 0.2% 100% $445,000
Loanunited.Com, LLC
VA 1 0.2% 100% $345,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.2% 100% $535,000 View
Amerisave Mortgage Company
Conventional 1 0.2% 12.5% $165,000
Nqm Funding, LLC
Conventional 1 0.2% 50% $465,000
Securitynational Mortgage Company
Conventional 1 0.2% 100% $475,000
Bay Equity LLC
VA 1 0.2% 100% $355,000
Ameritrust Mortgage Corporation
Conventional 1 0.2% 100% $425,000
Evergreen Moneysource Mortgage Company
FHA 1 0.2% 100% $295,000
Planet Home Lending, LLC
VA 1 0.2% 100% $325,000
Nations Lending Corporation
Conventional 1 0.2% 50% $185,000
A+5.0 ★Texas Ratio: 1.41%
Conventional 1 0.2% 100% $365,000 View
A5.0 ★Texas Ratio: 6.31%
Conventional 1 0.2% 100% $55,000 View
V.I.P. Mortgage, Inc.
Conventional 1 0.2% 100% $375,000
B-4.3 ★Texas Ratio: 23.12%
Conventional 1 0.2% 100% $255,000 View
A+5.0 ★Texas Ratio: 2.32%
Conventional 1 0.2% 100% $75,000 View
Lower, LLC
Conventional 1 0.2% 100% $525,000
A-5.0 ★Texas Ratio: 14.97%
VA 1 0.2% 100% $395,000 View
A+5.0 ★Texas Ratio: 2.14%
Conventional 1 0.2% 100% $205,000 View
Compass Mortgage, Inc.
Conventional 1 0.2% 100% $725,000
Fairway Independent Mort Corp
Conventional 1 0.2% 33.3% $225,000
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional 1 0.2% 100% $505,000 View
Angel Oak Mortgage Solutions LLC
Conventional 1 0.2% 100% $545,000
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional 1 0.2% 100% $115,000 View
Village Capital & Investment
VA 1 0.2% 100% $315,000
HomeStreet Bank
HELOC 0
+3 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+3 HELOCs
0% n/a View
Alliant Credit Union
HELOC 0
+1 HELOCs
0% n/a
Clearview Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.53%
HELOC 0
+1 HELOCs
0% n/a View
Pentagon Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Big Bear City, California

Looking for mortgage lenders near me or mortgage brokers near me in Big Bear City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Big Bear City in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Big Bear City, CA

Use these to narrow the list above. Each category shows how many Big Bear City, CA lenders fit and what that kind of lender is usually best for.

Who Lends in Big Bear City, CA

Independent mortgage companies closed 84.1 percent of home loans in Big Bear City, California in 2025, banks 9.9 percent and credit unions 6 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 7 loans.

84.1%
Mortgage companies
9.9%
Banks
6%
Credit unions
14%
FHA loans
9%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Big Bear City, CA

Who is the largest mortgage lender in Big Bear City, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Big Bear City, California with 8 loans, about 1.5 percent of the market. The largest lender headquartered in California was Schoolsfirst FCU with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Big Bear City, CA have the highest approval rates?

Among lenders with meaningful volume in Big Bear City, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 87.4 percent, against a 83.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Big Bear City, CA mortgage lenders offer FHA, VA and USDA loans?

36 lenders closed FHA loans in Big Bear City, California in 2025, led by United Wholesale Mortgage with 8. 24 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Big Bear City, CA lender list?

Yes. 31 banks and 20 credit unions closed home loans in Big Bear City, California in 2025, alongside 95 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Big Bear City, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Big Bear City, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Big Bear City, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Big Bear City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.