Avocado Heights, California mortgage lenders include BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, MidFirst BankMidFirst Bank16633 Ventura Blvd, Encino, CA 91436A+5.0 ★Texas Ratio: 4.93%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Priority One Credit UnionPriority One Credit Union7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200A+5.0 ★Texas Ratio: 0.81%, and Credit Union of Southern CaliforniaCredit Union of Southern California900 S Fremont Ave, Alhambra, CA 91803 1331A+5.0 ★Texas Ratio: 2.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Avocado Heights, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Avocado Heights are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Avocado Heights, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 3 +1 HELOCs |
2.7% | 100% | $478,333 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 2.7% | 75% | $618,333 | View |
|
5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 3 | 2.7% | 75% | $315,000 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 3 | 2.7% | 100% | $605,000 | View |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 2 +5 HELOCs |
1.8% | 75% | $60,000 | View |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.8% | 66.7% | $495,000 | View |
|
16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 2 | 1.8% | 100% | $600,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 2 | 1.8% | 100% | $365,000 | View |
|
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200 A+5.0 ★Texas Ratio: 0.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $85,000 | View |
|
900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $65,000 | View |
|
3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $665,000 | View |
|
403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $525,000 | View |
|
31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.9% | 100% | $805,000 | View |
Long Beach City Employees Federal Credit Union
2845 Temple Ave, Signal Hill, CA 90755 2212 |
Conventional | 1 | 0.9% | 100% | $65,000 | |
|
12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 1 | 0.9% | 100% | $85,000 | View |
|
8237 3rd St, Downey, CA 90241 3718 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.9% | 100% | $85,000 | View |
|
16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 1 | 0.9% | 100% | $645,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
|
5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.9% | 100% | $645,000 | View |
|
100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA | 8 | 7.2% | 100% | $588,750 | View |
AmWest Funding Corp
|
Conventional | 6 | 5.4% | 100% | $401,666 | |
loanDepot.com LLC
|
Conventional | 4 | 3.6% | 100% | $282,500 | |
American Financial Network, Inc.
|
Conventional, FHA, VA | 4 | 3.6% | 100% | $425,000 | |
Flexpoint, Inc.
|
Conventional, FHA | 4 | 3.6% | 80% | $802,500 | |
Royal Pacific Funding
|
Conventional | 3 | 2.7% | 100% | $425,000 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 1.8% | 100% | $565,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 2 | 1.8% | 66.7% | $405,000 | |
Golden Empire Mortgage, Inc.
|
FHA | 1 | 0.9% | 100% | $695,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 0.9% | 100% | $675,000 | |
Bay-Valley Mortgage Group
|
Conventional | 1 | 0.9% | 100% | $155,000 | |
Ahl Funding
|
FHA | 1 | 0.9% | 100% | $675,000 | |
JSB Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $235,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.9% | 100% | $815,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.9% | 100% | $135,000 | |
Vista Point Mortgage, LLC
|
Conventional | 1 | 0.9% | 100% | $165,000 | |
Financial Partners Credit Unio
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA | 14 | 12.6% | 70% | $421,428 | |
United Wholesale Mortgage
|
Conventional, FHA, HELOC | 11 +4 HELOCs |
9.9% | 91.7% | $651,363 | |
CrossCountry Mortgage, LLC
|
FHA, VA | 2 | 1.8% | 100% | $695,000 | |
Mortgage Research Center
|
VA | 2 | 1.8% | 100% | $565,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.9% | 100% | $445,000 | View |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.9% | 100% | $505,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 0.9% | 100% | $565,000 | View |
Ameritrust Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $675,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.9% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.9% | 100% | $495,000 | View |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.9% | 100% | $385,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.9% | 100% | $545,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.9% | 100% | $95,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Avocado Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Avocado Heights in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Avocado Heights, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 73 percent of home loans in Avocado Heights, California in 2025, banks 18.9 percent and credit unions 8.1 percent. Sun West Mortgage Company, Inc was the largest mortgage company, BMO Harris Bank NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, City National Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, BMO Harris Bank NA was the largest mortgage lender in Avocado Heights, California with 3 loans, about 2.7 percent of the market. The largest lender headquartered in California was City National Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Avocado Heights, California in 2025, led by United Wholesale Mortgage with 6. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 16 credit unions closed home loans in Avocado Heights, California in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Avocado Heights, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Avocado Heights, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Avocado Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.