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Mortgage Lenders and Brokers in Arden-Arcade, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Arden-Arcade, California mortgage lenders include The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, SAFE Credit UnionSAFE Credit Union7887 Walerga Rd, Antelope, CA 95843A+5.0 ★Texas Ratio: 3.24%, Sacramento Credit UnionSacramento Credit Union8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758A+5.0 ★Texas Ratio: 0.33%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, and El Dorado Savings BankEl Dorado Savings Bank1227 Oak Ct, Arnold, CA 95223A+5.0 ★Texas Ratio: 0.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Arden-Arcade, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Arden-Arcade are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Arden-Arcade, California

Market share is the lender's share of all home loans closed in Arden-Arcade, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, FHA, Jumbo, HELOC	21 +108 HELOCs	2.1%	85.2%	$499,285	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, Jumbo, HELOC	20 +15 HELOCs	2%	91.3%	$292,500	View
JPMorgan Chase Bank, NA 14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	14	1.4%	93.3%	$617,142	View
SAFE Credit Union 7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24%	Conventional, Jumbo, HELOC	12 +29 HELOCs	1.2%	100%	$230,000	View
Sacramento Credit Union 8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33%	Conventional, Jumbo	12	1.2%	72.2%	$150,833	View
US Bank, N.A. 11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	10 +11 HELOCs	1%	50%	$791,000	View
Wells Fargo Bank NA 5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	8	0.8%	88.9%	$755,000	View
Bank of America NA 14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	7 +31 HELOCs	0.7%	100%	$506,428	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	7 +8 HELOCs	0.7%	77.8%	$1,460,714	View
El Dorado Savings Bank 1227 Oak Ct, Arnold, CA 95223 A+5.0 ★Texas Ratio: 0.41%	Conventional	6	0.6%	75%	$160,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.6%	66.7%	$105,000	View
Travis Credit Union 5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51%	Conventional, FHA	4	0.4%	100%	$495,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional	4	0.4%	100%	$327,500	View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	Conventional, HELOC	3 +10 HELOCs	0.3%	100%	$121,666	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, Jumbo	3	0.3%	60%	$1,415,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA	3	0.3%	100%	$351,666	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$590,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	1 +4 HELOCs	0.1%	100%	$975,000	View
Redwood Credit Union 406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$295,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$335,000	View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$585,000	View
Valley Strong Credit Union 8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47%	Conventional	1	0.1%	100%	$445,000	View
Keypoint Credit Union 10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00%	Conventional	1	0.1%	100%	$595,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo	1	0.1%	100%	$2,305,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional	1	0.1%	100%	$355,000
River City Bank 5650 Sunrise Blvd, Citrus Heights, CA 95610 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	50%	$305,000	View
Bay Federal Credit Union 48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88%	Conventional	1	0.1%	100%	$685,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
San Joaquin Power Employees Credit Union 1080 W SHAW AVE STE 109, FRESNO, CA 93711 A+5.0 ★Texas Ratio: 0.17%	Conventional	1	0.1%	100%	$475,000	View
Sunflower Bank, N.A. 1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77%	Conventional, Jumbo	1	0.1%	100%	$2,005,000	View
Pacific Service Credit Union 840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0.1%	100%	$335,000	View
Provident Credit Union 2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49%	HELOC	0 +2 HELOCs	0%	n/a		View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +2 HELOCs	0%	n/a		View
Columbia Bank 3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +1 HELOCs	0%	n/a		View
Tri Counties Bank 2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34%	HELOC	0 +1 HELOCs	0%	0%		View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +1 HELOCs	0%	n/a		View
Heritage Community Credit Union 5329 Sunrise Blvd, Fair Oaks, CA 95628 3539 A+5.0 ★Texas Ratio: 5.95%	HELOC	0 +1 HELOCs	0%	n/a		View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	HELOC	0 +1 HELOCs	0%	n/a		View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	46	4.6%	96.3%	$413,695
American Pacific Mortgage Corporation	Conventional, FHA, VA, Jumbo	35	3.5%	100%	$505,000
Kind Lending, LLC	Conventional, FHA	24	2.4%	80.6%	$329,583
loanDepot.com LLC	Conventional, FHA, Jumbo, HELOC	20 +1 HELOCs	2%	95.5%	$444,500
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	19	1.9%	86.4%	$554,473
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, HELOC	13 +1 HELOCs	1.3%	100%	$472,692
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	13	1.3%	92.9%	$407,307
Provident Funding Associates	Conventional	12	1.2%	100%	$556,666
New American Funding, LLC.	Conventional, FHA, Jumbo, HELOC	8 +1 HELOCs	0.8%	61.5%	$460,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA	6	0.6%	85.7%	$376,666	View
Generations Home Loans, LLC	Conventional, Jumbo	6	0.6%	85.7%	$538,333
Zillow Home Loans, LLC	Conventional, FHA	6	0.6%	100%	$375,000
Summit Funding.Inc	Conventional, FHA	5	0.5%	100%	$469,000
Alameda Mortgage Corporation	Conventional	4	0.4%	80%	$502,500
Goodleap, LLC	Conventional, FHA, HELOC	3 +1 HELOCs	0.3%	100%	$348,333
Resicentral LLC	Conventional	3	0.3%	100%	$415,000
Stg Mortgage Inc	Conventional	3	0.3%	100%	$525,000
Plaza Home Mortgage, Inc	Conventional, FHA, Jumbo	3	0.3%	100%	$548,333
AmeriHome Mortgage Company, LLC	FHA	2	0.2%	100%	$540,000
American Financial Network, Inc.	Conventional, Jumbo	2	0.2%	100%	$760,000
Constant Investments, Inc	Conventional	2	0.2%	100%	$465,000
AmWest Funding Corp	Conventional	2	0.2%	100%	$305,000
HomeXpress Mortgage Corp.	Conventional	2	0.2%	50%	$590,000
Googain, Inc.	Conventional	2	0.2%	100%	$355,000
Ahl Funding	Conventional	2	0.2%	100%	$360,000
American Internet Mortgage, Inc.	Conventional	2	0.2%	100%	$230,000
Land Home Financial Services,	FHA	2	0.2%	100%	$325,000
Hometown Equity Mortgage, LLC	Conventional, Jumbo	2	0.2%	66.7%	$900,000
ClearEdge Lending LLC	Conventional, Jumbo	2	0.2%	100%	$1,180,000
Nmsi, Inc.	Conventional, FHA	2	0.2%	100%	$550,000
Nexera Holding LLC	Conventional	2	0.2%	66.7%	$295,000
JMAC Lending, Inc.	Conventional	2	0.2%	66.7%	$455,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	50%	$145,000
MortgageOne, Inc	FHA	1	0.1%	100%	$515,000
AdvantageFirst Lending Inc	FHA	1	0.1%	100%	$215,000
General Mortgage Capital Corporation	Conventional, Jumbo	1	0.1%	100%	$975,000
Catalyst Mortgage	FHA	1	0.1%	100%	$305,000
Royal Pacific Funding	Conventional	1	0.1%	50%	$405,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$445,000
Linked Home Loans, LLC dba Home Guide Mortgage	Conventional	1	0.1%	100%	$765,000
West Coast Mortgage Group & Realty Co	Conventional	1	0.1%	100%	$405,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$215,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$215,000	View
Intelliloan, Inc.	Conventional	1	0.1%	100%	$525,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$175,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$445,000
Carrington Mortgage Services LLC	FHA	1	0.1%	66.7%	$355,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Mission Loans, LLC	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	212 +23 HELOCs	21%	88.6%	$474,905
Rocket Mortgage	Conventional, FHA, VA, Jumbo	101	10%	74.3%	$332,326
The Loan Store, Inc	Conventional, VA, Jumbo, HELOC	49 +11 HELOCs	4.9%	94.5%	$445,408
Nationstar Mortgage	Conventional, VA	18	1.8%	76%	$125,555
Newrez LLC	Conventional, FHA, VA	16	1.6%	76.2%	$316,250
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo	16	1.6%	100%	$563,125
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, USDA, Jumbo, HELOC	14 +2 HELOCs	1.4%	100%	$485,000	View
Spring Eq, LLC	Conventional, HELOC	12 +11 HELOCs	1.2%	44.4%	$78,333
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, HELOC	10 +1 HELOCs	1%	100%	$465,000
Freedom Mortgage Corporation	Conventional, FHA	9	0.9%	90.9%	$443,888
Equity Prime Mortgage LLC	FHA, VA	5	0.5%	100%	$465,000
Mortgage Research Center	VA	5	0.5%	75%	$425,000
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.4%	47.4%	$312,500
Canopy Mortgage, LLC	Conventional, FHA	4	0.4%	100%	$497,500
Discover Bank	Conventional	4	0.4%	25%	$77,500
Union Home Mortgage Corp.	Conventional	4	0.4%	100%	$295,000
Fairway Independent Mort Corp	Conventional, FHA	4	0.4%	100%	$427,500
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	4	0.4%	80%	$722,500	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	3 +2 HELOCs	0.3%	100%	$411,666
Guaranteed Rate, Inc.	Conventional, VA, Jumbo	3	0.3%	75%	$691,666
Primelending	Conventional, FHA	3	0.3%	100%	$685,000
Movement Mortgage, LLC	VA, Jumbo	3	0.3%	75%	$1,158,333
Amerisave Mortgage Company	Conventional, FHA	3	0.3%	37.5%	$115,000
Homeowners Financial Group, LLC	Conventional, FHA	3	0.3%	100%	$308,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.3%	75%	$445,000	View
Planet Home Lending, LLC	Conventional, FHA	3	0.3%	100%	$325,000
Mutual of Omaha Mortgage	Conventional, VA, Jumbo	3	0.3%	100%	$671,666
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA	3	0.3%	100%	$425,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +8 HELOCs	0.2%	66.7%	$120,000	View
Pentagon Federal Credit Union	Conventional, VA, HELOC	2 +4 HELOCs	0.2%	66.7%	$560,000
Premier Mortgage Resources, LLC	Conventional, FHA	2	0.2%	100%	$315,000
American Financial Resources LLC	Conventional	2	0.2%	100%	$460,000
Go Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$350,000
All Credit Considered Mortgage, Inc.	Conventional	2	0.2%	100%	$335,000
Peak Residential Lending Inc	Conventional, FHA	2	0.2%	100%	$415,000
Click n' Close, Inc.	Conventional, FHA	2	0.2%	100%	$300,000
First Colony Mortgage Corporat	Conventional	2	0.2%	100%	$375,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.2%	100%	$415,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	2	0.2%	100%	$290,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.2%	100%	$935,000	View
Angel Oak Mortgage Solutions LLC	Conventional	2	0.2%	100%	$430,000
First US Community Credit Union A+5.0 ★Texas Ratio: 4.67%	Conventional	2	0.2%	66.7%	$255,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.2%	100%	$290,000	View
Tomo Mortgage LLC	Conventional	2	0.2%	100%	$630,000
Better Mortgage Corporation	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$395,000
Valon Mortgage	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$425,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$495,000	View
Originpoint, LLC	Conventional, Jumbo	1	0.1%	100%	$1,355,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	1	0.1%	100%	$2,965,000	View
Everett Financial, Inc.	Conventional	1	0.1%	100%	$225,000
Sage Home Loans Corporation	FHA	1	0.1%	100%	$565,000
Nbkc Bank	FHA	1	0.1%	50%	$425,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$805,000
Dart Bank	Conventional	1	0.1%	100%	$735,000
Deephaven Mortgage LLC	Conventional	1	0.1%	33.3%	$325,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$345,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$545,000	View
Nqm Funding, LLC	Conventional	1	0.1%	100%	$145,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$805,000
Bay Equity LLC	Conventional	1	0.1%	100%	$385,000
Congressional Federal Credit Union	Conventional	1	0.1%	100%	$405,000
Nfm, Inc	Conventional	1	0.1%	100%	$385,000
Churchill Mortgage Corporation	Conventional	1	0.1%	50%	$325,000
Vellum Mortgage, Inc.	Conventional	1	0.1%	100%	$405,000
Libertyville Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$535,000	View
Self Help Federal Credit Union	Conventional	1	0.1%	100%	$435,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$425,000	View
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$225,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$555,000
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$785,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$555,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	100%	$255,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$195,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +10 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +3 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	0%
Usalliance Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Affinity Federal Credit Union A+5.0 ★Texas Ratio: 5.65%	HELOC	0 +2 HELOCs	0%	n/a		View
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Arden-Arcade Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Arden-Arcade, California

Looking for mortgage lenders near me or mortgage brokers near me in Arden-Arcade? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Arden-Arcade in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Arden-Arcade, CA

Use these to narrow the list above. Each category shows how many Arden-Arcade, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 106 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 37 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 47 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 18 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 38 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 76 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Arden-Arcade, CA

Independent mortgage companies closed 81 percent of home loans in Arden-Arcade, California in 2025, banks 10.3 percent and credit unions 8.7 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, The Golden 1 Credit Union led with 21 loans.

81%

Mortgage companies

10.3%

Banks

8.7%

Credit unions

11%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Arden-Arcade, CA

Who is the largest mortgage lender in Arden-Arcade, CA?

By home loans closed in 2025, The Golden 1 Credit Union was the largest mortgage lender in Arden-Arcade, California with 21 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Arden-Arcade, CA have the highest approval rates?

Among lenders with meaningful volume in Arden-Arcade, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.6 percent, against a 84 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Arden-Arcade, CA mortgage lenders offer FHA, VA and USDA loans?

47 lenders closed FHA loans in Arden-Arcade, California in 2025, led by United Wholesale Mortgage with 24. 18 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Arden-Arcade, CA lender list?

Yes. 37 banks and 29 credit unions closed home loans in Arden-Arcade, California in 2025, alongside 106 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Arden-Arcade, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Arden-Arcade, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Arden-Arcade, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Arden-Arcade. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.