☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Arizona / Florence

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Florence, Arizona

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Florence, Arizona mortgage lenders include US Bank, N.A.US Bank, N.A.3325 N Hunt Hwy, Florence, AZ 85132A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA3273 N Hunt Hwy, Florence, AZ 85132A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.25 North Main Street, Florence, AZ 85132A+5.0 ★Texas Ratio: 3.72%, Pinal County Federal Credit UnionPinal County Federal Credit Union851 N Pinal Pkwy, Florence, AZ 85132 8868, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, Bell BankBell Bank1850 E Northrop Blvd, Chandler, AZ 85286A+5.0 ★Texas Ratio: 3.66%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, Copper State Credit UnionCopper State Credit Union3428 W Anthem Way, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.49%, Bank of America NABank of America NA39518 N Gavilan Peak Pkwy, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.14%, and Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Florence, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Florence are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Florence, Arizona

Market share is the lender's share of all home loans closed in Florence, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in Florence 3325 N Hunt Hwy, Florence, AZ 85132 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	10 +2 HELOCs	1.1%	83.3%	$240,000	View
Wells Fargo Bank NA 1 office in Florence 3273 N Hunt Hwy, Florence, AZ 85132 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	5	0.5%	83.3%	$269,000	View
Zions Bancorporation, N.A. 1 office in Florence 25 North Main Street, Florence, AZ 85132 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +5 HELOCs	0%	66.7%		View
Pinal County Federal Credit Union 851 N Pinal Pkwy, Florence, AZ 85132 8868	Conventional	12	1.3%	80%	$63,333
JPMorgan Chase Bank, NA 39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	7 +1 HELOCs	0.8%	100%	$255,000	View
Bell Bank 1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA	4	0.4%	100%	$152,500	View
Arizona Financial Credit Union 13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	3 +2 HELOCs	0.3%	100%	$55,000	View
Copper State Credit Union 3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49%	Conventional	3	0.3%	60%	$105,000	View
Bank of America NA 39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +4 HELOCs	0.2%	100%	$295,000	View
Desert Financial Credit Union 150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04%	Conventional, HELOC	1 +21 HELOCs	0.1%	25%	$95,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$225,000	View
Truwest Credit Union 1990 W Elliot Rd, Chandler, AZ 85224 1816 A+5.0 ★Texas Ratio: 4.57%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$235,000	View
Glacier Bank 3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87%	Conventional	1	0.1%	100%	$235,000	View
Vantage West Credit Union 2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26%	HELOC	0 +1 HELOCs	0%	n/a		View
BMO Harris Bank NA 1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Oneaz Credit Union 1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17%	HELOC	0 +1 HELOCs	0%	n/a		View
Credit Union West 503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78%	HELOC	0 +1 HELOCs	0%	n/a		View
Geneva Financial LLC	Conventional, FHA, USDA	12	1.3%	100%	$192,500
The Loan Store, Inc	Conventional, FHA, USDA, HELOC	9 +2 HELOCs	1%	90%	$269,444
NOVA Financial & Investment Corporation	Conventional, FHA	8	0.9%	88.9%	$211,250
V.I.P. Mortgage, Inc.	Conventional, FHA, USDA	8	0.9%	100%	$252,500
Peoples Mortgage Company	Conventional, FHA	4	0.4%	100%	$235,000
Homeowners Financial Group, LLC	Conventional, VA	3	0.3%	100%	$378,333
Altitude Financial Corporation	FHA, VA	2	0.2%	100%	$370,000
Starboard Financial Management, LLC	FHA	2	0.2%	100%	$375,000
Oaktree Funding Corp	FHA	1	0.1%	100%	$325,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$235,000
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, USDA, HELOC	102 +2 HELOCs	11.2%	89.7%	$277,352
Pulte Mortgage LLC	Conventional, FHA, VA	91	10%	91%	$335,879
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	72	7.9%	73.5%	$318,472
Velocio Mortgage, L.L.C.	Conventional, FHA, VA, USDA	70	7.7%	98.6%	$344,000
Rocket Mortgage	Conventional, FHA, VA	61	6.7%	79.7%	$258,606
loanDepot.com LLC	Conventional, FHA, VA, USDA	37	4.1%	74%	$268,783
Freedom Mortgage Corporation	Conventional, FHA, VA	26	2.9%	80%	$313,461
Fairway Independent Mort Corp	Conventional, FHA, VA	25	2.7%	100%	$258,600
Pennymac Loan Services LLC	Conventional, FHA, VA	18	2%	85.7%	$230,000
Mortgage Research Center	VA	17	1.9%	70.8%	$274,411
Guild Mortgage Company	Conventional, FHA, VA, USDA	14	1.5%	78.9%	$265,000
Newrez LLC	Conventional, FHA, VA	13	1.4%	77.8%	$261,923
Nationstar Mortgage	Conventional, FHA	12	1.3%	100%	$115,833
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	11 +1 HELOCs	1.2%	72.2%	$223,181
American Pacific Mortgage Corporation	Conventional, FHA	10	1.1%	83.3%	$335,000
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, HELOC	9 +3 HELOCs	1%	69.2%	$166,111
Movement Mortgage, LLC	Conventional, FHA	9	1%	100%	$225,000
CrossCountry Mortgage, LLC	Conventional, FHA, USDA	8	0.9%	100%	$227,500
Direct Mortgage Loans, LLC	Conventional, FHA	8	0.9%	90.9%	$273,750
Zillow Home Loans, LLC	Conventional, VA	8	0.9%	100%	$241,250
Spring Eq, LLC	Conventional, HELOC	7 +3 HELOCs	0.8%	43.8%	$85,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	7	0.8%	47.6%	$203,571
Equity Prime Mortgage LLC	FHA, VA	7	0.8%	77.8%	$302,142
Click n' Close, Inc.	Conventional, FHA, VA	7	0.8%	100%	$149,285
New American Funding, LLC.	Conventional, FHA	7	0.8%	87.5%	$192,142
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 2.68%	Conventional, FHA	6	0.7%	75%	$225,000	View
Primelending	Conventional	5	0.5%	83.3%	$237,000
Inspire Home Loans Inc.	Conventional, VA	5	0.5%	100%	$169,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	5	0.5%	71.4%	$345,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	5	0.5%	83.3%	$337,000	View
American Financial Resources LLC	FHA	4	0.4%	100%	$307,500
Canopy Mortgage, LLC	Conventional, USDA	4	0.4%	100%	$310,000
Kind Lending, LLC	Conventional, FHA, VA	4	0.4%	44.4%	$327,500
Amerisave Mortgage Company	Conventional, FHA	4	0.4%	25%	$120,000
American Financial Network, Inc.	Conventional, FHA	4	0.4%	50%	$257,500
New Day Financial, LLC.	VA	4	0.4%	100%	$392,500
Prosperity Home Mortgage, LLC	Conventional, VA, USDA	4	0.4%	80%	$170,000
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	3	0.3%	100%	$221,666
Cmg Mortgage Inc	Conventional	3	0.3%	100%	$195,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.3%	100%	$228,333	View
Planet Home Lending, LLC	Conventional, FHA	3	0.3%	80%	$401,666
Provident Funding Associates	Conventional	3	0.3%	100%	$411,666
Waterstone Mortgage Corporation	Conventional, FHA	3	0.3%	75%	$338,333
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	3	0.3%	100%	$65,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	3	0.3%	100%	$141,666	View
Plaza Home Mortgage, Inc	Conventional, FHA, VA	3	0.3%	75%	$211,666
Goodleap, LLC	Conventional, FHA, HELOC	2 +2 HELOCs	0.2%	66.7%	$195,000
Union Home Mortgage Corp.	Conventional, FHA, HELOC	2 +1 HELOCs	0.2%	66.7%	$275,000
Guaranteed Rate, Inc.	Conventional, VA	2	0.2%	40%	$310,000
Loanunited.Com, LLC	Conventional, VA	2	0.2%	100%	$265,000
AdvantageFirst Lending Inc	Conventional, FHA	2	0.2%	100%	$255,000
Discover Bank	Conventional	2	0.2%	25%	$65,000
Encompass Lending Group, L.P.	Conventional, FHA	2	0.2%	100%	$120,000
T2 Financial LLC	Conventional, FHA	2	0.2%	100%	$260,000
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional	2	0.2%	50%	$120,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.2%	66.7%	$315,000	View
Summit Funding.Inc	FHA	2	0.2%	100%	$410,000
Paramount Residential Mortgage	Conventional	2	0.2%	66.7%	$370,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$105,000
Blue Federal Credit Union	Conventional	1	0.1%	100%	$285,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$295,000	View
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$205,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	50%	$255,000	View
Greenstate Credit Union	Conventional	1	0.1%	100%	$365,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$455,000	View
MortgageOne, Inc	FHA	1	0.1%	33.3%	$305,000
Global Federal Credit Union	Conventional	1	0.1%	100%	$445,000
PHH Mortgage Corporation	FHA	1	0.1%	50%	$145,000
Advancial Federal Credit Union	Conventional	1	0.1%	100%	$295,000
United Trust Bank	VA	1	0.1%	100%	$345,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	FHA	1	0.1%	100%	$315,000	View
Granite Bank A5.0 ★Texas Ratio: 13.85%	FHA	1	0.1%	100%	$285,000	View
Wallick and Volk, Inc.	FHA	1	0.1%	100%	$305,000
AmWest Funding Corp	FHA	1	0.1%	100%	$335,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	FHA	1	0.1%	100%	$205,000	View
HomeBridge Financial Services, Inc	FHA	1	0.1%	100%	$395,000
Sfmc, LP	Conventional	1	0.1%	100%	$75,000
City 1st Mortgage Services, LC	FHA	1	0.1%	100%	$345,000
Ideal Home Loans LLC	Conventional	1	0.1%	100%	$275,000
Intercap Lending Inc	USDA	1	0.1%	100%	$255,000
MLB Residential Lending, LLC	VA	1	0.1%	100%	$295,000
Evo Home Loans, LLC dba Epiq Lending	Conventional	1	0.1%	100%	$225,000
American Financing Corporation	FHA	1	0.1%	25%	$155,000
Credit Human Federal Credit Un	Conventional	1	0.1%	42.9%	$75,000
First Dakota National Bak A+5.0 ★Texas Ratio: 4.05%	Conventional	1	0.1%	100%	$275,000	View
VanDyk Mortgage Corporation	FHA	1	0.1%	100%	$455,000
Bay Equity LLC	Conventional	1	0.1%	100%	$225,000
Greenbox Loans	Conventional	1	0.1%	100%	$425,000
Land Home Financial Services,	Conventional	1	0.1%	100%	$115,000
Evergreen Moneysource Mortgage Company	FHA	1	0.1%	100%	$285,000
Dakota Community Bank & Trust, NA A+5.0 ★Texas Ratio: 0.58%	Conventional	1	0.1%	100%	$375,000	View
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$235,000
New Story Lending LLC	VA	1	0.1%	100%	$455,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$215,000	View
Encore Bank A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$525,000	View
Towne Mortgage Company	USDA	1	0.1%	100%	$285,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$325,000
Keystone Funding, Inc	FHA	1	0.1%	100%	$205,000
Johnson Bank A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0.1%	100%	$135,000	View
Veritas Funding, LLC	FHA	1	0.1%	100%	$275,000
Opportunity Bank of Montana A+5.0 ★Texas Ratio: 1.60%	Conventional	1	0.1%	100%	$255,000	View
Right Start Mortgage, Inc	FHA	1	0.1%	100%	$335,000
Hunt Mortgage Corporation	Conventional	1	0.1%	100%	$145,000
Blaze Credit Union	Conventional	1	0.1%	100%	$265,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	100%	$45,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	37.5%	$195,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$155,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	100%	$355,000
JMAC Lending, Inc.	FHA	1	0.1%	100%	$335,000
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Boeing Employees' Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
FirstBank	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Florence Mortgage Rate Trends

Daily average mortgage rates for Arizona compared with the national average, updated every evening.

30-Year Fixed AZ Avg

7.415%

▲ 0.058 vs 7 days ago

15-Year Fixed AZ Avg

6.885%

▲ 0.031 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Florence, Arizona

Looking for mortgage lenders near me or mortgage brokers near me in Florence? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Florence in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Florence, AZ

Use these to narrow the list above. Each category shows how many Florence, AZ lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 94 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 29 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 21 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 68 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 35 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 13 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in AZ 19 lenders headquartered in Arizona, the closest thing to a mortgage lender near you

Who Lends in Florence, AZ

Independent mortgage companies closed 87.3 percent of home loans in Florence, Arizona in 2025, banks 7.3 percent and credit unions 5.4 percent. Geneva Financial LLC was the largest mortgage company, US Bank, N.A. the largest bank and Pinal County Federal Credit Union the largest credit union. Among lenders headquartered in Arizona, Pinal County Federal Credit Union led with 12 loans.

87.3%

Mortgage companies

7.3%

Banks

5.4%

Credit unions

31%

FHA loans

17%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.

More Arizona Mortgage Lender Pages

All Arizona lenders 836 lenders Phoenix 477 lenders Mesa 396 lenders Tucson 262 lenders Surprise 289 lenders Buckeye 263 lenders Gilbert 308 lenders San Tan Valley 268 lenders Peoria 291 lenders Chandler 292 lenders Scottsdale 366 lenders Glendale 252 lenders Goodyear 252 lenders

Frequently Asked Questions About Mortgage Lenders in Florence, AZ

Who is the largest mortgage lender in Florence, AZ?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Florence, Arizona with 10 loans, about 1.1 percent of the market. The largest lender headquartered in Arizona was Pinal County Federal Credit Union with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Florence, AZ have the highest approval rates?

Among lenders with meaningful volume in Florence, Arizona, Velocio Mortgage, L.L.C. approved the highest share of completed applications in 2025 at 98.6 percent, against a 81.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Florence, AZ mortgage lenders offer FHA, VA and USDA loans?

68 lenders closed FHA loans in Florence, Arizona in 2025, led by Velocio Mortgage, L.L.C. with 42. 35 lenders closed VA loans, led by United Wholesale Mortgage, and 13 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Florence, AZ lender list?

Yes. 29 banks and 21 credit unions closed home loans in Florence, Arizona in 2025, alongside 94 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Florence, AZ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Florence, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Florence, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Florence. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.