Mortgage Lenders and Brokers in El Mirage, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
El Mirage, Arizona mortgage lenders include Credit Union WestCredit Union West503 W Van Buren St, Avondale, AZ 85323 1328A+5.0 ★Texas Ratio: 2.78%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA39518 N Gavilan Peak Pkwy, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.14%, Bell BankBell Bank1850 E Northrop Blvd, Chandler, AZ 85286A+5.0 ★Texas Ratio: 3.66%, Wells Fargo Bank NAWells Fargo Bank NA41830 N Gavilan Peak Parway, Anthem, AZ 85086A+5.0 ★Texas Ratio: 5.36%, MidFirst BankMidFirst Bank3611 W Anthem Way, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.93%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, Copper State Credit UnionCopper State Credit Union3428 W Anthem Way, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.49%, and AERO Federal Credit UnionAERO Federal Credit Union18301 N 79th Ave, Glendale, AZ 85308A+5.0 ★Texas Ratio: 0.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in El Mirage, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in El Mirage are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in El Mirage, Arizona
Market share is the lender's share of all home loans closed in El Mirage, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78% |
Conventional, HELOC | 9 +2 HELOCs |
1.8% | 90.9% | $93,888 | View |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
Conventional, HELOC | 8 +57 HELOCs |
1.6% | 72.7% | $288,750 | View |
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39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 8 +1 HELOCs |
1.6% | 80% | $253,750 | View |
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39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 6 +6 HELOCs |
1.2% | 100% | $290,000 | View |
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1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 6 | 1.2% | 100% | $180,000 | View |
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41830 N Gavilan Peak Parway, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 6 | 1.2% | 100% | $233,333 | View |
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3611 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 5 | 1% | 100% | $271,000 | View |
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13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 62.5% | $37,500 | View |
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3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 3 | 0.6% | 60% | $181,666 | View |
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18301 N 79th Ave, Glendale, AZ 85308 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 2 | 0.4% | 100% | $85,000 | View |
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1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 25% | $735,000 | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 20% | $135,000 | View |
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4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 100% | $375,000 | View |
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4850 W Chandler Blvd, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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971 W Wetmore Rd, Tucson, AZ 85705 1551 A-4.9 ★Texas Ratio: 15.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NOVA Financial & Investment Corporation
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Conventional, FHA | 8 | 1.6% | 88.9% | $338,750 | |
Geneva Financial LLC
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Conventional, FHA | 5 | 1% | 83.3% | $241,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 3 +4 HELOCs |
0.6% | 75% | $331,666 | |
V.I.P. Mortgage, Inc.
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FHA, VA | 3 | 0.6% | 100% | $365,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $295,000 | |
Starboard Financial Management, LLC
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FHA | 1 | 0.2% | 100% | $375,000 | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 87 +2 HELOCs |
17% | 85.6% | $329,597 | |
Rocket Mortgage
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Conventional, FHA, VA | 53 | 10.4% | 79.2% | $205,754 | |
Click n' Close, Inc.
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Conventional, FHA | 24 | 4.7% | 100% | $178,750 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 20 | 3.9% | 95.2% | $342,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 18 | 3.5% | 81.8% | $266,666 | |
loanDepot.com LLC
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Conventional, FHA | 13 | 2.5% | 76.5% | $197,307 | |
Pennymac Loan Services LLC
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Conventional, FHA | 11 | 2.1% | 73.3% | $169,545 | |
Guild Mortgage Company
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Conventional, FHA | 10 | 2% | 100% | $311,000 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 1.6% | 60% | $335,000 | |
Nationstar Mortgage
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Conventional | 8 | 1.6% | 80% | $135,000 | |
Mortgage Research Center
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VA | 8 | 1.6% | 80% | $366,250 | |
New American Funding, LLC.
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Conventional, FHA | 8 | 1.6% | 72.7% | $260,000 | |
Equity Prime Mortgage LLC
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FHA | 7 | 1.4% | 100% | $292,142 | |
Efinity Financial LLC
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Conventional, FHA, VA | 7 | 1.4% | 100% | $333,571 | |
Paramount Residential Mortgage
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Conventional, FHA | 6 | 1.2% | 100% | $328,333 | |
Triad Financial Services, Inc.
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Conventional | 5 | 1% | 71.4% | $123,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 5 | 1% | 71.4% | $295,000 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 5 | 1% | 100% | $347,000 | |
21St Mortgage
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Conventional | 5 | 1% | 31.6% | $81,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 5 | 1% | 83.3% | $295,000 | View |
Goodleap, LLC
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FHA, VA, HELOC | 4 +2 HELOCs |
0.8% | 85.7% | $285,000 | |
American Financial Resources LLC
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Conventional, FHA | 4 | 0.8% | 100% | $317,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.8% | 77.8% | $175,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 0.8% | 77.8% | $247,500 | |
American Financial Network, Inc.
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Conventional, FHA | 4 | 0.8% | 100% | $262,500 | |
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A+5.0 ★Texas Ratio: 2.68% |
FHA, VA | 4 | 0.8% | 83.3% | $302,500 | View |
Securitynational Mortgage Company
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Conventional, FHA | 4 | 0.8% | 100% | $297,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 0.8% | 100% | $330,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 4 | 0.8% | 30.8% | $185,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 37.5% | $75,000 | |
Primelending
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Conventional, FHA | 3 | 0.6% | 83.3% | $221,666 | |
Newrez LLC
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FHA, VA | 3 | 0.6% | 33.3% | $365,000 | |
AdvantageFirst Lending Inc
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FHA | 3 | 0.6% | 75% | $271,666 | |
Credit Human Federal Credit Un
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Conventional | 3 | 0.6% | 75% | $165,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 0.6% | 75% | $308,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.6% | 75% | $141,666 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 66.7% | $55,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.4% | 66.7% | $200,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 22.2% | $140,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 22.2% | $110,000 | |
Greenwood Credit Union
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Conventional | 2 | 0.4% | 100% | $195,000 | |
Premier Lending Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $195,000 | |
Intelliloan, Inc.
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FHA | 2 | 0.4% | 100% | $335,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $195,000 | |
Reliance First Capital, LLC
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Conventional | 2 | 0.4% | 100% | $240,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.4% | 100% | $355,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 50% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 100% | $345,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.2% | 100% | $125,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Nbkc Bank
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VA | 1 | 0.2% | 100% | $335,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $205,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 33.3% | $315,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.2% | 100% | $265,000 | View |
Instamortgage, Inc
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 0.2% | 50% | $295,000 | View |
Evo Home Loans, LLC dba Epiq Lending
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VA | 1 | 0.2% | 100% | $375,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Land Home Financial Services,
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FHA | 1 | 0.2% | 100% | $365,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $395,000 | |
Generations Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $345,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 0.2% | 100% | $345,000 | |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $225,000 | |
FineMark National Bank & Trust
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Conventional | 1 | 0.2% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.2% | 100% | $325,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $175,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.2% | 100% | $405,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $385,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $385,000 | View |
Certified Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.2% | 100% | $435,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $165,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.78% |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Allied Mortgage Group, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
El Mirage Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in El Mirage, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in El Mirage? The list below shows the banks, credit unions and mortgage brokers that closed home loans in El Mirage in 2025, with lenders based there listed first.
Types of Mortgage Lenders in El Mirage, AZ
Use these to narrow the list above. Each category shows how many El Mirage, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in El Mirage, AZ
Independent mortgage companies closed 82.4 percent of home loans in El Mirage, Arizona in 2025, banks 10.5 percent and credit unions 7 percent. NOVA Financial & Investment Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Credit Union West the largest credit union. Among lenders headquartered in Arizona, Credit Union West led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in El Mirage, AZ
By home loans closed in 2025, Credit Union West was the largest mortgage lender in El Mirage, Arizona with 9 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in El Mirage, Arizona, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 85.6 percent, against a 78.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
57 lenders closed FHA loans in El Mirage, Arizona in 2025, led by United Wholesale Mortgage with 48. 17 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 16 credit unions closed home loans in El Mirage, Arizona in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in El Mirage, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in El Mirage, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up El Mirage. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
