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Mortgage Lenders and Brokers in Apache Junction, Arizona

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Apache Junction, Arizona mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA2891 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1148 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA3160 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 4.14%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, Unison BankUnison Bank1835 E Pecos Rd, Gilbert, AZ 85295A+5.0 ★Texas Ratio: 3.87%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, Bell BankBell Bank1850 E Northrop Blvd, Chandler, AZ 85286A+5.0 ★Texas Ratio: 3.66%, Copper State Credit UnionCopper State Credit Union3428 W Anthem Way, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.49%, and Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Apache Junction, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Apache Junction are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Apache Junction, Arizona

Market share is the lender's share of all home loans closed in Apache Junction, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Wells Fargo Bank NA 2 offices in Apache Junction 2891 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	8	0.8%	80%	$208,750	View
US Bank, N.A. 1 office in Apache Junction 3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	4 +5 HELOCs	0.4%	40%	$127,500	View
JPMorgan Chase Bank, NA 1 office in Apache Junction 1148 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	2 +2 HELOCs	0.2%	66.7%	$165,000	View
Bank of America NA 1 office in Apache Junction 3160 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +7 HELOCs	0.1%	50%	$65,000	View
Arizona Financial Credit Union 13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	18 +5 HELOCs	1.8%	85.7%	$113,333	View
Unison Bank 1835 E Pecos Rd, Gilbert, AZ 85295 A+5.0 ★Texas Ratio: 3.87%	Conventional	14	1.4%	70.4%	$74,285	View
Desert Financial Credit Union 150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04%	Conventional, HELOC	12 +77 HELOCs	1.2%	85.7%	$235,833	View
Bell Bank 1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, HELOC	9 +3 HELOCs	0.9%	81.8%	$382,777	View
Copper State Credit Union 3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49%	Conventional	4	0.4%	100%	$80,000	View
Oneaz Credit Union 1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17%	Conventional, HELOC	3 +1 HELOCs	0.3%	75%	$475,000	View
AERO Federal Credit Union 18301 N 79th Ave, Glendale, AZ 85308 A+5.0 ★Texas Ratio: 0.72%	Conventional	2	0.2%	100%	$110,000	View
Pinal County Federal Credit Union 290 S Phelps Dr, Apache Junction, AZ 85120	Conventional	2	0.2%	100%	$80,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$215,000	View
Arizona Central Credit Union 1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$535,000	View
Columbia Bank 145 E Main St, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 2.28%	Conventional	1	0.1%	100%	$385,000	View
Flagstar Bank NA 4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	50%	$345,000	View
Vantage West Credit Union 2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0.1%	50%	$245,000	View
Bokf NA 901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0.1%	100%	$105,000	View
Armed Forces Bank, N.A. 52035 Arizona Street, Fort Huachuca, AZ 85670 A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$445,000	View
Truwest Credit Union 1990 W Elliot Rd, Chandler, AZ 85224 1816 A+5.0 ★Texas Ratio: 4.57%	Conventional	1	0.1%	100%	$275,000	View
SunWest Federal Credit Union 121 E Birch Ave, Flagstaff, AZ 86001 A+5.0 ★Texas Ratio: 2.68%	Conventional	1	0.1%	50%	$145,000	View
Umb Bank NA 1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78%	Conventional	1	0.1%	100%	$695,000	View
Enterprise Bank & Trust 1300 E Florence Blvd, Casa Grande, AZ 85122 A5.0 ★Texas Ratio: 7.31%	Conventional	1	0.1%	100%	$425,000	View
Credit Union West 503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78%	Conventional	1	0.1%	100%	$125,000	View
Zions Bancorporation, N.A. 101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +1 HELOCs	0%	100%		View
Hughes Federal Credit Union 971 W Wetmore Rd, Tucson, AZ 85705 1551 A-4.9 ★Texas Ratio: 15.97%	HELOC	0 +1 HELOCs	0%	n/a		View
BMO Harris Bank NA 1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
The Loan Store, Inc	Conventional, FHA, HELOC	13 +1 HELOCs	1.3%	81.2%	$413,461
NOVA Financial & Investment Corporation	Conventional, FHA, VA	9	0.9%	78.6%	$318,333
Homeowners Financial Group, LLC	Conventional, FHA	8	0.8%	100%	$368,750
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	6	0.6%	87.5%	$308,333
Peoples Mortgage Company	Conventional, FHA, VA	4	0.4%	80%	$322,500
Geneva Financial LLC	Conventional, FHA	4	0.4%	100%	$365,000
Sun American Mortgage Company	Conventional	2	0.2%	100%	$225,000
Altitude Financial Corporation	Conventional	1	0.1%	100%	$415,000
Starboard Financial Management, LLC	FHA	1	0.1%	100%	$375,000
Saygo Home Loans, LLC	VA	1	0.1%	50%	$365,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$415,000
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	171 +6 HELOCs	17.3%	91.6%	$356,929
Rocket Mortgage	Conventional, FHA, VA	82	8.3%	82.2%	$232,439
Guild Mortgage Company	Conventional, FHA, VA	52	5.3%	91.2%	$250,769
Credit Human Federal Credit Un	Conventional	46	4.7%	77.1%	$93,043
Fairway Independent Mort Corp	Conventional, FHA, VA	31	3.1%	93.9%	$316,290
Freedom Mortgage Corporation	FHA, VA	20	2%	92%	$317,000
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	19	1.9%	80%	$343,421
Click n' Close, Inc.	Conventional, FHA	18	1.8%	100%	$186,666
loanDepot.com LLC	Conventional, FHA, VA	17	1.7%	65.4%	$196,764
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, VA, HELOC	16 +8 HELOCs	1.6%	53.1%	$238,750
Triad Financial Services, Inc.	Conventional	16	1.6%	53.7%	$76,250
Nationstar Mortgage	Conventional, FHA	14	1.4%	84.2%	$143,571
Mortgage Research Center	Conventional, VA	13	1.3%	72.2%	$321,923
21St Mortgage	Conventional	13	1.3%	37.1%	$65,769
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	12 +2 HELOCs	1.2%	85.7%	$270,000
Newrez LLC	Conventional, FHA, VA	11	1.1%	92.9%	$322,272
Zillow Home Loans, LLC	Conventional, FHA, VA	10	1%	100%	$342,000
Cmg Mortgage Inc	Conventional, FHA, HELOC	9 +3 HELOCs	0.9%	100%	$352,777
American Financial Resources LLC	Conventional, FHA	9	0.9%	100%	$312,777
Movement Mortgage, LLC	Conventional, VA	9	0.9%	100%	$428,333
American Pacific Mortgage Corporation	Conventional, FHA, VA	9	0.9%	100%	$335,000
CrossCountry Mortgage, LLC	Conventional, FHA, HELOC	7 +1 HELOCs	0.7%	100%	$300,714
Canopy Mortgage, LLC	Conventional, FHA	7	0.7%	87.5%	$380,714
Mutual of Omaha Mortgage	Conventional, FHA, VA	7	0.7%	87.5%	$399,285
Paramount Residential Mortgage	Conventional, FHA	7	0.7%	100%	$303,571
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	7	0.7%	100%	$356,428	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	6 +3 HELOCs	0.6%	66.7%	$170,000
Direct Mortgage Loans, LLC	Conventional, FHA, HELOC	6 +1 HELOCs	0.6%	100%	$298,333
AdvantageFirst Lending Inc	Conventional, FHA, VA	6	0.6%	85.7%	$278,333
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.6%	100%	$125,000	View
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	5 +5 HELOCs	0.5%	83.3%	$107,000
Primelending	Conventional, FHA	5	0.5%	100%	$345,000
Securitynational Mortgage Company	Conventional, FHA	5	0.5%	83.3%	$323,000
JMAC Lending, Inc.	Conventional, FHA, VA	5	0.5%	100%	$349,000
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	4 +3 HELOCs	0.4%	66.7%	$192,500
Goodleap, LLC	FHA, HELOC	4 +3 HELOCs	0.4%	83.3%	$282,500
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	4	0.4%	100%	$442,500
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.4%	26.7%	$355,000
Kind Lending, LLC	Conventional, FHA	4	0.4%	66.7%	$222,500
American Financial Network, Inc.	Conventional, FHA	4	0.4%	80%	$335,000
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 2.68%	Conventional, FHA	4	0.4%	75%	$302,500	View
Greenwood Credit Union	Conventional	4	0.4%	100%	$107,500
Efinity Financial LLC	Conventional	4	0.4%	100%	$292,500
Planet Home Lending, LLC	Conventional, FHA	4	0.4%	80%	$377,500
Nations Lending Corporation	Conventional, FHA	4	0.4%	100%	$250,000
HomeBridge Financial Services, Inc	Conventional, VA, HELOC	3 +3 HELOCs	0.3%	100%	$435,000
Union Home Mortgage Corp.	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$335,000
Equity Prime Mortgage LLC	FHA	3	0.3%	100%	$401,666
Loanunited.Com, LLC	FHA, VA	3	0.3%	100%	$338,333
Amerisave Mortgage Company	Conventional, VA	3	0.3%	18.8%	$278,333
Bay Equity LLC	Conventional	3	0.3%	100%	$265,000
Stg Mortgage Inc	Conventional	3	0.3%	100%	$271,666
Provident Funding Associates	Conventional	3	0.3%	100%	$338,333
Waterstone Mortgage Corporation	Conventional, FHA	3	0.3%	100%	$355,000
Lower, LLC	Conventional, FHA	3	0.3%	100%	$421,666
Plaza Home Mortgage, Inc	Conventional, VA	3	0.3%	100%	$325,000
Old Second National Bank A5.0 ★Texas Ratio: 6.17%	Conventional	3	0.3%	100%	$75,000	View
Global Federal Credit Union	Conventional	2	0.2%	100%	$220,000
PHH Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$265,000
Filo Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$580,000
Resicentral LLC	Conventional	2	0.2%	100%	$235,000
AmWest Funding Corp	Conventional, FHA	2	0.2%	100%	$455,000
ClearPath Lending	VA	2	0.2%	100%	$275,000
Cardinal Financial Company, Li	FHA	2	0.2%	100%	$350,000
New Day Financial, LLC.	VA	2	0.2%	60%	$255,000
Premier Lending Inc.	Conventional, FHA	2	0.2%	100%	$175,000
Encompass Lending Group, L.P.	Conventional, FHA	2	0.2%	100%	$140,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.2%	100%	$260,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.2%	100%	$410,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	2	0.2%	100%	$390,000	View
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.2%	28.6%	$185,000
Geo-Corp, Inc.	FHA	2	0.2%	100%	$305,000
Nmsi, Inc.	Conventional	2	0.2%	100%	$385,000
Carrington Mortgage Services LLC	FHA	2	0.2%	33.3%	$305,000
Ark-La-Tex Financial Services LLC	Conventional	2	0.2%	100%	$355,000
First International Bank & Trust	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$255,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$395,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.86%	Conventional	1	0.1%	100%	$285,000	View
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$135,000
Neighborhood Loans, Inc	Conventional	1	0.1%	50%	$15,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$345,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	50%	$265,000	View
Go Mortgage, LLC	FHA	1	0.1%	100%	$245,000
MortgageOne, Inc	Conventional	1	0.1%	100%	$125,000
Nbkc Bank	Conventional	1	0.1%	100%	$335,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$515,000
Norwich Commercial Group Inc	FHA	1	0.1%	100%	$305,000
Golden Empire Mortgage, Inc.	FHA	1	0.1%	100%	$445,000
National Police Federal Credit Union	Conventional	1	0.1%	100%	$565,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0.1%	100%	$675,000	View
Augusta Financial, Inc.	Conventional	1	0.1%	100%	$355,000
Wallick and Volk, Inc.	FHA	1	0.1%	100%	$375,000
Mayo Employees Federal Credit Union	Conventional	1	0.1%	100%	$55,000
Data Mortgage, Inc	FHA	1	0.1%	100%	$275,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$405,000	View
Michigan Mutual, Inc	FHA	1	0.1%	100%	$445,000
PFN Lending Group, Inc.	Conventional	1	0.1%	100%	$305,000
City 1st Mortgage Services, LC	FHA	1	0.1%	100%	$275,000
Advisors Mortgage Group, LLC	Conventional	1	0.1%	100%	$525,000
Discover Bank	Conventional	1	0.1%	9.1%	$75,000
Evo Home Loans, LLC dba Epiq Lending	Conventional	1	0.1%	100%	$205,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$265,000
American Financing Corporation	Conventional	1	0.1%	50%	$125,000
Basis Home Loans LLC	Conventional	1	0.1%	100%	$765,000
First Interstate Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$75,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	100%	$365,000	View
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$205,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$375,000
Intelliloan, Inc.	VA	1	0.1%	100%	$305,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$495,000	View
Gardner Financial Services	Conventional	1	0.1%	100%	$325,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$225,000
Cortrust Mortgage, Inc. A+5.0 ★Texas Ratio: 5.11%	Conventional	1	0.1%	100%	$805,000	View
Mission Loans, LLC	Conventional	1	0.1%	100%	$105,000
Tjc Mortgage Inc	VA	1	0.1%	100%	$465,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	50%	$395,000	View
Mortgage Solutions of Colorado	FHA	1	0.1%	100%	$165,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$265,000
Summit Funding.Inc	Conventional, Jumbo	1	0.1%	100%	$435,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	50%	$165,000
Hunt Mortgage Corporation	Conventional	1	0.1%	100%	$735,000
Banc One Mortage Corporation	Conventional	1	0.1%	100%	$155,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$255,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$125,000
Texana Bank	Conventional	1	0.1%	100%	$335,000
University Federal Credit Union A+5.0 ★Texas Ratio: 3.82%	VA	1	0.1%	100%	$335,000	View
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$375,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$125,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$175,000
Village Capital & Investment	VA	1	0.1%	66.7%	$335,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +7 HELOCs	0%	n/a
Spring Eq, LLC	HELOC	0 +4 HELOCs	0%	0%
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Firefighters First Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Keypoint Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Chevron Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Together Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	0%		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Apache Junction Mortgage Rate Trends

Daily average mortgage rates for Arizona compared with the national average, updated every evening.

30-Year Fixed AZ Avg

7.415%

▲ 0.058 vs 7 days ago

15-Year Fixed AZ Avg

6.885%

▲ 0.031 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Apache Junction, Arizona

Looking for mortgage lenders near me or mortgage brokers near me in Apache Junction? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Apache Junction in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Apache Junction, AZ

Use these to narrow the list above. Each category shows how many Apache Junction, AZ lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 115 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 38 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 27 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 64 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 38 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 4 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AZ 24 lenders headquartered in Arizona, the closest thing to a mortgage lender near you

Who Lends in Apache Junction, AZ

Independent mortgage companies closed 78.2 percent of home loans in Apache Junction, Arizona in 2025, banks 8.8 percent and credit unions 13 percent. The Loan Store, Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and Arizona Financial Credit Union the largest credit union. Among lenders headquartered in Arizona, Arizona Financial Credit Union led with 18 loans.

78.2%

Mortgage companies

8.8%

Banks

13%

Credit unions

25%

FHA loans

12%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.

More Arizona Mortgage Lender Pages

All Arizona lenders 836 lenders Phoenix 477 lenders Mesa 396 lenders Tucson 262 lenders Surprise 289 lenders Buckeye 263 lenders Gilbert 308 lenders San Tan Valley 268 lenders Peoria 291 lenders Chandler 292 lenders Scottsdale 366 lenders Glendale 252 lenders Goodyear 252 lenders

Frequently Asked Questions About Mortgage Lenders in Apache Junction, AZ

Who is the largest mortgage lender in Apache Junction, AZ?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Apache Junction, Arizona with 8 loans, about 0.8 percent of the market. The largest lender headquartered in Arizona was Arizona Financial Credit Union with 18 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Apache Junction, AZ have the highest approval rates?

Among lenders with meaningful volume in Apache Junction, Arizona, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 91.6 percent, against a 79.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Apache Junction, AZ mortgage lenders offer FHA, VA and USDA loans?

64 lenders closed FHA loans in Apache Junction, Arizona in 2025, led by United Wholesale Mortgage with 65. 38 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Apache Junction, AZ lender list?

Yes. 38 banks and 27 credit unions closed home loans in Apache Junction, Arizona in 2025, alongside 115 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Apache Junction, AZ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Apache Junction, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Apache Junction, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Apache Junction. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.