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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

CD Rates California (CA) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 14, 2026

Current California CD rates include Premier One Credit UnionPremier One Credit Union5353 ALMADEN EXPY Ste 80, SAN JOSE, CA 95118 3633A+5.0 ★Texas Ratio: 1.63%Real return: +1.70%APY minus CPI (February 2026) offering 24-month IRA Traditional & Roth Share Certificates at 4.50% APY, CBC Federal Credit UnionCBC Federal Credit Union300 Arneill Rd, Camarillo, CA 93010A+5.0 ★Texas Ratio: 4.13%Real return: +1.45%APY minus CPI (February 2026) offering 1-Year IRA Term Share Certificates at 4.25% APY, United Fidelity BankUnited Fidelity Bank249 E Ocean Blvd, Long Beach, CA 90802A+5.0 ★Texas Ratio: 0.81%Real return: +1.40%APY minus CPI (February 2026) offering 6-Month CD Term at 4.20% APY, Central Valley Firefighters Credit UnionCentral Valley Firefighters Credit Union5300 N FRESNO ST, FRESNO, CA 93710 6828A+5.0 ★Texas Ratio: 1.68%Real return: +1.32%APY minus CPI (February 2026) offering IRA - 12 Month Certificate at 4.12% APY, and F&A Federal Credit UnionF&A Federal Credit Union2625 CORPORATE Pl, MONTEREY PARK, CA 91754A+5.0 ★Texas Ratio: 0.85%Real return: +1.30%APY minus CPI (February 2026) offering 1 year Certificate at 4.10% APY. CD rates as of April 14, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare CD rates across all terms in California side-by-side. California CD rates currently reach as high as 4.50% APY from Premier One Credit Union at 5353 ALMADEN EXPY Ste 80, SAN JOSE, CA 95118 3633. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 14, 2026

Compare Best CD Rates in California

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
6331 Skyway, Paradise, CA 95969
Certificates of Deposit 3 Month
$0
3.91%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
700 Gale Dr, Campbell, CA 95008
3 Month Share Certificate
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
3540 Wilshire Blvd, Los Angeles, CA 90010
WooriWON 3-month CD
$1,000
3.70%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Online Only

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1562 S Bascom Ave, San Jose, CA 95125 6108
Liquid Certificate 3 Month
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
400 Montgomery St, San Francisco, CA 94104
Performance? CDs 3 month
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
10415 Old Placerville Rd, Sacramento, CA 95827 2508
Share Certificates 3 month
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
170 N Market St, Inglewood, CA 90301
3 Month CD
$1,000
3.50%
View
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA 90807
Share Certificates - Gold Minimum 3 month
$0
3.45%
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

$50,000

Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
1051 Detroit Ave Ste A, Concord, CA 94518 2457
90 Day Certificate Special
$10,000
3.41%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details

balances $10,000 - $100,000

Provident Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
303 Twin Dolphin Dr, Redwood City, CA 94065 1497
3 Month IRA Pick-A-Term Certificates
$0
3.40%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
500 Bicentennial Way, Santa Rosa, CA 95403
90 Day Certificate of Deposit
$10,000
3.37%
View
▼
Rate3.31%
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA 92808 2243
3 Month Certificate
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Rewards+ Loyalty Program

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
3-Month Certificate
$100,000
3.15%
View
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
9389 Cherry Ave, Fontana, CA 92335
90 DAY CERTIFICATE
$0
3.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Pasadena Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
201 3rd St, San Francisco, CA 94103 3143
3-month Certificate
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

$10,000 to $99,999.99

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
1415 W Lacey Blvd, Hanford, CA 93230
3 Month Certificate
$0
2.89%
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
2100 LAS POSITAS CT, LIVERMORE, CA 94551 7301
Business 3 Month Certificates
$1,500
2.85%
View
▼
Rate2.81%
Min Deposit$1,500
Min Balance—
UpdatedApr 14, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
2150 Watt Ave, Sacramento, CA 95825
3 Month Certificate
$500
2.80%
View
▼
Rate2.77%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
3333 Clares St, Capitola, CA 95010 2546
3-Month Certificate and IRA Certificates
$0
2.79%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA 91311 6532
Business Certificate Accounts 3-Month
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
7690 N Palm Ave, Fresno, CA 93711
3 Month CD 100,000.00+
$100,000
2.74%
View
▼
Rate2.70%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Huntington Beach Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2000 Main St # B272, Huntington Beach, CA 92648 2702
3-Month CD
$25,000
2.65%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 14, 2026
Details

Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
175 E Olive Ave, Burbank, CA 91502 1853
3-Month Share Certificates
$50,000
2.60%
View
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedApr 14, 2026
Details

First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2525 E Shields Ave, Fresno, CA 93726
3 Month Term Share & IRA Term Share Accounts
$10,000
2.53%
View
▼
Rate2.50%
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8985 Balboa Ave, San Diego, CA 92123
Regular Certificates 3 Month
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3992 Douglas Blvd, Roseville, CA 95661
3-Month CD
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
7887 Walerga Rd, Antelope, CA 95843
3 Month Certificates
$500
1.92%
View
▼
Rate1.90%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA 92020
3 Month Certificate
$0
1.82%
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
3 Month CD
$10,000
1.24%
View
▼
Rate1.23%
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA 90024
3 month Share Certificate
$100,000
1.12%
View
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
6545 Sequence Dr, San Diego, CA 92121
3 Month Certificate
$2,000
1.00%
View
▼
Rate1.00%
Min Deposit$2,000
Min Balance—
UpdatedApr 14, 2026
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA 90025
3 Month Certificate
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1250 Grundy Ln, SAN Bruno, CA 94066
3 Month Certificate
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA 91506 2629
Traditional/Roth IRA Jumbo Certificate 3-Month
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Minimum to open & earn dividends: $100,000

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA 90039
3-month term Certificates (CDs)
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA 90277 2837
Share Certificate Accounts and IRA Share Certificates 3 month
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3455 S Nogales St, West Covina, CA 91792
90 DAY TERM
$100,000
0.30%
View
▼
Rate0.30%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
5353 ALMADEN EXPY Ste 80, SAN JOSE, CA 95118 3633
3-month Share Certificate
$1,000
0.10%
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
433 N Camden Dr, Beverly Hills, CA 90210
3 month Standard Fixed Rate CD
$2,500
0.06%
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 14, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
249 E Ocean Blvd, Long Beach, CA 90802
6-Month CD Term
$1,000
4.20%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Citizens National Bank of Texas
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
3080 N Lake Blvd, Tahoe City, CA 96145
6 month CDs
$1,000
4.04%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
47993 Morongo Trl Ste 101, Cabazon, CA 92230 2165
6-month GoldStar? Membership Certificate
$5
4.00%
View
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedApr 14, 2026
Details

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
595 Market St, San Francisco, CA 94105
6 Month Certificates of Deposit
$500
3.90%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
2305 Historic Decatur Rd Ste 300, San Diego, CA 92106 6073
6 month Share Certificate
$500
3.82%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA 92706
6-Month Add-On Promotional Share Certificate
$500
3.80%
View
▼
Rate3.73%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Additional deposits up to the initial opening deposit amount can be made at any time without penalty.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA 91105 1413
6 Month Share Certificate
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
10415 Old Placerville Rd, Sacramento, CA 95827 2508
Share Certificates 6 month
$0
3.71%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
400 Montgomery St, San Francisco, CA 94104
Business CDs 6 month
$0
3.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA 90807
IRA Certificates - Jumbo 6 month
$0
3.65%
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Over $90,000

Star One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA 94089 1005
IRA Certificate Account Terms 6-Month
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
101 Second Street, San Francisco, CA 94105
Agility 6-month CD
$1,000
3.56%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
445 N Bedford Dr, Beverly Hills, CA 90210
Wealth Center/Telephone Deposit Account CDs 6 Month
$1,000
3.55%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
5300 N FRESNO ST, FRESNO, CA 93710 6828
IRA - 6 Month Certificate
$0
3.54%
View
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
6331 Skyway, Paradise, CA 95969
Certificates of Deposit 6 Month
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1562 S Bascom Ave, San Jose, CA 95125 6108
6 Month Consumer Certificates and IRA Certificates
$0
3.50%
View
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
6-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

$100,000 Minimum to Earn APY

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1912 W Sunset Blvd, Los Angeles, CA 90026
6-Month CD
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Provident Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
303 Twin Dolphin Dr, Redwood City, CA 94065 1497
6 Month IRA Pick-A-Term Certificates
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
9389 Cherry Ave, Fontana, CA 92335
6 MONTH CERTIFICATE
$0
3.33%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
500 Bicentennial Way, Santa Rosa, CA 95403
6 Month Certificate of Deposit
$10,000
3.32%
View
▼
Rate3.27%
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details

Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
40870 Sierra Dr, Three Rivers, CA 93271 9696
6 Month Certificate
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
701 W 18th St, Antioch, CA 94509 1586
6 Month CD
$1,000
3.24%
View
▼
Rate3.19%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

$1,000 Min.

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
7887 Walerga Rd, Antelope, CA 95843
6 Month Certificate Special
$500
3.20%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Certificate penalties for early withdrawal may apply. Certificate will roll over to a standard Certificate at non-promotional dividend rate in effect at time of maturity based on term and renewal balance. Also available for Business Accounts, Traditional IRA, Roth IRA, SEP IRA, & Coverdell Education Savings Account (CESA). Capitol Club Only: If your Capitol Club status entitles you to a premium dividend rate on your Certificate, the premium dividend rate will take effect the day after your Certificate is opened or renews. Capitol Club rate increase is .25% for eligible members.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA 90024
6 month Share Certificate
$100,000
3.16%
View
▼
Rate3.12%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
6-Month Certificate
$100,000
3.15%
View
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
1415 W Lacey Blvd, Hanford, CA 93230
6 Month Certificate
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
2101 GEER RD STE 401, TURLOCK, CA 95382 2471
6 Month Certificate of Deposit
$10,000
3.10%
View
▼
Rate3.06%
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details

Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
2222 W Shaw Ave, Fresno, CA 93711 3419
6 Month Certificate
$0
3.09%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA 91311 6532
6-Month Certificates
$0
3.05%
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
800 H St, Sacramento, CA 95814 2607
6-MONTH Certificate
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA 92808 2243
6 Month Certificate
$500
3.00%
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Non-Rewards+ Loyalty Program

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
2150 Watt Ave, Sacramento, CA 95825
6 Month Certificate
$10,000
2.90%
View
▼
Rate2.86%
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details

Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
175 E Olive Ave, Burbank, CA 91502 1853
6-Month Share Certificates
$50,000
2.80%
View
▼
Rate2.77%
Min Deposit$50,000
Min Balance—
UpdatedApr 14, 2026
Details

Camino Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA 90640
6 month Certificates and IRAs
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
1440 Rosecrans Ave, Manhattan Beach, CA 90266
Traditional IRA / Roth IRA Share Certificates 6 month
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Under $100,000

First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2525 E Shields Ave, Fresno, CA 93726
6 Month Term Share & IRA Term Share Accounts
$100,000
2.73%
View
▼
Rate2.70%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA 90720
Term Share Certificates & IRA Share Certificates 6 Month
$1,000
2.70%
View
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
7690 N Palm Ave, Fresno, CA 93711
6 Month CD 100,000.00+
$100,000
2.69%
View
▼
Rate2.65%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Huntington Beach Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2000 Main St # B272, Huntington Beach, CA 92648 2702
6-Month CD
$25,000
2.65%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 14, 2026
Details

County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
3954 E Main St, Ventura, CA 93003
6-Month Share Certificates
$1,000
2.50%
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA 92020
6 Month Certificate
$0
2.33%
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
5353 ALMADEN EXPY Ste 80, SAN JOSE, CA 95118 3633
6-month IRA Traditional & Roth Share Certificates
$1,000
2.25%
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1250 Grundy Ln, SAN Bruno, CA 94066
6 Month Certificate
$0
2.12%
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA 94553 1976
6-Month Share Certificates
$0
2.03%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
1020 W Olive Ave, Burbank, CA 91506 2212
6 MONTH IRA CERTIFICATE
$0
1.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Vision One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
3279 Ramos Cir, Sacramento, CA 95827 2500
6 Month Savings Certificate
$90,000
1.50%
View
▼
Rate1.48%
Min Deposit$90,000
Min Balance—
UpdatedApr 14, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA 90039
6-month term Certificates (CDs)
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
6545 Sequence Dr, San Diego, CA 92121
6 Month Certificate
$2,000
1.00%
View
▼
Rate1.00%
Min Deposit$2,000
Min Balance—
UpdatedApr 14, 2026
Details

Ontario Public Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
202 W B St, Ontario, CA 91762
6 Month Certificate
$0
0.65%
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CBC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
300 Arneill Rd, Camarillo, CA 93010
1-Year IRA Term Share Certificates
$500
4.25%
View
▼
Rate4.17%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

$500.00 minimum deposit required. Fees can reduce earnings on the account. Early withdrawal penalties may apply. OceanAir reserves the right to end or modify these offers at any time without notice

Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
5300 N FRESNO ST, FRESNO, CA 93710 6828
IRA - 12 Month Certificate
$0
4.12%
View
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
2625 CORPORATE Pl, MONTEREY PARK, CA 91754
1 year Certificate
$0
4.10%
View
▼
Rate4.02%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA 90089
12-month certificate
$0
4.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

PremiumSpend Checking bundle

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
47993 Morongo Trl Ste 101, Cabazon, CA 92230 2165
HavenTM Certificate 12-month GoldStar? Membership
$5
4.00%
View
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedApr 14, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA 90245
12-month Share Certificate
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA 91105 1413
Dream Home Share Certificate 1 Year Retirement Share Certificate
$0
3.91%
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

$10,000 - $49,999.99

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA 91506 2629
IRA - 1 Year k
$0
3.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

$100

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
879 W 190th St, Gardena, CA 90248 4220
Bonus Certificate 12-Month
$0
3.84%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Citizens National Bank of Texas
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
3080 N Lake Blvd, Tahoe City, CA 96145
12 month CDs
$1,000
3.82%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
3200 Wilshire Blvd, Los Angeles, CA 90010
12-month CD
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Limited time offer. Only available in our branches.

Safe 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1400 Mill Rock Way, Bakersfield, CA 93311
12-Month Variable Rate Certificate
$0
3.77%
View
▼
Rate3.71%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA 91764 6572
1 Year Youth Share Certificates
$250
3.75%
View
▼
Rate3.69%
Min Deposit$250
Min Balance—
UpdatedApr 14, 2026
Details

Ventura County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
6026 Telephone Rd, Ventura, CA 93003 5332
Get Fit IRA 1 Year Certificate
$1,000
3.70%
View
▼
Rate3.64%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8985 Balboa Ave, San Diego, CA 92123
IRA Share Certificates 12 Month
$0
3.65%
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
445 N Bedford Dr, Beverly Hills, CA 90210
Wealth Center/Telephone Deposit Account CDs 12 Month
$1,000
3.60%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
2100 LAS POSITAS CT, LIVERMORE, CA 94551 7301
Business 12 Month Certificates
$1,500
3.56%
View
▼
Rate3.50%
Min Deposit$1,500
Min Balance—
UpdatedApr 14, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
1-Year Certificate
$100,000
3.55%
View
▼
Rate3.49%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
1415 W Lacey Blvd, Hanford, CA 93230
12 Month Certificate
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA 92808 2243
12 Month Certificate
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Rewards+ Loyalty Program

The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
8750 Central Ave, Montclair, CA 91763 5100
12-Month Share Certificate
$0
3.45%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Plus 1 relationship product

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
3333 Clares St, Capitola, CA 95010 2546
1-Year Certificate and IRA Certificates
$0
3.41%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
2305 Historic Decatur Rd Ste 300, San Diego, CA 92106 6073
12 month Share Certificate
$500
3.40%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
9389 Cherry Ave, Fontana, CA 92335
1 YEAR CERTIFICATE
$0
3.38%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
40870 Sierra Dr, Three Rivers, CA 93271 9696
12 Month Certificate
$1,000
3.35%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA 90024
12 month Share Certificate
$100,000
3.31%
View
▼
Rate3.27%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA 92020
12 Month Certificate
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
10415 Old Placerville Rd, Sacramento, CA 95827 2508
Share Certificates 1 year
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA 91311 6532
Business Certificate Accounts 12-Month
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA 94801 3123
12-month Certificate
$10,000
3.20%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details

Compass Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA 95501
12-Month Term Share Certificate
$0
3.19%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
500 Bicentennial Way, Santa Rosa, CA 95403
1 Year Certificate of Deposit
$10,000
3.17%
View
▼
Rate3.12%
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
2150 Watt Ave, Sacramento, CA 95825
12 Month Certificate
$100,000
3.10%
View
▼
Rate3.06%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA 90068
Retirement Certificates 1 Year
$0
3.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
7887 Walerga Rd, Antelope, CA 95843
12 Month Certificate Special
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Certificate penalties for early withdrawal may apply. Certificate will roll over to a standard Certificate at non-promotional dividend rate in effect at time of maturity based on term and renewal balance. Also available for Business Accounts, Traditional IRA, Roth IRA, SEP IRA, & Coverdell Education Savings Account (CESA). Capitol Club Only: If your Capitol Club status entitles you to a premium dividend rate on your Certificate, the premium dividend rate will take effect the day after your Certificate is opened or renews. Capitol Club rate increase is .25% for eligible members.

SLO Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
1220 Osos St, San Luis Obispo, CA 93401 3620
12 MONTH CERTIFICATE
$100
3.03%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 14, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA 91007
Jumbo IRA Certificate 12 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Amalgamated Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.08%
255 California St Ste 600, San Francisco, CA 94111
IRA CDs2,4 1 year
$0
2.99%
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
5615 Chesbro Ave, San Jose, CA 95123 3046
12-Month Certificate
$0
2.95%
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
175 E Olive Ave, Burbank, CA 91502 1853
12-Month Share Certificates
$500
2.90%
View
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Camino Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA 90640
12 month Certificates and IRAs
$0
2.89%
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
701 W 18th St, Antioch, CA 94509 1586
1 Year CD
$1,000
2.83%
View
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

$1,000 Min.

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA 90720
Term Share Certificates & IRA Share Certificates 1 Year
$1,000
2.80%
View
▼
Rate2.77%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

MCKESSON and HEALTHCARE PROVIDERS FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1785 Arnold Dr, Martinez, CA 94553 4110
12-Month Certificate
$0
2.79%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

As High As

First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2525 E Shields Ave, Fresno, CA 93726
1 Year Term Share & IRA Term Share Accounts
$100,000
2.78%
View
▼
Rate2.75%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
400 Montgomery St, San Francisco, CA 94104
CDARS? CDs 1 year
$0
2.77%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Funding Limit: $12M

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
1020 W Olive Ave, Burbank, CA 91506 2212
12 MONTH CERTIFICATE
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

MyPoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9420 Farnham St, San Diego, CA 92123
1 year add on Certificate Account
$50
2.63%
View
▼
Rate2.60%
Min Deposit$50
Min Balance—
UpdatedApr 14, 2026
Details

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
2101 GEER RD STE 401, TURLOCK, CA 95382 2471
1 Year Certificate of Deposit
$1,000
2.60%
View
▼
Rate2.56%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
7690 N Palm Ave, Fresno, CA 93711
12 Month CD 100,000.00+
$100,000
2.58%
View
▼
Rate2.55%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
5353 ALMADEN EXPY Ste 80, SAN JOSE, CA 95118 3633
18-month IRA Traditional & Roth Share Certificates
$1,000
4.15%
View
▼
Rate4.07%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
47993 Morongo Trl Ste 101, Cabazon, CA 92230 2165
HavenTM Certificate 18-month GoldStar? Membership
$5
4.00%
View
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedApr 14, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA 91105 1413
Traditional/Roth IRA Certificates 18 Month IRA
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

$50,000 - $99,999.99

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA 90807
IRA Certificates - Jumbo 18 month
$0
3.80%
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Over $90,000

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
IRA Certificate Term 18-Month Variable
$100,000
3.69%
View
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

$100,000 Minimum to Earn APY

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3992 Douglas Blvd, Roseville, CA 95661
18-Month Variable Rate IRA
$0
3.62%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
101 Second Street, San Francisco, CA 94105
Agility 18-month CD
$1,000
3.61%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA 90245
18-month Share Certificate
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
1415 W Lacey Blvd, Hanford, CA 93230
18 Month Certificate
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA 92808 2243
18 Month Certificate
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Rewards+ Loyalty Program

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
3333 Clares St, Capitola, CA 95010 2546
18-Month Certificate and IRA Certificates
$0
3.46%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
2222 W Shaw Ave, Fresno, CA 93711 3419
18 Month Certificate
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA 90024
18 month Share Certificate
$100,000
3.41%
View
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
400 Montgomery St, San Francisco, CA 94104
Performance? CDs 18 month
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
40870 Sierra Dr, Three Rivers, CA 93271 9696
18 Month Certificate
$1,000
3.35%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA 91406 1350
18 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA 90039
18-month term
$0
3.25%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
2150 Watt Ave, Sacramento, CA 95825
18 Month Certificate
$100,000
3.20%
View
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Huntington Beach Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2000 Main St # B272, Huntington Beach, CA 92648 2702
18-month CD
$25,000
3.15%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 14, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
2100 LAS POSITAS CT, LIVERMORE, CA 94551 7301
Business 18 Month Certificates
$1,500
3.05%
View
▼
Rate3.01%
Min Deposit$1,500
Min Balance—
UpdatedApr 14, 2026
Details

MyPoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9420 Farnham St, San Diego, CA 92123
18-month IRA Certificate
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1250 Grundy Ln, SAN Bruno, CA 94066
18-Month Certificate Special
$500
2.76%
View
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

In today's volatile rate market, enjoy a highly competitive rate, with the peace of mind that your funds are insured; Fast and easy online opening; Certificate rolls into 24-month Certificate upon maturity

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
7690 N Palm Ave, Fresno, CA 93711
18 Month CD 100,000.00+
$100,000
2.58%
View
▼
Rate2.55%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA 94553 1976
18-Month Share Certificates
$0
2.54%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
7887 Walerga Rd, Antelope, CA 95843
18 Month Certificates
$500
2.43%
View
▼
Rate2.40%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
701 S China Lake Blvd, Ridgecrest, CA 93555 5027
18 Month Bump Term Share and Traditional, Roth & SEP IRA Certificates
$0
2.32%
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
6545 Sequence Dr, San Diego, CA 92121
18 Month Certificate
$2,000
1.75%
View
▼
Rate1.74%
Min Deposit$2,000
Min Balance—
UpdatedApr 14, 2026
Details

Vision One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
3279 Ramos Cir, Sacramento, CA 95827 2500
18 Month Savings Certificate
$350,000
1.70%
View
▼
Rate1.68%
Min Deposit$350,000
Min Balance—
UpdatedApr 14, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
18 Month IRA
$250
0.50%
View
▼
Rate0.50%
Min Deposit$250
Min Balance—
UpdatedApr 14, 2026
Details

Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3455 S Nogales St, West Covina, CA 91792
18 MONTH TERM (ADDITION ALLOWED)
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
500 Bicentennial Way, Santa Rosa, CA 95403
18 Month Certificate of Deposit
$1,000
0.20%
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
5353 ALMADEN EXPY Ste 80, SAN JOSE, CA 95118 3633
24-month IRA Traditional & Roth Share Certificates
$1,000
4.50%
View
▼
Rate4.41%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA 91105 1413
Dream Home Share Certificate 2 Year Retirement Share Certificate
$0
4.10%
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

$100,000 and over

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
47993 Morongo Trl Ste 101, Cabazon, CA 92230 2165
24-month GoldStar? Membership Certificate
$5
4.00%
View
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedApr 14, 2026
Details

Noble Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
2580 W Shaw Ln, Fresno, CA 93711 2778
1-2 Year Share Certificate
$250,000
3.87%
View
▼
Rate3.80%
Min Deposit$250,000
Min Balance—
UpdatedApr 14, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA 90807
IRA Certificates - Jumbo 24 month
$0
3.80%
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Over $90,000

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1562 S Bascom Ave, San Jose, CA 95125 6108
24 Month Consumer Certificates and IRA Certificates
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA 91506 2629
Jumbo College Saver Certificates 24-Month
$0
3.70%
View
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Minimum to open & earn dividends: $100,000

Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
5300 N FRESNO ST, FRESNO, CA 93710 6828
24 Month - Share Certificate
$0
3.61%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA 90245
24-month Share Certificate
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
879 W 190th St, Gardena, CA 90248 4220
IRA Certificates 24 Month
$0
3.59%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
2222 W Shaw Ave, Fresno, CA 93711 3419
2 Year Certificate
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
445 N Bedford Dr, Beverly Hills, CA 90210
Wealth Center/Telephone Deposit Account CDs 24 Month
$1,000
3.55%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
1415 W Lacey Blvd, Hanford, CA 93230
24 Month Certificate
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA 92808 2243
24 Month Certificate
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Rewards+ Loyalty Program

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
24-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

$100,000 Minimum to Earn APY

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA 90024
24 month Share Certificate
$100,000
3.41%
View
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
400 Montgomery St, San Francisco, CA 94104
Performance? CDs 24 month
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
40870 Sierra Dr, Three Rivers, CA 93271 9696
24 Month Certificate
$1,000
3.35%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
2305 Historic Decatur Rd Ste 300, San Diego, CA 92106 6073
24 month Share Certificate
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
10415 Old Placerville Rd, Sacramento, CA 95827 2508
IRA Share Certificates 2 Year
$0
3.29%
View
▼
Rate3.24%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA 91406 1350
24 Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
175 E Olive Ave, Burbank, CA 91502 1853
24-Month Share Certificates
$50,000
3.20%
View
▼
Rate3.15%
Min Deposit$50,000
Min Balance—
UpdatedApr 14, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA 91007
Jumbo IRA Certificate 24 Month
$0
3.15%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Ventura County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
6026 Telephone Rd, Ventura, CA 93003 5332
IRA Certificates (Fixed Rate) 2 Year Certificate
$1,000
3.10%
View
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
2-Year Certificate
$100,000
3.05%
View
▼
Rate3.01%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA 91311 6532
Business Certificate Accounts 24-Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA 90720
Term Share Certificates & IRA Share Certificates 2 Year
$1,000
2.95%
View
▼
Rate2.91%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2525 E Shields Ave, Fresno, CA 93726
2 Year Term Share & IRA Term Share Accounts
$100,000
2.94%
View
▼
Rate2.90%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
5615 Chesbro Ave, San Jose, CA 95123 3046
24-Month Certificate
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

SLO Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
1220 Osos St, San Luis Obispo, CA 93401 3620
24 MONTH CERTIFICATE
$100
2.83%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 14, 2026
Details

Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
2100 E Route 66 Ste 100, Glendora, CA 91740 4623
24 Month IRA
$500
2.75%
View
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
701 W 18th St, Antioch, CA 94509 1586
2 Year CD
$1,000
2.73%
View
▼
Rate2.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

$1,000 Min.

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
2100 LAS POSITAS CT, LIVERMORE, CA 94551 7301
Business 24 Month Certificates
$1,500
2.72%
View
▼
Rate2.69%
Min Deposit$1,500
Min Balance—
UpdatedApr 14, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1250 Grundy Ln, SAN Bruno, CA 94066
2 Year Certificate
$0
2.71%
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
7887 Walerga Rd, Antelope, CA 95843
24 Month Certificates
$500
2.68%
View
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA 90039
24-month term Certificates (CDs)
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
7690 N Palm Ave, Fresno, CA 93711
24 Month CD 100,000.00+
$100,000
2.53%
View
▼
Rate2.50%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
500 Bicentennial Way, Santa Rosa, CA 95403
2 Year Certificate of Deposit
$10,000
2.50%
View
▼
Rate2.47%
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
2101 GEER RD STE 401, TURLOCK, CA 95382 2471
2 Year Certificate of Deposit
$1,000
2.40%
View
▼
Rate2.38%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA 94553 1976
24-Month Share Certificates
$0
2.38%
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
1020 W Olive Ave, Burbank, CA 91506 2212
24 MONTH IRA CERTIFICATE
$0
2.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
42035 Washington St, Palm Desert, CA 92211
2 Year Time Deposit Account
$0
1.85%
View
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Vision One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
3279 Ramos Cir, Sacramento, CA 95827 2500
24 Month Savings Certificate
$350,000
1.80%
View
▼
Rate1.78%
Min Deposit$350,000
Min Balance—
UpdatedApr 14, 2026
Details

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
6545 Sequence Dr, San Diego, CA 92121
24 Month Certificate
$2,000
1.75%
View
▼
Rate1.74%
Min Deposit$2,000
Min Balance—
UpdatedApr 14, 2026
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA 90025
2 Year Certificate
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Inland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.37%
8811 Grossmont Blvd, La Mesa, CA 91942
24-Month Certificate
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA 93301 3210
2-Year IRA
$50,000
0.80%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 14, 2026
Details

$50,000.00 & over

Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3455 S Nogales St, West Covina, CA 91792
2 YEAR TERM
$100,000
0.60%
View
▼
Rate0.60%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
Jumbo Certificates of Deposit 2 year
$99,000
0.55%
View
▼
Rate0.55%
Min Deposit$99,000
Min Balance—
UpdatedApr 14, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA 92325
24 Month Share Certificate
$100,000
0.50%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
47993 Morongo Trl Ste 101, Cabazon, CA 92230 2165
36-month GoldStar? Membership Certificate
$5
4.00%
View
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedApr 14, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA 91105 1413
3 Year Share Certificate
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional and Roth IRA 36 month
$500
3.90%
View
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA 90807
IRA Certificates - Jumbo 36 month
$0
3.80%
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Over $90,000

Home Bank of California
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4493 Ruffin Rd, San Diego, CA 92123
36 MONTH JUMBO CD
$10,000
3.78%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details

Annual Percentage Yield, effective as of 04/01/2026. $10,000.00 minimum NEW MONEY investment in Certificate of Deposit to receive stated rate. Additional Certificate of Deposit rates and terms are available. Rates are subject to change. Fees may reduce earnings. Penalty for early withdrawal.

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1562 S Bascom Ave, San Jose, CA 95125 6108
36 Month Consumer Certificates and IRA Certificates
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
879 W 190th St, Gardena, CA 90248 4220
Bonus Certificates 36 Month
$0
3.71%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
2222 W Shaw Ave, Fresno, CA 93711 3419
3 Year Certificate
$0
3.61%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
3954 E Main St, Ventura, CA 93003
36-Month Share Certificates
$1,000
3.60%
View
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
IRA Certificate Term 36-Month Variable
$100,000
3.58%
View
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

$100,000 Minimum to Earn APY

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
3333 Clares St, Capitola, CA 95010 2546
3-Year Certificate and IRA Certificates
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA 91506 2629
Jumbo College Saver Certificates 36-Month
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Minimum to open & earn dividends: $100,000

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
1415 W Lacey Blvd, Hanford, CA 93230
36 Month Certificate
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA 92808 2243
36 Month Certificate
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Rewards+ Loyalty Program

Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
9389 Cherry Ave, Fontana, CA 92335
3 YEAR CERTIFICATE
$0
3.49%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Noble Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
2580 W Shaw Ln, Fresno, CA 93711 2778
3-Year Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
400 Montgomery St, San Francisco, CA 94104
Performance? CDs 36 month
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA 91007
Jumbo IRA Certificate 36 Month
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
10415 Old Placerville Rd, Sacramento, CA 95827 2508
IRA Share Certificates 3 Year
$0
3.34%
View
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA 91406 1350
36 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
5353 ALMADEN EXPY Ste 80, SAN JOSE, CA 95118 3633
36-month Share Certificate
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA 90277 2837
Share Certificate Accounts and IRA Share Certificates 36 month
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
175 E Olive Ave, Burbank, CA 91502 1853
36-Month Share Certificates
$50,000
3.10%
View
▼
Rate3.06%
Min Deposit$50,000
Min Balance—
UpdatedApr 14, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
2305 Historic Decatur Rd Ste 300, San Diego, CA 92106 6073
36 month Share Certificate
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Compass Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA 95501
36-Month Term Share Certificate
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA 91311 6532
Business Certificate Accounts 36-Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Camino Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA 90640
36 month Certificates and IRAs
$0
2.99%
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
7887 Walerga Rd, Antelope, CA 95843
36 Month Certificates
$500
2.94%
View
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
5615 Chesbro Ave, San Jose, CA 95123 3046
36-Month Certificate
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA 90720
Term Share Certificates & IRA Share Certificates 3 Year
$1,000
2.80%
View
▼
Rate2.77%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1250 Grundy Ln, SAN Bruno, CA 94066
3 Year Certificate
$0
2.76%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA 90039
36-month term Certificates (CDs)
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Amalgamated Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.08%
255 California St Ste 600, San Francisco, CA 94111
IRA CDs2,4 3 year
$0
2.73%
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
3-Year Certificate
$100,000
2.70%
View
▼
Rate2.67%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
2100 LAS POSITAS CT, LIVERMORE, CA 94551 7301
Business 36 Month Certificates
$1,500
2.65%
View
▼
Rate2.62%
Min Deposit$1,500
Min Balance—
UpdatedApr 14, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
701 W 18th St, Antioch, CA 94509 1586
3 Year CD
$1,000
2.52%
View
▼
Rate2.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

$1,000 Min.

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
500 Bicentennial Way, Santa Rosa, CA 95403
3 Year Certificate of Deposit
$10,000
2.50%
View
▼
Rate2.47%
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
7690 N Palm Ave, Fresno, CA 93711
36 Month CD 100,000.00+
$100,000
2.43%
View
▼
Rate2.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

SLO Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
1220 Osos St, San Luis Obispo, CA 93401 3620
36 MONTH CERTIFICATE
$100
2.32%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 14, 2026
Details

Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
3457 Deer Valley Rd, Antioch, CA 94531 6665
3-Year Certificate
$0
2.22%
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA 94553 1976
36-Month Share Certificates
$0
2.17%
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Vision One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
3279 Ramos Cir, Sacramento, CA 95827 2500
36 Month Savings Certificate
$0
1.95%
View
▼
Rate1.92%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
6545 Sequence Dr, San Diego, CA 92121
36 Month Certificate
$2,000
1.75%
View
▼
Rate1.74%
Min Deposit$2,000
Min Balance—
UpdatedApr 14, 2026
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA 90025
3 Year Certificate
$0
1.61%
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA 92325
36 Month Share Certificate
$100,000
0.65%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3455 S Nogales St, West Covina, CA 91792
3 YEAR TERM
$1,000
0.60%
View
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
36 Month CD
$500
0.55%
View
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA 93301 3210
36 Month Certificate
$1,000
0.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

$1,000.00 - $9,999.99

OneUnited Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
3683 Crenshaw Blvd, Los Angeles, CA 90016
UNITY 3 Year CD
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Inland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.37%
8811 Grossmont Blvd, La Mesa, CA 91942
36-Month Certificate
$0
0.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
47993 Morongo Trl Ste 101, Cabazon, CA 92230 2165
48-month GoldStar? Membership Certificate
$5
4.00%
View
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedApr 14, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA 90807
IRA Certificates - Jumbo 48 month
$0
3.85%
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Over $90,000

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
879 W 190th St, Gardena, CA 90248 4220
Bonus Certificates 48 Month
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1562 S Bascom Ave, San Jose, CA 95125 6108
48 Month Consumer Certificates and IRA Certificates
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
3333 Clares St, Capitola, CA 95010 2546
4-Year Certificate and IRA Certificates
$0
3.67%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
3954 E Main St, Ventura, CA 93003
48-Month Share Certificates
$1,000
3.65%
View
▼
Rate3.58%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA 91506 2629
Mini-Jumbo College Saver Certificates 48-Month
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Minimum to open & earn dividends: $50,000

AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
701 S China Lake Blvd, Ridgecrest, CA 93555 5027
48 Month Term Share and Traditional, Roth & SEP IRA Certificates
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA 91007
Jumbo IRA Certificate 48 Month
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
800 H St, Sacramento, CA 95814 2607
48-MONTH Certificate
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
10415 Old Placerville Rd, Sacramento, CA 95827 2508
IRA Share Certificates 4 Year
$0
3.44%
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
400 Montgomery St, San Francisco, CA 94104
Performance? CDs 48 month
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
40870 Sierra Dr, Three Rivers, CA 93271 9696
48 Month Certificate
$1,000
3.35%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA 91406 1350
48 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
2607 7th St Ste A, Berkeley, CA 94710 2571
4 Year Certificate
$200
3.25%
View
▼
Rate3.20%
Min Deposit$200
Min Balance—
UpdatedApr 14, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA 90024
48 month Share Certificate
$100,000
3.21%
View
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA 90720
Jumbo Term Share Certificates & IRA Share Certificates 4 Year
$100,000
3.20%
View
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Ventura County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
6026 Telephone Rd, Ventura, CA 93003 5332
IRA Certificates (Fixed Rate) 4 Year Certificate
$1,000
3.10%
View
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
7887 Walerga Rd, Antelope, CA 95843
48 Month Certificates
$25,000
3.09%
View
▼
Rate3.05%
Min Deposit$25,000
Min Balance—
UpdatedApr 14, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
2000 University Ave, East Palo Alto, CA 94303
48-Month Certificate of Deposit
$500
3.05%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Camino Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA 90640
48 month Certificates and IRAs
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA 91311 6532
Business Certificate Accounts 48-Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA 90039
48-month term Certificates (CDs)
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA 92808 2243
48 Month Certificate
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Non-Rewards+ Loyalty Program

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
4-Year Certificate
$50,000
2.80%
View
▼
Rate2.77%
Min Deposit$50,000
Min Balance—
UpdatedApr 14, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
2305 Historic Decatur Rd Ste 300, San Diego, CA 92106 6073
48 month Share Certificate
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
1020 W Olive Ave, Burbank, CA 91506 2212
48 MONTH IRA CERTIFICATE
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
7690 N Palm Ave, Fresno, CA 93711
48 Month CD 100,000.00+
$100,000
2.53%
View
▼
Rate2.50%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
701 W 18th St, Antioch, CA 94509 1586
4 Year CD
$1,000
2.52%
View
▼
Rate2.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

$1,000 Min.

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
500 Bicentennial Way, Santa Rosa, CA 95403
4 Year Certificate of Deposit
$10,000
2.50%
View
▼
Rate2.47%
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details

Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
3457 Deer Valley Rd, Antioch, CA 94531 6665
4-Year Certificate
$0
2.22%
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA 94553 1976
48-Month Share Certificates
$0
2.07%
View
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
170 N Market St, Inglewood, CA 90301
48 Month CD
$1,000
2.00%
View
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
2100 LAS POSITAS CT, LIVERMORE, CA 94551 7301
Business 48 Month Certificates
$1,500
1.96%
View
▼
Rate1.94%
Min Deposit$1,500
Min Balance—
UpdatedApr 14, 2026
Details

SLO Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
1220 Osos St, San Luis Obispo, CA 93401 3620
48 MONTH CERTIFICATE
$100
1.81%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 14, 2026
Details

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
6545 Sequence Dr, San Diego, CA 92121
48 Month Certificate
$2,000
1.75%
View
▼
Rate1.74%
Min Deposit$2,000
Min Balance—
UpdatedApr 14, 2026
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA 90025
4 Year Certificate
$0
1.71%
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA 92325
48 Month Share Certificate
$100,000
1.00%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA 93301 3210
48-Month Certificate
$1,000
0.60%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

$1,000.00 - $9,999.99

Inland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.37%
8811 Grossmont Blvd, La Mesa, CA 91942
48-Month Certificate
$0
0.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
5353 ALMADEN EXPY Ste 80, SAN JOSE, CA 95118 3633
60-month IRA Traditional & Roth Share Certificates
$1,000
4.25%
View
▼
Rate4.17%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA 91105 1413
Dream Home Share Certificate 5 Year Retirement Share Certificate
$0
4.10%
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

$100,000 and over

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA 91007
Jumbo IRA Certificate 60 Month
$0
4.00%
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
3333 Clares St, Capitola, CA 95010 2546
5-Year Certificate and IRA Certificates
$0
3.92%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
47993 Morongo Trl Ste 101, Cabazon, CA 92230 2165
6 to 60-Month Certificate
$0
3.90%
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

$500 minimum balance

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA 90807
IRA Certificates - Jumbo 60 month
$0
3.85%
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Over $90,000

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
879 W 190th St, Gardena, CA 90248 4220
Bonus Certificates 60 Month
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
3954 E Main St, Ventura, CA 93003
60-Month Share Certificates
$1,000
3.75%
View
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA 91506 2629
Jumbo College Saver Certificates 60-Month
$0
3.70%
View
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Minimum to open & earn dividends: $100,000

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
434 W Alameda Ave, Burbank, CA 91506
1 - 5 Year Share Certificate
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
701 S China Lake Blvd, Ridgecrest, CA 93555 5027
60 Month Term Share and Traditional, Roth & SEP IRA Certificates
$0
3.61%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
2150 Watt Ave, Sacramento, CA 95825
60 Month Certificate
$100,000
3.60%
View
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
9389 Cherry Ave, Fontana, CA 92335
5 YEAR CERTIFICATE
$0
3.59%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
800 H St, Sacramento, CA 95814 2607
60-MONTH Certificate
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
2222 W Shaw Ave, Fresno, CA 93711 3419
IRA Certificates 5 Year
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA 92808 2243
60 Month Certificate
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Rewards+ Loyalty Program

UMe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA 91505 3043
IRA Certificates (CD) with 60 month term
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
10415 Old Placerville Rd, Sacramento, CA 95827 2508
IRA Share Certificates 5 Year
$0
3.44%
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
400 Montgomery St, San Francisco, CA 94104
Performance? CDs 60 month
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
40870 Sierra Dr, Three Rivers, CA 93271 9696
60 Month Certificate
$1,000
3.35%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA 91406 1350
60 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
5-Year Certificate
$100,000
3.25%
View
▼
Rate3.20%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA 90024
60 month Share Certificate
$100,000
3.21%
View
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
7887 Walerga Rd, Antelope, CA 95843
60 Month Certificates
$500
3.20%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
5615 Chesbro Ave, San Jose, CA 95123 3046
60-Month Certificate
$0
3.15%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Camino Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA 90640
60 month Certificates and IRAs
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Ventura County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
6026 Telephone Rd, Ventura, CA 93003 5332
IRA Certificates (Fixed Rate) 5 Year Certificate
$1,000
3.10%
View
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA 90036 3684
60-Month Special Certificate Account
$0
3.04%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1250 Grundy Ln, SAN Bruno, CA 94066
5 Year Certificate
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA 90039
60-month term
$0
2.84%
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Yolo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
266 W Main St, Woodland, CA 95695
60 month term Certificate Rate
$0
2.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
7690 N Palm Ave, Fresno, CA 93711
60 Month CD 100,000.00+
$100,000
2.63%
View
▼
Rate2.60%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
701 W 18th St, Antioch, CA 94509 1586
5 Year CD
$1,000
2.62%
View
▼
Rate2.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

$1,000 Min.

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
500 Bicentennial Way, Santa Rosa, CA 95403
5 Year Certificate of Deposit
$10,000
2.50%
View
▼
Rate2.47%
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details

Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
2100 E Route 66 Ste 100, Glendora, CA 91740 4623
60 Month IRA
$500
2.25%
View
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details

Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
3457 Deer Valley Rd, Antioch, CA 94531 6665
5-Year Certificate
$0
2.12%
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
2100 LAS POSITAS CT, LIVERMORE, CA 94551 7301
Business 60 Month Certificates
$1,500
2.09%
View
▼
Rate2.07%
Min Deposit$1,500
Min Balance—
UpdatedApr 14, 2026
Details

Compass Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA 95501
60-Month Term Share Certificate
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

SLO Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
1220 Osos St, San Luis Obispo, CA 93401 3620
60 MONTH CERTIFICATE
$100
1.81%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 14, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
42035 Washington St, Palm Desert, CA 92211
5 Year Time Deposit Account
$0
1.80%
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
6545 Sequence Dr, San Diego, CA 92121
60 Month Certificate
$2,000
1.75%
View
▼
Rate1.74%
Min Deposit$2,000
Min Balance—
UpdatedApr 14, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA 94553 1976
IRA 60-Month
$0
1.46%
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA 92325
60 Month Share Certificate
$100,000
1.35%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
Jumbo Certificates of Deposit 5 year
$99,000
1.00%
View
▼
Rate1.00%
Min Deposit$99,000
Min Balance—
UpdatedApr 14, 2026
Details

Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA 93301 3210
60-Month Certificate
$1,000
0.85%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details

$1,000.00 - $9,999.99

Central State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
919 N Center St, Stockton, CA 95202
60 Month Certificate
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from California Institutions

Highest verified APYs available today — updated April 14, 2026

B Top 5 Bank Rates
United Fidelity Bank
6-Month CD Term
A+ 5.0 ★ TX: 0.81%
Min: $1,000
4.20%
Citizens National Bank of Texas
6 month CDs
A+ 5.0 ★ TX: 5.08%
Min: $1,000
4.04%
Austin Capital Bank
Certificates of Deposit 3 Month
A+ 5.0 ★ TX: 0.43%
Min: $0
3.91%
LendingClub
6 Month Certificates of Deposit
A 5.0 ★ TX: 6.13%
Min: $500
3.90%
Bank of Hope
12-month CD
A+ 5.0 ★ TX: 3.52%
Min: $0
3.80%
CU Top 5 Credit Union Rates
Premier One Credit Union
24-month IRA Traditional & Roth Share Certificates
A+ 5.0 ★ TX: 1.63%
Min: $1,000
4.50%
CBC Federal Credit Union
1-Year IRA Term Share Certificates
A+ 5.0 ★ TX: 4.13%
Min: $500
4.25%
Central Valley Firefighters Credit Union
IRA - 12 Month Certificate
A+ 5.0 ★ TX: 1.68%
Min: $0
4.12%
F&A Federal Credit Union
1 year Certificate
A+ 5.0 ★ TX: 0.85%
Min: $0
4.10%
Firefighters First Federal Credit Union
Dream Home Share Certificate 2 Year Retirement Share Certificate
A+ 5.0 ★ TX: 1.58%
Min: $0
4.10%
Rates verified April 14, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

California CD Rate Trends

Compare local California CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California CD Trends →
12-Month CD — CA Avg
2.500%
▼ 0.032 vs 7 days ago

California 12-month CD rates fell 0.032 points over the past 7 days to 2.500% APY.

6-Month CD — CA Avg
2.181%
▼ 0.015 vs 7 days ago

California 6-month CD rates fell 0.015 points over the past 7 days to 2.181% APY.

As of Apr 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

CA CD Rate Forecast — Next 12 Months

Where are California CD rates headed through April 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

CA 12-Month Avg APY
2.500%
6-Month Forecast
2.500%
Range: 2.30% – 2.65%
12-Month Forecast
2.250%
Range: 2.05% – 2.40%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the California average 12-month CD APY in our database.

Spread model: The California 12-month CD average currently trades 1.88% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at CA CD Rates Today

Annual interest earnings at today’s California average APYs. State average used where available; national average as fallback.

CD Term CA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.228% $111.39 $222.78 $556.95 $1,113.90
6-Month CD 2.181% $109.03 $218.06 $545.15 $1,090.30
12-Month CD 2.500% $125.01 $250.01 $625.03 $1,250.05
18-Month CD 2.741% $137.04 $274.08 $685.20 $1,370.40
24-Month CD 2.644% $132.21 $264.42 $661.05 $1,322.10
36-Month CD 2.989% $149.43 $298.86 $747.15 $1,494.30
48-Month CD 3.079% $153.97 $307.93 $769.83 $1,539.65
60-Month CD 2.912% $145.59 $291.18 $727.95 $1,455.90
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 14, 2026.

Sample CD Ladder for California Savers

$25,000 split equally across 5 terms using today’s California average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit CA Avg APY Annual Earnings
1 3-Month CD $5,000 2.228% $111.39
2 6-Month CD $5,000 2.181% $109.03
3 12-Month CD $5,000 2.500% $125.01
4 24-Month CD $5,000 2.644% $132.21
5 36-Month CD $5,000 2.989% $149.43
Total ($25,000 invested) $25,000 2.508% blended $627.07/yr

Ladder example uses equal $5,000 rungs and California average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

108
Institutions
in California
25 Banks 83 Credit Unions

About Our California CD Rate Database

MonitorBankRates tracks CD rates from 25 banks and 83 credit unions with locations in California, plus national online institutions available to California residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Premier One Credit Union offers a CD at 4.50% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in California.

How to Find the Best CD Rates in California

What to compare when shopping for a CD in California

To find the best APYs in California, start with credit unions and online-only banks — California has 83 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in California

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in California — 108 institutions here report CD rates

Consider an Alternative If…

California Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
15.7%
National avg: 17.3%
Median Individual Earnings
$49,032
National avg: $47,340
Poverty Rate
12.0%
National avg: 11.1%
Unemployment Rate
6.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$123/yr
At CA 12-mo avg 2.500% APY

15.7% of residents are 65 or older — below the national average of 17.3%; an unemployment rate of 6.6% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s CA 12-month CD average of 2.500%, saving 10% of the local median salary ($4,903/year) and putting it in a CD would earn an additional $123 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in California

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

Frequently Asked Questions about CD Rates in California

Are CD rates in California FDIC insured?

Yes, most established banks in California are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in California?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in California.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in California may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in California?

Here are recent top rates found for this area:
  • Premier One Credit Union: 4.50% APY (24-month IRA Traditional & Roth Share Certificates)
  • CBC Federal Credit Union: 4.25% APY (1-Year IRA Term Share Certificates)
  • United Fidelity Bank: 4.20% APY (6-Month CD Term)
  • Central Valley Firefighters Credit Union: 4.12% APY (IRA - 12 Month Certificate)
  • F&A Federal Credit Union: 4.10% APY (1 year Certificate)
  • Firefighters First Federal Credit Union: 4.10% APY (Dream Home Share Certificate 2 Year Retirement Share Certificate)
  • USC Credit Union: 4.05% APY (12-month certificate)
  • Citizens National Bank of Texas: 4.04% APY (6 month CDs)
  • American United Federal Credit Union: 4.00% APY (24-month GoldStar? Membership Certificate)
  • Foothill Credit Union: 4.00% APY (Jumbo IRA Certificate 60 Month)
Rates reflect recent verified offers available in California. Last Updated: April 14, 2026

CD Calculators for California

California CD Calculator

At today’s CA top rate of 4.50% APY, a $10,000 deposit earns $450 in the first year. Enter your amount to see your exact return.

California CD Ladder

CA CD rates currently range from 2.228% (3-month) to 2.989% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a California CD at 4.50% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.

CD vs. High-Yield Savings

California’s average 12-month CD is 2.500% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 14, 2026

California Rates & Resources

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Cities in California

  • Acampo
  • Acton
  • Adelanto
  • Adin
  • Agoura Hills
  • Aguanga
  • Ahwahnee
  • Alameda
  • Alamo
  • Albany
  • Albion
  • Alderpoint
  • Alhambra
  • Aliso Viejo
  • Alleghany
  • Alpaugh
  • Alpine
  • Alta
  • Alta Loma
  • Altadena
  • Altaville
  • Alturas
  • Alviso
  • Amador City
  • Amboy
  • American Canyon
  • Anaheim
  • Anderson
  • Angels Camp
  • Angelus Oaks
  • Angwin
  • Annapolis
  • Antelope
  • Antioch
  • Anza
  • Apple Valley
  • Applegate
  • Aptos
  • Arbuckle
  • Arcadia
  • Arcata
  • Armona
  • Arnold
  • Aromas
  • Arroyo Grande
  • Artesia
  • Artois
  • Arvin
  • Atascadero
  • Atherton
  • Atwater
  • Atwood
  • Auberry
  • Auburn
  • Avalon
  • Avenal
  • Avery
  • Avila Beach
  • Azusa
  • Badger
  • Baker
  • Bakersfield
  • Baldwin Park
  • Ballico
  • Bangor
  • Banning
  • Banta
  • Bard
  • Barstow
  • Bass Lake
  • Bayside
  • Beaumont
  • Beckwourth
  • Belden
  • Bell
  • Bell Gardens
  • Bella Vista
  • Bellflower
  • Belmont
  • Belvedere Tiburon
  • Ben Lomond
  • Benicia
  • Benton
  • Berkeley
  • Berry Creek
  • Bethel Island
  • Beverly Hills
  • Bieber
  • Big Bar
  • Big Bear City
  • Big Bear Lake
  • Big Bend
  • Big Creek
  • Big Oak Flat
  • Big Pine
  • Big Sur
  • Biggs
  • Biola
  • Birds Landing
  • Bishop
  • Blairsden-Graeagle
  • Blocksburg
  • Bloomington
  • Blue Jay
  • Blue Lake
  • Blythe
  • Bodega
  • Bodega Bay
  • Bodfish
  • Bolinas
  • Bonita
  • Bonsall
  • Boonville
  • Boron
  • Borrego Springs
  • Boulder Creek
  • Boulevard
  • Boyes Hot Springs
  • Bradley
  • Brandeis
  • Branscomb
  • Brawley
  • Brea
  • Brentwood
  • Bridgeport
  • Bridgeville
  • Brisbane
  • Brookdale
  • Brooks
  • Browns Valley
  • Brownsville
  • Bryn Mawr
  • Buellton
  • Buena Park
  • Burbank
  • Burlingame
  • Burney
  • Burnt Ranch
  • Burrel
  • Burson
  • Butte City
  • Buttonwillow
  • Byron
  • Cabazon
  • Calabasas
  • Calexico
  • Caliente
  • California City
  • California Hot Springs
  • Calimesa
  • Calipatria
  • Calistoga
  • Callahan
  • Calpella
  • Calpine
  • Camarillo
  • Cambria
  • Camino
  • Camp Meeker
  • Camp Nelson
  • Camp Pendleton
  • Campbell
  • Campo
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  • Camptonville
  • Canby
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  • Cantil
  • Cantua Creek
  • Canyon
  • Canyon Country
  • Canyondam
  • Capay
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  • Capitola
  • Cardiff By The Sea
  • Carlotta
  • Carlsbad
  • Carmel
  • Carmel Valley
  • Carmichael
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  • Carpinteria
  • Carson
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  • Casmalia
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  • Castroville
  • Cathedral City
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  • Cedar Glen
  • Cedar Ridge
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  • Cedarville
  • Ceres
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  • Challenge
  • Chatsworth
  • Chester
  • Chicago Park
  • Chico
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  • Chinese Camp
  • Chino
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  • Chowchilla
  • Chualar
  • Chula Vista
  • Cima
  • Citrus Heights
  • City Of Industry
  • Claremont
  • Clarksburg
  • Clayton
  • Clearlake
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  • Clearlake Park
  • Clements
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  • Cobb
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  • Concord
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  • Corcoran
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  • Coronado
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  • Coulterville
  • Courtland
  • Covelo
  • Covina
  • Coyote
  • Crescent City
  • Crescent Mills
  • Cressey
  • Crest Park
  • Crestline
  • Creston
  • Crockett
  • Crows Landing
  • Culver City
  • Cupertino
  • Cutler
  • Cutten
  • Cypress
  • Daggett
  • Daly City
  • Dana Point
  • Danville
  • Dardanelle
  • Darwin
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  • Davis Creek
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  • Deer Park
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  • Del Rey
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  • Delhi
  • Denair
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  • Diablo
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  • Dillon Beach
  • Dinuba
  • Dixon
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  • Douglas City
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  • Dunlap
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  • Dunsmuir
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  • Esparto
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  • Etna
  • Eureka
  • Exeter
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  • Fairfax
  • Fairfield
  • Fall River Mills
  • Fallbrook
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  • Fellows
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  • Fiddletown
  • Fields Landing
  • Fillmore
  • Finley
  • Firebaugh
  • Fish Camp
  • Five Points
  • Floriston
  • Flournoy
  • Folsom
  • Fontana
  • Foothill Ranch
  • Forbestown
  • Forest Falls
  • Forest Knolls
  • Forest Ranch
  • Foresthill
  • Forestville
  • Forks Of Salmon
  • Fort Bidwell
  • Fort Bragg
  • Fort Dick
  • Fort Irwin
  • Fort Jones
  • Fortuna
  • Foster City
  • Fountain Valley
  • Fowler
  • Frazier Park
  • Freedom
  • Fremont
  • French Camp
  • French Gulch
  • Fresno
  • Friant
  • Fullerton
  • Fulton
  • Galt
  • Garberville
  • Garden Grove
  • Garden Valley
  • Gardena
  • Gasquet
  • Gazelle
  • Georgetown
  • Gerber
  • Geyserville
  • Gilroy
  • Glen Ellen
  • Glencoe
  • Glendale
  • Glendora
  • Glenhaven
  • Glenn
  • Glennville
  • Gold Run
  • Goleta
  • Gonzales
  • Goodyears Bar
  • Goshen
  • Granada Hills
  • Grand Terrace
  • Granite Bay
  • Grass Valley
  • Graton
  • Green Valley Lake
  • Greenbrae
  • Greenfield
  • Greenview
  • Greenville
  • Greenwood
  • Grenada
  • Gridley
  • Grimes
  • Grizzly Flats
  • Groveland
  • Grover Beach
  • Guadalupe
  • Gualala
  • Guasti
  • Guatay
  • Guerneville
  • Guinda
  • Gustine
  • Hacienda Heights
  • Half Moon Bay
  • Hamilton City
  • Hanford
  • Happy Camp
  • Harbor City
  • Harmony
  • Hat Creek
  • Hathaway Pines
  • Hawaiian Gardens
  • Hawthorne
  • Hayfork
  • Hayward
  • Healdsburg
  • Heber
  • Helendale
  • Helm
  • Hemet
  • Herald
  • Hercules
  • Herlong
  • Hermosa Beach
  • Hesperia
  • Hickman
  • Highland
  • Hilmar
  • Hinkley
  • Hollister
  • Holt
  • Holtville
  • Holy City
  • Homeland
  • Homewood
  • Honeydew
  • Hood
  • Hoopa
  • Hopland
  • Hornbrook
  • Hornitos
  • Hughson
  • Hume
  • Huntington Beach
  • Huntington Park
  • Huron
  • Hyampom
  • Hydesville
  • Idyllwild
  • Igo
  • Imperial
  • Imperial Beach
  • Independence
  • Indian Wells
  • Indio
  • Inglewood
  • Inverness
  • Inyokern
  • Ione
  • Irvine
  • Isleton
  • Ivanhoe
  • Jackson
  • Jacumba
  • Jamestown
  • Jamul
  • Janesville
  • Jenner
  • Johannesburg
  • Jolon
  • Joshua Tree
  • Julian
  • Junction City
  • June Lake
  • Kaweah
  • Keeler
  • Keene
  • Kelseyville
  • Kentfield
  • Kenwood
  • Kerman
  • Kernville
  • Kettleman City
  • Keyes
  • King City
  • Kings Beach
  • Kings Canyon National Pk
  • Kingsburg
  • Kirkwood
  • Kit Carson
  • Klamath
  • Klamath River
  • Kneeland
  • Knights Landing
  • Knightsen
  • Korbel
  • Kyburz
  • La Canada Flintridge
  • La Crescenta
  • La Grange
  • La Habra
  • La Honda
  • La Jolla
  • La Mesa
  • La Mirada
  • La Palma
  • La Presa
  • La Puente
  • La Quinta
  • La Verne
  • Ladera Ranch
  • Lafayette
  • Laguna Beach
  • Laguna Hills
  • Laguna Niguel
  • Lagunitas
  • Lake Arrowhead
  • Lake City
  • Lake Elsinore
  • Lake Forest
  • Lake Hughes
  • Lake Isabella
  • Lake of the Woods
  • Lakehead
  • Lakeport
  • Lakeshore
  • Lakeside
  • Lakewood
  • Lamont
  • Lancaster
  • Landers
  • Larkspur
  • Lathrop
  • Laton
  • Lawndale
  • Laytonville
  • Le Grand
  • Lebec
  • Lee Vining
  • Leggett
  • Lemon Cove
  • Lemon Grove
  • Lemoore
  • Lewiston
  • Likely
  • Lincoln
  • Lincoln Acres
  • Linden
  • Lindsay
  • Litchfield
  • Little Lake
  • Littleriver
  • Littlerock
  • Live Oak
  • Livermore
  • Livingston
  • Llano
  • Lockeford
  • Lockwood
  • Lodi
  • Loleta
  • Loma Linda
  • Loma Mar
  • Lomita
  • Lompoc
  • Lone Pine
  • Long Barn
  • Long Beach
  • Lookout
  • Loomis
  • Los Alamitos
  • Los Alamos
  • Los Altos
  • Los Angeles
  • Los Banos
  • Los Gatos
  • Los Molinos
  • Los Olivos
  • Los Osos
  • Lost Hills
  • Lotus
  • Lower Lake
  • Loyalton
  • Lucerne
  • Lucerne Valley
  • Ludlow
  • Lynwood
  • Lyoth
  • Lytle Creek
  • Macdoel
  • Mad River
  • Madeline
  • Madera
  • Madison
  • Magalia
  • Malibu
  • Mammoth Lakes
  • Manchester
  • Manhattan Beach
  • Manteca
  • Manton
  • Maricopa
  • Marina
  • Marina Del Rey
  • Mariposa
  • Markleeville
  • Marshall
  • Martell
  • Martinez
  • Marysville
  • Mather
  • Maxwell
  • Maywood
  • Mcarthur
  • Mccloud
  • McFarland
  • Mckinleyville
  • McKittrick
  • Meadow Valley
  • Meadow Vista
  • Mecca
  • Mendocino
  • Mendota
  • Menifee
  • Menlo Park
  • Mentone
  • Merced
  • Meridian
  • Mi Wuk Village
  • Middletown
  • Midpines
  • Midway City
  • Milford
  • Mill Creek
  • Mill Valley
  • Millbrae
  • Millville
  • Milpitas
  • Mineral
  • Mira Loma
  • Miramonte
  • Miranda
  • Mission Hills
  • Mission Viejo
  • Moccasin
  • Modesto
  • Mojave
  • Mokelumne Hill
  • Mono Hot Springs
  • Monrovia
  • Montague
  • Montara
  • Montclair
  • Monte Rio
  • Montebello
  • Monterey
  • Monterey Park
  • Montgomery Creek
  • Montrose
  • Moorpark
  • Moraga
  • Moreno Valley
  • Morgan Hill
  • Morongo Valley
  • Morro Bay
  • Moss Beach
  • Moss Landing
  • Mount Aukum
  • Mount Hamilton
  • Mount Hermon
  • Mount Laguna
  • Mount Shasta
  • Mount Wilson
  • Mountain Center
  • Mountain Pass
  • Mountain Ranch
  • Mountain View
  • Mt Baldy
  • Murphys
  • Murrieta
  • Myers Flat
  • Napa
  • National City
  • Navarro
  • Needles
  • Nelson
  • Nevada City
  • New Almaden
  • New Cuyama
  • New Pine Creek
  • Newark
  • Newberry Springs
  • Newbury Park
  • Newcastle
  • Newhall
  • Newman
  • Newport Beach
  • Newport Coast
  • Nicasio
  • Nice
  • Nicolaus
  • Niland
  • Nipomo
  • Nipton
  • Norco
  • Norden
  • North Fork
  • North Highlands
  • North Hills
  • North Hollywood
  • North Palm Springs
  • North San Juan
  • Northridge
  • Norwalk
  • Novato
  • Nubieber
  • Nuevo
  • O Neals
  • Oak Park
  • Oak Run
  • Oak View
  • Oakdale
  • Oakhurst
  • Oakland
  • Oakley
  • Oakville
  • Obrien
  • Occidental
  • Oceano
  • Oceanside
  • Ocotillo
  • Ojai
  • Olancha
  • Old Station
  • Olema
  • Olivehurst
  • Olympic Valley
  • Ontario
  • Onyx
  • Orange
  • Orange Cove
  • Orangevale
  • Oregon House
  • Orick
  • Orinda
  • Orland
  • Orleans
  • Oro Grande
  • Orosi
  • Oroville
  • Oxnard
  • Pacific Grove
  • Pacific Palisades
  • Pacifica
  • Pacoima
  • Paicines
  • Pala
  • Palermo
  • Palm Desert
  • Palm Springs
  • Palmdale
  • Palo Alto
  • Palo Cedro
  • Palo Verde
  • Palomar Mountain
  • Palos Verdes Peninsula
  • Panorama City
  • Paradise
  • Paramount
  • Parker Dam
  • Parlier
  • Pasadena
  • Paskenta
  • Paso Robles
  • Patterson
  • Patton
  • Pauma Valley
  • Paynes Creek
  • Pearblossom
  • Pebble Beach
  • Penn Valley
  • Penngrove
  • Penryn
  • Perris
  • Pescadero
  • Petaluma
  • Petrolia
  • Phelan
  • Phillipsville
  • Philo
  • Pico Rivera
  • Piedmont
  • Piedra
  • Piercy
  • Pilot Hill
  • Pine Grove
  • Pine Valley
  • Pinecrest
  • Pinole
  • Pinon Hills
  • Pioneer
  • Pioneertown
  • Piru
  • Pismo Beach
  • Pittsburg
  • Pixley
  • Placentia
  • Placerville
  • Planada
  • Platina
  • Playa Del Rey
  • Pleasant Grove
  • Pleasant Hill
  • Pleasanton
  • Plymouth
  • Point Arena
  • Point Mugu Nawc
  • Point Reyes Station
  • Pollock Pines
  • Pomona
  • Pope Valley
  • Port Costa
  • Port Hueneme
  • Porterville
  • Portola
  • Portola Valley
  • Posey
  • Potrero
  • Potter Valley
  • Poway
  • Prather
  • Princeton
  • Proberta
  • Quincy
  • Rackerby
  • Rail Road Flat
  • Raisin
  • Ramona
  • Ranchita
  • Rancho Cordova
  • Rancho Cucamonga
  • Rancho Mirage
  • Rancho Palos Verdes
  • Rancho Santa Fe
  • Rancho Santa Margarita
  • Randsburg
  • Ravendale
  • Raymond
  • Red Bluff
  • Red Mountain
  • Redcrest
  • Redding
  • Redlands
  • Redondo Beach
  • Redway
  • Redwood City
  • Redwood Estates
  • Redwood Valley
  • Reedley
  • Represa
  • Rescue
  • Reseda
  • Rialto
  • Richgrove
  • Richmond
  • Richvale
  • Ridgecrest
  • Rimforest
  • Rio Dell
  • Rio Linda
  • Rio Nido
  • Rio Oso
  • Rio Vista
  • Ripon
  • River Pines
  • Riverbank
  • Riverdale
  • Riverside
  • Robbins
  • Rocklin
  • Rodeo
  • Rohnert Park
  • Rosamond
  • Rosemead
  • Roseville
  • Ross
  • Rough And Ready
  • Round Mountain
  • Rowland Heights
  • Rumsey
  • Running Springs
  • Rutherford
  • Ryde
  • Sacramento
  • Saint Helena
  • Salida
  • Salinas
  • Salton City
  • Salyer
  • Samoa
  • San Andreas
  • San Anselmo
  • San Ardo
  • San Bernardino
  • San Bruno
  • San Carlos
  • San Clemente
  • San Diego
  • San Dimas
  • San Fernando
  • San Francisco
  • San Gabriel
  • San Geronimo
  • San Gregorio
  • San Jacinto
  • San Joaquin
  • San Jose
  • San Juan Bautista
  • San Juan Capistrano
  • San Leandro
  • San Lorenzo
  • San Lucas
  • San Luis Obispo
  • San Luis Rey
  • San Marcos
  • San Marino
  • San Martin
  • San Mateo
  • San Miguel
  • San Pablo
  • San Pedro
  • San Quentin
  • San Rafael
  • San Ramon
  • San Simeon
  • San Ysidro
  • Sanger
  • Santa Ana
  • Santa Barbara
  • Santa Clara
  • Santa Clarita
  • Santa Cruz
  • Santa Fe Springs
  • Santa Margarita
  • Santa Maria
  • Santa Monica
  • Santa Paula
  • Santa Rita Park
  • Santa Rosa
  • Santa Ynez
  • Santa Ysabel
  • Santee
  • Saratoga
  • Sausalito
  • Scotia
  • Scott Bar
  • Scotts Valley
  • Seal Beach
  • Seaside
  • Sebastopol
  • Seeley
  • Seiad Valley
  • Selma
  • Shafter
  • Shandon
  • Shasta
  • Shasta Lake
  • Shaver Lake
  • Sheep Ranch
  • Sheridan
  • Sherman Oaks
  • Shingle Springs
  • Shingletown
  • Shoshone
  • Sierra City
  • Sierra Madre
  • Sierraville
  • Silverado
  • Simi Valley
  • Skyforest
  • Sloughhouse
  • Smartville
  • Smith River
  • Snelling
  • Soda Springs
  • Solana Beach
  • Soledad
  • Solvang
  • Somerset
  • Somes Bar
  • Somis
  • Sonoma
  • Sonora
  • Soquel
  • Soulsbyville
  • South Dos Palos
  • South El Monte
  • South Gate
  • South Lake Tahoe
  • South Pasadena
  • South San Francisco
  • Spreckels
  • Spring Garden
  • Spring Valley
  • Springville
  • Squaw Valley
  • Standard
  • Standish
  • Stanford
  • Stanton
  • Stevenson Ranch
  • Stevinson
  • Stewarts Point
  • Stinson Beach
  • Stirling City
  • Stockton
  • Stonyford
  • Storrie
  • Stratford
  • Strathmore
  • Strawberry
  • Strawberry Valley
  • Studio City
  • Sugarloaf
  • Suisun City
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