Walnut Creek, California Best CD Rates October 2026

Minimum Balance To Obtain APY: $1,000; rates based on zip code

Balance: up to $100,000.00; Rates for ZIP code 60603

Balance: $25,000.00 and above

Balance: $1,000.00 - $24,999.99

Balance: $1.00 - $999.99

APY = Annual Percentage Yield. *Assumes no compounding, interest paid annually or at maturity.

Term: 3 Months with Epic Premium Checking; Epic Premium Checking relationship rate

No minimum deposit.

Limited Time 3-Month and 6-Month Share Certificates available on new Certificates. This is a promotional yield. Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity.

Minimum to open $1,000.00

Balance: $2,000.00 to $9,999.99

Special Offer. Apply now: balances under $100k. Effective Date: 10/2/2026. Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals.

Rewards+ Loyalty Program

Anticipated rates; tier not labeled in source

Balance: $10,000.00 and over; $100,000 per member maximum

Balance: $10,000 and over; $100,000 per member maximum

Effective Date: 09/01/2026; Requires $95,000 of New-to-Tech CU money; $95,000 must be maintained to earn APY

Effective Date: 09/01/2026; APY available on minimum $1,000 of new-to-Tech CU money; penalties for early withdrawal

Anticipated rates; Balance: $50,000 minimum

Maximum deposit $500,000 per account and household; penalties for early withdrawal may apply

Anticipated rates; Balance: $20,000 minimum; Rates Effective as of: 10-13-2026 (PST)

Earn 3.55% APY on balances of $500 or more.

Balance tier: $2,500 Minimum; footnote: for the 3 month Bronze Share Certificate, only a minimum deposit of $1,000 is required; unlimited add on deposits allowed on the 3 month certificate only

Balance: $2,500 up to $49,999*

Not available for IRA Share Certificates + Personal Accounts only

Not available for IRA Share Certificates + Personal Accounts only

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Balance: $0 - $4,999.99; Relationship APY 0.06%

Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%

Minimum Balance To Obtain APY: $1,000; rates based on zip code

Balance: up to $100,000.00; Rates for ZIP code 60603

Balance: $25,000.00 and above

Balance: $1,000.00 - $24,999.99

Balance: $1.00 - $999.99

Watch your money grow at a premium rate when you agree to receive paperless eStatements. Balances of $50,000 or more earn higher rates. No monthly fee. Auto renewal available. Federally insured balances up to $250,000.00.

APY = Annual Percentage Yield. *Assumes no compounding, interest paid annually or at maturity.

Maximum opening deposit $500,000.00

Term: 6 Months with Epic Premium Checking; Epic Premium Checking relationship rate

Upward's Summer CD Specials; Minimum balance for all Certificates and IRA Certificates is $500; Terms and conditions may vary by account; All regular certificates can be opened as IRA certificates, unless otherwise noted

Minimum balance $500 and above; limited-time summer special

Rewards+ Loyalty Program

Promotional IRA Share Certificates; Promotional rate good for initial term only

Promotional rate good for initial term only; Additional deposits up to the initial opening deposit amount can be made at any time without penalty.

APY accurate as of 10/13/2026; Maximum deposit $10 million; Limited-time offer

Short-Term Growth; Annual Percentage Yield accurate as of 10/13/2026; Limited-time offer