Best Money Market Rates in California - June 2026

Balance $50,000 or more

Requires $2,500 to open. Premium Money Market requires $50,000 to open.

APY - Annual Percentage Yield on the Star One Money Market Savings Account is variable. Minimum deposit of $50 required to open a Money Market Savings Account. Minimum balance of $50 required to earn dividend. Fees may reduce earnings.

Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.

Access your funds anytime. Dividend rates are variable and subject to change monthly after the account is opened. The dividend rate is based on tiers. The end-of-day balance determines the tier, so the dividend rate for the month may vary from day-to-day depending on each day's balance. Fees may reduce earnings.

New money only

New money only

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Premier Checking required to open the Premier Money Market.

$15,000+

Only available for new members. Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)

Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.

Tiered balance; $24,999.01 & Above

Balance: $250,000.00-$999,999.99

Qualifications Required: 1) Have no previous member relationship with SAFE Credit Union or have established your membership within the 60 days prior to the Introductory APY account opening; 2) Open a Level Up Money Market or Business Money Market account with a minimum deposit of $2,000 new money (coming from another financial institution); 3) Maintain a minimum of $2,000 for the first three months from account open date; Introductory APY is limited to one account per tax reporting owner and available to accounts opened by June 30, 2026, who meet the following requirements: 1) Have no previous member relationship with SAFE Credit Union or have established your membership within the 60 days prior to the Introductory APY account opening, 2) Open a Level Up Money Market or Business Money Market account with a minimum deposit of $2,000 new money (coming from another financial institution), and 3) Maintain a minimum of $2,000 for the first three months from account open date. Once the three-month period has ended, or the balance falls below $2,000, the dividend rate reverts to the standard Level Up Money Market or Business Money Market variable rate in effect at that time. Introductory APY is paid only on the portion of the balance that falls within each specified tier. Monthly fee of $12 waived if average daily balance equals $2,000 or more. Dividends are paid monthly.

Qualifications Required: 1) Have no previous member relationship with SAFE Credit Union or have established your membership within the 60 days prior to the Introductory APY account opening; 2) Open a Level Up Money Market or Business Money Market account with a minimum deposit of $2,000 new money (coming from another financial institution); 3) Maintain a minimum of $2,000 for the first three months from account open date; Introductory APY is limited to one account per tax reporting owner and available to accounts opened by June 30, 2026, who meet the following requirements: 1) Have no previous member relationship with SAFE Credit Union or have established your membership within the 60 days prior to the Introductory APY account opening, 2) Open a Level Up Money Market or Business Money Market account with a minimum deposit of $2,000 new money (coming from another financial institution), and 3) Maintain a minimum of $2,000 for the first three months from account open date. Once the three-month period has ended, or the balance falls below $2,000, the dividend rate reverts to the standard Level Up Money Market or Business Money Market variable rate in effect at that time. Introductory APY is paid only on the portion of the balance that falls within each specified tier. Monthly fee of $12 waived if average daily balance equals $2,000 or more. Dividends are paid monthly.

Premier Checking required to open the Premier Money Market.

Tiered balance

Must be opened with New Money, defined as new-to-Byline. $25 monthly service fee if minimum daily balance is not met.

On balances of $25,000+

Tiered balance; $24,999.00 & Below

APY for 6 months

Available for new deposits only; cannot transfer funds from an existing LAPFCU account; Up to 2.90% APY**