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Best Money Market Rates in Los Angeles, California (CA) - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 22, 2026

Current Los Angeles, California and the surrounding area money market rates include 1st Northern California Credit Union1st Northern California Credit UnionA+5.0 ★Texas Ratio: 0.24% 1st Class Money Market Accounts at 5.39% APY, Noble Federal Credit UnionNoble Federal Credit UnionA+5.0 ★Texas Ratio: 4.58% Reverse Money Market at 5.00% APY, Redwood Credit UnionRedwood Credit UnionA+5.0 ★Texas Ratio: 3.79% Money Market at 4.15% APY, Clearpath Federal Credit UnionClearpath Federal Credit UnionA+5.0 ★Texas Ratio: 3.07% Money Market Special at 4.07% APY, and Christian Community Credit UnionChristian Community Credit UnionA+5.0 ★Texas Ratio: 3.71% High-Yield Money Market Promotion at 4.00% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.

Los Angeles has 22 local institutions in our database, with money market rates as high as 3.50% APY from Baxter Credit Union at 4501 Colorado Blvd, Los Angeles, CA 90039. Use the table below to compare all available offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Los Angeles, California and surrounding area. Last Updated and Verified: April 22, 2026

Compare the Best Money Market Rates Today in Los Angeles, California & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA 90039
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
1888 Century Park E, Los Angeles, CA 90067
Thrive Money Market
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Qualifying balance $24,999.01 & Above

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

USC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA 90089
Business Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
Money Market Plus
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
1888 Century Park E, Los Angeles, CA 90067
Thrive Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Qualifying balance $24,999.00 & Below

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market
3.00%
$500,000
View
▼
Rate—
Min Deposit$500,000
Min Balance—
UpdatedApr 17, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market (Personal)
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Los Angeles Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
1880 Academy Dr, Los Angeles, CA 90012 1001
Preferred Money Market
2.90%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market
2.75%
$250,000
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 17, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market (Personal)
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market
2.50%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 17, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market (Personal)
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
Money Market Account Tier 5
2.20%
$500,000
View
▼
Rate—
Min Deposit$500,000
Min Balance—
UpdatedApr 18, 2026
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
Money Market Account
2.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
Money Market Account Tier 4
2.10%
$250,000
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 18, 2026
Details

USC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA 90089
Value+ Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
Money Market Account Tier 3
1.90%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 18, 2026
Details

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA 90012
Business Money Market
1.80%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

USC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA 90089
Value+ Money Market
1.80%
$0
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market
1.75%
$50,000
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market (Personal)
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA 90012
Business Money Market
1.70%
$0
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
3886 Crenshaw Blvd, Los Angeles, CA 90008
Money Market
1.63%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA 90012
Business Money Market
1.60%
$0
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA 90012
Business Money Market
1.50%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA 90027
Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA 90012
Business Money Market
1.40%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Business Money Market Savings
1.35%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

USC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA 90089
Value+ Money Market
1.30%
$0
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
Money Market Savings Account
1.25%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 18, 2026
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
Money Market Account Tier 2
1.25%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 18, 2026
Details

OneUnited Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3683 Crenshaw Blvd, Los Angeles, CA 90016
UNITY Choice Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

OneUnited Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3683 Crenshaw Blvd, Los Angeles, CA 90016
UNITY Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

OneUnited Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3683 Crenshaw Blvd, Los Angeles, CA 90016
UNITY Choice Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

OneUnited Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3683 Crenshaw Blvd, Los Angeles, CA 90016
UNITY Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

OneUnited Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3683 Crenshaw Blvd, Los Angeles, CA 90016
UNITY Choice Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

OneUnited Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3683 Crenshaw Blvd, Los Angeles, CA 90016
UNITY Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
725 N Broadway, Los Angeles, CA 90012
Performance Money Market
0.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1st Class Money Market Accounts
5.39%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $24,999.99

Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Reverse Money Market
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Reverse Money Market Account
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Redwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Money Market
4.15%
$0
View
▼
Rate4.07%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Clearpath Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
Money Market Special
4.07%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

$50,000-$250,000; Limited-time offer

Redwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Money Market
4.05%
$0
View
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Christian Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
High-Yield Money Market Promotion
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $100,000

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Advantage Choice Money Market
4.00%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details

Redwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market
3.75%
$0
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

New money only

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.75%
$0
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

New money only

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Diamond Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Jumpstart Money Market
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Diamond Money Market
3.60%
$100
View
▼
Rate3.54%
Min Deposit$100
Min Balance—
UpdatedApr 19, 2026
Details

Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Sun Fund Money Market
3.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Balance $50,000 or more

Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Money Market Savings Account
3.51%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

APY - Annual Percentage Yield on the Star One Money Market Savings Account is variable. Minimum deposit of $50 required to open a Money Market Savings Account. Fees may reduce earnings.

KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
Business Elite Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Americas Christian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Corporate Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Maximize your organization's liquid funds with up to 3.50% APY*

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Los Angeles, California and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Los Angeles, CA Money Market Rate Trends

Compare local Los Angeles, CA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California MMA Trends →
High-Yield MMA — CA Avg
3.275%
▲ 0.370 vs 7 days ago

California high-yield MMA rates rose 0.370 points over the past 7 days to 3.275% APY.

Standard MMA — CA Avg
0.056%
▼ 0.217 vs 7 days ago

California standard MMA rates fell 0.217 points over the past 7 days to 0.056% APY.

As of Apr 25, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Los Angeles, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Los Angeles, California. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Los Angeles, California

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in California.

Are Money Market accounts in Los Angeles, California safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in California up to $250,000 per depositor, per institution.

How often do MMA rates change in Los Angeles, California?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local California rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Los Angeles, California

Here are some of the highest money market account APYs currently available in Los Angeles, California and the surrounding area:
  • 1st Northern California Credit Union
    1st Class Money Market Accounts — 5.39% APY
  • Noble Federal Credit Union
    Reverse Money Market — 5.00% APY
  • Redwood Credit Union
    Money Market — 4.15% APY
  • Clearpath Federal Credit Union
    Money Market Special — 4.07% APY
  • Christian Community Credit Union
    High-Yield Money Market Promotion — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Los Angeles, California. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026

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