Auto Loan Rates in Los Angeles, California (CA) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Los Angeles, California. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Los Angeles, California include Baxter Credit UnionBaxter Credit Union4501 Colorado Blvd, Los Angeles, CA, 90039A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit Union500 World Way, Los Angeles, CA, 90045 5891A+5.0 ★Texas Ratio: 2.63% offering New Auto at 3.74%, LA Healthcare Federal Credit UnionLA Healthcare Federal Credit Union320 W 15th St Ste 128, Los Angeles, CA, 90015 3092A+5.0 ★Texas Ratio: 4.51% offering New Auto at 3.75%, Los Angeles Federal Credit UnionLos Angeles Federal Credit Union201 N Los Angeles St, Los Angeles, CA, 90012A+5.0 ★Texas Ratio: 3.94% offering Automobiles & Trucks at 3.90%, First Entertainment Credit UnionFirst Entertainment Credit Union5555 Melrose Ave, Los Angeles, CA, 90038 3989A+5.0 ★Texas Ratio: 5.72% offering New Auto Loans at 4.24%. Auto loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Los Angeles has 18 local institutions in our database, with auto loan rates as low as 3.24% APR from Baxter Credit Union at 4501 Colorado Blvd, Los Angeles, CA, 90039. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Los Angeles, California. Auto Loan Rates Last Updated and Verified: May 2, 2026
Compare Auto Loan Rates Today in Los Angeles, California & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
500 World Way, Los Angeles, CA, 90045 5891
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
3.75%
12 to 36 months
▼
APR3.75%
Term12 to 36 months
Last UpdatedApr 18, 2026
Details
As Low As
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA, 90012
Automobiles & Trucks
3.90%
1 to 60
▼
APR3.90%
Term1 to 60
Last UpdatedApr 17, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
500 World Way, Los Angeles, CA, 90045 5891
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
New Auto Loans
4.24%
3 Months
▼
APR4.24%
Term3 Months
Last UpdatedMay 2, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.25%
60 months
▼
APR4.25%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
500 World Way, Los Angeles, CA, 90045 5891
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Used Auto Loan
4.49%
3 Months
▼
APR4.49%
Term3 Months
Last UpdatedMay 2, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 36 Months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 60-66 Months
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMay 2, 2026
Details
with Autopay
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5359 W Centinela Ave, Los Angeles, CA, 90045
New Auto Loans
4.59%
36 months
▼
APR4.59%
Term36 months
Last UpdatedApr 27, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Auto Loans
4.74%
2-Year
▼
APR4.74%
Term2-Year
Last UpdatedApr 18, 2026
Details
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR (with discount)
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR (with discount)
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
333 S BEAUDRY AVE STE 215, LOS ANGELES, CA, 90017 5141
Auto Loan Refinancing - 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As; Rates as low as 4.74% APR on vehicles 2016 or newer
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
New Auto Loans
4.74%
4 Months
▼
APR4.74%
Term4 Months
Last UpdatedMay 2, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 2, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 48 Months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 2, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 60-66 Months
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedMay 2, 2026
Details
without Autopay
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
New Auto
4.74%
Up to 60 months
▼
APR4.74%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
JACom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
3037 w jefferson blvd, los angeles, CA, 90018
New Auto
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMay 2, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Auto Loans
4.99%
3-Year
▼
APR4.99%
Term3-Year
Last UpdatedApr 18, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Up To 3-Year Auto Loan
4.99%
3 Months
▼
APR4.99%
Term3 Months
Last UpdatedApr 18, 2026
Details
As Low As
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
New Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; 100% financing of purchase price, tax and license
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR (with discount)
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
500 World Way, Los Angeles, CA, 90045 5891
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5359 W Centinela Ave, Los Angeles, CA, 90045
New Auto Loans
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedApr 27, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5359 W Centinela Ave, Los Angeles, CA, 90045
Used Auto Loans
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 27, 2026
Details
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
333 S BEAUDRY AVE STE 215, LOS ANGELES, CA, 90017 5141
Auto Loan Refinancing - 48 Months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As; Rates as low as 4.99% APR on vehicles 2016 or newer
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
New Auto Loans
4.99%
5 Months
▼
APR4.99%
Term5 Months
Last UpdatedMay 2, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Used Auto Loan
4.99%
4 Months
▼
APR4.99%
Term4 Months
Last UpdatedMay 2, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 72-78 Months
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 36 Months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 48 Months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 60-66 Months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
New Auto
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Used Auto
5.00%
12 to 36 months
▼
APR5.00%
Term12 to 36 months
Last UpdatedApr 18, 2026
Details
As Low As
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
5115 Wilshire Blvd STE F, Los Angeles, CA, 90036 4366
Auto Loans
5.09%
up to 60 months
▼
APR5.09%
Termup to 60 months
Last UpdatedMay 2, 2026
Details
As Low As; APR*
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
5115 Wilshire Blvd STE F, Los Angeles, CA, 90036 4366
New/Used Autos
5.09%
up to 60 months
▼
APR5.09%
Termup to 60 months
Last UpdatedMay 2, 2026
Details
Up to 125% financing, including tax & license. (Total financing based on year of vehicle.)
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5359 W Centinela Ave, Los Angeles, CA, 90045
Used Auto Loans
5.19%
72 months
▼
APR5.19%
Term72 months
Last UpdatedApr 27, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Auto Loans
5.24%
4-Year
▼
APR5.24%
Term4-Year
Last UpdatedApr 18, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
New Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
Used Auto Loans
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; 100% financing of retail Kelley Blue Book for autos less than 6 years old
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; with discount
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; with discount
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 60 months
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
333 S BEAUDRY AVE STE 215, LOS ANGELES, CA, 90017 5141
Auto Loan Refinancing - 66 Months
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMay 2, 2026
Details
As Low As; Rates as low as 5.24% APR on vehicles 2016 or newer
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
New Auto Loans
5.24%
6 Months
▼
APR5.24%
Term6 Months
Last UpdatedMay 2, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Used Auto Loan
5.24%
5 Months
▼
APR5.24%
Term5 Months
Last UpdatedMay 2, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 72-78 Months
5.24%
78 Months
▼
APR5.24%
Term78 Months
Last UpdatedMay 2, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 36 Months
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMay 2, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 48 Months
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 2, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 60-66 Months
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMay 2, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 72-78 Months
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned Auto
5.24%
Up to 72 months
▼
APR5.24%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Used Auto
5.25%
48 months
▼
APR5.25%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
New Auto
5.39%
Up to 84 months
▼
APR5.39%
TermUp to 84 months
Last UpdatedMay 2, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Auto Loans
5.49%
5-Year
▼
APR5.49%
Term5-Year
Last UpdatedApr 18, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
New Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
Used Auto Loans
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; 100% financing of wholesale Kelley Blue Book for autos over 6 years old
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
333 S BEAUDRY AVE STE 215, LOS ANGELES, CA, 90017 5141
Auto Loan Refinancing - 72 Months
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As; Rates as low as 5.49% APR on vehicles 2021 or newer
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 84 Months
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 72-78 Months
5.49%
78 Months
▼
APR5.49%
Term78 Months
Last UpdatedMay 2, 2026
Details
without Autopay
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA, 90012
Automobiles & Trucks
5.50%
61 to 72
▼
APR5.50%
Term61 to 72
Last UpdatedApr 17, 2026
Details
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Used Auto
5.50%
60 months
▼
APR5.50%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 72 months
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR (with discount)
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned Auto
5.64%
Up to 84 months
▼
APR5.64%
TermUp to 84 months
Last UpdatedMay 2, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5359 W Centinela Ave, Los Angeles, CA, 90045
New Auto Loans
5.69%
84 months
▼
APR5.69%
Term84 months
Last UpdatedApr 27, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Auto Loans
5.74%
6-Year
▼
APR5.74%
Term6-Year
Last UpdatedApr 18, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
8632 S Sepulveda Blvd, Los Angeles, CA, 90045 4015
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
New Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Over $20,000.00
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
Used Auto Loans
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 60 months
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; with discount
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
New Auto Loans
5.74%
7 Months
▼
APR5.74%
Term7 Months
Last UpdatedMay 2, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Used Auto Loan
5.74%
6 Months
▼
APR5.74%
Term6 Months
Last UpdatedMay 2, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 84 Months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 2, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 84 Months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA, 90012
Automobiles & Trucks
5.75%
73 to 84
▼
APR5.75%
Term73 to 84
Last UpdatedApr 17, 2026
Details
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Used Auto
5.75%
72 months
▼
APR5.75%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 72 months
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
JACom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
3037 w jefferson blvd, los angeles, CA, 90018
New Auto
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedMay 2, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Auto Loans
5.99%
7-Year
▼
APR5.99%
Term7-Year
Last UpdatedApr 18, 2026
Details
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 60 months
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5359 W Centinela Ave, Los Angeles, CA, 90045
Used Auto Loans
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedApr 27, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 84 Months
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 2, 2026
Details
without Autopay
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Used Auto
6.00%
84 months
▼
APR6.00%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 84 months
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR (with discount)
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
New Auto Loans
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Over $30,000.00
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
Used Auto Loans
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Over $30,000.00
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 72 months
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; with discount
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Used Auto Loan
6.24%
7 Months
▼
APR6.24%
Term7 Months
Last UpdatedMay 2, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 18, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 18, 2026
Details
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 84 months
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 72 months
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedApr 18, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
JACom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
3037 w jefferson blvd, los angeles, CA, 90018
New Auto
6.90%
72 Months
▼
APR6.90%
Term72 Months
Last UpdatedMay 2, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
▼
APR6.97%
Term48 Months
Last UpdatedApr 18, 2026
Details
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
333 S BEAUDRY AVE STE 215, LOS ANGELES, CA, 90017 5141
Auto Loan Refinancing - 84 Months
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As; Rates as low as 6.99% APR on vehicles 2024 or newer
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
▼
APR7.03%
Term60 Months
Last UpdatedApr 18, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
7.09%
84 months
▼
APR7.09%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
7.09%
84 months
▼
APR7.09%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned
7.49%
up to 84 months
▼
APR7.49%
Termup to 84 months
Last UpdatedMay 2, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
7.89%
96 months
▼
APR7.89%
Term96 months
Last UpdatedApr 17, 2026
Details
As Low As
JACom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
3037 w jefferson blvd, los angeles, CA, 90018
New Auto
7.90%
72 Months
▼
APR7.90%
Term72 Months
Last UpdatedMay 2, 2026
Details
Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA, 90038 5115
New Auto and Truck
7.99%
Up to 84 Months
▼
APR7.99%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA, 90038 5115
Used Auto and Truck
7.99%
Up to 84 Months
▼
APR7.99%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
8.09%
96 months
▼
APR8.09%
Term96 months
Last UpdatedApr 17, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned
8.49%
up to 180 months
▼
APR8.49%
Termup to 180 months
Last UpdatedMay 2, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
8632 S Sepulveda Blvd, Los Angeles, CA, 90045 4015
Classic Vehicle Loans2
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
New Auto
11.39%
Up to 84 months
▼
APR11.39%
TermUp to 84 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned
11.49%
up to 84 months
▼
APR11.49%
Termup to 84 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned Auto
11.64%
Up to 84 months
▼
APR11.64%
TermUp to 84 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned
12.49%
up to 180 months
▼
APR12.49%
Termup to 180 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
New Auto
13.74%
Up to 60 months
▼
APR13.74%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
New Auto
13.99%
Up to 72 months
▼
APR13.99%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned Auto
13.99%
Up to 60 months
▼
APR13.99%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned Auto
14.24%
Up to 72 months
▼
APR14.24%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Vehicle Loan
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
New Auto: 2026 or 2025 with under 5K miles
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedApr 19, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
Used Auto: 2019 - 2025 with 5K miles or more
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedApr 19, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedApr 25, 2026
Details
As Low As
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Vehicle Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedApr 19, 2026
Details
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
New Autos (2023 and newer)
3.87%
Up to 48 Months
▼
APR3.87%
TermUp to 48 Months
Last UpdatedMay 2, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Vehicle Loan
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As; 24 month to 84 month terms
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
Auto Loans
3.99%
72 months
▼
APR3.99%
Term72 months
Last UpdatedApr 25, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 27, 2026
Details
Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
Auto Loans
3.99%
0 - 48 months
▼
APR3.99%
Term0 - 48 months
Last UpdatedMay 2, 2026
Details
Auto loans as low as 3.99% APR for 0 - 48 months
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
APR3.99%
Term66 Months
Last UpdatedMay 2, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2025-2026
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMay 2, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021 to 2025 Models
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMay 2, 2026
Details
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Auto
4.00%
84 Months
▼
APR4.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Terms up to 84 months available.**
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Used Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Terms up to 72 months available.**
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Auto Loan
4.19%
up to 24 Months
▼
APR4.19%
Termup to 24 Months
Last UpdatedApr 27, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Vehicles Model Year 2020-2024
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedApr 27, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Vehicle Loan
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedApr 19, 2026
Details
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
Used Autos (2022 and older)
4.37%
48 Months
▼
APR4.37%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
New Vehicles (2023 & newer)
4.39%
72 Months
▼
APR4.39%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to $125,000
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Auto Loan
4.39%
up to 48 Months
▼
APR4.39%
Termup to 48 Months
Last UpdatedApr 27, 2026
Details
As Low As
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Fixed Rate New and Used Auto Loans
4.39%
Up to 36 Months
▼
APR4.39%
TermUp to 36 Months
Last UpdatedMay 2, 2026
Details
New Vehicles
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicle Models 2025 or newer (under 10,000 miles)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
Universal City Studios Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.63%
New Automobiles, Trucks, Vans
4.49%
84 months
▼
APR4.49%
Term84 months
Last UpdatedApr 19, 2026
Details
As Low As
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicles Fixed
4.49%
Up to 3 years
▼
APR4.49%
TermUp to 3 years
Last UpdatedApr 19, 2026
Details
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Used Vehicles
4.49%
Up to 3 years
▼
APR4.49%
TermUp to 3 years
Last UpdatedApr 19, 2026
Details
As Low As; 3.99%**
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Auto Loan
4.49%
up to 60 Months
▼
APR4.49%
Termup to 60 Months
Last UpdatedApr 27, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loans
4.49%
24 Mos.
▼
APR4.49%
Term24 Mos.
Last UpdatedMay 2, 2026
Details
As Low As; 4.49%
APR4.49%
Term66 Months
Last UpdatedMay 2, 2026
Details
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
New Vehicle Loans - Cars, Trucks, and SUVs
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedApr 17, 2026
Details
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
Cabrillo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2022 and newer Auto Loan
4.54%
48 Months
▼
APR4.54%
Term48 Months
Last UpdatedMay 2, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
4.55%
2 Yrs
▼
APR4.55%
Term2 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2011 to 2015
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Fixed Rate New and Used Auto Loans
4.59%
Up to 54 Months
▼
APR4.59%
TermUp to 54 Months
Last UpdatedMay 2, 2026
Details
New Vehicles
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
New Autos (2023 and newer)
4.62%
Up to 84 Months
▼
APR4.62%
TermUp to 84 Months
Last UpdatedMay 2, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
4.65%
3 Yrs
▼
APR4.65%
Term3 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2016 to 2019
California Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
Auto Loan
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As; Up to 48 Months
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Fixed Rate New and Used Auto Loans
4.69%
Up to 66 Months
▼
APR4.69%
TermUp to 66 Months
Last UpdatedMay 2, 2026
Details
New Vehicles
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
4.70%
2 Months
▼
APR4.70%
Term2 Months
Last UpdatedApr 18, 2026
Details
2011 to 2015 Model Year
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
New Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
AltaOne Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2026 & Newer
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicle Models 2025 or newer (under 10,000 miles)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
500 World Way, Los Angeles, CA, 90045 5891
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
3.75%
12 to 36 months
▼
APR3.75%
Term12 to 36 months
Last UpdatedApr 18, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
New Auto Loans
4.24%
3 Months
▼
APR4.24%
Term3 Months
Last UpdatedMay 2, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.25%
60 months
▼
APR4.25%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
500 World Way, Los Angeles, CA, 90045 5891
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 36 Months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 60-66 Months
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMay 2, 2026
Details
with Autopay
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5359 W Centinela Ave, Los Angeles, CA, 90045
New Auto Loans
4.59%
36 months
▼
APR4.59%
Term36 months
Last UpdatedApr 27, 2026
Details
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR (with discount)
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR (with discount)
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
New Auto Loans
4.74%
4 Months
▼
APR4.74%
Term4 Months
Last UpdatedMay 2, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 2, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 48 Months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 2, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 60-66 Months
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedMay 2, 2026
Details
without Autopay
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
New Auto
4.74%
Up to 60 months
▼
APR4.74%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
JACom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
3037 w jefferson blvd, los angeles, CA, 90018
New Auto
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMay 2, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
New Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; 100% financing of purchase price, tax and license
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR (with discount)
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5359 W Centinela Ave, Los Angeles, CA, 90045
New Auto Loans
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedApr 27, 2026
Details
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
New Auto Loans
4.99%
5 Months
▼
APR4.99%
Term5 Months
Last UpdatedMay 2, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 72-78 Months
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
New Auto
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
5115 Wilshire Blvd STE F, Los Angeles, CA, 90036 4366
New/Used Autos
5.09%
up to 60 months
▼
APR5.09%
Termup to 60 months
Last UpdatedMay 2, 2026
Details
Up to 125% financing, including tax & license. (Total financing based on year of vehicle.)
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
New Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; with discount
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; with discount
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 60 months
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
New Auto Loans
5.24%
6 Months
▼
APR5.24%
Term6 Months
Last UpdatedMay 2, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 72-78 Months
5.24%
78 Months
▼
APR5.24%
Term78 Months
Last UpdatedMay 2, 2026
Details
without Autopay
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
New Auto
5.39%
Up to 84 months
▼
APR5.39%
TermUp to 84 months
Last UpdatedMay 2, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
New Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 84 Months
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 72 months
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR (with discount)
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5359 W Centinela Ave, Los Angeles, CA, 90045
New Auto Loans
5.69%
84 months
▼
APR5.69%
Term84 months
Last UpdatedApr 27, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
8632 S Sepulveda Blvd, Los Angeles, CA, 90045 4015
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
New Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Over $20,000.00
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 60 months
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; with discount
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
New Auto Loans
5.74%
7 Months
▼
APR5.74%
Term7 Months
Last UpdatedMay 2, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
New Vehicle Loans 84 Months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 2, 2026
Details
without Autopay
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 72 months
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
JACom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
3037 w jefferson blvd, los angeles, CA, 90018
New Auto
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedMay 2, 2026
Details
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 60 months
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 84 months
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR (with discount)
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
New Auto Loans
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Over $30,000.00
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 72 months
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; with discount
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 18, 2026
Details
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 84 months
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 72 months
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
JACom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
3037 w jefferson blvd, los angeles, CA, 90018
New Auto
6.90%
72 Months
▼
APR6.90%
Term72 Months
Last UpdatedMay 2, 2026
Details
JACom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
3037 w jefferson blvd, los angeles, CA, 90018
New Auto
7.90%
72 Months
▼
APR7.90%
Term72 Months
Last UpdatedMay 2, 2026
Details
Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA, 90038 5115
New Auto and Truck
7.99%
Up to 84 Months
▼
APR7.99%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
New Auto
11.39%
Up to 84 months
▼
APR11.39%
TermUp to 84 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
New Auto
13.74%
Up to 60 months
▼
APR13.74%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
New Auto
13.99%
Up to 72 months
▼
APR13.99%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Vehicle Loan
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
New Auto: 2026 or 2025 with under 5K miles
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedApr 19, 2026
Details
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Vehicle Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedApr 19, 2026
Details
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
New Autos (2023 and newer)
3.87%
Up to 48 Months
▼
APR3.87%
TermUp to 48 Months
Last UpdatedMay 2, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 27, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
APR3.99%
Term66 Months
Last UpdatedMay 2, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2025-2026
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMay 2, 2026
Details
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Auto
4.00%
84 Months
▼
APR4.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Terms up to 84 months available.**
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Vehicle Loan
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedApr 19, 2026
Details
Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
New Vehicles (2023 & newer)
4.39%
72 Months
▼
APR4.39%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to $125,000
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Fixed Rate New and Used Auto Loans
4.39%
Up to 36 Months
▼
APR4.39%
TermUp to 36 Months
Last UpdatedMay 2, 2026
Details
New Vehicles
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicle Models 2025 or newer (under 10,000 miles)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
Universal City Studios Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.63%
New Automobiles, Trucks, Vans
4.49%
84 months
▼
APR4.49%
Term84 months
Last UpdatedApr 19, 2026
Details
As Low As
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicles Fixed
4.49%
Up to 3 years
▼
APR4.49%
TermUp to 3 years
Last UpdatedApr 19, 2026
Details
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
New Vehicle Loans - Cars, Trucks, and SUVs
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedApr 17, 2026
Details
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
Cabrillo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2022 and newer Auto Loan
4.54%
48 Months
▼
APR4.54%
Term48 Months
Last UpdatedMay 2, 2026
Details
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Fixed Rate New and Used Auto Loans
4.59%
Up to 54 Months
▼
APR4.59%
TermUp to 54 Months
Last UpdatedMay 2, 2026
Details
New Vehicles
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
New Autos (2023 and newer)
4.62%
Up to 84 Months
▼
APR4.62%
TermUp to 84 Months
Last UpdatedMay 2, 2026
Details
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Fixed Rate New and Used Auto Loans
4.69%
Up to 66 Months
▼
APR4.69%
TermUp to 66 Months
Last UpdatedMay 2, 2026
Details
New Vehicles
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
New Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicle Models 2025 or newer (under 10,000 miles)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
500 World Way, Los Angeles, CA, 90045 5891
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Used Auto Loan
4.49%
3 Months
▼
APR4.49%
Term3 Months
Last UpdatedMay 2, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
500 World Way, Los Angeles, CA, 90045 5891
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5359 W Centinela Ave, Los Angeles, CA, 90045
Used Auto Loans
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 27, 2026
Details
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Used Auto Loan
4.99%
4 Months
▼
APR4.99%
Term4 Months
Last UpdatedMay 2, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 36 Months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 48 Months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 60-66 Months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Used Auto
5.00%
12 to 36 months
▼
APR5.00%
Term12 to 36 months
Last UpdatedApr 18, 2026
Details
As Low As
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
5115 Wilshire Blvd STE F, Los Angeles, CA, 90036 4366
New/Used Autos
5.09%
up to 60 months
▼
APR5.09%
Termup to 60 months
Last UpdatedMay 2, 2026
Details
Up to 125% financing, including tax & license. (Total financing based on year of vehicle.)
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5359 W Centinela Ave, Los Angeles, CA, 90045
Used Auto Loans
5.19%
72 months
▼
APR5.19%
Term72 months
Last UpdatedApr 27, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
Used Auto Loans
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; 100% financing of retail Kelley Blue Book for autos less than 6 years old
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Used Auto Loan
5.24%
5 Months
▼
APR5.24%
Term5 Months
Last UpdatedMay 2, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 36 Months
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMay 2, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 48 Months
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 2, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 60-66 Months
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMay 2, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 72-78 Months
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 2, 2026
Details
with Autopay
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned Auto
5.24%
Up to 72 months
▼
APR5.24%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Used Auto
5.25%
48 months
▼
APR5.25%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
Used Auto Loans
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; 100% financing of wholesale Kelley Blue Book for autos over 6 years old
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 72-78 Months
5.49%
78 Months
▼
APR5.49%
Term78 Months
Last UpdatedMay 2, 2026
Details
without Autopay
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Used Auto
5.50%
60 months
▼
APR5.50%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned Auto
5.64%
Up to 84 months
▼
APR5.64%
TermUp to 84 months
Last UpdatedMay 2, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
8632 S Sepulveda Blvd, Los Angeles, CA, 90045 4015
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
Used Auto Loans
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Used Auto Loan
5.74%
6 Months
▼
APR5.74%
Term6 Months
Last UpdatedMay 2, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 84 Months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 2, 2026
Details
with Autopay
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Used Auto
5.75%
72 months
▼
APR5.75%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5359 W Centinela Ave, Los Angeles, CA, 90045
Used Auto Loans
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedApr 27, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Used Vehicle Loans 84 Months
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 2, 2026
Details
without Autopay
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Used Auto
6.00%
84 months
▼
APR6.00%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
Used Auto Loans
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Over $30,000.00
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Used Auto Loan
6.24%
7 Months
▼
APR6.24%
Term7 Months
Last UpdatedMay 2, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 18, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedApr 18, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
▼
APR6.97%
Term48 Months
Last UpdatedApr 18, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
▼
APR7.03%
Term60 Months
Last UpdatedApr 18, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned
7.49%
up to 84 months
▼
APR7.49%
Termup to 84 months
Last UpdatedMay 2, 2026
Details
Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA, 90038 5115
Used Auto and Truck
7.99%
Up to 84 Months
▼
APR7.99%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned
8.49%
up to 180 months
▼
APR8.49%
Termup to 180 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned
11.49%
up to 84 months
▼
APR11.49%
Termup to 84 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned Auto
11.64%
Up to 84 months
▼
APR11.64%
TermUp to 84 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned
12.49%
up to 180 months
▼
APR12.49%
Termup to 180 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned Auto
13.99%
Up to 60 months
▼
APR13.99%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Pre-owned Auto
14.24%
Up to 72 months
▼
APR14.24%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
Used Auto: 2019 - 2025 with 5K miles or more
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedApr 19, 2026
Details
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021 to 2025 Models
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMay 2, 2026
Details
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Used Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Terms up to 72 months available.**
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Vehicles Model Year 2020-2024
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedApr 27, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
Used Autos (2022 and older)
4.37%
48 Months
▼
APR4.37%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Fixed Rate New and Used Auto Loans
4.39%
Up to 36 Months
▼
APR4.39%
TermUp to 36 Months
Last UpdatedMay 2, 2026
Details
New Vehicles
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Used Vehicles
4.49%
Up to 3 years
▼
APR4.49%
TermUp to 3 years
Last UpdatedApr 19, 2026
Details
As Low As; 3.99%**
APR4.49%
Term66 Months
Last UpdatedMay 2, 2026
Details
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Fixed Rate New and Used Auto Loans
4.59%
Up to 54 Months
▼
APR4.59%
TermUp to 54 Months
Last UpdatedMay 2, 2026
Details
New Vehicles
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Fixed Rate New and Used Auto Loans
4.69%
Up to 66 Months
▼
APR4.69%
TermUp to 66 Months
Last UpdatedMay 2, 2026
Details
New Vehicles
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MonitorBankRates
Los Angeles, CA Auto Loan Rate Trends
Compare local Los Angeles, CA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — CA Avg
5.859%
▼ 0.009 vs 7 days ago
California new auto rates fell 0.009 points over the past 7 days to 5.859% APR.
Used Auto Loan — CA Avg
6.146%
▲ 0.035 vs 7 days ago
California used auto rates rose 0.035 points over the past 7 days to 6.146% APR.
As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Los Angeles, California
How does my credit score affect my car loan rate in California?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Los Angeles, California with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in California *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Los Angeles, California typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Los Angeles, California?
Based on our current data, some of the lowest auto loan rates available in Los Angeles, California include:
- Baxter Credit Union: 3.24% (Auto Loans)
- American Airlines Federal Credit Union: 3.74% (New Auto)
- LA Healthcare Federal Credit Union: 3.75% (New Auto)
- Los Angeles Federal Credit Union: 3.90% (Automobiles & Trucks)
- First Entertainment Credit Union: 4.24% (New Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Los Angeles, California. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 2, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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