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 University Credit Union Los Angeles, CA Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 13, 2026
University Credit Union Los Angeles, CA's top rates as of October 13, 2026 are 4.00% APY on its 11-Month Elevation CD, 2.75% APY on savings, 3.45% APY on money market accounts, 2.25% APY on checking, personal loans from 8.99% APR, and credit cards from 11.49% APR, according to rates verified by MonitorBankRates. Other University Credit Union Los Angeles, CA CD rates include 5-Month Elite Earnings at 4.00%, 24-Month Lock and Roll at 3.75%, and 5-Month Diamond Anniversary at 3.75%. MonitorBankRates evaluates the financial stability of University Credit Union Los Angeles, CA with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.27%. Rates last updated and verified on 10/13/2026. University Credit Union Los Angeles, CA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at University Credit Union Los Angeles, CA? Share your experience about University Credit Union Los Angeles, CA by leaving a review below, or read customer reviews before you decide to use University Credit Union Los Angeles, CA. University Credit Union Los Angeles, CA
Westwood HQ 1500 S Sepulveda Blvd
https://www.ucu.org Los Angeles, CA 90025  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. University Credit Union Los Angeles, CA CD Rates
University Credit Union Los Angeles, CA Business CD Rates
University Credit Union Los Angeles, CA Savings Rates
University Credit Union Los Angeles, CA Business Savings Rates
University Credit Union Los Angeles, CA Money Market Rates
University Credit Union Los Angeles, CA Business Money Market Rates
University Credit Union Los Angeles, CA Checking Rates
University Credit Union Los Angeles, CA Auto Loan Rates
University Credit Union Los Angeles, CA RV, Boat and Powersport Loan Rates
University Credit Union Los Angeles, CA Credit Card Rates
University Credit Union Los Angeles, CA Personal Loan Rates
Financial Health HistoryUniversity Credit Union Los Angeles, CA’s Texas Ratio rose from 7.05% in Q3 2023 to 13.27% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for University Credit Union Los Angeles, CA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather University Credit Union Los Angeles, CA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with University Credit Union Los Angeles, CA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
University Credit Union Los Angeles, CA
Website
https://www.ucu.org
Address
1500 S Sepulveda Blvd,
Los Angeles, CA 90025
Phone
800-828-4510
Fax
President
Keith Young
CEO
Richard Wada
Full-Time Employees
120
Part-Time Employees
2
Branch Locations
3
ATM Locations
7
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.27%
Return on Assets (ROA)
0.0127%
Return on Equity (ROE)
0.1458%
Non-Performing Loans Ratio (NPL)
1.45%
Total Assets
1,170,094,815
Total Amount of Shares and Deposits
990,862,210
Total Shares and Deposits < 1 Year
905,792,637
Total Shares and Deposits 1 3 Years
84,368,166
Total Shares and Deposits > 3 Years
701,405
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
148,146,225
Total Uninsured Shares and Deposits > $250K (F+J)
148,146,225
Total Insured Shares and Deposits > $250K (item 17 less item K)
842,715,985
Total Interest Expense (Sum of items 6 8)
8,714,354
Share Certificates
2,734
Number of Accounts for Share Drafts
37,115
IRA KEOGH Accounts
925
Number of Accounts for Regular Shares
64,172
Non Member Deposits
26
Money Market Shares
10,481
Net Income (unless the amount is already included in Undivided Earnings)
149,050
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
51,378,130
Total Liabilities
1,066,403,324
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About University Credit Union Los Angeles, CAHow many branches does University Credit Union Los Angeles, CA operate?University Credit Union Los Angeles, CA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join University Credit Union Los Angeles, CA?Yes, to access services at University Credit Union Los Angeles, CA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, University Credit Union Los Angeles, CA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, University Credit Union Los Angeles, CA provides members with tools to manage their accounts and build a solid financial history. Does University Credit Union Los Angeles, CA offer online and mobile banking?Most modern institutions like University Credit Union Los Angeles, CA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ucu.org. Current University Credit Union Los Angeles, CA Rates
Retrieved from our database of financial products. Rates subject to change.
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