Best Money Market Rates in Gardena, California - May 2026
Brian McKay
Brian McKay
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Current Gardena, California and the surrounding area money market deposit account rates include Kinecta Federal Credit UnionKinecta Federal Credit Union1727 W Artesia Blvd, Gardena, CA 90248A+5.0 ★Texas Ratio: 3.77% Signature Money Market at 3.00% APY, Los Angeles Federal Credit UnionLos Angeles Federal Credit Union1352 W Artesia Blvd, Gardena, CA 90248 3370A+5.0 ★Texas Ratio: 3.58% Business Money Market at 1.80% APY, Northrop Grumman Federal Credit UnionNorthrop Grumman Federal Credit Union879 W 190th St, Gardena, CA 90248 4220A5.0 ★Texas Ratio: 8.11% IRA Money Market at 1.15% APY, First Bank Creve Coeur, MOFirst Bank Creve Coeur, MO1542 West Redondo Beach Boulevard, Gardena, CA 90247A+5.0 ★Texas Ratio: 1.54% Performance Money Market at 0.01% APY, and 1st Northern California Credit Union1st Northern California Credit UnionA+5.0 ★Texas Ratio: 0.24% 1st Class Money Market Accounts at 5.39% APY. Money market rates as of May 30, 2026 according to verified data from MonitorBankRates.
Gardena has 4 local institutions in our database, with money market rates as high as 3.00% APY from Kinecta Federal Credit Union at 1727 W Artesia Blvd, Gardena, CA 90248. Use the table below to compare all available offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Gardena, California and surrounding area. Last Updated and Verified: May 30, 2026
Compare the Best Money Market Rates Today in Gardena, California & the Surrounding Area
Qualifying balance up to $24,999.99
Limited-time offer
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Only new money qualifies for the Business Direct Advantage MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
$24,999.01 & Above
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
$24,999.00 & Below
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Gardena, CA Money Market Rate Trends
Compare local Gardena, CA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield MMA rates currently average 3.442% APY.
California standard MMA rates currently average 0.062% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Gardena, California money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Gardena, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gardena, California. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Gardena, California
What is a Money Market Account (MMA)?
Are Money Market accounts in Gardena, California safe?
How often do MMA rates change in Gardena, California?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Gardena, California?
Best Money Market Rates in Gardena, California
- Kinecta Federal Credit Union
Signature Money Market — 3.00% APY - Los Angeles Federal Credit Union
Business Money Market — 1.80% APY - Northrop Grumman Federal Credit Union
IRA Money Market — 1.15% APY - First Bank Creve Coeur, MO
Performance Money Market — 0.01% APY - 1st Northern California Credit Union
1st Class Money Market Accounts — 5.39% APY
