Best Money Market Rates in San Clemente, California (CA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current San Clemente, California and the surrounding area money market rates include 1st Northern California Credit Union1st Northern California Credit UnionA+5.0 ★Texas Ratio: 0.24% 1st Class Money Market Accounts at 5.39% APY, Noble Federal Credit UnionNoble Federal Credit UnionA+5.0 ★Texas Ratio: 4.58% Reverse Money Market at 5.00% APY, Americas Christian Credit UnionAmericas Christian Credit UnionA+5.0 ★Texas Ratio: 3.60% Corporate Money Market Accounts Tier 7 at 4.50% APY, Clearpath Federal Credit UnionClearpath Federal Credit UnionA+5.0 ★Texas Ratio: 3.07% Money Market Special at 4.07% APY, and Christian Community Credit UnionChristian Community Credit UnionA+5.0 ★Texas Ratio: 3.71% High-Yield Money Market Promotion at 4.00% APY. Money market rates as of April 5, 2026 according to verified data from MonitorBankRates.
San Clemente is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the California area are available to San Clemente residents, with money market rates as high as 5.39% APY from 1st Northern California Credit Union. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in San Clemente, California and surrounding area. Last Updated and Verified: April 5, 2026
Compare the Best Money Market Rates Today in San Clemente, California & the Surrounding Area
Qualifying balance up to $24,999.99
$50,000-$250,000; Limited-time offer
Limited Time Special Offer
Qualifying balance up to $100,000
Intro rate expires: 12 months; New Funds Only
New money only
New money only
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Balance $50,000 or more
APY - Annual Percentage Yield on the Star One Money Market Savings Account is variable. Minimum deposit of $50 required to open a Money Market Savings Account. Minimum balance of $50 required to earn dividend. Fees may reduce earnings.
$15,000+
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
$24,999.01 & Above
$24,999.01
new money
Qualifying balance up to $1,000.00
Minimum to open is $10,000
$25,000 minimum to open account. $25,000 minimum to earn 3.20% APY.
months
$24,999.00
$24,999.00 & Below
$5
$5 - 2,500
$5 monthly maintenance charge waived when minimum balance requirement is met
$5 monthly maintenance charge waived when minimum balance requirement is met
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
San Clemente, CA Money Market Rate Trends
Compare local San Clemente, CA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield MMA rates rose 0.607 points over the past 7 days to 1.403% APY.
California standard MMA rates fell 0.031 points over the past 7 days to 1.066% APY.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for San Clemente, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in San Clemente, California. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in San Clemente, California
What is a Money Market Account (MMA)?
Are Money Market accounts in San Clemente, California safe?
How often do MMA rates change in San Clemente, California?
Can I write checks from a Money Market Account?
Best Money Market Rates in San Clemente, California
- 1st Northern California Credit Union
1st Class Money Market Accounts — 5.39% APY - Noble Federal Credit Union
Reverse Money Market — 5.00% APY - Americas Christian Credit Union
Corporate Money Market Accounts Tier 7 — 4.50% APY - Clearpath Federal Credit Union
Money Market Special — 4.07% APY - Christian Community Credit Union
High-Yield Money Market Promotion — 4.00% APY
