Current Oakdale, California and the surrounding area money market rates include 1st Northern California Credit Union1st Northern California Credit UnionA+5.0 ★Texas Ratio: 0.24% 1st Class Money Market Accounts at 5.39% APY, Noble Federal Credit UnionNoble Federal Credit UnionA+5.0 ★Texas Ratio: 4.58% Reverse Money Market at 5.00% APY, Redwood Credit UnionRedwood Credit UnionA+5.0 ★Texas Ratio: 3.79% Money Market at 4.15% APY, Clearpath Federal Credit UnionClearpath Federal Credit UnionA+5.0 ★Texas Ratio: 3.07% Money Market Special at 4.07% APY, and Nuvision Federal Credit UnionNuvision Federal Credit UnionA+5.0 ★Texas Ratio: 3.70% Advantage Choice Money Market at 4.00% APY. Money market rates as of April 19, 2026 according to verified data from MonitorBankRates.
Oakdale has 1 local institution in our database, with money market rates as high as 2.90% APY from Valley First Credit Union at 126 W F St, Oakdale, CA 95361 3842. Use the table below to compare all available offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Oakdale, California and surrounding area. Last Updated and Verified: April 19, 2026
Qualifying balance up to $24,999.99
$50,000-$250,000; Limited-time offer
Qualifying balance up to $100,000
Qualifying balance up to $1,000.00
New money only
Qualifying balance up to $1,000.00
New money only
Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Balance $50,000 or more
APY - Annual Percentage Yield on the Star One Money Market Savings Account is variable. Minimum deposit of $50 required to open a Money Market Savings Account. Fees may reduce earnings.
Maximize your organization's liquid funds with up to 3.50% APY*
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
$24,999.01
new money
On balances of $25,000+
Minimum to open is $10,000
$25,000 minimum to open account. $25,000 minimum to earn 3.20% APY.
$24,999.00
$5 - 2,500
$5
Minimum to open is $2,500
$5 monthly maintenance charge waived when minimum balance requirement is met
$5 monthly maintenance charge waived when minimum balance requirement is met
Compare local Oakdale, CA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield MMA rates currently average 2.906% APY.
California standard MMA rates rose 0.002 points over the past 7 days to 0.273% APY.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Oakdale, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oakdale, California. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.