MonitorBankRates
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Best Money Market Rates in Herald, California (CA) - April 2026

Current Herald, California and the surrounding area money market rates include 1st Northern California Credit Union1st Northern California Credit UnionA+5.0 ★Texas Ratio: 0.24% 1st Class Money Market Accounts at 5.39% APY, Noble Federal Credit UnionNoble Federal Credit UnionA+5.0 ★Texas Ratio: 4.58% Reverse Money Market at 5.00% APY, Americas Christian Credit UnionAmericas Christian Credit UnionA+5.0 ★Texas Ratio: 3.60% Corporate Money Market Accounts Tier 7 at 4.50% APY, Adelfi Credit UnionAdelfi Credit UnionA+5.0 ★Texas Ratio: 1.61% High-Yield Money Market at 4.00% APY, and Nuvision Federal Credit UnionNuvision Federal Credit UnionA+5.0 ★Texas Ratio: 3.70% Advantage Choice Money Market at 4.00% APY. Money market rates as of April 4, 2026 according to verified data from MonitorBankRates.

Herald is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the California area are available to Herald residents, with money market rates as high as 5.39% APY from 1st Northern California Credit Union. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Herald, California and surrounding area. Last Updated and Verified: April 4, 2026

Compare the Best Money Market Rates Today in Herald, California & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1st Class Money Market Accounts
5.39%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $24,999.99

Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Reverse Money Market Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Reverse Money Market
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Americas Christian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Corporate Money Market Accounts Tier 7
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Americas Christian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Corporate Money Market Tier 8
4.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Americas Christian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Corporate Money Market Accounts Tier 8
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Adelfi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
High-Yield Money Market
4.00%
$1,000
Rate
Min Deposit$1,000
Min Balance
UpdatedMar 24, 2026
Details

Intro rate expires: 12 months; New Funds Only

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Advantage Choice Money Market
4.00%
$1,000
Rate3.93%
Min Deposit$1,000
Min Balance
UpdatedMar 24, 2026
Details

Christian Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
High-Yield Money Market Promotion
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $100,000

SRI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Money Market
3.95%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.90%
$0
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
Performance® Money Market
3.80%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.75%
$0
Rate3.68%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

New money only

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Diamond Money Market
3.75%
$100
Rate3.69%
Min Deposit$100
Min Balance
UpdatedMar 29, 2026
Details

Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $25,000.00

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market
3.75%
$0
Rate3.68%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

New money only

UMB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
UMB Retail Money Market
3.71%
$0
Rate3.65%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Jumpstart Money Market
3.65%
$0
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Diamond Money Market
3.60%
$100
Rate3.54%
Min Deposit$100
Min Balance
UpdatedMar 29, 2026
Details

Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Sun Fund Money Market
3.51%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Balance $50,000 or more

Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Money Market Savings Account
3.51%
$50
Rate3.45%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

APY - Annual Percentage Yield on the Star One Money Market Savings Account is variable. Minimum deposit of $50 required to open a Money Market Savings Account. Minimum balance of $50 required to earn dividend. Fees may reduce earnings.

KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
Business Elite Money Market
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$15,000+

Americas Christian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Corporate Money Market Accounts Tier 5
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Diamond Money Market
3.50%
$100
Rate3.45%
Min Deposit$100
Min Balance
UpdatedMar 29, 2026
Details

Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
Business Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.42%
Money Market Savings Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market & Above
3.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$24,999.01

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$24,999.01 & Above

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.45%
$0
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Golden Bank National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
money market account
3.38%
$20,000
Rate
Min Deposit$20,000
Min Balance
UpdatedMar 26, 2026
Details

new money

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Enhanced Money Market Savings
3.30%
$10,000
Rate3.25%
Min Deposit$10,000
Min Balance
UpdatedMar 28, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

USC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.87%
Business Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
Business Elite Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
Money Market Plus
3.25%
$0
Rate3.21%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.60%
Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.20%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedMar 25, 2026
Details

$25,000 minimum to open account. $25,000 minimum to earn 3.20% APY.

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Advantage IRA Money Market
3.15%
$0
Rate3.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Advantage Money Market
3.15%
$0
Rate3.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Business Advantage Money Market Account
3.15%
$0
Rate3.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Down Payment Savings Money Market
3.10%
$0
Rate3.06%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Money Market Savings
3.10%
$0
Rate3.06%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Money Market million
3.10%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$1

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

months

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$24,999.00 & Below

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market & Below
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$24,999.00

Bay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
Money Market Savings - 2,500
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

$5

Bay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
Business Money Market Savings
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

$5 - 2,500

Valley First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.74%
Business Money Market Account Savings
3.00%
$0
Rate2.95%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Premier Money Market
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Premium Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Money Market Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Vision One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
IRA Money Market
3.00%
$0
Rate2.95%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Vision One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Money Market
3.00%
$0
Rate2.95%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
Money Market Plus
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Vision One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Money Market Checking
3.00%
$0
Rate2.95%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Coasthills Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
Peak Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Dow Great Western Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.77%
Rate Chaser Money Market
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Hanmi Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Simple Money Market
2.80%
$100
Rate
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

$5 monthly maintenance charge waived when minimum balance requirement is met

Hanmi Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Simple Money Market
2.60%
$100
Rate
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

$5 monthly maintenance charge waived when minimum balance requirement is met

City First Bank. N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
High Yield Consumer Money Market
2.25%
$10,000
Rate2.23%
Min Deposit$10,000
Min Balance
UpdatedApr 2, 2026
Details

Austin Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
Money Market3
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
Performance® Money Market
2.02%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Herald, California and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Herald, CA Money Market Rate Trends

Compare local Herald, CA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California MMA Trends →
High-Yield MMA — CA Avg
0.627%
▼ 0.169 vs 7 days ago

California high-yield MMA rates fell 0.169 points over the past 7 days to 0.627% APY.

Standard MMA — CA Avg
1.112%
▲ 0.014 vs 7 days ago

California standard MMA rates rose 0.014 points over the past 7 days to 1.112% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Herald, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Herald, California. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Herald, California

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in California.

Are Money Market accounts in Herald, California safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in California up to $250,000 per depositor, per institution.

How often do MMA rates change in Herald, California?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local California rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Herald, California

Here are some of the highest money market account APYs currently available in Herald, California and the surrounding area:
  • 1st Northern California Credit Union
    1st Class Money Market Accounts — 5.39% APY
  • Noble Federal Credit Union
    Reverse Money Market — 5.00% APY
  • Americas Christian Credit Union
    Corporate Money Market Accounts Tier 7 — 4.50% APY
  • Adelfi Credit Union
    High-Yield Money Market — 4.00% APY
  • Nuvision Federal Credit Union
    Advantage Choice Money Market — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Herald, California. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026