What are the current interest rates at Dow Great Western Credit Union?

Current rates for Dow Great Western Credit Union include: MMA: 3.00%

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Dow Great Western Credit Union

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Dow Great Western Credit Union Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dow Great Western Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 10, 2026

Dow Great Western Credit Union's money market rates are at 3.00%. MonitorBankRates evaluates the financial stability of Dow Great Western Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.77%. Rates were last updated on 05/10/2026.

Dow Great Western Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dow Great Western Credit Union? Share your experience about Dow Great Western Credit Union by leaving a review below, or read customer reviews before you decide to use Dow Great Western Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.77%

Excellent Lower than avg

Dow Great Western Credit Union
Dow Great Western

3457 Deer Valley Rd
Antioch, CA 94531 6665

https://www.dowcu.org

Dow Great Western Credit Union Money Market Rates

Product	Rate	APY	View More
Rate Chaser Money Market	-	3.00%
Details Qualifications Required: Direct deposit required; Qualifying balance up to $1,000.00 Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.77%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Dow Great Western Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Dow Great Western Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Dow Great Western Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Dow Great Western Credit Union

Website https://www.dowcu.org

Address 3457 Deer Valley Rd, Antioch, CA 94531 6665

Phone 925-331-1010

Fax 925-331-1066

President Art Solis

CEO Stacey Douglas

Full-Time Employees 6

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.77%

Return on Assets (ROA)

-0.7083%

Return on Equity (ROE)

-7.9737%

Non-Performing Loans Ratio (NPL)

1.21%

Total Assets

47,672,930

Total Amount of Shares and Deposits

44,242,423

Total Shares and Deposits < 1 Year

40,181,869

Total Shares and Deposits 1 3 Years

3,899,416

Total Shares and Deposits > 3 Years

161,138

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

797,332

Total Uninsured Shares and Deposits > $250K (F+J)

797,332

Total Insured Shares and Deposits > $250K (item 17 less item K)

43,445,091

Total Interest Expense (Sum of items 6 8)

429,628

Share Certificates

238

Number of Accounts for Share Drafts

1,301

IRA KEOGH Accounts

Number of Accounts for Regular Shares

2,027

All other shares

155

Money Market Shares

270

Net Income (unless the amount is already included in Undivided Earnings)

-124,871

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,396,166

Total Liabilities

44,308,523

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Dow Great Western Credit Union

How many branches does Dow Great Western Credit Union operate?

Dow Great Western Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Dow Great Western Credit Union?

Yes, to access services at Dow Great Western Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Dow Great Western Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dow Great Western Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Dow Great Western Credit Union offer online and mobile banking?

Most modern institutions like Dow Great Western Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dowcu.org.