Tuolumne, California Best CD Rates October 2026

Special Personal CD Promotion; Deposit Amount: $2,500 Minimum balance; APY effective as of 9/24/2026; ICBC (USA) personal demand deposit customers only; Early withdrawal penalties may apply

Balance tier: $250,000

Limited-time special CD rate for short-term savings

Digital | Consumer CD

Digital Products

Minimum deposit $500 (Min. Certs.)

Rewards+ Loyalty Program

Minimum balance to obtain APY: $1,000; Maximum deposit $500,000 per account and household

Share Certificates - Jumbo - Over $90,000; Anticipated Dividend Rate 3.63%; Anticipated APY 3.70%

Compounded Daily; Minimum balance of $1,500 is required to earn the posted APY

Balance tier: $100,000

Balance: $10,000 and over; $100,000 per member maximum

Balance: $10,000 and over; $100,000 per member maximum

Balance: $10,000.00 and over; $100,000 per member maximum

Effective Date: 09/01/2026; APY requires minimum $95,000 of New-to-Tech CU money; one penalty-free withdrawal per calendar month

Effective Date 09/01/2026; Minimum opening balance of $1,000 in new-to-Tech CU money; APY available with minimum $1,000 new-to-Tech CU money; Unlimited withdrawals without penalty six days after opening, minimum $1,000 must be maintained

Anticipated rates; Effective as of: 10-19-2026 (PST)

Limited time offer; dividend rate fixed for the term; Rates valid as of October 25, 2026; Disclaimers: C, DDD, MM

Limited time offer; dividend rate fixed for the term and not subject to a tiered rate; Disclaimers: AA, C, G, MM

Anticipated Dividend Rate; $20,000 minimum; Rates effective as of 10-19-2026 (PST)

Earn 3.55% APY on balances of $500 or more; Fund up to $500,000 online and up to $1,000,000 in a branch

Only a minimum deposit of $1,000 is required for the 3 month Bronze Share Certificate; unlimited add on deposits allowed on the 3 month Certificate only

Retail/Consumer only

Balance: $80,000.00 and Over; Rates effective as of October 1, 2026

Balance tier: $2,500

Balance: $10,000+ (Jumbo)

Effective March 1, 2026; Dividends compounded Daily; Dividends credited Quarterly

Dividend Rate 3.455%; Share Certificate Rates current as of October 23, 2026

Rate Effective Date: October 23, 2026

Effective Date: 09/01/2026

Consumer Certificates and IRA Certificates; Effective Date: 09/01/2026

Balance: $95,000 or more; Effective Date: 09/01/2026

Promotional rate good for initial term only

Share Certificate Rates current as of October 23, 2026

Minimum balance to open account online: $1,000; Opened online; Not available to business customers

Retail/Consumer only

Balance tier: $100,000

Additional deposits up to the initial opening deposit amount can be made at any time without penalty.; Promotional rate good for initial term only.

Business certificate of deposit; APY accurate as of 10/26/2026; Limited-time offer

Short-Term Growth; Minimum to open: $2,500

Rate Type: Fixed; Dividends paid monthly

APY based on minimum deposit of $1,000; APYs current as of 9/9/2025; penalty may be assessed for early withdrawal

Balance: $10,000.00 and over

Balance: $2,000.00 - $9,999.99

Only available to existing Premier customers; Minimum balance to open account online: $1,000; Opened online; Not available to business customers

Wealth Center/Telephone Only; Minimum balance to open account: $1,000; Not available to business customers

Online Only; 30-day penalty may apply for early withdrawal

Promotional yield; APY calculated on 3.93% base rate; membership eligibility required; no additional deposits; IRA share certificates do not qualify

Balance: $99,999 or less; Offer good for initial term only, CD automatically renews for the same term

Balance: $99,999 or less; Offer good for the initial term only; CD automatically renews for the same term

Balance: $500 minimum; Dividend rate 3.93%, APY 4.00%; Business promo term certificate

GoldStar membership required; Regular & IRA minimum balance $500+; Dedicated Saver minimum balance $5+; Early withdrawal penalty is 180 days of dividends

Early withdrawal penalties may apply

Minimum to open $1,000.00; Rates effective 10-22-2026

Dividend Rate 3.9285%; APY 4.00%

Balance tier: $100,000 and over; Rate effective October 1, 2026

Balance: $50,000 & up; Dividends Paid Monthly

Rate type: Fixed; Minimum to earn dividends: $100,000.00

Rate Type: Fixed

APYs accurate as of 10/22/2026; simple interest, not compounded; interest credited at maturity; renews automatically at maturity rate; penalty may be imposed for early withdrawal; Online Only

Balance: $10,000+ (Jumbo)

Standard Term Certificate; available to personal and business members

Regular & IRA minimum balance $500+; Dedicated Saver minimum balance $5+; Early withdrawal penalty is 180 days of dividends

Balance: $100,000 and above; CD Special Rates, limited time only; effective 8/6/2026