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 Sage Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Sage Credit Union's 12 month Pathfinder Term CD rates are at 5.00%, IRA Term CD 60 month rates are at 4.00%, IRA Term CD 48 month rates are at 3.75%, IRA Term CD 60 month rates are at 3.75%, IRA Term CD 36 month rates are at 3.50%. Sage Credit Union's savings rates are at 0.02%. Sage Credit Union's money market rates are at 0.75%. Sage Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Sage Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.98%. Rates last updated and verified on 08/28/2026. Sage Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sage Credit Union? Share your experience about Sage Credit Union by leaving a review below, or read customer reviews before you decide to use Sage Credit Union. 
Sage Credit Union CD Rates
Sage Credit Union Savings Rates
Sage Credit Union Money Market Rates
Sage Credit Union Checking Rates
Sage Credit Union Auto Loan Rates
Sage Credit Union Credit Card Rates
Sage Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Sage Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sage Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Sage Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Sage Credit Union
Website
https://www.sagecu.org
Address
2972 Washburn Way,
Klamath Falls, OR 97603
Phone
541-884-1376
Fax
541-885-8018
President
Karen Devore
CEO
Chad Olney
Full-Time Employees
93
Part-Time Employees
4
Branch Locations
8
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.98%
Return on Assets (ROA)
0.5980%
Return on Equity (ROE)
6.0813%
Non-Performing Loans Ratio (NPL)
0.60%
Total Assets
378,330,434
Total Amount of Shares and Deposits
338,110,139
Total Shares and Deposits < 1 Year
312,669,394
Total Shares and Deposits 1 3 Years
20,343,876
Total Shares and Deposits > 3 Years
5,096,869
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
30,054,355
Total Uninsured Shares and Deposits > $250K (F+J)
30,054,355
Total Insured Shares and Deposits > $250K (item 17 less item K)
308,055,784
Total Interest Expense (Sum of items 6 8)
1,810,402
Share Certificates
1,042
Number of Accounts for Share Drafts
18,067
IRA KEOGH Accounts
427
Number of Accounts for Regular Shares
29,757
All other shares
71
Money Market Shares
880
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
42,998,123
Total Liabilities
341,101,761
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Sage Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Sage Credit Union
Frequently Asked Questions About Sage Credit UnionHow many branches does Sage Credit Union operate?Sage Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Sage Credit Union?Yes, to access services at Sage Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Sage Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Sage Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Sage Credit Union offer online and mobile banking?Most modern institutions like Sage Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sagecu.org. Current Sage Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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