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TULARE COUNTY Rates & Review March 2026

TULARE COUNTY's 18 month CD rates are at 3.25%, 24 month CD rates are at 3.25%, 36 month CD rates are at 3.25%, 48 month CD rates are at 3.25%, 60 month CD rates are at 3.25%. TULARE COUNTY's savings rates are at 0.05%. TULARE COUNTY's money market rates are at 0.40%. TULARE COUNTY's 30-Year Fixed rates are at 5.12%, First Mortgages rates are at 5.12%. TULARE COUNTY's Personal Loan Rates are at 4.79%. MonitorBankRates evaluates the financial stability of TULARE COUNTY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.27%. Rates were last updated on 03/17/2026.

TULARE COUNTY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TULARE COUNTY? Share your experience about TULARE COUNTY by leaving a review below, or read customer reviews before you decide to use TULARE COUNTY.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.27%
Excellent Lower than avg
FNB of East Texas
Tulare Corporate Branch
300 N K St
Tulare, CA 93274 4008
https://www.tularefcu.org
Member NCUA

TULARE COUNTY CD Rates

Product Rate APY Term View More
18 month Share Certificate 3.20% 3.25% 18 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
24 month Share Certificate 3.20% 3.25% 24 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
36 month Share Certificate 3.20% 3.25% 36 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
48 month Share Certificate 3.20% 3.25% 48 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
60 month Share Certificate 3.20% 3.25% 60 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
IRA Certificates 18 month 3.20% 3.25% 18
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
IRA Certificates 24 month 3.20% 3.25% 24
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
IRA Certificates 36 month 3.20% 3.25% 36
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
IRA Certificates 48 month 3.20% 3.25% 48
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
IRA Certificates 60 month 3.20% 3.25% 60
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
12 month Share Certificate 3.15% 3.20% 12 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
IRA Certificates 12 month 3.15% 3.20% 12
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
9 month Share Certificate 1.75% 1.77% 9 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
IRA Certificates 9 month 1.75% 1.77% 9
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
6 month Share Certificate 0.75% 0.75% 6 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
IRA Certificates 6 month 0.75% 0.75% 6
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
3 month Share Certificate 0.50% 0.50% 3 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
IRA Certificates 3 month 0.50% 0.50% 3
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%

TULARE COUNTY Savings Rates

Product Rate APY View More
Holiday Savings 0.05% 0.05%
Min Deposit $25
Min Balance $25
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
IRA Share Savings 0.05% 0.05%
Min Deposit $50
Min Balance $5
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
Share Savings 0.05% 0.05%
Min Deposit $25
Min Balance $25
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%

TULARE COUNTY Money Market Rates

Product Rate APY View More
Money Market 0.40% 0.40%
Min Deposit $2,500
Min Balance $2,500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%

TULARE COUNTY Checking Rates

Product Rate APY View More
Checking - 0.00%
Min Deposit $25
Min Balance $0
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%

TULARE COUNTY Mortgage Rates

Product Rate Points APR Term View More
30-Year Fixed 5.13% - 5.27%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
First Mortgages 5.13% - 5.27% 30
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%

TULARE COUNTY Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 6.75%
Details As Low As; variable
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%

TULARE COUNTY Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.79% 72
Details As Low As; includes a 0.50% discount when enrolled in two of the following: TCFCU Checking, and automatic payment from TCFCU account or direct deposit. A discounted rate may be discontinued without notice if qualifying products are canceled.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%

TULARE COUNTY Credit Card Rates

Product Rate APR View More
Platinum Visa - 0.00%
Details Intro rate expires: 12 months; Regular APR: 11.90% - 15.90%
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
Platinum Visa - 11.90%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%
Classic Visa - 14.90%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.05%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for TULARE COUNTY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TULARE COUNTY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TULARE COUNTY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TULARE COUNTY
Address 300 N K St, Tulare, CA 93274 4008
Phone 559-686-1791
Fax 559-686-1116
President Vivian Hamilton
CEO Philip Clarey
Full-Time Employees 33
Part-Time Employees 2
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.27%
Return on Assets (ROA)
0.1486%
Return on Equity (ROE)
2.1118%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
147,128,430
Total Amount of Shares and Deposits
135,970,258
Total Shares and Deposits < 1 Year
114,651,434
Total Shares and Deposits 1 3 Years
19,094,006
Total Shares and Deposits > 3 Years
2,224,818
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,723,226
Total Uninsured Shares and Deposits > $250K (F+J)
5,716,226
Total Insured Shares and Deposits > $250K (item 17 less item K)
130,254,032
Total Interest Expense (Sum of items 6 8)
983,780
Share Certificates
898
Number of Accounts for Share Drafts
6,788
IRA KEOGH Accounts
238
Number of Accounts for Regular Shares
10,936
All other shares
1,292
Non Member Deposits
25
Money Market Shares
169
Net Income (unless the amount is already included in Undivided Earnings)
218,686
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,517,312
Total Liabilities
137,631,287
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About TULARE COUNTY

Is TULARE COUNTY a safe place to deposit money?

Yes, TULARE COUNTY is considered a safe financial institution. With a Texas Ratio of 4.2667309171483%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does TULARE COUNTY operate?

TULARE COUNTY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TULARE COUNTY?

Yes, to access services at TULARE COUNTY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TULARE COUNTY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TULARE COUNTY provides members with tools to manage their accounts and build a solid financial history.

Does TULARE COUNTY offer online and mobile banking?

Most modern institutions like TULARE COUNTY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tularefcu.org.

Current TULARE COUNTY Rates

  • 12-Month CD3.20%
  • 18-Month CD3.25%
  • 24-Month CD3.25%
  • 60-Month CD3.25%
  • Savings0.05%
  • MMA0.40%
Retrieved from our database of financial products. Rates subject to change.