Pleasanton, California Best CD Rates October 2026

Balance: $1,000 and over to obtain APY; rates shown by ZIP code

Balance: Up to $99,999.99; Minimum $1,000 required for all CDs; early withdrawal penalty applies if not held to maturity; Assumes no compounding, interest paid annually or at maturity

APY $500 balance tier; Dividends compound quarterly; Federally insured up to $250,000 by NCUA; Effective September 14, 2026

Term: 3 Months with Epic Premium Checking; Minimum deposit $500 (Min. Certs.); Requires Epic Premium Checking (**)

No minimum deposit

Promotional yield; APY calculated on 3.93% base rate; membership eligibility required; no additional deposits; IRA share certificates do not qualify

Balance: $99,999 or less; Offer good for initial term only, CD automatically renews for the same term

Balance: $99,999 or less; Offer good for the initial term only; CD automatically renews for the same term

Minimum to open $1,000.00; Rates effective 10-22-2026

Balance: $10,000.00 and over

Balance: $2,000.00 - $9,999.99

APYs accurate as of 10/22/2026; simple interest, not compounded; interest credited at maturity; renews automatically at maturity rate; penalty may be imposed for early withdrawal; Online Only

Dividend rate from comparison table

Balance: under $100k; Limited time special offer; Requires $500 new money (existing customers: $0.75 of every $1.00 new money); Not available for individual retirement or business accounts; Early withdrawal penalty applies

Special Personal CD Promotion; Deposit Amount: $2,500 Minimum balance; APY effective as of 9/24/2026; ICBC (USA) personal demand deposit customers only; Early withdrawal penalties may apply

Balance tier: $250,000

Limited-time special CD rate for short-term savings

Digital | Consumer CD

Digital Products

Minimum deposit $500 (Min. Certs.)

Rewards+ Loyalty Program

Minimum balance to obtain APY: $1,000; Maximum deposit $500,000 per account and household

Share Certificates - Jumbo - Over $90,000; Anticipated Dividend Rate 3.63%; Anticipated APY 3.70%

Compounded Daily; Minimum balance of $1,500 is required to earn the posted APY

Balance tier: $100,000

Balance: $10,000 and over; $100,000 per member maximum

Balance: $10,000 and over; $100,000 per member maximum

Balance: $10,000.00 and over; $100,000 per member maximum

Effective Date: 09/01/2026; APY requires minimum $95,000 of New-to-Tech CU money; one penalty-free withdrawal per calendar month

Effective Date 09/01/2026; Minimum opening balance of $1,000 in new-to-Tech CU money; APY available with minimum $1,000 new-to-Tech CU money; Unlimited withdrawals without penalty six days after opening, minimum $1,000 must be maintained

Anticipated rates; Effective as of: 10-19-2026 (PST)

Rates for California; $25,000 min. deposit

$25,000 min. deposit; Effective Date: 02/04/2026; Rates for California

Effective Date: 02/04/2026; Rates for California

Rates for California

Fixed Rate Accounts; Rates for California; Effective Date: 02/04/2026

Balance: $2,500 up to $49,999

Balance: $250

Term: 6 months (180 to 269 days)

Fixed Rate

Rate Type: Fixed; Dividend Paid: Monthly; Youth Shares and Youth Share Certificates are for primary members age 17 and under

California counties only; Balance: $0 - $4,999.99; Relationship rate; Early withdrawal penalties may apply

California counties only; Balance: $0 - $4,999.99; Early withdrawal penalties may apply

Balance: $1,000 and over to obtain APY; rates shown by ZIP code

Minimum to open $500.00; maximum opening deposit $500,000.00; early withdrawal penalty may apply

Balance: Up to $99,999.99; Minimum $1,000 required for all CDs; early withdrawal penalty applies if not held to maturity; Assumes no compounding, interest paid annually or at maturity

Digital | Consumer CD

$100,000 minimum for Promotional 4.25% CD for 6 months; Promotional CD rate is for new money; Early withdrawals subject to penalty

Term: 6 Months with Epic Premium Checking; Minimum deposit $500 (Min. Certs.); Requires Epic Premium Checking (**)

Balance: $500 and above; Limited-time summer certificate special

Upward's Summer CD Specials; Minimum balance for all Certificates and IRA Certificates is $500; All regular certificates can be opened as IRA certificates, unless otherwise noted; Terms and conditions may vary by account

Upward's Summer CD Specials; Minimum balance for all Certificates and IRA Certificates is $500; Terms and conditions may vary by account

Promo; Rate type: Fixed

Rewards+ Loyalty Program

Promotional rate good for initial term only

Share Certificate Rates current as of October 23, 2026

Minimum balance to open account online: $1,000; Opened online; Not available to business customers

Retail/Consumer only

Balance tier: $100,000

Additional deposits up to the initial opening deposit amount can be made at any time without penalty.; Promotional rate good for initial term only.

Business certificate of deposit; APY accurate as of 10/26/2026; Limited-time offer

Short-Term Growth; Minimum to open: $2,500