MonitorBankRates
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Oxnard, California CD Rates Today - Compare Best APYs for May 2026

Current Oxnard, California CD rates include CBC Federal Credit UnionCBC Federal Credit UnionA+5.0 ★Texas Ratio: 4.13%Real return: +1.45%APY minus CPI (February 2026) offering 1-Year IRA Term Share Certificates at 4.25% APY, County Schools Federal Credit UnionCounty Schools Federal Credit UnionA-4.9 ★Texas Ratio: 15.78%Real return: +0.95%APY minus CPI (February 2026) offering 60-Month Share Certificates at 3.75% APY, Premier America Credit UnionPremier America Credit UnionA5.0 ★Texas Ratio: 9.61%Real return: +0.45%APY minus CPI (February 2026) offering Business Certificate Accounts 12-Month at 3.25% APY, Wells FargoWells FargoA5.0 ★Texas Ratio: 7.44%Real return: -1.29%APY minus CPI (February 2026) offering 1 year Standard Fixed Rate Relationship at 1.51% APY, and Schools Federal Credit UnionSchools Federal Credit UnionA+5.0 ★Texas Ratio: 1.31%Real return: +3.10%APY minus CPI (February 2026) offering Relationship Certificate (12 months) at 5.90% APY. CD rates as of May 12, 2026 according to verified data from MonitorBankRates.

Oxnard has 42 local institutions in our database, with CD rates as high as 4.25% APY from CBC Federal Credit Union at 300 Arneill Rd, Camarillo, CA 93010. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 12, 2026

Compare Best CD Rates in Oxnard, California & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
3-Month Certificates
$0
2.75%
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Certificate Accounts 3-Month
$0
2.75%
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
IRA Certificates 3-Month
$0
2.75%
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate Relationship
$2,500
0.06%
Rate0.06%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate
$2,500
0.05%
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.05%
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
3 Month Share Certificate
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

*APY: Annual Percentage Yield

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
3 Month Term Certificates
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Minimum to Open $1,000.00

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Liquid Certificate 3 Month
$0
3.65%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Liquid Certificate 3 Month
$0
3.65%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Performance? CDs 3 month
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
3 month Share Certificates
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
Share Certificates 3 month
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
3-Month Certificate of Deposit
$500
3.55%
Rate
Min Deposit$500
Min Balance
UpdatedMay 4, 2026
Details

Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
Term Share Certificate 3 Months
$500
3.50%
Rate3.44%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

Provident Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3 Month IRA Pick-A-Term Certificates
$10,000
3.50%
Rate3.44%
Min Deposit$10,000
Min Balance
UpdatedMay 10, 2026
Details

Provident Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3 Month Pick-A-Term Certificates
$10,000
3.50%
Rate3.44%
Min Deposit$10,000
Min Balance
UpdatedMay 10, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 3 Month
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 3 Month
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Gold Minimum 3 month
$50,000
3.45%
Rate3.39%
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

$50,000

Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Certificate Account and IRA Account: Fixed Rate 90 Days
$0
3.41%
Rate3.34%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

$100,000 per member maximum

Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
90 Day Certificate Special
$10,000
3.41%
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 7, 2026
Details

balances $10,000 - $100,000

Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
90 Days Certificate Account and IRA Account: Fixed Rate
$10,000
3.41%
Rate3.34%
Min Deposit$10,000
Min Balance
UpdatedMay 7, 2026
Details

$100,000 per member maximum

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Silver Minimum 3 month
$0
3.40%
Rate3.34%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$20,000

SESLOC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Business Share Certificates 3 months
$100,000
3.40%
Rate3.35%
Min Deposit$100,000
Min Balance
UpdatedMay 6, 2026
Details

SESLOC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Business Share Certificates 3 months
$50,000
3.35%
Rate3.30%
Min Deposit$50,000
Min Balance
UpdatedMay 6, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Bronze Minimum 3 month
$0
3.35%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$2,500

SESLOC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Business Share Certificates 3 months
$1,000
3.30%
Rate3.25%
Min Deposit$1,000
Min Balance
UpdatedMay 6, 2026
Details

Pasadena Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
IRA 3-month Certificate
$0
3.25%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

$100,000 and over

Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
3 Month Certificate
$500
3.25%
Rate3.20%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Rewards+ Loyalty Program

Pasadena Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
3-month Certificate
$0
3.25%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

$100,000 and over

Fremont Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3 Month
$2,500
3.25%
Rate3.20%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

$2,500 up to $49,999*

Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
90 Days Certificate Account and IRA Account: Fixed Rate
$1,000
3.15%
Rate3.10%
Min Deposit$1,000
Min Balance
UpdatedMay 7, 2026
Details

$100,000 per member maximum

Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Certificate Account and IRA Account: Fixed Rate 90 Days
$0
3.15%
Rate3.10%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

$100,000 per member maximum

Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
3 MONTHS Certificate
$0
3.10%
Rate3.06%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
HSA Certificate Accounts 3 MONTHS
$0
3.10%
Rate3.06%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
CDARS? CDs 3 month
$0
3.05%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Funding Limit: $12M

Pasadena Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
3-month Certificate
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

$10,000 to $99,999.99

Pasadena Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
IRA 3-month Certificate
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

$10,000 to $99,999.99

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
3-MONTH Certificate
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

IRA not Eligible

California Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
3 Month Term Account
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Share / IRA Certificates / Roth / Educational IRA Certificates 3 Months
$500
2.95%
Rate2.92%
Min Deposit$500
Min Balance
UpdatedMay 10, 2026
Details

LASSEN COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
IRA Certificates 3 Months
$0
2.90%
Rate2.86%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Mission Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
3 months Certificate
$100,000
2.80%
Rate
Min Deposit$100,000
Min Balance
UpdatedMay 7, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
3 Month Certificate
$500
2.80%
Rate2.77%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
3 Month Share & IRA Certificate
$500
2.80%
Rate2.77%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
3 Month Share Certificates
$0
2.77%
Rate2.74%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Business 3 Month Certificate
$0
2.77%
Rate2.74%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Youth Certificates 3 Month
$0
2.77%
Rate2.74%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Mission Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
3 months Certificate
$10,000
2.75%
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 7, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
6-Month Certificates
$0
3.05%
Rate3.01%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Certificate Accounts 6-Month
$0
3.05%
Rate3.01%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
IRA Certificates 6-Month
$0
3.05%
Rate3.01%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Youth Launch Certificate 6-Month Certificate
$0
3.00%
Rate2.95%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
6-Month Share Certificates
$1,000
2.50%
Rate2.47%
Min Deposit$1,000
Min Balance
UpdatedMay 7, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 month Standard Fixed Rate Relationship
$2,500
0.06%
Rate0.06%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 month Standard Fixed Rate
$2,500
0.05%
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 month Standard Fixed Rate CD
$2,500
0.05%
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
6-Month CD Term
$1,000
4.15%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

Rates subject to change

Citizens National Bank of Texas
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
6 month CDs
$1,000
4.04%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
6-month Certificate GoldStar? Membership
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedMay 6, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 6-month GoldStar? Membership
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedMay 6, 2026
Details

Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
6 months Term Certificates & IRA Certificates
$500
4.00%
Rate3.94%
Min Deposit$500
Min Balance
UpdatedMay 10, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
6-month Share Certificate
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 6-month
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
6-month Certificate
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Certificates of Deposit 6 Month
$500
3.90%
Rate
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Consumer Certificate of Deposit 6 months
$500
3.90%
Rate
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
6 Month Certificate
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

New Money Only

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
6 Month Share Certificate
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
6 Months Share Certificates
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 6 Month IRA
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Business CDs 6 month
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
6 Month Certificate
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

New Money Only

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
6 Month Share Certificate
$0
3.70%
Rate3.64%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
6 Months Share Certificates
$0
3.70%
Rate3.64%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 6 Month IRA
$0
3.70%
Rate3.64%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Frontwave Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
6-Month Share Certificate
$0
3.65%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Share Certificates

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 6 Month IRA
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
6 Month Share Certificate
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
6 Months Share Certificates
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Performance? CDs 6 month
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 6 Month
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Gold Minimum 6 month
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$50,000

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Gold Minimum 6 month
$50,000
3.60%
Rate3.54%
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

$50,000

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Agility 6-month CD
$1,000
3.56%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 4, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
6 month Share Certificates
$0
3.55%
Rate3.49%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 6 Month Certificate of Deposit
$0
3.55%
Rate3.49%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Silver Minimum 6 month
$0
3.55%
Rate3.49%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$20,000

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Silver Minimum 6 month
$20,000
3.55%
Rate3.49%
Min Deposit$20,000
Min Balance
UpdatedMay 12, 2026
Details

$20,000

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
Share Certificates 6 month
$0
3.55%
Rate3.49%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Regular Certificates 6 Month
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
6 Month Certificate of Deposit (IRA)
$0
3.55%
Rate3.49%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
6-Month Special Certificate Account
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No monthly fee

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
6-Month Jumbo Share Certificate
$10,000
3.55%
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 6, 2026
Details

$10,000

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
6-month Share Certificate
$10,000
3.55%
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 6, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money Certificate of Deposit (CD) 6 months
$1,000
3.55%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 4, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money CDs 6 Month
$1,000
3.55%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 4, 2026
Details

Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
IRA - 6 Month Certificate
$0
3.54%
Rate3.48%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Provident Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
6 Month Pick-A-Term Certificates
$10,000
3.50%
Rate3.44%
Min Deposit$10,000
Min Balance
UpdatedMay 10, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CBC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
1-Year IRA Term Share Certificates
$500
4.25%
Rate4.17%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

APY= Annual Percentage Yield. Stated rate is 4.169%. APY is accurate as of April 1, 2026. $500.00 minimum deposit required. Fees can reduce earnings on the account. Early withdrawal penalties may apply. OceanAir reserves the right to end or modify these offers at any time without notice

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
12-Month Certificates
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Certificate Accounts 12-Month
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
IRA Certificates 12-Month
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
12-Month Share Certificates
$1,000
3.00%
Rate2.96%
Min Deposit$1,000
Min Balance
UpdatedMay 7, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 year Standard Fixed Rate Relationship
$2,500
1.51%
Rate1.50%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 year Standard Fixed Rate
$2,500
1.50%
Rate1.49%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 year Standard Fixed Rate CD
$2,500
1.50%
Rate1.49%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
IRA Certificates 12-Month Term
$1,000
1.00%
Rate0.99%
Min Deposit$1,000
Min Balance
UpdatedMay 7, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Relationship Certificate (12 months)
$500
5.90%
Rate5.75%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

Terms Apply

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA Certificates 1 Year Starter Add-On
$0
4.25%
Rate4.18%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
Gen-T Term Share Certificate* 12 Months
$5
4.25%
Rate4.16%
Min Deposit$5
Min Balance
UpdatedMay 6, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Deferred Compensation Certificates 12 months
$50
4.15%
Rate4.07%
Min Deposit$50
Min Balance
UpdatedMay 7, 2026
Details

payroll deposit only

Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
IRA - 12 Month Certificate
$0
4.12%
Rate4.04%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
1-Year Certificate
$0
4.10%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
12-month Loyalty Share Certificate
$0
4.10%
Rate4.02%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1 Year Add-On Certificate
$0
4.10%
Rate4.04%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1 Year Add-On Starter Certificate
$0
4.10%
Rate4.04%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
12 Months Certificate
$90,000
4.04%
Rate3.97%
Min Deposit$90,000
Min Balance
UpdatedMay 6, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
12 Months Term Certificates
$90,000
4.04%
Rate3.97%
Min Deposit$90,000
Min Balance
UpdatedMay 6, 2026
Details

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
12-month IRA Traditional & Roth Share Certificates
$1,000
4.00%
Rate3.93%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Promotional IRA Certificates / Roth / Educational IRA Certificates 12 Months
$0
4.00%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

SMW 104 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Youth Share Certificate 12 Months
$50
4.00%
Rate3.91%
Min Deposit$50
Min Balance
UpdatedMay 7, 2026
Details

SMW 104 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Teen Share Certificate 12 Months
$0
4.00%
Rate3.91%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 12-month GoldStar? Membership
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedMay 6, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
12-month Certificate GoldStar? Membership
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedMay 6, 2026
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Agility 12-month CD
$1,000
4.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 4, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
12-month Share Certificate
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
12 Months Certificate
$500
3.92%
Rate3.85%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
12 Months Term Certificates
$500
3.92%
Rate3.85%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 1 Year Retirement Share Certificate
$0
3.91%
Rate3.84%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

$10,000 - $49,999.99

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
12-month Certificate
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 12-month
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Traditional/Roth IRA Standard 12-Month
$0
3.85%
Rate3.78%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Minimum to open & earn dividends: $1,000

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Traditional/Roth IRA Mini-Jumbo Certificate 12-Month
$0
3.85%
Rate3.78%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Minimum to open & earn dividends: $50,000

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Traditional/Roth IRA Jumbo Certificate 12-Month
$0
3.85%
Rate3.78%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Minimum to open & earn dividends: $100,000

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
12-Month Bonus Certificate
$0
3.84%
Rate
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 12 Month
$0
3.84%
Rate3.78%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus IRA Certificates 12 Month
$0
3.84%
Rate3.78%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Citizens National Bank of Texas
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
12 month CDs
$1,000
3.82%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
12-month CD
$0
3.80%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Limited time offer. Only available in our branches.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
1 Year Rookie Share Certificate
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
1 Year Share Certificate
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
1 Year Share Certificates
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
12 Month Share Certificate
$0
3.80%
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 1 Year IRA
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Safe 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
12-Month Variable Rate Certificate
$0
3.77%
Rate3.71%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Cal State L.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.69%
12 Months Certificate
$100,000
3.76%
Rate3.70%
Min Deposit$100,000
Min Balance
UpdatedMay 7, 2026
Details

Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
12 months Term Certificates & IRA Certificates
$500
3.75%
Rate3.70%
Min Deposit$500
Min Balance
UpdatedMay 10, 2026
Details

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
1 Year Youth Share Certificates
$250
3.75%
Rate3.69%
Min Deposit$250
Min Balance
UpdatedMay 7, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
18-Month Certificates
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Certificate Accounts 18-Month
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
IRA Certificates 18-Month
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
18-month IRA Traditional & Roth Share Certificates
$1,000
4.15%
Rate4.07%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
18-month Certificate GoldStar? Membership
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedMay 6, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 18-month GoldStar? Membership
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedMay 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 18 Month IRA
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
18 Months Certificate
$90,000
3.98%
Rate3.91%
Min Deposit$90,000
Min Balance
UpdatedMay 6, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
18 Months Term Certificates
$90,000
3.98%
Rate3.91%
Min Deposit$90,000
Min Balance
UpdatedMay 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 18 Month IRA
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
18-month Certificate
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 18-month
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 18 Month IRA
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
18 Months Term Certificates
$500
3.83%
Rate3.76%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
18 Months Certificate
$500
3.83%
Rate3.76%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Agility 18-month CD
$1,000
3.80%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 4, 2026
Details

Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
18 Months Share Certificates
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Gold Minimum 18 month
$0
3.75%
Rate3.68%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$50,000

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Gold Minimum 18 month
$50,000
3.75%
Rate3.68%
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

$50,000

North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
18 Months Share Certificate
$1,000
3.73%
Rate3.68%
Min Deposit$1,000
Min Balance
UpdatedMay 10, 2026
Details

North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
18 Months Share Certificates
$1,000
3.73%
Rate3.68%
Min Deposit$1,000
Min Balance
UpdatedMay 10, 2026
Details

Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
18 Months Share Certificates
$0
3.70%
Rate3.64%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Promotional IRA Certificates / Roth / Educational IRA Certificates 18 Months
$0
3.70%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Silver Minimum 18 month
$20,000
3.70%
Rate3.63%
Min Deposit$20,000
Min Balance
UpdatedMay 12, 2026
Details

$20,000

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Silver Minimum 18 month
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$20,000

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
18-Month Variable Rate IRA
$0
3.67%
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Bronze Minimum 18 month
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$2,500

Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
18 Months Share Certificates
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Bronze Minimum 18 month
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$100

Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
18 Months Share Certificates
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
18-month Share Certificate
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
18-month Share Certificate
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
18 Months Share Certificates
$0
3.55%
Rate3.49%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 18 Month
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
IRA 18 month
$25
3.50%
Rate3.45%
Min Deposit$25
Min Balance
UpdatedMay 12, 2026
Details

Rewards+ Loyalty Program

Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
18 Month Certificate
$500
3.50%
Rate3.45%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Rewards+ Loyalty Program

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
Pick Your Term 18-Month
$1,000
3.50%
Rate3.44%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

IRA Certificates are available.

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
18-Month Certificate
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

For a limited time only, pick your certificate term!

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 18 Month
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Corazo Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.60%
18 Month IRA
$500
3.50%
Rate3.44%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Corazo Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.60%
18 Month Certificate
$500
3.50%
Rate3.44%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Regular Certificates 18 Month
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
IRA Share Certificates 18 Month
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Consumer Certificate of Deposit 18 months
$500
3.50%
Rate
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Certificates of Deposit 18 Month
$500
3.50%
Rate
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
18 month Share Certificate
$100,000
3.41%
Rate3.37%
Min Deposit$100,000
Min Balance
UpdatedMay 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 18 month
$100,000
3.41%
Rate3.37%
Min Deposit$100,000
Min Balance
UpdatedMay 6, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Performance? CDs 18 month
$0
3.40%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
18 Month Term Share and Traditional, Roth & SEP IRA Certificates
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 18 month
$500
3.31%
Rate3.27%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
24-Month Share Certificates
$1,000
3.50%
Rate3.44%
Min Deposit$1,000
Min Balance
UpdatedMay 7, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
24-Month Certificates
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Certificate Accounts 24-Month
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
IRA Certificates 24-Month
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
24-month IRA Traditional & Roth Share Certificates
$1,000
4.50%
Rate4.41%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 2 Year Retirement Share Certificate
$0
4.10%
Rate4.03%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

$100,000 and over

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 2 Year Retirement Share Certificate
$0
4.05%
Rate3.98%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

$50,000 - $99,999.99

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
24-month Certificate GoldStar? Membership
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedMay 6, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 24-month GoldStar? Membership
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedMay 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2 Year Share Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2 Years Share Certificates
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 2 Year Retirement Share Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

$10,000 - $49,999.99

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2 Year Share Certificate
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2 Years Share Certificates
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
24-month Certificate
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 24-month
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2 Year Share Certificate
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2 Years Share Certificates
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Noble Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
1-2 Year Share Certificate
$250,000
3.87%
Rate3.80%
Min Deposit$250,000
Min Balance
UpdatedMay 7, 2026
Details

Cal State L.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.69%
24 Months Certificate
$100,000
3.76%
Rate3.70%
Min Deposit$100,000
Min Balance
UpdatedMay 7, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Gold Minimum 24 month
$50,000
3.75%
Rate3.68%
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

$50,000

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Gold Minimum 24 month
$0
3.75%
Rate3.68%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$50,000

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 24 Month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 24 Month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Corazo Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.60%
24 Month Certificate
$500
3.75%
Rate3.69%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Corazo Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.60%
24 Month IRA
$500
3.75%
Rate3.69%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 24 Month
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
24 Months Share Certificates / Roth & Traditional IRA Share Certificates
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Modestos First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
Share Certificates 24 Months
$1,000
3.75%
Rate3.70%
Min Deposit$1,000
Min Balance
UpdatedMay 6, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus IRA Certificates 24 Month
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Silver Minimum 24 month
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$20,000

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
IRA Share Certificates1 24 Months Platinum
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
24-month Share Certificate
$1,000
3.70%
Rate3.64%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Silver Minimum 24 month
$20,000
3.70%
Rate3.63%
Min Deposit$20,000
Min Balance
UpdatedMay 12, 2026
Details

$20,000

Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
24 Months Share Certificates / Roth & Traditional IRA Share Certificates
$0
3.70%
Rate3.64%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Traditional/Roth IRA Jumbo Certificate 24-Month
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Minimum to open & earn dividends: $100,000

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Jumbo College Saver Certificates 24-Month
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Minimum to open & earn dividends: $100,000

Cal State L.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.69%
24 Months Certificate
$500
3.66%
Rate3.60%
Min Deposit$500
Min Balance
UpdatedMay 7, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Mini-Jumbo College Saver Certificates 24-Month
$0
3.65%
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Minimum to open & earn dividends: $50,000

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Traditional/Roth IRA Mini-Jumbo Certificate 24-Month
$0
3.65%
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Minimum to open & earn dividends: $50,000

Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
24 Months Share Certificates / Roth & Traditional IRA Share Certificates
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Bronze Minimum 24 month
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$100

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Bronze Minimum 24 month
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$2,500

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
IRA Share Certificates1 24 Months Gold
$0
3.65%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
24 Month - Share Certificate
$0
3.61%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA Certificates 2 Years
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
IRA Share Certificates1 24 Months Silver
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Promotional IRA Certificates / Roth / Educational IRA Certificates 24 Months
$0
3.60%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
24 Months Share Certificates / Roth & Traditional IRA Share Certificates
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
IRA Certificates 2 Years
$5
3.60%
Rate3.54%
Min Deposit$5
Min Balance
UpdatedMay 7, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
36-Month Share Certificates
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedMay 7, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
IRA Certificates 36-Month
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
36-Month Certificates
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Certificate Accounts 36-Month
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Deferred Compensation Certificates 36 months
$50
4.20%
Rate4.11%
Min Deposit$50
Min Balance
UpdatedMay 7, 2026
Details

payroll deposit only

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
3 Years Add-On Certificate
$0
4.15%
Rate4.09%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
36 month Share Certificate
$100,000
4.00%
Rate3.94%
Min Deposit$100,000
Min Balance
UpdatedMay 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 36 month
$100,000
4.00%
Rate3.94%
Min Deposit$100,000
Min Balance
UpdatedMay 6, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
36-month Certificate GoldStar? Membership
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedMay 6, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 36-month GoldStar? Membership
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedMay 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Year Share Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Years Share Certificates
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 3 Year IRA
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Corazo Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.60%
36 Month Certificate
$500
4.00%
Rate3.93%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 3 Year IRA
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Years Share Certificates
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Year Share Certificate
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 36 month
$500
3.90%
Rate3.85%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
36-month Certificate
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 36-month
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Year Share Certificate
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Years Share Certificates
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 3 Year IRA
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
3-Year Certificate
$0
3.82%
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
IRA Share Certificates1 36 Months Platinum
$0
3.81%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Gold Minimum 36 month
$50,000
3.75%
Rate3.68%
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

$50,000

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
36-month IRA Traditional & Roth Share Certificates
$1,000
3.75%
Rate3.69%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
IRA Share Certificates1 36 Months Gold
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 36 Month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Gold Minimum 36 month
$0
3.75%
Rate3.68%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$50,000

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 36 Month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
36 Months Share Certificates / Roth & Traditional IRA Share Certificates
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 36 Month
$0
3.71%
Rate3.65%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus IRA Certificates 36 Month
$0
3.71%
Rate3.65%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
36 Months Share Certificates / Roth & Traditional IRA Share Certificates
$0
3.70%
Rate3.64%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Silver Minimum 36 month
$20,000
3.70%
Rate3.63%
Min Deposit$20,000
Min Balance
UpdatedMay 12, 2026
Details

$20,000

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Silver Minimum 36 month
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$20,000

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
IRA Share Certificates1 36 Months Silver
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Cal State L.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.69%
36 Months Certificate
$100,000
3.66%
Rate3.60%
Min Deposit$100,000
Min Balance
UpdatedMay 7, 2026
Details

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
IRA Share Certificates1 36 Months Standard
$0
3.65%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Bronze Minimum 36 month
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$2,500

Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
36 Months Share Certificates / Roth & Traditional IRA Share Certificates
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Bronze Minimum 36 month
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$100

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
3 Years Share Certificates
$500
3.64%
Rate3.58%
Min Deposit$500
Min Balance
UpdatedMay 7, 2026
Details

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
IRA Certificates 3 Years
$5
3.64%
Rate3.58%
Min Deposit$5
Min Balance
UpdatedMay 7, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
36-month Share Certificate
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
36 Months Share Certificates / Roth & Traditional IRA Share Certificates
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
36 Months Share Certificate
$10,000
3.56%
Rate3.51%
Min Deposit$10,000
Min Balance
UpdatedMay 10, 2026
Details

North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
36 Months Share Certificates
$10,000
3.56%
Rate3.51%
Min Deposit$10,000
Min Balance
UpdatedMay 10, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
36 Month Certificates
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
48-Month Share Certificates
$1,000
3.65%
Rate3.58%
Min Deposit$1,000
Min Balance
UpdatedMay 7, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
IRA Certificates 48-Month
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
48-Month Certificates
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Certificate Accounts 48-Month
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Corazo Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.60%
48 Month Certificate
$500
4.25%
Rate4.17%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
48-month Certificate GoldStar? Membership
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedMay 6, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 48-month GoldStar? Membership
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedMay 6, 2026
Details

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
48-month IRA Traditional & Roth Share Certificates
$1,000
4.00%
Rate3.93%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
IRA Share Certificates1 48 Months Platinum
$0
3.96%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
IRA Share Certificates1 48 Months Gold
$0
3.91%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
48-month Certificate
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 48-month
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
IRA Share Certificates1 48 Months Silver
$0
3.86%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
IRA Share Certificates1 48 Months Standard
$0
3.80%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Gold Minimum 48 month
$50,000
3.80%
Rate3.73%
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

$50,000

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Gold Minimum 48 month
$0
3.80%
Rate3.73%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$50,000

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 48 Month
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus IRA Certificates 48 Month
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 48 Month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 48 Month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Silver Minimum 48 month
$20,000
3.75%
Rate3.68%
Min Deposit$20,000
Min Balance
UpdatedMay 12, 2026
Details

$20,000

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Silver Minimum 48 month
$0
3.75%
Rate3.68%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$20,000

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
48 MONTH CERTIFICATE
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
48 MONTH IRA CERTIFICATE
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Bronze Minimum 48 month
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$100

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Bronze Minimum 48 month
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$2,500

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
IRA Certificates 4 Years
$5
3.70%
Rate3.63%
Min Deposit$5
Min Balance
UpdatedMay 7, 2026
Details

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4 Years Share Certificates
$500
3.70%
Rate3.63%
Min Deposit$500
Min Balance
UpdatedMay 7, 2026
Details

Cal State L.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.69%
48 Months Certificate
$100,000
3.66%
Rate3.60%
Min Deposit$100,000
Min Balance
UpdatedMay 7, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Jumbo College Saver Certificates 48-Month
$0
3.65%
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Minimum to open & earn dividends: $100,000

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Traditional/Roth IRA Jumbo Certificate 48-Month
$0
3.65%
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Minimum to open & earn dividends: $100,000

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Mini-Jumbo College Saver Certificates 48-Month
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Minimum to open & earn dividends: $50,000

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Traditional/Roth IRA Mini-Jumbo Certificate 48-Month
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Minimum to open & earn dividends: $50,000

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
48 Month Certificates
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
IRA Certificates 48 Month
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Cal State L.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.69%
48 Months Certificate
$500
3.55%
Rate3.50%
Min Deposit$500
Min Balance
UpdatedMay 7, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Standard College Saver Certificates 48-Month
$0
3.55%
Rate3.49%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Minimum to open & earn dividends: $500

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Traditional/Roth IRA Standard 48-Month
$0
3.55%
Rate3.49%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Minimum to open & earn dividends: $1,000

AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
48 Month Term Share and Traditional, Roth & SEP IRA Certificates
$0
3.51%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
48 Month Term Certificates
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Minimum to Open $1,000.00

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
4 Year Jumbo Term Share Certificates & IRA Share Certificates
$100,000
3.50%
Rate
Min Deposit$100,000
Min Balance
UpdatedMay 12, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
Jumbo Term Share Certificates & IRA Share Certificates 4 Year
$100,000
3.50%
Rate3.45%
Min Deposit$100,000
Min Balance
UpdatedMay 12, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
48 Month Certificate
$100,000
3.50%
Rate3.44%
Min Deposit$100,000
Min Balance
UpdatedMay 12, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
48 Month Share & IRA Certificate
$100,000
3.50%
Rate3.44%
Min Deposit$100,000
Min Balance
UpdatedMay 12, 2026
Details

American First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48 Month Promo Certificate
$1,000
3.50%
Rate3.44%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Funds on deposit at AFCU are not eligible for this promotion unless matched with outside (new) funds from another financial institution. The minimum deposit to open and earn stated Annual Percentage Yield (APY) on share certificates at American First Credit Union is $1,000. Rates subject to change at any time. Funds must remain on deposit until maturity to earn the stated APY. Penalty may be imposed for early withdrawal. Fees may reduce earnings. No maximum deposit.

Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
48 Month Certificate
$500
3.50%
Rate3.45%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Rewards+ Loyalty Program

Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
IRA 48 month
$25
3.50%
Rate3.45%
Min Deposit$25
Min Balance
UpdatedMay 12, 2026
Details

Rewards+ Loyalty Program

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
48 MONTH CERTIFICATE
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
48-month Share Certificate
$1,000
3.50%
Rate3.44%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Regular IRA Certificate 48 Month
$0
3.45%
Rate3.39%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
60-Month Share Certificates
$1,000
3.75%
Rate3.69%
Min Deposit$1,000
Min Balance
UpdatedMay 7, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
IRA Certificates 60-Month
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
60-Month Certificates
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Certificate Accounts 60-Month
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Corazo Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.60%
60 Month Certificate
$500
4.50%
Rate4.41%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Deferred Compensation Certificates 60 months
$50
4.30%
Rate4.21%
Min Deposit$50
Min Balance
UpdatedMay 7, 2026
Details

payroll deposit only

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
60-month IRA Traditional & Roth Share Certificates
$1,000
4.25%
Rate4.17%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
60 Months
$500
4.10%
Rate4.03%
Min Deposit$500
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 5 Year Retirement Share Certificate
$0
4.10%
Rate4.03%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

$100,000 and over

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
IRA Share Certificates1 60 Months Platinum
$0
4.06%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 5 Year Retirement Share Certificate
$0
4.05%
Rate3.98%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

$50,000 - $99,999.99

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
Retirement Certificates 5 Years
$0
4.05%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
IRA Share Certificates1 60 Months Gold
$0
4.01%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 5 Year Retirement Share Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

$10,000 - $49,999.99

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
60 MONTH IRA CERTIFICATE
$0
4.00%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
60 MONTH CERTIFICATE
$0
4.00%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 5 Year IRA
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
60-month Certificate GoldStar? Membership
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedMay 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5 Years Share Certificates
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5 Year Share Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 60-month GoldStar? Membership
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedMay 6, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
6 to 60-Month GoldStar? Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Rate is 0.100% APY lower for non-GoldStar? members

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
IRA Share Certificates1 60 Months Silver
$0
3.96%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Regular IRA Certificate 60 Month
$0
3.95%
Rate3.87%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
60 Month Share Certificates
$0
3.95%
Rate3.87%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5 Years Share Certificates
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 5 Year IRA
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5 Year Share Certificate
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
60 Months
$500
3.95%
Rate3.88%
Min Deposit$500
Min Balance
UpdatedMay 10, 2026
Details

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
IRA Share Certificates1 60 Months Standard
$0
3.91%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
6 to 60-Month Certificate
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

$500 minimum balance

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
60-month Certificate
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 60-month
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5 Year Share Certificate
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5 Years Share Certificates
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 5 Year IRA
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
IRA Certificates 5 Years
$5
3.85%
Rate3.78%
Min Deposit$5
Min Balance
UpdatedMay 7, 2026
Details

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
5 Years Share Certificates
$500
3.85%
Rate3.78%
Min Deposit$500
Min Balance
UpdatedMay 7, 2026
Details

Coast Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Simplified Employee Pension (SEP) IRA Certificates 60 months
$0
3.82%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Coast Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Traditional IRA Certificates 60 months
$0
3.82%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Coast Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Roth IRA Certificates 60 months
$0
3.82%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Gold Minimum 60 month
$0
3.80%
Rate3.73%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$50,000

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Gold Minimum 60 month
$50,000
3.80%
Rate3.73%
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

$50,000

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 60 Month
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus IRA Certificates 60 Month
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Silver Minimum 60 month
$20,000
3.75%
Rate3.68%
Min Deposit$20,000
Min Balance
UpdatedMay 12, 2026
Details

$20,000

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
60-month Share Certificate
$1,000
3.75%
Rate3.69%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
60 MONTH CERTIFICATE
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Silver Minimum 60 month
$0
3.75%
Rate3.68%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$20,000

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
Jumbo Term Share Certificates & IRA Share Certificates 5 Year
$100,000
3.75%
Rate3.69%
Min Deposit$100,000
Min Balance
UpdatedMay 12, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Key Takeaways

What to know about CD rates in Oxnard, California at a glance.

  • APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
  • The highest CD APY currently available to Oxnard depositors is 4.25% APY from CBC Federal Credit Union. The rate table above ranks every offer we track for this market, sorted by APY.
  • Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
  • CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.

Top CD Rates from Oxnard, California Institutions

Highest verified APYs available today — updated May 12, 2026

B Top 5 Bank Rates
Wells Fargo
1 year Standard Fixed Rate Relationship
A 5.0 ★ TX: 7.44%
Min: $2,500
1.51%
U S POSTAL SERVICE
IRA Certificates 1 Year Starter Add-On
A+ 5.0 ★ TX: 2.27%
Min: $0
4.25%
United Fidelity Bank
6-Month CD Term
A+ 5.0 ★ TX: 0.81%
Min: $1,000
4.15%
Citizens National Bank of Texas
6 month CDs
A+ 5.0 ★ TX: 5.08%
Min: $1,000
4.04%
CIBC
Agility 12-month CD
A+ 5.0 ★ TX: 2.97%
Min: $1,000
4.00%
CU Top 5 Credit Union Rates
CBC Federal Credit Union
1-Year IRA Term Share Certificates
A+ 5.0 ★ TX: 4.13%
Min: $500
4.25%
County Schools Federal Credit Union
60-Month Share Certificates
A- 4.9 ★ TX: 15.78%
Min: $1,000
3.75%
Premier America Credit Union
Business Certificate Accounts 12-Month
A 5.0 ★ TX: 9.61%
Min: $0
3.25%
Schools Federal Credit Union
Relationship Certificate (12 months)
A+ 5.0 ★ TX: 1.31%
Min: $500
5.90%
Premier One Credit Union
24-month IRA Traditional & Roth Share Certificates
A+ 5.0 ★ TX: 1.63%
Min: $1,000
4.50%
Rates verified May 12, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Oxnard, CA CD Rate Trends

Compare local Oxnard, CA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California CD Trends →
12-Month CD — CA Avg
2.058%
▼ 0.010 vs 7 days ago

California 12-month CD rates fell 0.010 points over the past 7 days to 2.058% APY.

6-Month CD — CA Avg
1.106%
▼ 0.113 vs 7 days ago

California 6-month CD rates fell 0.113 points over the past 7 days to 1.106% APY.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

CA CD Rate Forecast — Next 12 Months

Where are California CD rates headed through May 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

CA 12-Month Avg APY
2.058%
6-Month Forecast
2.058%
Range: 1.86% – 2.21%
12-Month Forecast
1.808%
Range: 1.61% – 1.96%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the California average 12-month CD APY in our database.

Spread model: The California 12-month CD average currently trades 2.32% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at CA CD Rates Today

Annual interest earnings at today’s California average APYs. State average used where available; national average as fallback.

CD Term CA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 0.818% $40.90 $81.79 $204.48 $408.95
6-Month CD 1.106% $55.31 $110.61 $276.53 $553.05
12-Month CD 2.058% $102.90 $205.79 $514.48 $1,028.95
18-Month CD 2.533% $126.63 $253.25 $633.13 $1,266.25
24-Month CD 2.561% $128.04 $256.07 $640.18 $1,280.35
36-Month CD 2.636% $131.82 $263.64 $659.10 $1,318.20
48-Month CD 2.593% $129.65 $259.30 $648.25 $1,296.50
60-Month CD 2.615% $130.75 $261.49 $653.73 $1,307.45
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 12, 2026.

Sample CD Ladder for Oxnard, California Savers

$25,000 split equally across 5 terms using today’s California average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit CA Avg APY Annual Earnings
1 3-Month CD $5,000 0.818% $40.90
2 6-Month CD $5,000 1.106% $55.31
3 12-Month CD $5,000 2.058% $102.90
4 24-Month CD $5,000 2.561% $128.04
5 36-Month CD $5,000 2.636% $131.82
Total ($25,000 invested) $25,000 1.836% blended $458.97/yr

Ladder example uses equal $5,000 rungs and California average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

1,387
CD Rates
Tracked in Oxnard, California
16 Banks 84 Credit Unions

About Our Oxnard, California CD Rate Database

MonitorBankRates tracks 1,387 CD rates from 16 banks and 84 credit unions with locations in Oxnard, California, plus national online institutions available to California residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: CBC Federal Credit Union offers a CD at 4.25% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Oxnard, California.

How to Find the Best CD Rates in Oxnard, California

What to compare when shopping for a CD in Oxnard, California

To find the best APYs in Oxnard, California, start with credit unions and online-only banks — Oxnard, California has 84 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Oxnard, California

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Oxnard, California — 100 institutions here report CD rates

Consider an Alternative If…

Oxnard, California Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
12.2%
National avg: 17.3%
Median Individual Earnings
$36,214
National avg: $47,340
Poverty Rate
11.0%
National avg: 11.1%
Unemployment Rate
6.5%
National avg: 4.8%
CD Earnings on 10% of Salary
$75/yr
At CA 12-mo avg 2.058% APY

12.2% of residents are 65 or older — below the national average of 17.3%; an unemployment rate of 6.5% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s CA 12-month CD average of 2.058%, saving 10% of the local median salary ($3,621/year) and putting it in a CD would earn an additional $75 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Oxnard, California

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

Frequently Asked Questions about CD Rates in Oxnard, California

Are CD rates in Oxnard, California FDIC insured?

Yes, most established banks in Oxnard, California are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Oxnard, California?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Oxnard, California.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Oxnard, California may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Oxnard, California?

Here are recent top rates found for this area:
  • CBC Federal Credit Union: 4.25% APY (1-Year IRA Term Share Certificates)
  • County Schools Federal Credit Union: 3.75% APY (60-Month Share Certificates)
  • Premier America Credit Union: 3.25% APY (Business Certificate Accounts 12-Month)
  • Wells Fargo: 1.51% APY (1 year Standard Fixed Rate Relationship)
  • Schools Federal Credit Union: 5.90% APY (Relationship Certificate (12 months))
  • Corazo Credit Union: 4.50% APY (60 Month Certificate)
  • Premier One Credit Union: 4.50% APY (24-month IRA Traditional & Roth Share Certificates)
  • SchoolsFirst Federal Credit Union: 4.30% APY (Deferred Compensation Certificates 60 months)
  • Thinkwise Federal Credit Union: 4.25% APY (Gen-T Term Share Certificate* 12 Months)
  • U S POSTAL SERVICE: 4.25% APY (IRA Certificates 1 Year Starter Add-On)
Rates reflect recent verified offers available in Oxnard, California. Last Updated: May 12, 2026

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Oxnard, California CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Oxnard, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oxnard, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 12, 2026