Mortgage Lenders and Brokers in River Falls, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
River Falls, Wisconsin mortgage lenders include River Falls State BankRiver Falls State Bank124 S 2nd St, River Falls, WI 54022A+5.0 ★Texas Ratio: 1.52%, The First National Bank of River FallsThe First National Bank of River Falls500 Wild Rose Ave, River Falls, WI 54022A+5.0 ★Texas Ratio: 2.74%, Security Financial BankSecurity Financial Bank1561 Commerce Ct, River Falls, WI 54022A5.0 ★Texas Ratio: 11.46%, Westconsin Credit UnionWestconsin Credit Union1207 N Main St, River Falls, WI 54022A+5.0 ★Texas Ratio: 3.22%, Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%, Royal Credit UnionRoyal Credit Union1150 N Main St, River Falls, WI 54022 3509A+5.0 ★Texas Ratio: 0.41%, US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%, Ixonia BankIxonia Bank491 N Main St, Dousman, WI 53118A+5.0 ★Texas Ratio: 2.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA700 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.68%, and Hiawatha National BankHiawatha National Bank220 E Oak St, Glenwood City, WI 54013A-5.0 ★Texas Ratio: 15.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in River Falls, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in River Falls are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in River Falls, Wisconsin
Market share is the lender's share of all home loans closed in River Falls, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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124 S 2nd St, River Falls, WI 54022 A+5.0 ★Texas Ratio: 1.52% |
Conventional | 35 | 6.9% | 100% | $225,285 | View |
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1 office in River Falls 500 Wild Rose Ave, River Falls, WI 54022 A+5.0 ★Texas Ratio: 2.74% |
Conventional | 16 | 3.1% | 100% | $291,875 | View |
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1 office in River Falls 1561 Commerce Ct, River Falls, WI 54022 A5.0 ★Texas Ratio: 11.46% |
Conventional | 4 | 0.8% | 100% | $195,000 | View |
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1207 N Main St, River Falls, WI 54022 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 58 +39 HELOCs |
11.4% | 84.5% | $201,551 | View |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 24 +17 HELOCs |
4.7% | 92.3% | $344,583 | View |
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1150 N Main St, River Falls, WI 54022 3509 A+5.0 ★Texas Ratio: 0.41% |
Conventional, FHA, HELOC | 22 +29 HELOCs |
4.3% | 96% | $374,090 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 11 +8 HELOCs |
2.2% | 100% | $245,909 | View |
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491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 7 | 1.4% | 100% | $300,714 | View |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.8% | 100% | $427,500 | View |
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220 E Oak St, Glenwood City, WI 54013 A-5.0 ★Texas Ratio: 15.06% |
Conventional | 4 | 0.8% | 100% | $320,000 | View |
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102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 3 | 0.6% | 100% | $188,333 | View |
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601 S Main St, Elmwood, WI 54740 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.6% | 100% | $141,666 | View |
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111 State Road 35 N, Dresser, WI 54009 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 3 | 0.6% | 100% | $245,000 | View |
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441 Stageline Rd, Hudson, WI 54016 A+5.0 ★Texas Ratio: 0.25% |
Conventional | 3 | 0.6% | 100% | $291,666 | View |
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1870 Meadow Ln, Pewaukee, WI 53072 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 2 | 0.4% | 100% | $365,000 | View |
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219 Fairfax St, Altoona, WI 54720 A5.0 ★Texas Ratio: 12.61% |
Conventional | 2 | 0.4% | 100% | $410,000 | View |
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4251 Southtowne Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 2 | 0.4% | 100% | $265,000 | View |
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121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $305,000 | View |
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12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
VA, Jumbo | 1 | 0.2% | 100% | $895,000 | View |
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100 E 1st St, Gillett, WI 54124 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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129 Hale Dr, Holmen, WI 54636 C+4.1 ★Texas Ratio: 25.60% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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13967 E Us Highway 2, Brule, WI 54820 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 1 | 0.2% | 33.3% | $225,000 | View |
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5987 County Highway W, Manitowish Waters, WI 54545 A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
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3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $455,000 | View |
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2664 Prairie Ave, Beloit, WI 53511 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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715 Highway 79, Boyceville, WI 54725 A-4.7 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
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Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fairway Independent Mort Corp
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Conventional, FHA | 17 | 3.3% | 94.4% | $480,294 | |
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A+5.0 ★Texas Ratio: 2.07% |
Conventional, FHA, VA | 7 | 1.4% | 87.5% | $422,142 | View |
Compeer Financial
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Conventional | 6 | 1.2% | 88.9% | $301,666 | |
Uw Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, USDA | 30 | 5.9% | 93.8% | $353,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 4.1% | 95.8% | $296,904 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 21 | 4.1% | 100% | $377,380 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 18 +3 HELOCs |
3.5% | 100% | $334,444 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 16 +2 HELOCs |
3.1% | 85% | $405,625 | |
Guild Mortgage Company
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Conventional, FHA, VA | 13 | 2.6% | 92.9% | $418,846 | |
Newrez LLC
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Conventional, FHA, VA | 9 | 1.8% | 90% | $438,333 | |
Prosperity Home Mortgage, LLC
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Conventional | 8 | 1.6% | 100% | $421,250 | |
Tradition Mortgage, LLC
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Conventional | 8 | 1.6% | 100% | $360,000 | |
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A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 6 +9 HELOCs |
1.2% | 87.5% | $175,000 | |
Affinity Plus Federal Credit Union
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Conventional, HELOC | 6 +1 HELOCs |
1.2% | 87.5% | $111,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1.2% | 85.7% | $338,333 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 0.8% | 80% | $472,500 | |
loanDepot.com LLC
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Conventional, VA | 4 | 0.8% | 66.7% | $380,000 | |
Nationstar Mortgage
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Conventional, VA | 4 | 0.8% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.63% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 60% | $391,666 | View |
Freedom Mortgage Corporation
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VA | 3 | 0.6% | 100% | $318,333 | |
Heartland Credit Union
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Conventional | 3 | 0.6% | 100% | $48,333 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 3 | 0.6% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.6% | 100% | $245,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $70,000 | |
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A+5.0 ★Texas Ratio: 0.09% |
Conventional, VA | 2 | 0.4% | 100% | $330,000 | View |
Everett Financial, Inc.
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Conventional, VA | 2 | 0.4% | 100% | $280,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional | 2 | 0.4% | 100% | $300,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 0.4% | 100% | $480,000 | View |
Success Mortgage Partners, Inc
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Conventional | 2 | 0.4% | 100% | $395,000 | |
Novation Credit Union
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Conventional | 2 | 0.4% | 100% | $95,000 | |
Topline Financial Credit Union
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Conventional | 2 | 0.4% | 100% | $410,000 | |
Mortgage Research Center
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VA | 2 | 0.4% | 50% | $325,000 | |
Mutual of Omaha Mortgage
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VA | 2 | 0.4% | 100% | $370,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 2 | 0.4% | 100% | $205,000 | View |
21St Mortgage
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Conventional | 2 | 0.4% | 100% | $40,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $380,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, VA | 2 | 0.4% | 100% | $565,000 | |
Wings Financial Credit Union
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Conventional, HELOC | 1 +4 HELOCs |
0.2% | 50% | $375,000 | |
Ideal Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $245,000 | |
Genisys Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $195,000 | |
Midwestone Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $255,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $35,000 | |
Liberty Federal Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $805,000 | |
Castle Rock Bank
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Conventional | 1 | 0.2% | 100% | $425,000 | |
American Financial Resources LLC
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VA | 1 | 0.2% | 100% | $645,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 50% | $715,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,505,000 | View |
SWBC Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $385,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 33.3% | $45,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $445,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $405,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.2% | 100% | $245,000 | |
FirstTrust Home Loans
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
Gate City Bank
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $205,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $705,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $375,000 | View |
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A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $365,000 | |
Nations Lending Corporation
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FHA | 1 | 0.2% | 100% | $305,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
| Conventional | 1 | 0.2% | 100% | $275,000 | View | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Summit Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $275,000 | |
St Paul Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $115,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.2% | 100% | $85,000 | |
| Conventional | 1 | 0.2% | 100% | $415,000 | View | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 20% | $225,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $365,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
River Falls Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in River Falls, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in River Falls? The list below shows the banks, credit unions and mortgage brokers that closed home loans in River Falls in 2025, with lenders based there listed first.
Types of Mortgage Lenders in River Falls, WI
Use these to narrow the list above. Each category shows how many River Falls, WI lenders fit and what that kind of lender is usually best for.
Who Lends in River Falls, WI
Independent mortgage companies closed 41.8 percent of home loans in River Falls, Wisconsin in 2025, banks 36.3 percent and credit unions 21.8 percent. Fairway Independent Mort Corp was the largest mortgage company, River Falls State Bank the largest bank and Westconsin Credit Union the largest credit union. Among lenders headquartered in Wisconsin, River Falls State Bank led with 35 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in River Falls, WI
By home loans closed in 2025, River Falls State Bank was the largest mortgage lender in River Falls, Wisconsin with 35 loans, about 6.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in River Falls, Wisconsin, Westconsin Credit Union approved the highest share of completed applications in 2025 at 84.5 percent, against a 91.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in River Falls, Wisconsin in 2025, led by Guaranteed Rate, Inc. with 4. 24 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 50 banks and 20 credit unions closed home loans in River Falls, Wisconsin in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in River Falls, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in River Falls, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up River Falls. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
