Oak Creek, Wisconsin mortgage lenders include Associated Bank NAAssociated Bank NA7940 S 6th St, Oak Creek, WI 53154A+5.0 ★Texas Ratio: 3.45%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7980 S Howell Ave, Oak Creek, WI 53154A+5.0 ★Texas Ratio: 3.68%, Tri City National BankTri City National Bank6400 S 27th St, Oak Creek, WI 53154A+5.0 ★Texas Ratio: 4.17%, US Bank, N.A.US Bank, N.A.171 W Town Square Way, Oak Creek, WI 53154A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank8995 S Howell Ave, Oak Creek, WI 53154A+5.0 ★Texas Ratio: 3.66%, BMO Harris Bank NABMO Harris Bank NA8900 S Howell Ave, Oak Creek, WI 53154A+5.0 ★Texas Ratio: 3.54%, PNC Bank N.A.PNC Bank N.A.125 E Puetz Rd, Oak Creek, WI 53154A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NAA+5.0 ★Texas Ratio: 4.14%, Educators Credit UnionEducators Credit Union130 W Town Square Way, Oak Creek, WI 53154A+5.0 ★Texas Ratio: 4.30%, and Landmark Credit UnionLandmark Credit Union8129S S Howell Ave, Oak Creek, WI 53154A+5.0 ★Texas Ratio: 3.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oak Creek, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oak Creek are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Oak Creek, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Oak Creek 7940 S 6th St, Oak Creek, WI 53154 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 17 +9 HELOCs |
3.7% | 94.4% | $329,705 | View |
|
1 office in Oak Creek 7980 S Howell Ave, Oak Creek, WI 53154 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, HELOC | 15 +4 HELOCs |
3.3% | 83.3% | $354,333 | View |
|
3 offices in Oak Creek 6400 S 27th St, Oak Creek, WI 53154 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 8 +13 HELOCs |
1.7% | 72.7% | $208,750 | View |
|
1 office in Oak Creek 171 W Town Square Way, Oak Creek, WI 53154 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 50% | $630,000 | View |
|
1 office in Oak Creek 8995 S Howell Ave, Oak Creek, WI 53154 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 66.7% | $365,000 | View |
|
1 office in Oak Creek 8900 S Howell Ave, Oak Creek, WI 53154 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +29 HELOCs |
0% | 0% | View | |
|
★ 1.7 stars, 3 reviews 1 office in Oak Creek 125 E Puetz Rd, Oak Creek, WI 53154 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
|
1 office in Oak Creek A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 42.9% | $215,000 | View |
|
130 W Town Square Way, Oak Creek, WI 53154 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 41 +7 HELOCs |
8.9% | 91.7% | $184,512 | View |
|
8129S S Howell Ave, Oak Creek, WI 53154 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 36 +91 HELOCs |
7.8% | 90% | $266,666 | View |
|
871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, HELOC | 14 +39 HELOCs |
3% | 100% | $302,142 | View |
|
222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 11 +3 HELOCs |
2.4% | 100% | $364,090 | View |
|
18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
Conventional | 10 | 2.2% | 100% | $325,000 | View |
|
491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 8 | 1.7% | 100% | $353,750 | View |
|
9000 W Drexel Ave, Franklin, WI 53132 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 8 | 1.7% | 100% | $275,000 | View |
|
18300 W Capitol Dr, Brookfield, WI 53045 A+5.0 ★Texas Ratio: 1.44% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1.3% | 100% | $478,333 | View |
|
1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 5 | 1.1% | 100% | $379,000 | View |
|
7801 S Howell Ave, Oak Creek, WI 53154 A+5.0 ★Texas Ratio: 2.06% |
Conventional | 5 | 1.1% | 71.4% | $197,000 | View |
|
8701 S Howell Ave, Oak Creek, WI 53154 A+5.0 ★Texas Ratio: 0.50% |
Conventional, HELOC | 4 +13 HELOCs |
0.9% | 80% | $277,500 | View |
Great Midwest Bank SSB
505 W Brown Deer Rd, Bayside, WI 53217 |
Conventional | 4 | 0.9% | 80% | $205,000 | |
|
102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 100% | $180,000 | View |
|
1 Northwestern Mutual Way, Franklin, WI 53132 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 2 | 0.4% | 100% | $135,000 | View |
|
302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 2 | 0.4% | 60% | $70,000 | View |
|
100 E 1st St, Gillett, WI 54124 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 50% | $365,000 | View |
|
1502 N Highway Blvd, Chetek, WI 54728 A-5.0 ★Texas Ratio: 15.51% |
Conventional | 1 | 0.2% | 50% | $65,000 | View |
|
W236s7050 Big Bend Dr, Big Bend, WI 53103 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
308 Bridge St, Burlington, WI 53105 B+4.1 ★Texas Ratio: 2.52% |
Conventional | 1 | 0.2% | 33.3% | $175,000 | View |
|
141 South Willow Street, Eagle River, WI 54521 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
|
901 Wisconsin St, Adell, WI 53001 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
|
1011 E Wall St, Eagle River, WI 54521 A5.0 ★Texas Ratio: 11.20% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
|
4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
|
3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
|
19601 W Bluemound Rd, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
|
6402 W Brown Deer Rd, Brown Deer, WI 53223 A5.0 ★Texas Ratio: 10.89% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
|
Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Uw Credit Union
|
Conventional, FHA, VA, HELOC | 20 +38 HELOCs |
4.3% | 95.2% | $288,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 15 | 3.3% | 100% | $332,333 | |
A+ Mortgage Services, Inc.
|
Conventional, FHA | 9 | 2% | 100% | $348,333 | |
|
A+5.0 ★Texas Ratio: 2.07% |
Conventional | 2 | 0.4% | 100% | $160,000 | View |
Gateway Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $335,000 | |
Thompson Kane & Company, Inc
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Rocket Mortgage
|
Conventional, FHA | 30 | 6.5% | 92.5% | $238,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 17 | 3.7% | 95% | $302,058 | |
Newrez LLC
|
Conventional, VA | 9 | 2% | 76.9% | $250,555 | |
Nationstar Mortgage
|
Conventional, FHA | 9 | 2% | 75% | $159,444 | |
Freedom Mortgage Corporation
|
FHA, VA | 8 | 1.7% | 100% | $352,500 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 7 | 1.5% | 100% | $263,571 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA | 7 | 1.5% | 100% | $339,285 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 6 | 1.3% | 100% | $185,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 5 | 1.1% | 100% | $349,000 | |
Guild Mortgage Company
|
Conventional | 5 | 1.1% | 100% | $291,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 4 | 0.9% | 71.4% | $220,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional | 4 | 0.9% | 100% | $272,500 | View |
Union Home Mortgage Corp.
|
Conventional, FHA | 4 | 0.9% | 100% | $290,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 4 | 0.9% | 80% | $307,500 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 4 | 0.9% | 100% | $360,000 | View |
|
A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 3 +3 HELOCs |
0.7% | 66.7% | $308,333 | |
Guaranteed Rate, Inc.
|
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $348,333 | |
Zippy Loans, LLC
|
Conventional | 3 | 0.7% | 75% | $51,666 | |
Amerisave Mortgage Company
|
Conventional | 3 | 0.7% | 50% | $61,666 | |
American Pacific Mortgage Corporation
|
Conventional | 3 | 0.7% | 100% | $528,333 | |
Mortgage Research Center
|
VA | 3 | 0.7% | 100% | $418,333 | |
Primary Residential Mortgage, INC.
|
Conventional | 2 | 0.4% | 100% | $115,000 | |
Guidance Residential, LLC
|
Conventional | 2 | 0.4% | 100% | $350,000 | |
Resicentral LLC
|
Conventional | 2 | 0.4% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.4% | 50% | $300,000 | View |
Cardinal Financial Company, Li
|
Conventional | 2 | 0.4% | 100% | $340,000 | |
Planet Home Lending, LLC
|
Conventional, VA | 2 | 0.4% | 66.7% | $435,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.4% | 100% | $535,000 | |
Lower, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $285,000 | |
Consumers Credit Union
|
Conventional | 2 | 0.4% | 100% | $270,000 | |
Navy Federal Credit Union
|
Conventional, VA | 2 | 0.4% | 100% | $245,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $65,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
American Portfolio Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $255,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Primelending
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Farmers Insurance Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $65,000 | |
Go Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
United Trust Bank
|
FHA | 1 | 0.2% | 100% | $105,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
First State Bank of St Charles
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
HomeBridge Financial Services, Inc
|
FHA | 1 | 0.2% | 100% | $295,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 25% | $55,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Shoreham Bank
|
FHA | 1 | 0.2% | 100% | $25,000 | |
Churchill Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $415,000 | |
Nations Lending Corporation
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
United Home Loans, Inc.
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
|
A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
V.I.P. Mortgage, Inc.
|
VA | 1 | 0.2% | 100% | $205,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.2% | 100% | $305,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.2% | 33.3% | $375,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.2% | 50% | $365,000 | |
|
A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
Nexera Holding LLC
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.2% | 100% | $115,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.2% | 100% | $285,000 | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Advia Credit Union
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Oak Creek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oak Creek in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Oak Creek, WI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 43.9 percent of home loans in Oak Creek, Wisconsin in 2025, banks 27.8 percent and credit unions 28.3 percent. Wisconsin Mortgage Corporation was the largest mortgage company, Associated Bank NA the largest bank and Educators Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Associated Bank NA led with 17 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
By home loans closed in 2025, Associated Bank NA was the largest mortgage lender in Oak Creek, Wisconsin with 17 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Oak Creek, Wisconsin in 2025, led by Rocket Mortgage with 4. 15 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 16 credit unions closed home loans in Oak Creek, Wisconsin in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oak Creek, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oak Creek, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oak Creek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.