Woodinville, Washington mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA13425 Ne 175th St, Woodinville, WA 98072A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA14003 Ne Woodinville Duvall Rd, Woodinville, WA 98072A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA13505 Ne 175th St, Woodinville, WA 98072A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.17922 140th Ave Ne, Woodinville, WA 98072A+5.0 ★Texas Ratio: 2.85%, Banner BankBanner Bank17530 132nd Ave Ne, Woodinville, WA 98072A+5.0 ★Texas Ratio: 2.91%, Coastal Community BankCoastal Community Bank17601 140th Ave Ne, Woodinville, WA 98072B4.5 ★Texas Ratio: 20.96%, Boeing Employees' Credit UnionBoeing Employees' Credit Union17705 140th Ave NE, Woodinville, WA 98072, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, Hsbc Bank USA, NAHsbc Bank USA, NA196 Bellevue Way Ne, Bellevue, WA 98004A+5.0 ★Texas Ratio: 4.86%, and 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodinville, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodinville are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Woodinville, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Woodinville 13425 Ne 175th St, Woodinville, WA 98072 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 10 | 4.8% | 90.9% | $697,000 | View |
|
1 office in Woodinville 14003 Ne Woodinville Duvall Rd, Woodinville, WA 98072 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 7 +3 HELOCs |
3.3% | 87.5% | $1,063,571 | View |
|
1 office in Woodinville 13505 Ne 175th St, Woodinville, WA 98072 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 6 | 2.9% | 85.7% | $678,333 | View |
|
1 office in Woodinville 17922 140th Ave Ne, Woodinville, WA 98072 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1% | 40% | $1,465,000 | View |
|
1 office in Woodinville 17530 132nd Ave Ne, Woodinville, WA 98072 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1 office in Woodinville 17601 140th Ave Ne, Woodinville, WA 98072 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
17705 140th Ave NE, Woodinville, WA 98072 |
Conventional, Jumbo, HELOC | 11 +28 HELOCs |
5.3% | 100% | $655,000 | |
|
24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 3 | 1.4% | 100% | $155,000 | View |
|
196 Bellevue Way Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 2 | 1% | 100% | $845,000 | View |
|
100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
|
404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sammamish Mortgage Company
|
VA | 2 | 1% | 100% | $775,000 | |
Wsecu
|
Conventional | 1 | 0.5% | 100% | $385,000 | |
HomeStreet Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
DHI Mortgage Company, LTD.
|
Conventional, Jumbo | 66 | 31.6% | 91.7% | $807,878 | |
Movement Mortgage, LLC
|
Conventional, Jumbo | 9 | 4.3% | 100% | $740,555 | |
Rocket Mortgage
|
Conventional, FHA | 7 | 3.3% | 80% | $419,285 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 7 | 3.3% | 100% | $640,714 | |
United Wholesale Mortgage
|
Conventional, VA | 6 | 2.9% | 100% | $653,333 | |
Pennymac Loan Services LLC
|
Conventional, Jumbo | 5 | 2.4% | 83.3% | $829,000 | |
Originpoint, LLC
|
Conventional, Jumbo | 4 | 1.9% | 100% | $842,500 | |
loanDepot.com LLC
|
Conventional | 4 | 1.9% | 100% | $715,000 | |
First Technology Federal Credit Union
|
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
1.4% | 100% | $835,000 | |
Newrez LLC
|
Conventional, VA | 3 | 1.4% | 100% | $568,333 | |
Guild Mortgage Company
|
Conventional | 3 | 1.4% | 100% | $441,666 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 1% | 100% | $460,000 | |
Global Federal Credit Union
|
Conventional | 2 | 1% | 100% | $455,000 | |
General Mortgage Capital Corporation
|
Conventional | 2 | 1% | 100% | $295,000 | |
Provident Funding Associates
|
Conventional | 2 | 1% | 100% | $735,000 | |
New American Funding, LLC.
|
Conventional | 2 | 1% | 100% | $815,000 | |
Fairway Independent Mort Corp
|
Conventional | 2 | 1% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 2 | 1% | 100% | $1,130,000 | View |
Nexera Holding LLC
|
Conventional, Jumbo | 2 | 1% | 100% | $1,285,000 | |
Spring Eq, LLC
|
Conventional | 2 | 1% | 40% | $255,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $305,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.5% | 100% | $905,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.5% | 100% | $835,000 | View |
Envoy Mortgage, Ltd
|
VA, Jumbo | 1 | 0.5% | 100% | $1,935,000 | |
AAA Capital Investment, Inc
|
Conventional | 1 | 0.5% | 100% | $725,000 | |
Nbkc Bank
|
Conventional | 1 | 0.5% | 100% | $805,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $925,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 0.5% | 50% | $1,485,000 | View |
Directors Mortgage, Inc
|
Conventional | 1 | 0.5% | 100% | $965,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.5% | 100% | $685,000 | View |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
HomeXpress Mortgage Corp.
|
Conventional, Jumbo | 1 | 0.5% | 100% | $1,865,000 | |
Cmg Mortgage Inc
|
Conventional, Jumbo | 1 | 0.5% | 100% | $1,255,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.5% | 100% | $985,000 | |
Nfm, Inc
|
Conventional | 1 | 0.5% | 100% | $345,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.5% | 100% | $365,000 | |
Direct Mortgage Loans, LLC
|
FHA | 1 | 0.5% | 100% | $415,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $985,000 | |
|
A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.5% | 100% | $875,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.5% | 100% | $645,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.5% | 100% | $515,000 | |
Firefighters First Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $635,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $185,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.5% | 100% | $1,005,000 | |
RBC Bank (Georgia), N.A.
|
Conventional | 1 | 0.5% | 100% | $925,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $835,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional, Jumbo | 1 | 0.5% | 100% | $1,645,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,045,000 | View |
Georgia'S Own Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Woodinville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodinville in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Woodinville, WA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 70.3 percent of home loans in Woodinville, Washington in 2025, banks 19.1 percent and credit unions 10.5 percent. Sammamish Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 0 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Woodinville, Washington with 10 loans, about 4.8 percent of the market. The largest lender headquartered in Washington was Banner Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Woodinville, Washington, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 91.7 percent, against a 91.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Woodinville, Washington in 2025, led by Rocket Mortgage with 1. 5 lenders closed VA loans, led by Sammamish Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 11 credit unions closed home loans in Woodinville, Washington in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodinville, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodinville, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodinville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.