Mortgage Lenders and Brokers in West Richland, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Richland, Washington mortgage lenders include Gesa Credit UnionGesa Credit Union4755 Paradise Dr, West Richland, WA 99353A5.0 ★Texas Ratio: 6.57%, Hapo Communtiy Credit UnionHapo Communtiy Credit Union6185 Kenne Rd, West Richland, WA 99353A+5.0 ★Texas Ratio: 1.09%, Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Numerica Credit UnionNumerica Credit Union1210 S Hayford Rd, Airway Heights, WA 99001A+5.0 ★Texas Ratio: 2.22%, Spokane Teachers Credit UnionSpokane Teachers Credit Union10811 W State Route 2, Airway Heights, WA 99001 5167A5.0 ★Texas Ratio: 10.05%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Richland, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Richland are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Richland, Washington
Market share is the lender's share of all home loans closed in West Richland, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4755 Paradise Dr, West Richland, WA 99353 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 39 +33 HELOCs |
7.2% | 97.5% | $223,461 | View |
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6185 Kenne Rd, West Richland, WA 99353 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 24 | 4.5% | 96.4% | $220,416 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, FHA, VA, Jumbo, HELOC | 23 +4 HELOCs |
4.3% | 92% | $394,565 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA, VA, Jumbo | 20 | 3.7% | 90.9% | $503,000 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +2 HELOCs |
1.1% | 100% | $416,666 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, HELOC | 4 +6 HELOCs |
0.7% | 80% | $265,000 | View |
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1210 S Hayford Rd, Airway Heights, WA 99001 A+5.0 ★Texas Ratio: 2.22% |
Conventional, FHA, HELOC | 2 +21 HELOCs |
0.4% | 66.7% | $365,000 | View |
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10811 W State Route 2, Airway Heights, WA 99001 5167 A5.0 ★Texas Ratio: 10.05% |
Conventional, FHA, HELOC | 2 +6 HELOCs |
0.4% | 50% | $415,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional | 2 | 0.4% | 100% | $310,000 | |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $385,000 | View |
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22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $395,000 | View |
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300 110th Ave Ne, Bellevue, WA 98004 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
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1005 Highway 97, Brewster, WA 98812 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.2% | 33.3% | $805,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Yakima Federal Savings & Loan
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Conventional | 11 | 2% | 100% | $268,636 | |
Tri-Cities Community FederalCU
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Conventional | 4 | 0.7% | 100% | $97,500 | |
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A+5.0 ★Texas Ratio: 1.41% |
Conventional | 4 | 0.7% | 80% | $337,500 | View |
Wsecu
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Conventional | 2 | 0.4% | 100% | $250,000 | |
HomeStreet Bank
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FHA | 1 | 0.2% | 100% | $315,000 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 75 +2 HELOCs |
13.9% | 100% | $384,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 57 | 10.6% | 89.2% | $435,526 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 40 | 7.4% | 85.1% | $294,250 | |
Primelending
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Conventional, FHA, VA | 24 | 4.5% | 100% | $283,750 | |
Freedom Mortgage Corporation
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FHA, VA | 14 | 2.6% | 93.8% | $404,285 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, VA | 13 | 2.4% | 100% | $296,538 | |
Nationstar Mortgage
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Conventional | 13 | 2.4% | 100% | $146,538 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 10 | 1.9% | 100% | $251,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 10 | 1.9% | 100% | $393,000 | |
21St Mortgage
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Conventional | 9 | 1.7% | 52.9% | $106,111 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
1.3% | 100% | $326,428 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +1 HELOCs |
1.3% | 87.5% | $337,857 | |
Churchill Mortgage Corporation
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Conventional, VA | 7 | 1.3% | 87.5% | $377,857 | |
Triad Financial Services, Inc.
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Conventional | 6 | 1.1% | 66.7% | $86,666 | |
Newrez LLC
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Conventional, VA | 5 | 0.9% | 71.4% | $217,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 0.9% | 83.3% | $459,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $277,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 0.7% | 100% | $370,000 | |
Spring Eq, LLC
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Conventional | 4 | 0.7% | 80% | $97,500 | |
Mortgage Research Center
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VA | 3 | 0.6% | 42.9% | $495,000 | |
Nations Direct Mortgage, LLC
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Conventional, VA | 3 | 0.6% | 100% | $608,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 3 | 0.6% | 50% | $398,333 | |
Kind Lending, LLC
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $470,000 | |
Idaho Central Credit Union
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.4% | 80% | $330,000 | |
American Financial Resources LLC
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VA | 2 | 0.4% | 100% | $380,000 | |
Lakeview Loan Servicing, LLC
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VA | 2 | 0.4% | 25% | $550,000 | |
MortgageOne, Inc
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Conventional, VA | 2 | 0.4% | 100% | $335,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 2 | 0.4% | 100% | $310,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, VA | 2 | 0.4% | 66.7% | $340,000 | View |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 0.4% | 100% | $270,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 0.4% | 100% | $315,000 | View |
Discover Bank
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Conventional | 2 | 0.4% | 66.7% | $80,000 | |
Sun West Mortgage Company, Inc
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VA | 2 | 0.4% | 66.7% | $580,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $215,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.4% | 100% | $210,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA, VA | 2 | 0.4% | 100% | $360,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 2 | 0.4% | 100% | $320,000 | View |
Citadel Servicing Corporation
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Conventional | 2 | 0.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 66.7% | $240,000 | View |
Village Capital & Investment
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VA | 2 | 0.4% | 60% | $540,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Brighton Bank
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Conventional | 1 | 0.2% | 100% | $525,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $445,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.2% | 33.3% | $445,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.2% | 100% | $485,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $285,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
Oceanside Mortgage Company
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FHA | 1 | 0.2% | 100% | $365,000 | |
VanDyk Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $495,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 100% | $285,000 | |
SIRVA Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $315,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $685,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $465,000 | View |
Land Home Financial Services,
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,085,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $525,000 | View |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.2% | 100% | $425,000 | |
Southwest Funding LP
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FHA | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
West Richland Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Richland, Washington
Looking for mortgage lenders near me or mortgage brokers near me in West Richland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Richland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Richland, WA
Use these to narrow the list above. Each category shows how many West Richland, WA lenders fit and what that kind of lender is usually best for.
Who Lends in West Richland, WA
Independent mortgage companies closed 63 percent of home loans in West Richland, Washington in 2025, banks 21.2 percent and credit unions 15.8 percent. Sammamish Mortgage Company was the largest mortgage company, Columbia Bank the largest bank and Gesa Credit Union the largest credit union. Among lenders headquartered in Washington, Gesa Credit Union led with 39 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Richland, WA
By home loans closed in 2025, Gesa Credit Union was the largest mortgage lender in West Richland, Washington with 39 loans, about 7.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in West Richland, Washington, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 100 percent, against a 88.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in West Richland, Washington in 2025, led by Cmg Mortgage Inc with 11. 30 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 11 credit unions closed home loans in West Richland, Washington in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Richland, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Richland, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Richland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
