Washougal, Washington mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA733 E St, Washougal, WA 98671A+5.0 ★Texas Ratio: 3.68%, Columbia Credit UnionColumbia Credit Union404 North West Avenue, Arlington, WA 98223, iQ Credit UnioniQ Credit Union640 E St, Washougal, WA 98671A+5.0 ★Texas Ratio: 5.25%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Sunflower Bank, N.A.Sunflower Bank, N.A.244 W Main Ave, Spokane, WA 99201A5.0 ★Texas Ratio: 10.77%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, Spokane Teachers Credit UnionSpokane Teachers Credit Union10811 W State Route 2, Airway Heights, WA 99001 5167A5.0 ★Texas Ratio: 10.05%, and Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Washougal, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Washougal are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Washougal, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Washougal 733 E St, Washougal, WA 98671 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1.6% | 85.7% | $495,000 | View |
Columbia Credit Union
404 North West Avenue, Arlington, WA 98223 |
Conventional, HELOC | 22 +28 HELOCs |
6% | 80% | $129,090 | |
|
640 E St, Washougal, WA 98671 A+5.0 ★Texas Ratio: 5.25% |
Conventional, HELOC | 9 +58 HELOCs |
2.4% | 100% | $288,333 | View |
|
910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, Jumbo, HELOC | 6 +7 HELOCs |
1.6% | 54.5% | $403,333 | View |
|
244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77% |
Conventional | 6 | 1.6% | 100% | $425,000 | View |
|
1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 1.1% | 100% | $697,500 | View |
|
3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +6 HELOCs |
0.5% | 100% | $325,000 | View |
|
100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $485,000 | View |
|
10811 W State Route 2, Airway Heights, WA 99001 5167 A5.0 ★Texas Ratio: 10.05% |
Conventional | 2 | 0.5% | 100% | $385,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $595,000 | |
|
5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $335,000 | View |
|
10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
|
24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
|
100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.3% | 50% | $345,000 | View |
|
117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
|
404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
|
525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
202 Front Ave SW, Castle Rock, WA 98611 A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
|
Conventional, FHA, VA | 7 | 1.9% | 100% | $470,714 | |
Sammamish Mortgage Company
|
Conventional | 3 | 0.8% | 100% | $548,333 | |
Wsecu
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
HomeStreet Bank
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 31 +5 HELOCs |
8.4% | 88.9% | $468,548 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 28 | 7.6% | 96.9% | $357,142 | |
Guild Mortgage Company
|
Conventional, FHA | 20 | 5.4% | 100% | $358,500 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 13 | 3.5% | 100% | $382,692 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 12 | 3.3% | 81.2% | $491,666 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, Jumbo, HELOC | 11 +2 HELOCs |
3% | 100% | $561,363 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 11 | 3% | 91.7% | $462,272 | |
Leaderone Financial Corp.
|
Conventional, VA | 11 | 3% | 100% | $536,818 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 9 | 2.4% | 100% | $541,666 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 8 +1 HELOCs |
2.2% | 100% | $680,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 7 | 1.9% | 100% | $403,571 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 7 | 1.9% | 58.3% | $317,857 | |
Newrez LLC
|
Conventional, FHA | 7 | 1.9% | 80% | $515,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 7 | 1.9% | 100% | $603,571 | |
|
A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 4 +9 HELOCs |
1.1% | 80% | $455,000 | |
|
A5.0 ★Texas Ratio: 9.52% |
Conventional | 4 | 1.1% | 100% | $465,000 | View |
Summit Mortgage Corporation
|
Conventional | 4 | 1.1% | 100% | $367,500 | |
Mortgage Research Center
|
VA | 4 | 1.1% | 50% | $600,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 4 | 1.1% | 100% | $422,500 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 3 +3 HELOCs |
0.8% | 80% | $501,666 | |
Union Home Mortgage Corp.
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.8% | 75% | $321,666 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 3 +1 HELOCs |
0.8% | 75% | $718,333 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 3 | 0.8% | 100% | $508,333 | View |
Amerisave Mortgage Company
|
Conventional, FHA | 3 | 0.8% | 50% | $205,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 3 | 0.8% | 100% | $318,333 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.8% | 100% | $561,666 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 3 | 0.8% | 100% | $311,666 | |
Better Mortgage Corporation
|
Conventional | 3 | 0.8% | 75% | $571,666 | |
Spring Eq, LLC
|
Conventional | 3 | 0.8% | 42.9% | $81,666 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $190,000 | |
Alameda Mortgage Corporation
|
Conventional, FHA, Jumbo | 2 | 0.5% | 100% | $620,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 2 | 0.5% | 100% | $645,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 0.5% | 100% | $725,000 | |
Synergy One Lending, Inc.
|
Conventional | 2 | 0.5% | 100% | $415,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.5% | 100% | $505,000 | |
Summit Funding.Inc
|
Conventional | 2 | 0.5% | 100% | $455,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 0.5% | 100% | $620,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.5% | 100% | $910,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $95,000 | View |
Alliant Credit Union
|
VA, HELOC | 1 +4 HELOCs |
0.3% | 100% | $395,000 | |
|
A5.0 ★Texas Ratio: 9.96% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $45,000 | |
ML Mortgage Corp.
|
VA | 1 | 0.3% | 100% | $515,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.3% | 100% | $505,000 | |
American Airlines Federal Cred
|
Conventional | 1 | 0.3% | 100% | $405,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,165,000 | View |
Nbkc Bank
|
Conventional | 1 | 0.3% | 50% | $605,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.3% | 50% | $515,000 | |
Fed Ex Employees Credit Association
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
Directors Mortgage, Inc
|
Conventional | 1 | 0.3% | 100% | $585,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.3% | 25% | $85,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
Resicentral LLC
|
Conventional | 1 | 0.3% | 50% | $625,000 | |
Intercap Lending Inc
|
Conventional | 1 | 0.3% | 100% | $385,000 | |
Ez Fundings Inc
|
Conventional | 1 | 0.3% | 100% | $675,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.3% | 100% | $175,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.3% | 100% | $435,000 | |
First Colony Mortgage Corporat
|
VA | 1 | 0.3% | 100% | $755,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $635,000 | |
Nfm, Inc
|
Conventional | 1 | 0.3% | 100% | $555,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.3% | 100% | $385,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.3% | 100% | $695,000 | |
Nations Lending Corporation
|
Conventional | 1 | 0.3% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.3% | 100% | $525,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.3% | 33.3% | $55,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
|
A5.0 ★Texas Ratio: 7.51% |
VA, Jumbo | 1 | 0.3% | 100% | $1,335,000 | View |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $645,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.3% | 33.3% | $405,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.3% | 100% | $795,000 | |
Lower, LLC
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.3% | 100% | $515,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.3% | 100% | $145,000 | |
|
A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Village Capital & Investment
|
VA | 1 | 0.3% | 100% | $525,000 | |
JMAC Lending, Inc.
|
VA | 1 | 0.3% | 100% | $415,000 | |
Unitus Community Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Oregon Community Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Consolidated Community Credit
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Washougal? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Washougal in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Washougal, WA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 74.5 percent of home loans in Washougal, Washington in 2025, banks 12.2 percent and credit unions 13.3 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Columbia Credit Union the largest credit union. Among lenders headquartered in Washington, Columbia Credit Union led with 22 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Washougal, Washington with 6 loans, about 1.6 percent of the market. The largest lender headquartered in Washington was Columbia Credit Union with 22 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Washougal, Washington in 2025, led by Rocket Mortgage with 7. 23 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 26 credit unions closed home loans in Washougal, Washington in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Washougal, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Washougal, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Washougal. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.